Civic Intelligence

Mirror Lake Racquet Club

EIN 23-7078365 • 501(c)7 • Mobile, AL

Profile

Recreation tennis club

PO Box 81774Mobile, AL 36689
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

6.30x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

99th percentile

5.92x

Higher debt load relative to revenue than 99% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

7th percentile

-54%

Higher net margin than 7% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

33rd percentile

-7.2%

Faster asset growth than 33% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

17th percentile

-25%

Faster revenue growth than 17% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$56,302

Down $4,343 (-7.2%) from 2024

Liabilities

Up

$354,562

Up $28,028 (+8.6%) from 2024

Net Assets

Down

-$298,260

Down $32,371 (-12%) from 2024

Operations
Liabilities / Revenue99th percentileNet Margin7th percentile

Revenue

Down

$59,844

Down $19,741 (-25%) from 2024

Expenses

Down

$92,215

Down $685 (-0.7%) from 2024

Net Income

Down

-$32,371

Down $19,056 (-143%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200K-$400KAssets 2018: $15,915Liabilities 2018: $66,971Net Assets 2018: -$51,0562018Assets 2019: $12,077Liabilities 2019: $161,392Net Assets 2019: -$149,3152019Assets 2021: $18,993Liabilities 2021: $219,284Net Assets 2021: -$200,2912021Assets 2022: $20,655Liabilities 2022: $254,285Net Assets 2022: -$233,6302022Assets 2023: $31,931Liabilities 2023: $284,505Net Assets 2023: -$252,5742023Assets 2024: $60,645Liabilities 2024: $326,534Net Assets 2024: -$265,8892024Assets 2025: $56,302Liabilities 2025: $354,562Net Assets 2025: -$298,2602025

Highlighted filing

2025

Assets$56,302
Liabilities$354,562
Net Assets-$298,260
Open 2025 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2018: $34,315Expenses 2018: $32,148Net Income 2018: $2,1672018Revenue 2019: $32,886Expenses 2019: $128,978Net Income 2019: -$96,0922019Revenue 2021: $30,082Expenses 2021: $64,844Net Income 2021: -$34,7622021Revenue 2022: $54,486Expenses 2022: $87,760Net Income 2022: -$33,2742022Revenue 2023: $57,528Expenses 2023: $76,472Net Income 2023: -$18,9442023Revenue 2024: $79,585Expenses 2024: $92,900Net Income 2024: -$13,3152024Revenue 2025: $59,844Expenses 2025: $92,215Net Income 2025: -$32,3712025

Highlighted filing

2025

Revenue$59,844
Expenses$92,215
Net Income-$32,371
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$56,302
Liabilities
$354,562
Net assets
-$298,260
Revenue
$59,844
Expenses
$92,215
Net income
-$32,371
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.56$3.55$2.98$0.60$0.92$0.32
2024Detailed filing. Detailed filing data is available for this year.$0.61$3.27$2.66$0.80$0.93$0.13
2023Detailed filing. Detailed filing data is available for this year.$0.32$2.85$2.53$0.58$0.76$0.19
2022Detailed filing. Detailed filing data is available for this year.$0.21$2.54$2.34$0.54$0.88$0.33
2021Detailed filing. Detailed filing data is available for this year.$0.19$2.19$2.00$0.30$0.65$0.35
2019Detailed filing. Detailed filing data is available for this year.$0.12$1.61$1.49$0.33$1.29$0.96
2018Detailed filing. Detailed filing data is available for this year.$0.16$0.67$0.51$0.34$0.32$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Nov 20, 2025
Return Version
2024v5.2
Gross Receipts
$59,844
Mission and Program Overview

Mission

Recreation tennis club

Program Services

DescriptionGrantsExpenses
The club is not open to the public-$82,387
Members must pay a monthly fee-$5,657
There is a weekly mens and ladies night.-$0
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher PutoPresidentPT$0--
Julia VigneaultBoard Member-$0--
Laura AllsupBoard Member-$0--
LeAnn CarrBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Mirror Lake Racquet Club
EIN
23-7078365
In Care Of
% Christopher Puto
Phone
2513445434
Address
PO Box 81774, Mobile, AL 36689

Signing Officer

Name
Christopher Puto
Title
President
Phone
2513804064
Signed
2025-11-20
Discuss with paid preparer
No

Preparer

Firm
Webre Accounting LLC
Address
1408 Old Shell Rd, Mobile, AL 36604
Preparer
Taylor Myers
Phone
2515721706
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountBusiness Insurance 3,209Personal Property Tax 86Bank 97Licenses and permits 315Office 38Postage 232Software 891Security 100Bus Licenses 245Tennis supplies 2,462Dues 756Real estate taxes 18,028Depreciation 3,096Write off uncollectable 1,075QB Fees 393”

Description of other assets Part II line 24

“Category Beginning of Year End of YearUndeposited Funds 130 0”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearSHC 326,534 354,562”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Christopher Puto
IRS990EZ/BooksInCareOfDetail/PhoneNum02513804064
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04000 Dauphin St
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Mobile
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd036608
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt023875
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt019559
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-32371
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt017150
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt060645
IRS990EZ/Form990TotalAssetsGrp/EOYAmt056302
IRS990EZ/GrossReceiptsAmt059844
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt036640
IRS990EZ/LandAndBuildingsGrp/EOYAmt036743
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt059844
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-265889
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-298260
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-265889
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-298260
IRS990EZ/OccupancyRentUtltsAndMaintAmt044042
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Christopher Puto
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Julia Vigneault
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Laura Allsup
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3LeAnn Carr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0130
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt031023
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Recreation tennis club
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Members must pay a monthly fee
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1The club is not open to the public
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2There is a weekly mens and ladies night.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt05657
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt182387
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt20
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0326534
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0354562
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt092215
IRS990EZ/TotalProgramServiceExpensesAmt088044
IRS990EZ/TotalRevenueAmt059844
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationOtherDesc0LLC
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountBusiness Insurance 3,209Personal Property Tax 86Bank 97Licenses and permits 315Office 38Postage 232Software 891Security 100Bus Licenses 245Tennis supplies 2,462Dues 756Real estate taxes 18,028Depreciation 3,096Write off uncollectable 1,075QB Fees 393
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearUndeposited Funds 130 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearSHC 326,534 354,562
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTOPHER PUTO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum02513804064
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Mirror Lake Racquet Club
ReturnHeader/Filer/BusinessNameControlTxt0MIRR
ReturnHeader/Filer/EIN0237078365
ReturnHeader/Filer/InCareOfNm0% Christopher Puto
ReturnHeader/Filer/PhoneNum02513445434
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 81774
ReturnHeader/Filer/USAddress/CityNm0Mobile
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036689
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0871669182
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Webre Accounting LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01408 Old Shell Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mobile
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd036604
ReturnHeader/PreparerPersonGrp/PhoneNum02515721706
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TAYLOR MYERS
ReturnHeader/ReturnTs02025-12-04T15:02:10-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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