Civic Intelligence

Crusaders Central Clinic Association

990 • Fiscal year 2017 • EIN 23-7076080

Jul 01, 2016 to Jun 30, 2017 • Filed on Jan 11, 2018

Refreshing map…

1200 West State StreetRockford, IL 61102

(815) 490-1600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.09x

Higher debt load relative to assets than 26% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

20th percentile

0.11x

Higher debt load relative to revenue than 20% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Net Margin

68th percentile

11%

Higher net margin than 68% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

71st percentile

$515,693

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2017

Asset Growth

65th percentile

9.7%

Faster asset growth than 65% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

59th percentile

7.9%

Faster revenue growth than 59% of similar nonprofits.

2017 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Assets

Up

$57,715,650

Up $5,086,961 (+9.7%) from 2016

Net Assets

Up

$52,553,958

Up $4,787,299 (+10%) from 2016

Liabilities

Up

$5,161,692

Up $299,662 (+6.2%) from 2016

Revenue

Up

$45,602,397

Up $3,328,515 (+7.9%) from 2016

Expenses

Up

$40,682,553

Up $3,962,119 (+11%) from 2016

Net Income

Down

$4,919,844

Down $633,604 (-11%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $22,174,406Liabilities 2010: $3,441,648Net Assets 2010: $18,732,7582010Assets 2012: $32,278,186Liabilities 2012: $2,715,988Net Assets 2012: $29,562,1982012Assets 2013: $36,050,458Liabilities 2013: $3,325,256Net Assets 2013: $32,725,2022013Assets 2014: $39,826,556Liabilities 2014: $3,370,361Net Assets 2014: $36,456,1952014Assets 2015: $46,596,081Liabilities 2015: $4,392,073Net Assets 2015: $42,204,0082015Assets 2016: $52,628,689Liabilities 2016: $4,862,030Net Assets 2016: $47,766,6592016Assets 2017: $57,715,650Liabilities 2017: $5,161,692Net Assets 2017: $52,553,9582017Assets 2018: $62,883,579Liabilities 2018: $4,428,679Net Assets 2018: $58,454,9002018Assets 2019: $70,253,033Liabilities 2019: $6,071,891Net Assets 2019: $64,181,1422019Assets 2021: $89,366,480Liabilities 2021: $11,879,033Net Assets 2021: $77,487,4472021Assets 2022: $89,354,596Liabilities 2022: $6,379,934Net Assets 2022: $82,974,6622022

Highlighted filing

2017

Assets$57,715,650
Liabilities$5,161,692
Net Assets$52,553,958

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0Expenses 2010: $25,574,1222010Expenses 2012: $28,008,5672012Expenses 2013: $30,687,3742013Revenue 2014: $35,607,316Expenses 2014: $32,472,391Net Income 2014: $3,134,9252014Revenue 2015: $40,216,863Expenses 2015: $34,421,541Net Income 2015: $5,795,3222015Revenue 2016: $42,273,882Expenses 2016: $36,720,434Net Income 2016: $5,553,4482016Revenue 2017: $45,602,397Expenses 2017: $40,682,553Net Income 2017: $4,919,8442017Revenue 2018: $49,055,727Expenses 2018: $43,780,715Net Income 2018: $5,275,0122018Revenue 2019: $49,746,347Expenses 2019: $45,416,991Net Income 2019: $4,329,3562019Revenue 2021: $53,785,770Expenses 2021: $47,110,837Net Income 2021: $6,674,9332021Revenue 2022: $59,787,752Expenses 2022: $48,666,735Net Income 2022: $11,121,0172022

Highlighted filing

2017

Revenue$45,602,397
Expenses$40,682,553
Net Income$4,919,844
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Jan 11, 2018
Return Version
2016v3.1
Gross Receipts
$47,190,109
Mission and Program Overview

Mission

Crusader community health serves the rock river valley area with quality primary care for all people in need.

