Civic Intelligence

Mutual Beneficial Association Inc

EIN 23-6000755 • 501(c)8 • Berwyn, PA

View Organization Page

Profile

We are a Fraternal Benefit Society that serves the transportation industry and their families and to provide social and charitable activities in the community.

Suite 102 1301 Lancaster AveBerwyn, PA 19312-1290

mutualbeneficial.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.98x

Higher debt load relative to assets than 93% of similar nonprofits.

$100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

94th percentile

12.45x

Higher debt load relative to revenue than 94% of similar nonprofits.

$100M-$250M nonprofits • Source year 2025

Net Margin

35th percentile

0.5%

Higher net margin than 35% of similar nonprofits.

$100M-$250M nonprofits • Source year 2025

Top Officer Pay

23rd percentile

$200,482

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

$100M-$250M nonprofits • Source year 2025

Asset Growth

24th percentile

0.1%

Faster asset growth than 24% of similar nonprofits.

$100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

16th percentile

-7.5%

Faster revenue growth than 16% of similar nonprofits.

$100M-$250M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$128,205,778

Down $3,633,526 (-2.8%) from 2023

Liabilities

Down

$125,599,317

Down $3,580,232 (-2.8%) from 2023

Net Assets

Down

$2,606,461

Down $53,294 (-2.0%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin35th percentile

Revenue

Down

$10,914,064

Down $871,364 (-7.4%) from 2023

Expenses

Down

$11,086,362

Down $636,111 (-5.4%) from 2023

Net Income

Down

-$172,298

Down $235,253 (-374%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth24th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150M$100M$50M$0Assets 2010: $50,464,384Liabilities 2010: $49,658,888Net Assets 2010: $805,4962010Assets 2011: $58,277,585Liabilities 2011: $57,327,907Net Assets 2011: $949,6782011Assets 2012: $64,098,558Liabilities 2012: $63,035,423Net Assets 2012: $1,063,1352012Assets 2013: $71,807,884Liabilities 2013: $70,636,683Net Assets 2013: $1,171,2012013Assets 2014: $80,960,166Liabilities 2014: $79,527,343Net Assets 2014: $1,432,8232014Assets 2015: $90,436,346Liabilities 2015: $88,781,152Net Assets 2015: $1,655,1942015Assets 2016: $98,155,168Liabilities 2016: $96,312,230Net Assets 2016: $1,842,9382016Assets 2017: $106,132,017Liabilities 2017: $104,146,531Net Assets 2017: $1,985,4862017Assets 2018: $111,618,665Liabilities 2018: $109,600,876Net Assets 2018: $2,017,7892018Assets 2019: $117,257,839Liabilities 2019: $115,232,811Net Assets 2019: $2,025,0282019Assets 2020: $123,181,740Liabilities 2020: $120,782,905Net Assets 2020: $2,398,8352020Assets 2021: $127,426,384Liabilities 2021: $124,648,428Net Assets 2021: $2,777,9562021Assets 2022: $132,759,628Liabilities 2022: $129,981,960Net Assets 2022: $2,777,6682022Assets 2023: $131,839,304Liabilities 2023: $129,179,549Net Assets 2023: $2,659,7552023Assets 2024: $128,205,778Liabilities 2024: $125,599,317Net Assets 2024: $2,606,4612024

