Civic Intelligence

Crusaders Central Clinic Association

990 • Fiscal year 2018 • EIN 23-7076080

Jul 01, 2017 to Jun 30, 2018 • Filed on Jan 23, 2018

Refreshing map…

1200 West State StreetRockford, IL 61102

(815) 490-1600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

24th percentile

0.07x

Higher debt load relative to assets than 24% of similar nonprofits.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2018

Liabilities / Revenue

16th percentile

0.09x

Higher debt load relative to revenue than 16% of similar nonprofits.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2018

Net Margin

67th percentile

11%

Higher net margin than 67% of similar nonprofits.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2018

Top Officer Pay

67th percentile

$469,896

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2018

Asset Growth

73rd percentile

9.0%

Faster asset growth than 73% of similar nonprofits.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Revenue Growth

58th percentile

7.6%

Faster revenue growth than 58% of similar nonprofits.

2018 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2017 to 2018

Assets

Up

$62,883,579

Up $5,167,929 (+9.0%) from 2017

Net Assets

Up

$58,454,900

Up $5,900,942 (+11%) from 2017

Liabilities

Down

$4,428,679

Down $733,013 (-14%) from 2017

Revenue

Up

$49,055,727

Up $3,453,330 (+7.6%) from 2017

Expenses

Up

$43,780,715

Up $3,098,162 (+7.6%) from 2017

Net Income

Up

$5,275,012

Up $355,168 (+7.2%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $22,174,406Liabilities 2010: $3,441,648Net Assets 2010: $18,732,7582010Assets 2012: $32,278,186Liabilities 2012: $2,715,988Net Assets 2012: $29,562,1982012Assets 2013: $36,050,458Liabilities 2013: $3,325,256Net Assets 2013: $32,725,2022013Assets 2014: $39,826,556Liabilities 2014: $3,370,361Net Assets 2014: $36,456,1952014Assets 2015: $46,596,081Liabilities 2015: $4,392,073Net Assets 2015: $42,204,0082015Assets 2016: $52,628,689Liabilities 2016: $4,862,030Net Assets 2016: $47,766,6592016Assets 2017: $57,715,650Liabilities 2017: $5,161,692Net Assets 2017: $52,553,9582017Assets 2018: $62,883,579Liabilities 2018: $4,428,679Net Assets 2018: $58,454,9002018Assets 2019: $70,253,033Liabilities 2019: $6,071,891Net Assets 2019: $64,181,1422019Assets 2021: $89,366,480Liabilities 2021: $11,879,033Net Assets 2021: $77,487,4472021Assets 2022: $89,354,596Liabilities 2022: $6,379,934Net Assets 2022: $82,974,6622022

Highlighted filing

2018

Assets$62,883,579
Liabilities$4,428,679
Net Assets$58,454,900

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $25,574,1222010Expenses 2012: $28,008,5672012Expenses 2013: $30,687,3742013Revenue 2014: $35,607,316Expenses 2014: $32,472,391Net Income 2014: $3,134,9252014Revenue 2015: $40,216,863Expenses 2015: $34,421,541Net Income 2015: $5,795,3222015Revenue 2016: $42,273,882Expenses 2016: $36,720,434Net Income 2016: $5,553,4482016Revenue 2017: $45,602,397Expenses 2017: $40,682,553Net Income 2017: $4,919,8442017Revenue 2018: $49,055,727Expenses 2018: $43,780,715Net Income 2018: $5,275,0122018Revenue 2019: $49,746,347Expenses 2019: $45,416,991Net Income 2019: $4,329,3562019Revenue 2021: $53,785,770Expenses 2021: $47,110,837Net Income 2021: $6,674,9332021Revenue 2022: $59,787,752Expenses 2022: $48,666,735Net Income 2022: $11,121,0172022

Highlighted filing

2018

Revenue$49,055,727
Expenses$43,780,715
Net Income$5,275,012
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Jan 23, 2018
Return Version
2017v2.3
Gross Receipts
$49,066,289
Mission and Program Overview

Mission

Crusader community health serves the rock river valley area with quality primary care for all people in need.