Crusader community health is a community- based, not-for-profit community health center. See schedule o for more information.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$19,756,071$20,292,080▲ $536,009
Land, Buildings, and Equipment, Net$13,848,729$17,942,658▲ $4,093,929
Cash and Non-Interest-Bearing Accounts$10,924,003$10,593,591▼ $330,412
Accounts Receivable$2,711,444$3,494,128▲ $782,684
Prepaid Expenses and Deferred Charges$184,495$207,749▲ $23,254
Savings and Temporary Cash Investments$604,533$173,438▼ $431,095
Inventories for Sale or Use$23,288$25,018▲ $1,730
Pledges and Grants Receivable$5,966$2,458▼ $3,508
Other Notes and Loans Receivable, Net$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$52,628,689$57,715,650▲ $5,086,961
Other Assets Total$4,570,160$4,984,530▲ $414,370
Liabilities
Accounts Payable and Accrued Expenses$4,470,058$5,125,249▲ $655,191
Deferred Revenue$391,972$36,443▼ $355,529
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$4,862,030$5,161,692▲ $299,662
Net Assets / Fund Balance
Unrestricted Net Assets$44,666,066$49,865,770▲ $5,199,704
Temporarily Rstr Net Assets$2,224,656$1,796,990▼ $427,666
Permanently Rstr Net Assets$875,937$891,198▲ $15,261
Total Net Assets Fund Balance$47,766,659$52,553,958▲ $4,787,299
Total Liabilities and Net Assets / Fund Balance$52,628,689$57,715,650▲ $5,086,961

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$13,333,506$12,955,966$26,289,472
Equipment$2,132,793$5,846,475$7,979,268
Land$1,584,127-$1,584,127
Other Land Buildings$892,232$603,888$1,496,120
Other Assets Org$2,296,342--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Antoun Y Al KhabbazPhysicianFT$366,126$149,567$515,693
Gordon EggersCEOFT$231,014$139,757$370,771
Dawn MellishCMO End 04/17FT$304,816$40,017$344,833
Zakera NanabawaPhysicianFT$270,193$62,868$333,061
Bakytbubu ArynovaPhysicianFT$260,433$51,216$311,649
Anselma RamiloPhysicianFT$222,406$43,172$265,578
Larry SyPhysicianFT$215,489$47,091$262,580
Sam MillerCFOFT$156,411$63,943$220,354
Terry WhiteCOOFT$165,448$53,981$219,429

Board Members and Trustees

NameTitle
Eduardo ValdezChair Elect
Leon HansenCHAIR OPERATIONS; CHAIR 01/17
Rebecca AlsingChair Program Quality
David RuffinCHAIR;IMDT PAST CHAIR 01/17
Todd SteffenTREASURER;CHAIR OP BEG 01/17
Barbara WilliamsDirector
Catherine FosseDirector
Luz RamirezDirector
Paul HarrisDirector
Richard WalshDirector
Bob GuirlDirector Beg 02/17
Jim MillikinDirector BEG 10/16; TREASURER 01/17
Carol JacksonDirector Beg 11/16
Judith Barrera TulianDirector End 01/17
Tracy RichterDirector End 08/16

Highest Paid Contractors

ContractorServicesLocationCompensation
Health Care Services CorporationHealth Care Services-$2,142,590
Rockford Structures Construction CoConstruction-$1,607,359
Eclinicalworks LLCEmr Maintenance-$487,388
Remedies Renewing LivesBehavioral Health-$421,420
Furst Staffing ServicesStaffing Agency-$289,392
Revenue and Support

Revenue Composition

Contributions and Grants
$10,108,719
Program Service Revenue
$35,127,476
Investment Income
$354,222
Other Revenue
$11,980
All Other Contributions
$146,364
Change in Net Assets
$4,919,844