Highlighted filing

2024

Assets$128,205,778
Liabilities$125,599,317
Net Assets$2,606,461
Open 2024 Filing

Operations Trend

Revenue Growth16th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $8,903,1122010Expenses 2011: $13,042,0922011Expenses 2012: $10,556,3382012Revenue 2013: $13,354,328Expenses 2013: $13,264,064Net Income 2013: $90,2642013Revenue 2014: $15,300,602Expenses 2014: $15,063,109Net Income 2014: $237,4932014Revenue 2015: $16,156,043Expenses 2015: $15,886,797Net Income 2015: $269,2462015Revenue 2016: $16,231,809Expenses 2016: $15,994,364Net Income 2016: $237,4452016Revenue 2017: $17,007,845Expenses 2017: $16,798,658Net Income 2017: $209,1872017Revenue 2018: $15,991,215Expenses 2018: $15,881,537Net Income 2018: $109,6782018Revenue 2019: $17,963,626Expenses 2019: $17,842,564Net Income 2019: $121,0622019Revenue 2020: $15,240,993Expenses 2020: $14,684,283Net Income 2020: $556,7102020Revenue 2021: $16,714,771Expenses 2021: $16,245,868Net Income 2021: $468,9032021Revenue 2022: $20,036,739Expenses 2022: $19,888,190Net Income 2022: $148,5492022Revenue 2023: $11,785,428Expenses 2023: $11,722,473Net Income 2023: $62,9552023Revenue 2024: $10,914,064Expenses 2024: $11,086,362Net Income 2024: -$172,2982024

Highlighted filing

2024

Revenue$10,914,064
Expenses$11,086,362
Net Income-$172,298
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$128,205,778
Liabilities
$125,599,317
Net assets
$2,606,461
Revenue
$10,914,064
Expenses
$11,086,362
Net income
-$172,298
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$128$126$2.61$10.9$11.1$0.17
2023Detailed filing. Detailed filing data is available for this year.$132$129$2.66$11.8$11.7$0.06
2022Detailed filing. Detailed filing data is available for this year.$133$130$2.78$20.0$19.9$0.15
2021Detailed filing. Detailed filing data is available for this year.$127$125$2.78$16.7$16.2$0.47
2020Detailed filing. Detailed filing data is available for this year.$123$121$2.40$15.2$14.7$0.56
2019Detailed filing. Detailed filing data is available for this year.$117$115$2.03$18.0$17.8$0.12
2018Detailed filing. Detailed filing data is available for this year.$112$110$2.02$16.0$15.9$0.11
2017Detailed filing. Detailed filing data is available for this year.$106$104$1.99$17.0$16.8$0.21
2016Detailed filing. Detailed filing data is available for this year.$98.2$96.3$1.84$16.2$16.0$0.24
2015Detailed filing. Detailed filing data is available for this year.$90.4$88.8$1.66$16.2$15.9$0.27
2014Detailed filing. Detailed filing data is available for this year.$81.0$79.5$1.43$15.3$15.1$0.24
2013Detailed filing. Detailed filing data is available for this year.$71.8$70.6$1.17$13.4$13.3$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.1$63.0$1.06$10.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.3$57.3$0.95$13.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.5$49.7$0.81$8.90
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 6, 2025
Return Version
2024v5.0
Gross Receipts
$10,914,064
Mission and Program Overview

Mission

We are a Fraternal Benefit Society that serves the transportation industry and their families and to provide social and charitable activities in the community.

Fraternal benefit society serving the transportation industry and their family members and providing fraternal and charitable contributions to these employees and in the general community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$127,789,298$121,117,231▼ $6,672,067
Savings and Temporary Cash Investments$1,755,405$4,817,122▲ $3,061,717
Pd in Cap Srpls Land Bldg Eqp Fund$2,659,755$2,606,461▼ $53,294
Cash and Non-Interest-Bearing Accounts$4,350$4,350→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$131,839,304$128,205,778▼ $3,633,526
Other Assets Total$2,290,251$2,267,075▼ $23,176
Liabilities
Other Liabilities$129,179,549$125,599,317▼ $3,580,232
Total Liabilities$129,179,549$125,599,317▼ $3,580,232
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,659,755$2,606,461▼ $53,294
Total Liabilities and Net Assets / Fund Balance$131,839,304$128,205,778▼ $3,633,526
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary L GibneyGeneral SecretaryFT$182,167$12,850$195,017
Thomas CatanachGeneral TreasurerFT$173,831$12,850$186,681
Stephen M SantarlasciGeneral PresidentFT$141,149$13,350$154,499
Richard O DietrichGeneral Vice President-$5,800-$5,800
John C CariniDirector-$5,600-$5,600
Donald F TeagueDirector-$2,500-$2,500
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,914,064
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-172,298
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$753,159
Other Expenses$356,405
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$9,976,798
Current Officers, Directors, Trustees, and Key Employees---$550,097
Fees for Services Accounting---$113,499
Other Employee Benefits---$82,680
Other Salaries and Wages---$68,766
Occupancy---$65,519
Payroll Taxes---$50,488
Information Technology---$31,439
All Other Expenses---$24,304
Insurance---$19,383
Other Expenses---$3,350
Office Expenses---$2,958
Travel---$1,846
Pension Plan Contributions---$1,128
Fees for Services Legal---$558
Advertising---$495
Total Functional Expenses$0$0$0$11,086,362
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Aggregate Reserve$121,720,869
Unpaid Claims$2,449,073
Asset Valuation Reserve$1,119,781
Adv Premiums & Mutual Assistance Fund$146,610
Interest Maintenance Reserve$90,257
General Expenses & Taxes Due$55,727
Refunds Payable & Unpaid$17,000
On Deposit Claims$0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Organization Is a mutual fraternal benefit society that has members.”

