Civic Intelligence

Marblehead Counseling Center

EIN 23-7051965 • 501(c)3 • Marblehead, MA

Profile

To improve the quality of life for individuals and familes in the marblehead/swampscott community by providing a high-quality local source of mental health and family support services. We provide counseling, guidance and education to help resolve personal and interpersonal issues; deliver education programs to enhance life skills, emotional strength, and overall well-being; organize community partnerships that address local concerns; and offer charitable assistance for people who live or work in marblehead.

Refreshing map…

66 Clifton AvenueMarblehead, MA 01945

marbleheadcounseling.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.07x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

49th percentile

0.07x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

38th percentile

-0.2%

Higher net margin than 38% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

44th percentile

1.6%

Faster asset growth than 44% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

10th percentile

-31%

Faster revenue growth than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,046,979

Up $660,952 (+171%) from 2023

Liabilities

Up

$71,372

Up $27,926 (+64%) from 2023

Net Assets

Up

$975,607

Up $633,026 (+185%) from 2023

Revenue

Up

$1,052,660

Up $39,529 (+3.9%) from 2023

Expenses

Up

$1,054,713

Up $158,143 (+18%) from 2023

Net Income

Down

-$2,053

Down $118,614 (-102%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2016: $355,626Liabilities 2016: $54,384Net Assets 2016: $301,2422016Assets 2017: $332,011Liabilities 2017: $29,764Net Assets 2017: $302,2472017Assets 2018: $362,182Liabilities 2018: $49,941Net Assets 2018: $312,2412018Assets 2019: $378,191Liabilities 2019: $44,519Net Assets 2019: $333,6722019Assets 2020: $417,308Liabilities 2020: $122,303Net Assets 2020: $295,0052020Assets 2021: $422,579Liabilities 2021: $12,965Net Assets 2021: $409,6142021Assets 2023: $386,027Liabilities 2023: $43,446Net Assets 2023: $342,5812023Assets 2025: $1,046,979Liabilities 2025: $71,372Net Assets 2025: $975,6072025

Highlighted filing

2025

Assets$1,046,979
Liabilities$71,372
Net Assets$975,607

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2016: $624,736Expenses 2016: $562,741Net Income 2016: $61,9952016Revenue 2017: $547,877Expenses 2017: $560,159Net Income 2017: -$12,2822017Revenue 2018: $556,664Expenses 2018: $553,737Net Income 2018: $2,9272018Revenue 2019: $560,226Expenses 2019: $539,247Net Income 2019: $20,9792019Revenue 2020: $551,570Expenses 2020: $582,617Net Income 2020: -$31,0472020Revenue 2021: $728,186Expenses 2021: $663,235Net Income 2021: $64,9512021Revenue 2023: $1,013,131Expenses 2023: $896,570Net Income 2023: $116,5612023Revenue 2025: $1,052,660Expenses 2025: $1,054,713Net Income 2025: -$2,0532025

Highlighted filing

2025

Revenue$1,052,660
Expenses$1,054,713
Net Income-$2,053

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 30, 2025
Return Version
2024v5.2
Gross Receipts
$1,072,821
Mission and Program Overview

Mission

To improve the quality of life for individuals and familes in the marblehead/swampscott community by providing a high-quality local source of mental health and family support services. We provide counseling, guidance and education to help resolve personal and interpersonal issues; deliver education programs to enhance life skills, emotional strength, and overall well-being; organize community partnerships that address local concerns; and offer charitable assistance for people who live or work in marblehead.

SOCIAL SERVICES

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$716,541$717,081▲ $540
Land, Buildings, and Equipment, Net$120,332$143,266▲ $22,934
Investments in Publicly Traded Securities$101,046$113,056▲ $12,010
Accounts Receivable$58,429$42,755▼ $15,674
Cash and Non-Interest-Bearing Accounts$7,190$18,104▲ $10,914
Prepaid Expenses and Deferred Charges$14,717$8,128▼ $6,589
Total Assets$1,030,332$1,046,979▲ $16,647
Other Assets Total$12,077$4,589▼ $7,488
Liabilities
Deferred Revenue$3,599$40,000▲ $36,401
Accounts Payable and Accrued Expenses$45,468$26,783▼ $18,685
Other Liabilities$12,077$4,589▼ $7,488
Total Liabilities$61,144$71,372▲ $10,228
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$875,005$951,116▲ $76,111
Net Assets With Donor Restrictions$94,183$24,491▼ $69,692
Total Net Assets Fund Balance$969,188$975,607▲ $6,419
Total Liabilities and Net Assets / Fund Balance$1,030,332$1,046,979▲ $16,647

