Civic Intelligence

Bcbsnc Credit Union

EIN 23-7080931 • 501(c)14 • Durham, NC

Profile

The organizations mission is to make loans to members and provide savings accounts for members at reasonable rates.

PO Box 2291Durham, NC 27702

www.bcbsnccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.88x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

24th percentile

12.85x

Higher debt load relative to revenue than 24% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

69th percentile

14%

Higher net margin than 69% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

93rd percentile

11%

Faster asset growth than 93% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

48th percentile

7.3%

Faster revenue growth than 48% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$15,207,271

Up $1,537,835 (+11%) from 2013

Liabilities

Up

$13,306,680

Up $1,191,190 (+9.8%) from 2013

Net Assets

Up

$1,900,591

Up $346,645 (+22%) from 2013

Operations
Liabilities / Revenue24th percentileNet Margin69th percentile

Revenue

Up

$1,035,261

Up $70,670 (+7.3%) from 2013

Expenses

Down

$892,729

Down $189,854 (-18%) from 2013

Net Income

Up

$142,532

Up $260,524 (+221%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $11,712,364Liabilities 2010: $10,192,885Net Assets 2010: $1,519,4792010Assets 2011: $12,952,608Liabilities 2011: $11,304,303Net Assets 2011: $1,648,3052011Assets 2012: $13,242,448Liabilities 2012: $11,522,019Net Assets 2012: $1,720,4292012Assets 2013: $13,669,436Liabilities 2013: $12,115,490Net Assets 2013: $1,553,9462013Assets 2014: $15,207,271Liabilities 2014: $13,306,680Net Assets 2014: $1,900,5912014

Highlighted filing

2014

Assets$15,207,271
Liabilities$13,306,680
Net Assets$1,900,591
Open 2014 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $912,2622010Expenses 2011: $1,006,1642011Expenses 2012: $1,008,9482012Revenue 2013: $964,591Expenses 2013: $1,082,583Net Income 2013: -$117,9922013Revenue 2014: $1,035,261Expenses 2014: $892,729Net Income 2014: $142,5322014

Highlighted filing

2014

Revenue$1,035,261
Expenses$892,729
Net Income$142,532
Open 2014 Filing

Filings

Most recent year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$15,207,271
Liabilities
$13,306,680
Net assets
$1,900,591
Revenue
$1,035,261
Expenses
$892,729
Net income
$142,532
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$15.2$13.3$1.90$1.04$0.89$0.14
2013Detailed filing. Detailed filing data is available for this year.$13.7$12.1$1.55$0.96$1.08$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.2$11.5$1.72$1.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.0$11.3$1.65$1.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.7$10.2$1.52$0.91
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 12, 2015
Return Version
2014v5.0
Gross Receipts
$1,035,261
Mission and Program Overview

Mission

The credit union's mission

The credit union's mission is to make loans to members and to provide savings accounts for members at reasonable rates.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$8,090,702$10,646,340▲ $2,555,638
Other Notes and Loans Receivable, Net$4,497,651$3,818,080▼ $679,571
Rtn Earn Endowment Incm Other Fnds$1,553,946$1,900,591▲ $346,645
Cash and Non-Interest-Bearing Accounts$694,460$436,138▼ $258,322
Receivables From Officers Etc$54,483--
Land, Buildings, and Equipment, Net$83,287$54,306▼ $28,981
Prepaid Expenses and Deferred Charges$12,130$3,869▼ $8,261
Accounts Receivable$227--
Total Assets$13,669,436$15,207,271▲ $1,537,835
Other Assets Total$236,496$248,538▲ $12,042
Liabilities
Other Liabilities$12,030,677$13,184,830▲ $1,154,153
Accounts Payable and Accrued Expenses$84,813$121,850▲ $37,037
Total Liabilities$12,115,490$13,306,680▲ $1,191,190
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,553,946$1,900,591▲ $346,645
Total Liabilities and Net Assets / Fund Balance$13,669,436$15,207,271▲ $1,537,835

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$54,306$282,158$336,464
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Laura WilliamsManagerFT$79,602$79,602