Crusader community health is a community- based, not-for-profit community health center. See schedule o for more information.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$20,292,080$26,648,035▲ $6,355,955
Land, Buildings, and Equipment, Net$17,942,658$16,504,282▼ $1,438,376
Savings and Temporary Cash Investments$173,438$8,777,609▲ $8,604,171
Cash and Non-Interest-Bearing Accounts$10,593,591$3,423,359▼ $7,170,232
Accounts Receivable$3,494,128$1,976,515▼ $1,517,613
Prepaid Expenses and Deferred Charges$207,749$194,989▼ $12,760
Inventories for Sale or Use$25,018$40,029▲ $15,011
Pledges and Grants Receivable$2,458$2,210▼ $248
Other Notes and Loans Receivable, Net$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$57,715,650$62,883,579▲ $5,167,929
Other Assets Total$4,984,530$5,316,551▲ $332,021
Liabilities
Accounts Payable and Accrued Expenses$5,125,249$4,415,346▼ $709,903
Deferred Revenue$36,443$13,333▼ $23,110
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$5,161,692$4,428,679▼ $733,013
Net Assets / Fund Balance
Unrestricted Net Assets$49,865,770$54,557,996▲ $4,692,226
Temporarily Rstr Net Assets$1,796,990$2,034,856▲ $237,866
Permanently Rstr Net Assets$891,198$1,862,048▲ $970,850
Total Net Assets Fund Balance$52,553,958$58,454,900▲ $5,900,942
Total Liabilities and Net Assets / Fund Balance$57,715,650$62,883,579▲ $5,167,929

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,264,065$14,339,987$26,604,052
Equipment$1,851,160$6,547,789$8,398,949
Land$1,584,127-$1,584,127
Other Land Buildings$804,930$691,190$1,496,120
Other Assets Org$1,903,047--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anthoun Al KhabbazPhysicianFT$377,961$91,935$469,896
Gordon EggersCEOFT$262,096$155,297$417,393
Zakera NanabawaPhysicianFT$268,212$63,799$332,011
Bakytbubu ArynovaPhysicianFT$269,329$51,266$320,595
Vernee EdwardsPhysicianFT$269,383$35,676$305,059
Anselma RamiloPhysicianFT$223,290$43,217$266,507
Terry WhiteCOOFT$190,611$43,749$234,360
Samuel MillerCFOFT$166,029$63,376$229,405
Dawn MellishFormer CMO-$100,000$100,000$200,000

Board Members and Trustees

NameTitle
Leon HansenBoard Chair
Eduardo ValdezChair Elect
Todd SteffenChair of Operations
Rebecca AlsingChair Program Quality
David RuffinImdt Past Chair
Barbara WilliamsDirector
Carol JacksonDirector
Catherine FosseDirector
Luz RamirezDirector
Paul HarrisDirector
Richard WalshDirector
Robert GuirlDirector
James MillikinTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Rockford Structures Construction CoConstruction10540 N 2ND STREET, Machesney Park, IL 61115$2,563,060
Health Care Services CorporationHealth Care Services300 E RANDOLPH STREET, Chicago, IL 60601$2,286,871
Eclinicalworks LLCEmr Maintenance2 TECHNOLOGY DRIVE, Westborough, MA 01581$527,053
Remedies Renewing LivesBehavioral Health220 EASTON PKWY, Rockford, IL 61108$444,140
Furst Staffing ServicesStaffing Agency2580 CHARLES STREET, Rockford, IL 61108$304,412
Revenue and Support

Revenue Composition

Contributions and Grants
$10,629,989
Program Service Revenue
$37,853,271
Investment Income
$560,248
Other Revenue
$12,219
All Other Contributions
$564,125
Change in Net Assets
$5,275,012