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$124,517$75,859$200,376
Equipment$18,749$65,555$84,304
Other Land Buildings$0--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tim PhillipsImmediate Past President
Ruth FergusonPresident
Diane BarbourDirector
Eli NaparstekDirector
Elizabeth RossmanDirector
Erin HagartyDirector
Felicia MooreDirector
Greg MaloblockiDirector
Janice BrathwaiteDirector
Ron GrenierDirector
Ellen KesslerClerk
Bill CrouchTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$140,630
Program Service Revenue
$834,741
Investment Income
$23,816
Other Revenue
$53,473
All Other Contributions
$140,630
Change in Net Assets
$-2,053
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$884,264
Other Expenses$170,449
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$685,845$87,976-$773,821
Payroll Taxes$57,350$7,820-$65,170
Other Employee Benefits$39,840$5,433-$45,273
Depreciation Depletion-$21,027-$21,027
All Other Expenses-$19,334-$19,334
Fees for Services Accounting-$12,529-$12,529
Fees for Services Other-$10,651-$10,651
Insurance-$9,674-$9,674
Other Expenses-$8,654-$8,654
Occupancy-$7,488-$7,488
Advertising-$7,137-$7,137
Office Expenses-$5,000-$5,000
Total Functional Expenses$783,035$271,678$0$1,054,713
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$73,634
Fundraising Direct Expenses$20,161
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Community Champions$36,258$36,258$9,336$26,922
Rob Delaney$14,941$14,941$2,488$12,453
Total Events$73,634$73,634$20,161$53,473
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Obligation$4,589
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The board reviewed the 990 prior to filing.

Form 990, Part VI, Section B, Line 12C

Possible conflicts of interest are reviewed annually by the board of directors.

Form 990, Part VI, Section B, Line 15A

Executive director's compensation is reviewed and approved by the board of directors.

Form 990, Part VI, Section C, Line 19

Governing documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Marblehead Counseling Center
EIN
23-7051965
Phone
7816318273
Address
66 CLIFTON AVENUE, MARBLEHEAD, MA 01945

Signing Officer

Name
Ruth Ferguson
Title
President
Phone
7816318273
Signed
2025-10-30

Organization Details

Principal Officer
Ruth Ferguson
Formed
1970
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
11
Employees
15
Volunteers
0

Preparer

Firm
Pamela C Boardway CPA Pc
Address
176 NORTH STREET, SALEM, MA 01970
Preparer
Pamela C Boardway CPA
Phone
9785948575
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IRS990/OtherLiabilitiesGrp/BOYAmt012077
IRS990/OtherLiabilitiesGrp/EOYAmt04589
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt07820
IRS990/PayrollTaxesGrp/ProgramServicesAmt057350
IRS990/PayrollTaxesGrp/TotalAmt065170
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt014717
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt08128
IRS990/PrincipalOfficerNm0RUTH FERGUSON
IRS990/PriorPeriodAdjustmentsAmt0-793
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0621400
IRS990/ProgramServiceRevenueGrp/Desc0COUNSELING SERVICES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0834741
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0834741
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0748283
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt08849
IRS990/PYOtherExpensesAmt0163420
IRS990/PYOtherRevenueAmt032625
IRS990/PYProgramServiceRevenueAmt0742603
IRS990/PYRevenuesLessExpensesAmt0616664
IRS990/PYSalariesCompEmpBnftPaidAmt0752276
IRS990/PYTotalExpensesAmt0915696
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01532360
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-2053
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0834741
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0716541
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0717081
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0140630
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt093754
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0298580
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt094172
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0110571
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0737707
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearAmt054000
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus1YearAmt054000
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus2YearsAmt054000
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus3YearsAmt046512
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/CurrentTaxYearMinus4YearsAmt031500
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt0240012
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt023496
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt08849
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt03765
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt04946
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0776
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt041832
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt03250223
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.95900
IRS990ScheduleA/PublicSupportPY170Pct00.98120
IRS990ScheduleA/PublicSupportTotal170Amt0977719
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0194630
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0147754
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0352580
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0140684
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0142071
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0977719
IRS990ScheduleA/TotalSupportAmt01019551
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt018749
IRS990ScheduleD/EquipmentGrp/DepreciationAmt065555
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt084304
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0124517
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt075859
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0200376
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt04589
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0OPERATING LEASE OBLIGATION
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0143266
IRS990ScheduleD/TotalLiabilityAmt04589
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt020161
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0COMMUNITY CHAMPIONS
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0ROB DELANEY
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt036258
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt014941
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt022435
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt073634
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt036258
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt014941
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt022435
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt073634
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt053473
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt08337
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt020161
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt09336
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt02488
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt04
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWED THE 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1POSSIBLE CONFLICTS OF INTEREST ARE REVIEWED ANNUALLY BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01030332
IRS990/TotalAssetsEOYAmt01046979
IRS990/TotalAssetsGrp/BOYAmt01030332
IRS990/TotalAssetsGrp/EOYAmt01046979
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0140630
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0271678
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0783035
IRS990/TotalFunctionalExpensesGrp/TotalAmt01054713
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt061144
IRS990/TotalLiabilitiesEOYAmt071372
IRS990/TotalLiabilitiesGrp/BOYAmt061144
IRS990/TotalLiabilitiesGrp/EOYAmt071372
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0969188

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