Civic Intelligence

Sunland Credit Union

EIN 23-7080104 • 501(c)14 • Marianna, FL

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Profile

Credit union - to provide services to approximately 915 members in the form of loans, savings, and other financial services.

3700 Williams DriveMarianna, FL 32446
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.72x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

48th percentile

9.92x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Net Margin

71st percentile

9.4%

Higher net margin than 71% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Asset Growth

40th percentile

-15%

Faster asset growth than 40% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

41st percentile

-8.1%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets27th percentile

Assets

Down

$2,105,296

Down $357,562 (-15%) from 2016

Liabilities

Down

$1,522,499

Down $276,969 (-15%) from 2016

Net Assets

Down

$582,797

Down $80,593 (-12%) from 2016

Operations
Liabilities / Revenue48th percentileNet Margin71st percentile

Revenue

Down

$153,488

Down $13,486 (-8.1%) from 2016

Expenses

Down

$139,081

Down $20,520 (-13%) from 2016

Net Income

Up

$14,407

Up $7,034 (+95%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $2,516,923Liabilities 2011: $1,768,170Net Assets 2011: $748,7532011Assets 2015: $2,413,862Liabilities 2015: $1,760,079Net Assets 2015: $653,7832015Assets 2016: $2,462,858Liabilities 2016: $1,799,468Net Assets 2016: $663,3902016Assets 2017: $2,105,296Liabilities 2017: $1,522,499Net Assets 2017: $582,7972017

Highlighted filing

2017

Assets$2,105,296
Liabilities$1,522,499
Net Assets$582,797
Open 2017 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Expenses 2011: $156,2772011Revenue 2015: $152,449Expenses 2015: $125,902Net Income 2015: $26,5472015Revenue 2016: $166,974Expenses 2016: $159,601Net Income 2016: $7,3732016Revenue 2017: $153,488Expenses 2017: $139,081Net Income 2017: $14,4072017

Highlighted filing

2017

Revenue$153,488
Expenses$139,081
Net Income$14,407
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$2,105,296
Liabilities
$1,522,499
Net assets
$582,797
Revenue
$153,488
Expenses
$139,081
Net income
$14,407
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.11$1.52$0.58$0.15$0.14$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.46$1.80$0.66$0.17$0.16$0.01
2015Detailed filing. Detailed filing data is available for this year.$2.41$1.76$0.65$0.15$0.13$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.52$1.77$0.75$0.16
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Aug 12, 2016
Return Version
2015v2.1
Gross Receipts
$152,449
Mission and Program Overview

Mission

Services to qualified members

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable-$1,749,638-
Other Notes and Loans Receivable, Net$1,614,105--
Rtn Earn Endowment Incm Other Fnds$627,364$514,200▼ $113,164
Savings and Temporary Cash Investments$925,606$461,305▼ $464,301
Cap Stk Tr Prin Current Funds-$139,583-
Investments Other Securities-$100,903-
Cash and Non-Interest-Bearing Accounts$9,312$65,558▲ $56,246
Land, Buildings, and Equipment, Net-$7,839-
Prepaid Expenses and Deferred Charges$37,934$5,799▼ $32,135
Total Assets$2,586,957$2,413,862▼ $173,095
Other Assets Total-$22,820-
Liabilities
Other Liabilities$1,950,421$1,746,183▼ $204,238
Accounts Payable and Accrued Expenses$9,172$13,896▲ $4,724
Total Liabilities$1,959,593$1,760,079▼ $199,514
Net Assets / Fund Balance
Total Net Assets Fund Balance$627,364$653,783▲ $26,419
Total Liabilities and Net Assets / Fund Balance$2,586,957$2,413,862▼ $173,095

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,839-$7,839
Compensation and Service Providers
Top Officer Pay18th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Julie McalpinManagerFT$38,191$7,460$45,651

Board Members and Trustees

NameTitle
Adam K ChamblissDirector
Roger CossonChariman
Billy J DavisCredit COM
Michael CarrCredit COM C
JANET O'PRYSecretary
Elnora JohnsonSupervisory
Jennie a DeanSupervisory
Matt Dryden JrSupervisory
Beverly CobbTreasurer
Randall J WynnVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$150,164
Investment Income
$2,285
Other Revenue
$0
Change in Net Assets
$26,547
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$82,003
Other Expenses$43,899
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$63,252-$63,252
Office Expenses-$16,108-$16,108
Payroll Taxes-$8,514-$8,514
Pension Plan Contributions-$7,460-$7,460
Interest-$6,850-$6,850
Other Employee Benefits-$2,777-$2,777
Other Expenses-$651-$651
Total Functional Expenses$0$125,902$0$125,902
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$1,746,183
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers and responsibliities are controlled by the board of directors. The mebers elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Sunland Credit Union
EIN
23-7080104
Phone
8504829400
Address
3700 WILLIAMS DRIVE, MARIANNA, FL 32446

Signing Officer

Name
Julie Mcalpin
Title
Manager
Phone
8504829400
Signed
2016-08-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Julie Mcalpin
Formed
1964
Legal Domicile
Fl
Voting Board Members
5
Independent Board Members
5
Employees
2
Volunteers
10

Preparer

Firm
Leverage the Lscu Service Corporation
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Keith T Mcmurtrie
Phone
8505581102
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union does not have any unrelated business income.”