Audited Revenue Reconciliation

Revenue per Audited Statements
$48,572,327
Revenue Not Reported on Financial Statements
$483,400
Revenue Not Reported on Form 990
$-2,344,480
Other Revenue Adjustments
$483,400
Total Revenue per Audited Statements
$46,227,847
Total Revenue per Form 990
$49,055,727
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$27,381,195
Other Expenses$16,399,520
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$18,615,707$3,429,427-$22,045,134
Fees for Services Other$3,644,250$842,067-$4,486,317
Depreciation Depletion$1,786,359$386,280-$2,172,639
Other Employee Benefits$1,747,908$331,927-$2,079,835
Payroll Taxes$1,322,544$284,198-$1,606,742
Current Officers, Directors, Trustees, and Key Employees$192,235$688,923-$881,158
Occupancy$542,176$130,767-$672,943
Pension Plan Contributions$483,678$84,648-$568,326
Office Expenses$179,931$186,871-$366,802
Information Technology$264,882$27,552-$292,434
Travel$4,874$236,700-$241,574
Other Expenses$13,369$225,878-$239,247
Comp Disqual Persons$200,000--$200,000
Fees for Services Legal-$176,950-$176,950
Conferences and Meetings$123,745$44,781-$168,526
Fees for Services Accounting-$74,125-$74,125
Advertising-$67,325-$67,325
All Other Expenses$18,414--$18,414
Interest-$332-$332
Total Functional Expenses$36,395,965$7,384,750$0$43,780,715

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$43,780,715
Expenses per Audited Statements$41,535,621
Total Expenses per Audited Statements$41,535,621
Expenses Not Reported on Financial Statements$2,245,094
Other Expense Adjustments$2,245,094
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Process for 990 review: the form 990 is prepared by an independent accounting firm based on the audited financial statements and information provided by the accounting department of the organization. The cfo reviews the form 990. A final draft of the return is emailed to all board members before filing.

Form 990, Part VI, Section B, Line 12C

Conflict of interest monitoring: the corporation prohibits staff members or members of the board of directors from using their position for purposes that are, or give the appearance of being, motivated by a desire for private financial gain for themselves or others with whom they have family business of other ties. Board members and executive management disclose in writing (and update yearly) all business and family relationship which might potentially create a conflict. In addition, the individual staff member with an actual or potential conflict if prohibited from involvement in the selection, award and administration of any such contract; a conflicted board member disqualifies himself/herself from voting and commenting on the contractor's selection and any monitoring or oversight function.

Form 990, Part VI, Section B, Line 15A & 15B

Process for determining compensation: annually the ceo's compensation review is conducted by the executive committee of the board, with approval by the full board. The iphca, mgma and nachc compensation surveys are used as comparability data. The process is documented in a report referenced by the executive committee minutes and the board minutes of the organization. In addition, annually, the other officer's and key employees' compensation reviews are conducted by the ceo with approval by the executive committee of the board of the process used to establish their compensation. The iphca and nachc compensation survey are used as comparability data. The process is documented by the ceo and the executive committee approval is documented in the executive committee minutes of the organization.

Form 990, Part VI, Section C, Line 19

Disclosure of documents: the organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. The documents would be available for viewing at the organization's office.

Filing and Contact Details

Filer

Filer Name
Crusaders Central Clinic Association
EIN
23-7076080
In Care Of
% SAMUEL MILLER EX VP/CFO
Phone
8154901600
Address
1200 WEST STATE STREET, ROCKFORD, IL 61102
Doing Business As
Crusader Community Health

Signing Officer

Name
Gordon Eggers
Title
CEO
Phone
8154901600
Signed
2018-01-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Gordon Eggers CEO
Formed
1972
Legal Domicile
Il
Voting Board Members
13
Independent Board Members
13
Employees
410
Volunteers
14

Preparer

Firm
Bkd Llp
Address
910 E ST LOUIS 200/PO BOX 1190, SPRINGFIELD, MO 65806-2523
Preparer
Krystal K Creach
Phone
4178658701
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1

Organization general information: since 1972, crusader community health has strived to ensure that all persons in our communities have access to quality, primary health care. Crusader community health is a community-based, not-for-profit corporation, whose mission is to serve the rock river valley with quality, primary health care for all people in need. Crusader community health plays a vital health care role in this community, serving patients unable to afford the rising cost of health care. While there are no restrictions on who can utilize its services, crusader specializes in serving medically underserved individuals - the homeless, families in poverty, high-risk pregnant women, persons with hiv/aids, the elderly and those with chronic diseases. Without crusader, a broad and growing segment of the community would fail to receive the primary health care that reduces the cost of catastrophic illness. Medical services are provided on an affordable sliding discount basis and integrate health promotion and disease prevention into a program of comprehensive health care.

