Civic Intelligence

Cottonville-Savage Water

EIN 23-7043281 • 501(c)12 • Coldwater, MS

Profile

RURAL WATER ASSOCIATION

459 Bluff RoadColdwater, MS 38618

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

1.41x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

93rd percentile

1.78x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Net Margin

10th percentile

-48%

Higher net margin than 10% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)12 • <$500k nonprofits • Source year 2025

Asset Growth

15th percentile

-29%

Faster asset growth than 15% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

96th percentile

95%

Faster revenue growth than 96% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$300,209

Down $122,706 (-29%) from 2024

Liabilities

Down

$422,417

Down $157,812 (-27%) from 2024

Net Assets

Up

-$122,208

Up $35,106 (+22%) from 2024

Revenue

Up

$237,068

Up $115,418 (+95%) from 2024

Expenses

Up

$350,400

Up $262,563 (+299%) from 2024

Net Income

Down

-$113,332

Down $147,145 (-435%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2016: $218,291Liabilities 2016: $320,954Net Assets 2016: -$102,6632016Assets 2017: $198,232Liabilities 2017: $314,980Net Assets 2017: -$116,7482017Assets 2018: $170,248Liabilities 2018: $308,919Net Assets 2018: -$138,6712018Assets 2019: $138,089Liabilities 2019: $302,143Net Assets 2019: -$164,0542019Assets 2021: $118,887Liabilities 2021: $288,874Net Assets 2021: -$169,9872021Assets 2022: $97,220Liabilities 2022: $284,778Net Assets 2022: -$187,5582022Assets 2023: $111,499Liabilities 2023: $302,626Net Assets 2023: -$191,1272023Assets 2024: $422,915Liabilities 2024: $580,229Net Assets 2024: -$157,3142024Assets 2025: $300,209Liabilities 2025: $422,417Net Assets 2025: -$122,2082025

Highlighted filing

2025

Assets$300,209
Liabilities$422,417
Net Assets-$122,208

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2016: $65,453Expenses 2016: $78,486Net Income 2016: -$13,0332016Revenue 2017: $64,317Expenses 2017: $78,402Net Income 2017: -$14,0852017Revenue 2018: $65,420Expenses 2018: $87,343Net Income 2018: -$21,9232018Revenue 2019: $62,490Expenses 2019: $87,873Net Income 2019: -$25,3832019Revenue 2021: $79,898Expenses 2021: $74,117Net Income 2021: $5,7812021Revenue 2022: $81,285Expenses 2022: $98,856Net Income 2022: -$17,5712022Revenue 2023: $124,590Expenses 2023: $128,159Net Income 2023: -$3,5692023Revenue 2024: $121,650Expenses 2024: $87,837Net Income 2024: $33,8132024Revenue 2025: $237,068Expenses 2025: $350,400Net Income 2025: -$113,3322025

Highlighted filing

2025

Revenue$237,068
Expenses$350,400
Net Income-$113,332

Filings