Form 990, Part VI, Section A, Line 7A

“Organization is a mutual fraternal benefit society that has members. All members are entitled to a vote for the Board of Directors, who at the Association's who are the Association's Governing body. Directors elect the General Officers of the Association.”

Form 990, Part VI, Section B, Line 11B

“Form 990 reviewed by the Association's Annual CPA Report and then reported back to the Board of Directors on any findings that would be out of the ordinary or would change the Association's tax-exempt status.”

Form 990, Part VI, Section B, Line 12C

“All Directors fill out and sign an Annual Conflict of Interest Form.”

Form 990, Part VI, Section B, Line 15

“The Association Wage & Finance Committee reviews all General Officer compensation annually and uses insurance industry standards as well as other fraternal benefit society comparisons to set annual compensation amounts.”

Form 990, Part VI, Section C, Line 17

“None.”

Form 990, Part VI, Section C, Line 19

“All documents are available upon request of the Home Office.”

Filing and Contact Details

Filer

Filer Name
Mutual Beneficial Association Inc
EIN
23-6000755
Phone
6107220253
Address
Suite 102 1301 Lancaster Ave, Berwyn, PA 19312-1290

Signing Officer

Name
Thomas Catanach
Title
General Treasurer
Phone
6107220253
Signed
2025-05-06

Organization Details

Principal Officer
Stephen Santarlasci
Formed
1913
Legal Domicile
De
Voting Board Members
5
Independent Board Members
2
Employees
4
Volunteers
275
Raw XML AppendixShowing 400 of 455 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Fraternal benefit society serving the transportation industry and their family members and providing fraternal and charitable contributions to these employees and in the general community.
IRS990/AdvertisingGrp/TotalAmt0495
IRS990/AllOtherExpensesGrp/TotalAmt024304
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt09976798
IRS990/BooksInCareOfDetail/PersonNm0Mary L Gibney
IRS990/BooksInCareOfDetail/PhoneNum06107220253
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01301 Lancaster Ave
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0Suite 102
IRS990/BooksInCareOfDetail/USAddress/CityNm0Berwyn
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0193121290
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt04350
IRS990/CashNonInterestBearingGrp/EOYAmt04350
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0550097
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt09976798
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0356405
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt010914064
IRS990/CYRevenuesLessExpensesAmt0-172298
IRS990/CYSalariesCompEmpBnftPaidAmt0753159
IRS990/CYTotalExpensesAmt011086362
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt010914064
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0113499
IRS990/FeesForServicesLegalGrp/TotalAmt0558
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt055
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt250
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0Mary L Gibney
IRS990/Form990PartVIISectionAGrp/PersonNm1Thomas Catanach
IRS990/Form990PartVIISectionAGrp/PersonNm2Stephen M Santarlasci
IRS990/Form990PartVIISectionAGrp/PersonNm3Richard O Dietrich
IRS990/Form990PartVIISectionAGrp/PersonNm4John C Carini
IRS990/Form990PartVIISectionAGrp/PersonNm5Donald F Teague
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0195017
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1186681
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2154499
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt35800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt45600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt52500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0General Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt1General Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2General President
IRS990/Form990PartVIISectionAGrp/TitleTxt3General Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01913
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt010914064
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt02
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt031439
IRS990/InsuranceGrp/TotalAmt019383
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0127789298
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0121117231
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0DE
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0We are a Fraternal Benefit Society that serves the transportation industry and their families and to provide social and charitable activities in the community.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02659755
IRS990/NetAssetsOrFundBalancesEOYAmt02606461
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0119004
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt065519
IRS990/OfficeExpensesGrp/TotalAmt02958
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02290251
IRS990/OtherAssetsTotalGrp/EOYAmt02267075
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt082680
IRS990/OtherExpensesGrp/Desc0Postage & Telephone
IRS990/OtherExpensesGrp/Desc1Official Publication, Print & Stationery
IRS990/OtherExpensesGrp/Desc2Commissions
IRS990/OtherExpensesGrp/Desc3Investment Expense
IRS990/OtherExpensesGrp/TotalAmt020833
IRS990/OtherExpensesGrp/TotalAmt152058
IRS990/OtherExpensesGrp/TotalAmt220163
IRS990/OtherExpensesGrp/TotalAmt33350
IRS990/OtherLiabilitiesGrp/BOYAmt0129179549
IRS990/OtherLiabilitiesGrp/EOYAmt0125599317
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt068766
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt050488
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt02659755
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt02606461
IRS990/PensionPlanContributionsGrp/TotalAmt01128
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Stephen Santarlasci
