Civic Intelligence

State Chartered Credit Unions in North Carolina

990 • Fiscal year 2011 • EIN 23-7056307

Jan 01, 2011 to Dec 31, 2011 • Filed on May 15, 2012

Organization Profilegucocreditunion.org

View Organization Page

523 Evans Street27858
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.88x

Higher debt load relative to assets than 62% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

55th percentile

3.5%

Faster asset growth than 55% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets62nd percentile

Assets

$12,621,967

No earlier filing loaded for comparison.

Net Assets

$1,480,571

No earlier filing loaded for comparison.

Liabilities

$11,141,396

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$491,658

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $12,621,967Liabilities 2011: $11,141,396Net Assets 2011: $1,480,5712011Assets 2013: $13,090,898Liabilities 2013: $11,488,157Net Assets 2013: $1,602,7412013Assets 2014: $13,069,441Liabilities 2014: $11,443,184Net Assets 2014: $1,626,2572014Assets 2015: $12,800,152Liabilities 2015: $11,144,450Net Assets 2015: $1,655,7022015Assets 2017: $12,968,048Liabilities 2017: $11,287,273Net Assets 2017: $1,680,7752017Assets 2018: $12,036,952Liabilities 2018: $10,336,579Net Assets 2018: $1,700,3732018Assets 2019: $11,395,214Liabilities 2019: $9,624,095Net Assets 2019: $1,771,1192019Assets 2020: $12,262,018Liabilities 2020: $10,453,729Net Assets 2020: $1,808,2892020Assets 2021: $12,941,504Liabilities 2021: $11,122,975Net Assets 2021: $1,818,5292021Assets 2022: $12,976,273Liabilities 2022: $11,169,099Net Assets 2022: $1,807,1742022

Highlighted filing

2011

Assets$12,621,967
Liabilities$11,141,396
Net Assets$1,480,571
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2011: $491,6582011Revenue 2013: $475,699Expenses 2013: $433,473Net Income 2013: $42,2262013Revenue 2014: $441,221Expenses 2014: $417,704Net Income 2014: $23,5172014Revenue 2015: $431,085Expenses 2015: $401,640Net Income 2015: $29,4452015Revenue 2017: $420,603Expenses 2017: $413,489Net Income 2017: $7,1142017Revenue 2018: $442,318Expenses 2018: $422,720Net Income 2018: $19,5982018Revenue 2019: $467,388Expenses 2019: $396,642Net Income 2019: $70,7462019Revenue 2020: $439,174Expenses 2020: $402,004Net Income 2020: $37,1702020Revenue 2021: $384,638Expenses 2021: $374,398Net Income 2021: $10,2402021Revenue 2022: $353,214Expenses 2022: $364,569Net Income 2022: -$11,3552022

Highlighted filing

2011

Revenue-
Expenses$491,658
Net Income-
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
May 15, 2012
Return Version
2011v1.2
Gross Receipts
$0
Mission and Program Overview

Mission

GUCO Credit Union is a not for profit financial cooperative that serves its members by offering deposit accounts and loans at reasonable rates.

Filing and Contact Details

Filer

EIN
23-7056307
Raw XML Appendix294 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionA/Title1VICE-PRESIDENT
IRS990/Form990PartVIISectionA/Title2SECRETARYTREASURER
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
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IRS990ScheduleL/LoanTable/NamePerson2CHRIS VIVERETTE
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0237056307
ReturnHeader/Filer/Name/BusinessNameLine10GUCO CREDIT UNION
ReturnHeader/Filer/NameControl0GUCO
ReturnHeader/Filer/Phone02525511599
ReturnHeader/Filer/USAddress/AddressLine10523 EVANS STREET
ReturnHeader/Filer/USAddress/City0GREENVILLE
ReturnHeader/Filer/USAddress/State0NC
ReturnHeader/Filer/USAddress/ZIPCode027858
ReturnHeader/Officer/DateSigned02012-05-15
ReturnHeader/Officer/Name0TONY L SMART
ReturnHeader/Officer/Phone02525511599
ReturnHeader/Officer/Title0PRESIDENT
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-05-16T11:08:00-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$12,621,967
Liabilities
$11,141,396
Net assets
$1,480,571
Revenue
-
Expenses
$491,658
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.0$11.2$1.81$0.35$0.36$0.01
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.9$11.1$1.82$0.38$0.37$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$10.5$1.81$0.44$0.40$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$9.62$1.77$0.47$0.40$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.0$10.3$1.70$0.44$0.42$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.0$11.3$1.68$0.42$0.41$0.01
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.8$11.1$1.66$0.43$0.40$0.03
2014Detailed filing. Detailed filing data is available for this year.$13.1$11.4$1.63$0.44$0.42$0.02
2013Detailed filing. Detailed filing data is available for this year.$13.1$11.5$1.60$0.48$0.43$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.6$11.1$1.48$0.49