Audited Revenue Reconciliation

Revenue per Audited Statements
$45,602,397
Revenue Not Reported on Form 990
$-1,118,559
Total Revenue per Audited Statements
$44,483,838
Total Revenue per Form 990
$45,602,397
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$26,104,906
Other Expenses$14,577,647
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$16,863,554$4,134,708-$20,998,262
Fees for Services Other$3,639,243$960,696-$4,599,939
Other Employee Benefits$1,615,440$388,136-$2,003,576
Depreciation Depletion$1,526,476$415,137-$1,941,613
Payroll Taxes$1,150,881$314,442-$1,465,323
Current Officers, Directors, Trustees, and Key Employees$494,275$683,942-$1,178,217
Occupancy$494,617$149,270-$643,887
Pension Plan Contributions$359,213$80,590-$439,803
Office Expenses$116,331$153,846-$270,177
Information Technology$229,073$36,392-$265,465
Travel$3,908$261,443-$265,351
Other Expenses$11,606$236,545-$248,151
Fees for Services Legal-$222,989-$222,989
Conferences and Meetings$120,568$45,494-$166,062
Fees for Services Accounting-$81,039-$81,039
Advertising-$75,155-$75,155
All Other Expenses$41,605--$41,605
Comp Disqual Persons$19,725--$19,725
Interest-$244-$244
Total Functional Expenses$32,283,205$8,399,348$0$40,682,553

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$40,682,553
Expenses per Audited Statements$39,284,134
Total Expenses per Audited Statements$39,284,134
Expenses Not Reported on Financial Statements$1,398,419
Other Expense Adjustments$1,398,419
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Rose EggersSpouse of G. EggersSee Part VNo$19,725

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Process for 990 review: the form 990 is prepared by an independent accounting firm based on the audited financial statements and information provided by the accounting department of the organization. The cfo reviews the form 990. A final draft of the return is emailed to all board members before filing.

Form 990, Part VI, Section B, Line 12C

Conflict of interest monitoring: the corporation prohibits staff members or members of the board of directors from using their position for purposes that are, or give the appearance of being, motivated by a desire for private financial gain for themselves or others with whom they have family business or other ties. Board members and executive management disclose in writing (and update yearly) all business and family relationships which might potentially create a conflict. In addition, the individual staff member with an actual or potential conflict is prohibited from involvement in the selection, award and administration of any such contract; a conflicted board member disqualifies himself/herself from voting and commenting on the contractor's selection and any monitoring or oversight function.

Form 990, Part VI, Section B, Line 15A

Process for determining compensation: annually the ceo's compensation review is conducted by the executive committee of the board, with approval by the full board. The iphca, mgma and nachc compensation surveys are used as comparability data. The process is documented in a report referenced by the executive committee minutes and the board minutes of the organization. In addition, annually, the other officer's and key employees' compensation reviews are conducted by the ceo with approval by the executive committee of the board of the process used to establish their compensation. The iphca and nachc compensation survey are used as comparability data. The process is documented by the ceo and the executive committee approval is documented in the executive committee minutes of the organization.

Form 990, Part VI, Section B, Line 15B

Annually, the other officer's and key employees' compensation reviews are conducted by the ceo with approval by the executive committee of the board of the process used to establish their compensation. The iphca and nachc compensation survey are used as comparability data. The process is documented by the ceo and the executive committee approval is documented in the executive committee minutes of the organization. Minutes of the organization.

Form 990, Part VI, Section C, Line 19

Disclosure of documents: the organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request. The documents would be available for viewing at the organization's office.

Filing and Contact Details

Filer

Filer Name
Crusaders Central Clinic Association
EIN
23-7076080
In Care Of
% SAMUEL MILLER CFO
Phone
8154901600
Address
1200 WEST STATE STREET, ROCKFORD, IL 61102
Doing Business As
Crusader Community Health

Signing Officer

Name
Gordon Eggers
Title
CEO
Signed
2018-01-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Gordon Eggers CEO
Formed
1972
Legal Domicile
Il
Voting Board Members
13
Independent Board Members
13
Employees
385
Volunteers
15

Preparer

Firm
Bkd Llp
Address
910 E ST LOUIS 200/PO BOX 1190, SPRINGFIELD, MO 65806-2523
Preparer
Krystal K Creach
Phone
4178658701
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1

Organization general information: since 1972, crusader community health has strived to ensure that all persons in our communities have access to quality, primary health care. Crusader community health is a community-based, not-for-profit corporation, whose mission is to serve the rock river valley with quality, primary health care for all people in need. Crusader community health plays a vital health care role in this community, serving patients unable to afford the rising cost of health care. While there are no restrictions on who can utilize its services, crusader specializes in serving medically underserved individuals - the homeless, families in poverty, high-risk pregnant women, persons with hiv/aids, the elderly and those with chronic diseases. Without crusader, a broad and growing segment of the community would fail to receive the primary health care that reduces the cost of catastrophic illness. Medical services are provided on an affordable sliding discount basis and integrate health promotion and disease prevention into program of comprehensive health care.