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/BusinessCd4900099
IRS990/ProgramServiceRevenueGrp/Desc0Premium & Annuity Considerations
IRS990/ProgramServiceRevenueGrp/Desc1Gross Investment Income
IRS990/ProgramServiceRevenueGrp/Desc2Reinsurance Expense
IRS990/ProgramServiceRevenueGrp/Desc3Miscellaneous Income
IRS990/ProgramServiceRevenueGrp/Desc4Interest Maintenance Reserve
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/ExclusionAmt40
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05436241
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15369284
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212520
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt337723
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt458296
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05436241
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15369284
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212520
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt337723
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt458296
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt40
IRS990/ProgSrvcAccomActy2Grp/Desc0We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.
IRS990/ProgSrvcAccomActy3Grp/Desc0We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt010561920
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0333759
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt011785428
IRS990/PYRevenuesLessExpensesAmt062955
IRS990/PYSalariesCompEmpBnftPaidAmt0826794
IRS990/PYTotalExpensesAmt011722473
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt011785428
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-172298
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01755405
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04817122
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01119781
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt117000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt290257
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt355727
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42449073
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt50
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6146610
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt7121720869
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Asset Valuation Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Refunds Payable & Unpaid
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Interest Maintenance Reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3General Expenses & Taxes Due
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Unpaid Claims
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5On Deposit Claims
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6Adv Premiums & Mutual Assistance Fund
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7Aggregate Reserve
IRS990ScheduleD/TotalLiabilityAmt0125599317
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0141149
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1182167
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2173831
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount08350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount17850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount27850
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt05000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt15000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt25000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Stephen M Santarlasci
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Mary L Gibney
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2Thomas Catanach
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0General President
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1General Secretary
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2General Treasurer
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154499
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1195017
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2186681
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt20
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Organization Is a mutual fraternal benefit society that has members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Organization is a mutual fraternal benefit society that has members. All members are entitled to a vote for the Board of Directors, who at the Association's who are the Association's Governing body. Directors elect the General Officers of the Association.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 reviewed by the Association's Annual CPA Report and then reported back to the Board of Directors on any findings that would be out of the ordinary or would change the Association's tax-exempt status.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3All Directors fill out and sign an Annual Conflict of Interest Form.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Association Wage & Finance Committee reviews all General Officer compensation annually and uses insurance industry standards as well as other fraternal benefit society comparisons to set annual compensation amounts.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5None.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6All documents are available upon request of the Home Office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 17
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0131839304
IRS990/TotalAssetsEOYAmt0128205778
IRS990/TotalAssetsGrp/BOYAmt0131839304
IRS990/TotalAssetsGrp/EOYAmt0128205778
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt011086362
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0129179549
IRS990/TotalLiabilitiesEOYAmt0125599317

Document Assets

No mirrored PDF or thumbnail assets are attached yet.