Civic Intelligence

Handyman Ministries

990EZ • Fiscal year 2013 • EIN 23-3017651

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 10, 2014

PO Box 11417529

(717) 768-3894

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.55x

Higher debt load relative to assets than 89% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

80th percentile

0.09x

Higher debt load relative to revenue than 80% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

22nd percentile

-12%

Higher net margin than 22% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Asset Growth

9th percentile

-48%

Faster asset growth than 9% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

20th percentile

-23%

Faster revenue growth than 20% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Assets

Down

$21,986

Down $20,010 (-48%) from 2012

Net Assets

Down

$9,981

Down $16,649 (-63%) from 2012

Liabilities

Down

$12,005

Down $3,361 (-22%) from 2012

Revenue

Down

$138,688

Down $41,635 (-23%) from 2012

Expenses

Down

$155,337

Down $22,153 (-12%) from 2012

Net Income

Down

-$16,649

Down $19,482 (-688%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0-$50KAssets 2011: $32,708Liabilities 2011: $8,911Net Assets 2011: $23,7972011Assets 2012: $41,996Liabilities 2012: $15,366Net Assets 2012: $26,6302012Assets 2013: $21,986Liabilities 2013: $12,005Net Assets 2013: $9,9812013Assets 2014: $8,248Liabilities 2014: $12,930Net Assets 2014: -$4,6822014Assets 2015: $3,176Liabilities 2015: $8,670Net Assets 2015: -$5,4942015Assets 2016: $3,023Liabilities 2016: $10,465Net Assets 2016: -$7,4422016Assets 2017: $24,823Liabilities 2017: $4,095Net Assets 2017: $20,7282017Assets 2018: $5,747Liabilities 2018: $2,686Net Assets 2018: $3,0612018Assets 2019: $29,725Liabilities 2019: $3,728Net Assets 2019: $25,9972019Assets 2020: $30,843Liabilities 2020: $5,561Net Assets 2020: $25,2822020Assets 2021: $78,502Liabilities 2021: $5,782Net Assets 2021: $72,7202021Assets 2022: $36,086Liabilities 2022: $4,927Net Assets 2022: $31,1592022Assets 2023: $15,088Liabilities 2023: $5,273Net Assets 2023: $9,8152023Assets 2024: $23,428Liabilities 2024: $2,579Net Assets 2024: $20,8492024

Highlighted filing

2013

Assets$21,986
Liabilities$12,005
Net Assets$9,981

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $178,555Expenses 2011: $176,808Net Income 2011: $1,7472011Revenue 2012: $180,323Expenses 2012: $177,490Net Income 2012: $2,8332012Revenue 2013: $138,688Expenses 2013: $155,337Net Income 2013: -$16,6492013Revenue 2014: $153,772Expenses 2014: $168,434Net Income 2014: -$14,6622014Revenue 2015: $171,776Expenses 2015: $172,589Net Income 2015: -$8132015Revenue 2016: $178,510Expenses 2016: $180,458Net Income 2016: -$1,9482016Revenue 2017: $228,701Expenses 2017: $200,531Net Income 2017: $28,1702017Revenue 2018: $172,033Expenses 2018: $189,700Net Income 2018: -$17,6672018Revenue 2019: $182,862Expenses 2019: $159,926Net Income 2019: $22,9362019Revenue 2020: $215,249Expenses 2020: $215,964Net Income 2020: -$7152020Revenue 2021: $257,388Expenses 2021: $209,950Net Income 2021: $47,4382021Revenue 2022: $222,312Expenses 2022: $263,873Net Income 2022: -$41,5612022Revenue 2023: $239,806Expenses 2023: $261,150Net Income 2023: -$21,3442023Revenue 2024: $234,151Expenses 2024: $223,117Net Income 2024: $11,0342024

Highlighted filing

2013

Revenue$138,688
Expenses$155,337
Net Income-$16,649
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 10, 2014
Return Version
2013v3.1
Gross Receipts
$138,688
Mission and Program Overview

Mission

Aid widows, elderly, and other needy members of the community by providing home repairs at no cost or reduced cost.

Program Services

DescriptionGrantsExpenses
AID WIDOWS, ELDERLY, AND OTHER NEEDY MEMBERS OF THE COMMUNITY BY PROVIDING HOME REPAIRS AT NO COST OR REDUCED COST.-$152,574
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
AMMON STOLTZFUSPresident-$0--
GLENN ESHTreasurer-$0--
JASON LAPPOfficer-$0--
Filing and Contact Details

Filer

EIN
23-3017651

Signing Officer

Name
Glenn Esh
Title
Treasurer
Signed
2014-11-10

Preparer

Preparer
Kevin J Mcclarigan CPA
Phone
7176874237
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses office expenses 2,108 insurance 788 tithes 1,136 total 4,032

Form 990-ez, Part II, Line 24

Accounts receivable 2,412 73 total 2,412 73

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 15,366 12,005

Form 990-ez, Part III

Aid widows, elderly, and other needy members of the community by providing home repairs at no cost or reduced cost.