Board Members and Trustees

NameTitle
Steve CherrierPresident
Gary StuttsVice President
Amber BoothDirector
Arelia BynumDirector
Bryan RigsbeeDirector
Jim EmmonsDirector
MIKE O'CONNERDirector
Deborah MedlinSecretary
James BoggsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$730,562
Investment Income
$304,699
Other Revenue
$0
Change in Net Assets
$142,532

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,035,261
Total Revenue per Audited Statements
$1,035,261
Total Revenue per Form 990
$1,035,261
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$506,437
Salaries, Compensation, and Employee Benefits$386,292
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$313,915
Other Salaries and Wages---$306,692
Current Officers, Directors, Trustees, and Key Employees---$79,600
Fees for Services Other---$55,006
Other Expenses---$44,400
Interest---$35,554
Advertising---$6,876
Conferences and Meetings---$1,030
Total Functional Expenses$0$0$0$892,729

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$892,729
Total Expenses per Audited Statements$892,729
Total Expenses per Form 990$892,729
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$54,483--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares and Deposits$13,184,830
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Bcbsnc
EIN
23-7080931
Phone
9197651677
Address
PO BOX 2291, Durham, NC 27702

Signing Officer

Name
Laura Williams
Title
Manager
Phone
9197651677
Signed
2015-05-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Laura Williams
Formed
1970
Legal Domicile
Nc
Voting Board Members
9
Independent Board Members
9
Employees
5
Volunteers
24

Preparer

Firm
North Carolina Credit Union League
Address
323 W Jones Street Suite 200, Raleigh, NC 27603
Preparer
Ladawn Atkinson
Phone
3363140812
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“MEMBERS”

Pt VI, Line 7A

“Board of directors elected by members”

Pt VI, Line 7B

“Decisions subject to member votes”

Pt VI, Line 11B

“Sent to manager for review and signature”

Pt VI, Line 12C

“As employees of bcbsnc (leased to cu)cu abides by the sponsor's conflict of interest and whistleblower policies”

Pt VI, Line 15A

“Compensation for top managements is determined by board of directors”