Form 990, Part III, Line 4A

Medical services: pediatrics the pediatric department offers a wide range of services for children, including care for newborns through adolescence. Crusader community health utilizes board-certified pediatricians, family practitioners, nurse practitioners and physician assistants to deliver care for children. Some of the services available include: immunizations, well-child checks, lead screening, attention deficit disorder (add), asthma education and treatment and medical treatment for acute conditions. Adults for adult patients, crusader provides preventative care and diagnosis and treatment for a wide range of acute and chronic diseases. Care is delivered through a team of board-certified medical providers. Some of the specific services available include: chronic disease management, medical treatment for acute conditions, physicals, diabetes education and treatment, health education services, asthma education and treatment, immunizations, laboratory services, and minor injury care. Behavioral health services are provided by licensed clinical social workers and licensed clinical professional counselors on-site at each of our locations. The behavioral health specialists schedule appointments and also play an important role by being embedded on the medical units to be available when a behavioral health issue arises during routine medical appointments. Specialty services a range of specialty services are available to crusader community health patients, some of which include: podiatry, pain management, and infectious disease. To better serve our pediatric and adult patients, crusaders offers walk-in clinics at two convenient locations, broadway and alpine.

Form 990, Part III, Line 4D

Other program services: crusader community health provides other programs through its ancillary and community services as outlined below. Hiv services since 1991, the living with hiv program of crusader community health has provided services to individuals with hiv/aids. Embracing the goal of assuring client access to medical care, the program also provides assistance with transportation, linkage to social service programs, counseling, psychiatric services, and obtaining medications. Services are primarily provided at crusader community health west state street. Services are offered confidentially in a caring and supportive environment. In addition to providing services through its physician staff, crusader community health contracts with swedish american-infectious disease to provide additional support. Other services are offered through a nurse practitioner, nurses, case managers and a licensed clinical social worker. Homeless services crusader community health's health care for the homeless program was established in 1988. Its mission is to provide comprehensive medical care for homeless individuals within the rockford area. The program consists of physicians, dentists, nurse practitioners, nurses and case managers committed to helping clients access medical services. Services are provided within crusader community health and at a variety of sites throughout the community. Health education the health education department offers intensive case management services for patients living with chronic diseases including diabetes, asthma, congestive heart failure (chf), and obesity (weight management). The department offers education services in both a classroom setting and one-to-one sessions in both english and spanish. The clinical staff of the program is made up of registered dietitians. The department offers community programs throughout the area (primarily winnebago, boone and stephenson counties). Community services include blood glucose screenings for diabetes through the cosmopolitan diabetes program and public speaking engagements on a variety of health related topics.

Form 990, Part XI, Line 9

Other reconciliation items: $ (245,534) change in interest in net assets of chf - temporary 970,850 change in interest in net assets of chf - permanent ----------- $ 725,316

Form 990 Part IX Line 11G

Description:pharmacy 340b total fees:2336857

Form 990 Part IX Line 11G

Description:purchased services total fees:795309

Form 990 Part IX Line 11G

Description:professional services total fees:794790

Form 990 Part IX Line 11G

Description:lab/radiology total fees:228772

Form 990 Part IX Line 11G

Description:interpreter services total fees:106939

Form 990 Part IX Line 11G

Description:pharmacist total fees:84441

Form 990 Part IX Line 11G

Description:payroll services total fees:66038

Form 990 Part IX Line 11G

Description:psychiatrist total fees:37600

Form 990 Part IX Line 11G

Description:maintenance total fees:21531

Form 990 Part IX Line 11G

Description:security services total fees:14040

Financial Statement Notes

Schedule D, Part X, Line 2

Uncertain tax positions: management has evaluated their income tax positions under the guidance included in asc 740. Based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.

Schedule D, Part XI, Line 2D

Amounts included on line 1 but not on form 990, part viii, line 12: $ (2,245,094) bad debt expense

Schedule D, Part XI, Line 4B

Amounts included on form 990, part viii, line 12 but not on lin 1: $ 483,400 temporarily restricted contributions

Schedule D, Part XII, Line 4B

Amounts included on form 990, part ix, line 25, but not on line 1 $ 2,245,094 bad debt expense

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