Form 990, Part XI, Line 9

“Other misc adjustments -128 total -128”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML Appendix355 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt09172
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt013896
IRS990/AccountsReceivableGrp/EOYAmt01749638
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0JULIE MCALPIN
IRS990/BooksInCareOfDetail/PhoneNum08504829400
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03700 WILLIAMS DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0MARIANNA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd032446
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt0139583
IRS990/CashNonInterestBearingGrp/BOYAmt09312
IRS990/CashNonInterestBearingGrp/EOYAmt065558
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02285
IRS990/CYOtherExpensesAmt043899
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0150164
IRS990/CYRevenuesLessExpensesAmt026547
IRS990/CYSalariesCompEmpBnftPaidAmt082003
IRS990/CYTotalExpensesAmt0125902
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0152449
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0119052
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt07460
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0JULIE MCALPIN
IRS990/Form990PartVIISectionAGrp/PersonNm1ROGER COSSON
IRS990/Form990PartVIISectionAGrp/PersonNm2RANDALL J WYNN
IRS990/Form990PartVIISectionAGrp/PersonNm3BEVERLY COBB
IRS990/Form990PartVIISectionAGrp/PersonNm4JANET O'PRY
IRS990/Form990PartVIISectionAGrp/PersonNm5ADAM K CHAMBLISS
IRS990/Form990PartVIISectionAGrp/PersonNm6JENNIE A DEAN
IRS990/Form990PartVIISectionAGrp/PersonNm7ELNORA JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm8MATT DRYDEN JR
IRS990/Form990PartVIISectionAGrp/PersonNm9MICHAEL CARR
IRS990/Form990PartVIISectionAGrp/PersonNm10BILLY J DAVIS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt038191
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHARIMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt9CREDIT COM C
IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT COM
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01964
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0152449
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt06850
IRS990/InterestGrp/TotalAmt06850
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt02285
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02285
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0100903
IRS990/IRPDocumentCnt073
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt07839
IRS990/LandBldgEquipCostOrOtherBssAmt07839
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 915 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0627364
IRS990/NetAssetsOrFundBalancesEOYAmt0653783
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt016108
IRS990/OfficeExpensesGrp/TotalAmt016108
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt022820
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IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02777
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02777
IRS990/OtherExpensesGrp/Desc0PROF & OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2EDUCATIONAL & PROMO
IRS990/OtherExpensesGrp/Desc3EXAMINATION FEES
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21554
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3651
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IRS990/OtherExpensesGrp/TotalAmt15000
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IRS990/OtherLiabilitiesGrp/BOYAmt01950421
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IRS990/OtherOrganizationDsc0CREDIT UNION
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IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01614105
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IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt08514
IRS990/PayrollTaxesGrp/TotalAmt08514
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt07460
IRS990/PensionPlanContributionsGrp/TotalAmt07460
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt037934
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IRS990/PrincipalOfficerNm0JULIE MCALPIN
IRS990/ProfessionalFundraisingInd0false
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
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IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt06850
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYOtherExpensesAmt0110557
IRS990/PYProgramServiceRevenueAmt0133210
IRS990/PYRevenuesLessExpensesAmt0-35346
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IRS990/PYTotalExpensesAmt0168556
IRS990/PYTotalRevenueAmt0133210
IRS990/ReconcilationRevenueExpnssAmt026547
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0627364
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0514200
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0925606
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IRS990ScheduleD/BuildingsGrp/BookValueAmt07839
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07839
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01746183
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07839
IRS990ScheduleD/TotalLiabilityAmt01746183
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS AND RESPONSIBLIITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7OTHER MISC ADJUSTMENTS -128 TOTAL -128
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0FL
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02586957
IRS990/TotalAssetsEOYAmt02413862
IRS990/TotalAssetsGrp/BOYAmt02586957
IRS990/TotalAssetsGrp/EOYAmt02413862
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0125902
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0125902
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01959593
IRS990/TotalLiabilitiesEOYAmt01760079
IRS990/TotalLiabilitiesGrp/BOYAmt01959593
IRS990/TotalLiabilitiesGrp/EOYAmt01760079
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0627364
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0653783
IRS990/TotalOtherCompensationAmt07460
IRS990/TotalProgramServiceExpensesAmt0125902
IRS990/TotalProgramServiceRevenueAmt0150164
IRS990/TotalReportableCompFromOrgAmt038191
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0152449
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0152449
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02586957
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02413862
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt03700 WILLIAMS DR
IRS990/USAddress/CityNm0MARIANNA
IRS990/USAddress/StateAbbreviationCd0FL
IRS990/USAddress/ZIPCd032446
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WhistleblowerPolicyInd0false
ReasonableCauseExplanation/ExplanationTxt0FILED EXTENSION DUE TO MANAGER'S FAMILY ILLNESS.
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JULIE MCALPIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum08504829400
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-08-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SUNLAND CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0SUNL
ReturnHeader/Filer/EIN0237080104
ReturnHeader/Filer/PhoneNum08504829400
ReturnHeader/Filer/USAddress/AddressLine1Txt03700 WILLIAMS DRIVE
ReturnHeader/Filer/USAddress/CityNm0MARIANNA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd032446
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0591086132
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEVERAGE THE LSCU SERVICE CORPORATION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum08505581102
ReturnHeader/PreparerPersonGrp/PreparationDt02016-08-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEITH T MCMURTRIE
ReturnHeader/ReturnTs02016-08-12T15:26:21-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

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