Raw XML Appendix331 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt084813
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0121850
IRS990/AccountsReceivableGrp/BOYAmt0227
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0THE CREDIT UNION'S MISSION IS TO MAKE LOANS TO MEMBERS AND TO PROVIDE SAVINGS ACCOUNTS FOR MEMBERS AT REASONABLE RATES.
IRS990/AdvertisingGrp/TotalAmt06876
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0LAURA WILLIAMS
IRS990/BooksInCareOfDetail/PhoneNum09197651677
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2291
IRS990/BooksInCareOfDetail/USAddress/CityNm0DURHAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd027702
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0694460
IRS990/CashNonInterestBearingGrp/EOYAmt0436138
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt079600
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt01030
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0304699
IRS990/CYOtherExpensesAmt0506437
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0730562
IRS990/CYRevenuesLessExpensesAmt0142532
IRS990/CYSalariesCompEmpBnftPaidAmt0386292
IRS990/CYTotalExpensesAmt0892729
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01035261
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0TOTAL NUMBER OF LOANS: 1,186 TOTAL LOANS: 3,981,176 TOTAL NUMBER OF MEMBERS: 2,837 TOTAL SHARES: 13,184,830
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesOtherGrp/TotalAmt055006
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0STEVE CHERRIER
IRS990/Form990PartVIISectionAGrp/PersonNm1GARY STUTTS
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMES BOGGS
IRS990/Form990PartVIISectionAGrp/PersonNm3DEBORAH MEDLIN
IRS990/Form990PartVIISectionAGrp/PersonNm4AMBER BOOTH
IRS990/Form990PartVIISectionAGrp/PersonNm5BRYAN RIGSBEE
IRS990/Form990PartVIISectionAGrp/PersonNm6ARELIA BYNUM
IRS990/Form990PartVIISectionAGrp/PersonNm7JIM EMMONS
IRS990/Form990PartVIISectionAGrp/PersonNm8MIKE O'CONNER
IRS990/Form990PartVIISectionAGrp/PersonNm9LAURA WILLIAMS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt979602
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9MANAGER
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01970
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01035261
IRS990/GroupExemptionNum02032
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt09
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/TotalAmt035554
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0304699
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt029231
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0282158
IRS990/LandBldgEquipBasisNetGrp/BOYAmt083287
IRS990/LandBldgEquipBasisNetGrp/EOYAmt054306
IRS990/LandBldgEquipCostOrOtherBssAmt0336464
IRS990/LegalDomicileStateCd0NC
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0THE CREDIT UNION'S MISSION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01553946
IRS990/NetAssetsOrFundBalancesEOYAmt01900591
IRS990/NetUnrlzdGainsLossesInvstAmt0204113
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/TotalAmt0313915
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0236496
IRS990/OtherAssetsTotalGrp/EOYAmt0248538
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING
IRS990/OtherExpensesGrp/Desc1MISC OPERATING EXP
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt027199
IRS990/OtherExpensesGrp/TotalAmt122457
IRS990/OtherExpensesGrp/TotalAmt244400
IRS990/OtherLiabilitiesGrp/BOYAmt012030677
IRS990/OtherLiabilitiesGrp/EOYAmt013184830
IRS990/OtherSalariesAndWagesGrp/TotalAmt0306692
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04497651
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt03818080
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt012130
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03869
IRS990/PrincipalOfficerNm0LAURA WILLIAMS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2OTHER INCOME
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0347349
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1285034
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt298179
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt014942
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0131113
IRS990/PYOtherExpensesAmt0678752
IRS990/PYOtherRevenueAmt0412290
IRS990/PYProgramServiceRevenueAmt0421188
IRS990/PYRevenuesLessExpensesAmt0-117992
IRS990/PYSalariesCompEmpBnftPaidAmt0388889
IRS990/PYTotalExpensesAmt01082583
IRS990/PYTotalRevenueAmt0964591
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt054483
IRS990/ReconcilationRevenueExpnssAmt0142532
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01553946
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01900591
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08090702
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010646340
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt054306
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0282158
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0336464
IRS990ScheduleD/ExpensesSubtotalAmt0892729
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt013184830
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES AND DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt01035261
IRS990ScheduleD/TotalBookValueLandBuildingsAmt054306
IRS990ScheduleD/TotalExpensesPerForm990Amt0892729
IRS990ScheduleD/TotalLiabilityAmt013184830
IRS990ScheduleD/TotalRevenuePerForm990Amt01035261
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01035261
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0892729
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTORS ELECTED BY MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS SUBJECT TO MEMBER VOTES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SENT TO MANAGER FOR REVIEW AND SIGNATURE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4AS EMPLOYEES OF BCBSNC (LEASED TO CU)CU ABIDES BY THE SPONSOR'S CONFLICT OF INTEREST AND WHISTLEBLOWER POLICIES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION FOR TOP MANAGEMENTS IS DETERMINED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15a
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt013669436
IRS990/TotalAssetsEOYAmt015207271
IRS990/TotalAssetsGrp/BOYAmt013669436
IRS990/TotalAssetsGrp/EOYAmt015207271
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/TotalAmt0892729
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt012115490
IRS990/TotalLiabilitiesEOYAmt013306680
IRS990/TotalLiabilitiesGrp/BOYAmt012115490
IRS990/TotalLiabilitiesGrp/EOYAmt013306680
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01553946
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01900591
IRS990/TotalProgramServiceRevenueAmt0730562
IRS990/TotalReportableCompFromOrgAmt079602
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01035261
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01035261
IRS990/TotalVolunteersCnt024
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt013669436
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt015207271
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 2291
IRS990/USAddress/CityNm0DURHAM
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd027702
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.BCBSNCCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LAURA WILLIAMS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum09197651677
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BCBSNC
ReturnHeader/Filer/BusinessNameControlTxt0BCBS
ReturnHeader/Filer/EIN0237080931
ReturnHeader/Filer/PhoneNum09197651677
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2291
ReturnHeader/Filer/USAddress/CityNm0Durham
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027702
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NORTH CAROLINA CREDIT UNION LEAGUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0323 W Jones Street Suite 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Raleigh
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027603
ReturnHeader/PreparerPersonGrp/PhoneNum03363140812
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LADAWN ATKINSON
ReturnHeader/ReturnTs02015-05-14T15:24:49-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.