Raw XML Appendix174 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0AMMON STOLTZFUS
CompensationExplanation/CompensationExplanationGrp/PersonNm1GLENN ESH
CompensationExplanation/CompensationExplanationGrp/PersonNm2JASON LAPP
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0GLENN ESH
IRS990EZ/BooksInCareOfDetail/PhoneNum07177683894
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10PO BOX 114
IRS990EZ/BooksInCareOfDetail/USAddress/City0GORDONVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/State0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode017529
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt039584
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021913
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0111932
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-16649
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0150875
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt041996
IRS990EZ/Form990TotalAssetsGrp/EOYAmt021986
IRS990EZ/GrossReceiptsAmt0138688
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt032
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt026630
IRS990EZ/NetAssetsOrFundBalancesEOYAmt09981
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt026630
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt09981
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0AMMON STOLTZFUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GLENN ESH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JASON LAPP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2OFFICER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02412
IRS990EZ/OtherAssetsTotalDetail/EOYAmt073
IRS990EZ/OtherExpensesTotalAmt04032
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0AID WIDOWS, ELDERLY, AND OTHER NEEDY MEMBERS OF THE COMMUNITY BY PROVIDING HOME REPAIRS AT NO COST OR REDUCED COST.
IRS990EZ/PrintingPublicationsPostageAmt0430
IRS990EZ/ProgramServiceRevenueAmt026724
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0AID WIDOWS, ELDERLY, AND OTHER NEEDY MEMBERS OF THE COMMUNITY BY PROVIDING HOME REPAIRS AT NO COST OR REDUCED COST.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0152574
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0PA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt015366
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt012005
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0155337
IRS990EZ/TotalProgramServiceExpensesAmt0152574
IRS990EZ/TotalRevenueAmt0138688
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt043035
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt058814
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt060171
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt061000
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt061189
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt0284209
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0111932
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0134194
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0128756
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0145222
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0133141
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0653245
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt032
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt029
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt066
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0194
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt084
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0405
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt026724
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt046100
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt049799
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt033901
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt045443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0201967
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt032
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt029
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt066
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0194
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt084
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0405
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.66740
IRS990ScheduleA/PublicSupportPY509Pct00.66660
IRS990ScheduleA/PublicSupportTotal509Amt0571003
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt043035
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt058814
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt060171
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt061000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt061189
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0284209
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0138656
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0180294
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0178555
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0179123
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0178584
IRS990ScheduleA/Total509Grp/TotalAmt0855212
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0138688
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0180323
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0178621
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0179317
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0178668
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0855617
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSES 2,108 INSURANCE 788 TITHES 1,136 TOTAL 4,032
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 2,412 73 TOTAL 2,412 73
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 15,366 12,005
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AID WIDOWS, ELDERLY, AND OTHER NEEDY MEMBERS OF THE COMMUNITY BY PROVIDING HOME REPAIRS AT NO COST OR REDUCED COST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0GLENN ESH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine10HANDYMAN MINISTRIES
ReturnHeader/Filer/BusinessNameControlTxt0HAND
ReturnHeader/Filer/EIN0233017651
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 114
ReturnHeader/Filer/USAddress/City0GORDONVILLE
ReturnHeader/Filer/USAddress/State0PA
ReturnHeader/Filer/USAddress/ZIPCode017529
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232793937
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10KEVIN J MCCLARIGAN CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10PO BOX 225
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0PARADISE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode017562
ReturnHeader/PreparerPersonGrp/PhoneNum07176874237
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN J MCCLARIGAN CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-11-10T08:15:38-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.23$0.03$0.21$2.34$2.23$0.11
2023Detailed filing. Detailed filing data is available for this year.$0.15$0.05$0.10$2.40$2.61$0.21
2022Detailed filing. Detailed filing data is available for this year.$0.36$0.05$0.31$2.22$2.64$0.42
2021Detailed filing. Detailed filing data is available for this year.$0.79$0.06$0.73$2.57$2.10$0.47
2020Detailed filing. Detailed filing data is available for this year.$0.31$0.06$0.25$2.15$2.16$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.30$0.04$0.26$1.83$1.60$0.23
2018Detailed filing. Detailed filing data is available for this year.$0.06$0.03$0.03$1.72$1.90$0.18
2017Detailed filing. Detailed filing data is available for this year.$0.25$0.04$0.21$2.29$2.01$0.28
2016Detailed filing. Detailed filing data is available for this year.$0.03$0.10$0.07$1.79$1.80$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.03$0.09$0.05$1.72$1.73$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.08$0.13$0.05$1.54$1.68$0.15
2013Detailed filing. Detailed filing data is available for this year.$0.22$0.12$0.10$1.39$1.55$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.15$0.27$1.80$1.77$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.33$0.09$0.24$1.79$1.77$0.02