Form 990, Part III, Line 4A

Medical services: pediatrics the pediatric department offers a wide range of services for children, including care for newborns through adolescence. Crusader community health utilizes board-certified pediatricians, family practitioners, nurse practitioners and physician assistants to deliver care for children. Some of the services available include: immunizations, well-child checks, lead screening, attention deficit disorder (add), asthma education and treatment and medical treatment for acute conditions. For adult patients, crusader provides preventive care and diagnosis and treatment for a wide range of acute and chronic diseases. Care is delivered through a team of board-certified medical providers. Some of the specific services available include: chronic disease management, medical treatment for acute conditions, physicals, diabetes education and treatment, health education services, asthma education and treatment, immunizations, laboratory services, minor injury care. Specialty services a wide range of specialty services are available to crusader community health patients, some of which include: podiatry, pain management, substance abuse counseling, mental health, and infectious disease. To better serve our pediatric and adult patients, crusaders offers walk-in clinics at two convenient locations, broadway and alpine.

Form 990, Part III, Line 4D

Other program services: crusader community health provides other programs through its ancillary and community services as outlined below. Hiv services since 1991, the living with hiv program of crusader community health has provided services to individuals with hiv/aids. Embracing the goal of assuring client access to medical care, the program also provides assistance with transportation, linkage to social service programs, counseling, psychiatric services, and obtaining medications. Services are primarily provided at crusader community health west state street. Services are offered confidentially in a caring and supportive environment. In addition to providing services through its physician staff, crusader community health contracts with rockford infectious disease associates to provide additional support. Other services are offered through a nurse practitioner, nurses, case managers, licensed clinical social worker, and a contracted psychiatrist. Homeless services crusader community health's health care for the homeless program was established in 1988. Its mission is to provide comprehensive medical care for homeless individuals within the rockford area. The program consists of physicians, dentists, nurse practitioners, nurses and case managers committed to helping clients access medical services. Services are provided within crusader community health and at a variety of sites throughout the community. Health education the health education department offers intensive case management services for patients living with chronic diseases including diabetes, asthma, congestive heart failure (chf), and obesity (weight management). The department offers education services in both a classroom setting and one-to-one sessions in both english and spanish. The clinical staff of the program includes a nurse who is a certified diabetes educator and registered dietitians. The department offers community programs throughout the area (primarily winnebago, boone and stephenson counties). Community services include blood glucose screenings for diabetes through the cosmopolitan diabetes program and public speaking engagements on a variety of health related topics.

Form 990, Part XI, Line 9

Other reconciliation items: $ (427,666) change in interest in net assets of chf temporary 15,261 change in interest in net assets of chf permanent ----------- $ (412,405)

Form 990 Part IX Line 11G

Description:pharmacy 340b total fees:2066251

Form 990 Part IX Line 11G

Description:purchased services total fees:1075602

Form 990 Part IX Line 11G

Description:professional services total fees:920369

Form 990 Part IX Line 11G

Description:lab/radiology total fees:169594

Form 990 Part IX Line 11G

Description:interpreter total fees:115563

Form 990 Part IX Line 11G

Description:pharmacist total fees:84824

Form 990 Part IX Line 11G

Description:payroll total fees:63638

Form 990 Part IX Line 11G

Description:pyschiatrist total fees:47000

Form 990 Part IX Line 11G

Description:physician total fees:39225

Form 990 Part IX Line 11G

Description:maintenance total fees:10315

Form 990 Part IX Line 11G

Description:security total fees:7558

Financial Statement Notes

Schedule D, Part X, Line 2

Uncertain tax positions: management has evaluated their income tax positions under the guidance included in asc 740. Based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.

Schedule D, Part XI, Line 2D

Amounts included on line 1 but not on form 990, part viii, line 12: $ (1,398,419) bad debt expense

Schedule D, Part XII, Line 4B

Amounts included on form 990, part ix, line 25, but not on line 1: $ 1,398,419 bad debt expense

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