Civic Intelligence

Title Insurance Rating Bureau of Pennsylvania

EIN 23-3003238 • 501(c)6 • Wayne, PA

Profile

To qualify and operate as a licensed title insurance rating organization pursuant to article vii of the pennsylvania insurance company law of 1921 as amended.

PO Box 395Wayne, PA 19087
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.03x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.01x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

76th percentile

15%

Higher net margin than 76% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$76,608

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 24.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

92nd percentile

55%

Faster asset growth than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

75th percentile

18%

Faster revenue growth than 75% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$91,314

Up $35,078 (+62%) from 2023

Liabilities

Down

$1,750

Down $19,822 (-92%) from 2023

Net Assets

Up

$89,564

Up $54,900 (+158%) from 2023

Operations
Liabilities / Revenue61st percentileNet Margin76th percentile

Revenue

Down

$264,658

Down $9,816 (-3.6%) from 2023

Expenses

Down

$209,758

Down $40,961 (-16%) from 2023

Net Income

Up

$54,900

Up $31,145 (+131%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth92nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100K-$200KAssets 2011: $83,961Liabilities 2011: $85,134Net Assets 2011: -$1,1732011Assets 2012: $115,437Liabilities 2012: $61,175Net Assets 2012: $54,2632012Assets 2013: $93,532Liabilities 2013: $55,710Net Assets 2013: $37,8212013Assets 2014: $25,570Liabilities 2014: $57,937Net Assets 2014: -$32,3672014Assets 2015: $37,235Liabilities 2015: $164,943Net Assets 2015: -$127,7092015Assets 2016: $64,992Liabilities 2016: $93,360Net Assets 2016: -$28,3682016Assets 2017: $90,165Liabilities 2017: $15,899Net Assets 2017: $74,2662017Assets 2018: $152,653Liabilities 2018: $4,255Net Assets 2018: $148,3982018Assets 2019: $128,700Liabilities 2019: $11,192Net Assets 2019: $117,5082019Assets 2020: $170,319Liabilities 2020: $43,154Net Assets 2020: $127,1652020Assets 2021: $108,515Liabilities 2021: $57,788Net Assets 2021: $50,7272021Assets 2022: $32,309Liabilities 2022: $21,400Net Assets 2022: $10,9092022Assets 2023: $56,236Liabilities 2023: $21,572Net Assets 2023: $34,6642023Assets 2024: $91,314Liabilities 2024: $1,750Net Assets 2024: $89,5642024

Highlighted filing

2024

Assets$91,314
Liabilities$1,750
Net Assets$89,564
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $381,803Expenses 2011: $321,697Net Income 2011: $60,1062011Revenue 2012: $354,044Expenses 2012: $303,646Net Income 2012: $50,3982012Revenue 2013: $207,041Expenses 2013: $223,484Net Income 2013: -$16,4432013Revenue 2014: $226,452Expenses 2014: $296,640Net Income 2014: -$70,1882014Revenue 2015: $298,139Expenses 2015: $394,769Net Income 2015: -$96,6302015Revenue 2016: $393,344Expenses 2016: $292,003Net Income 2016: $101,3412016Revenue 2017: $309,332Expenses 2017: $295,883Net Income 2017: $13,4492017Revenue 2018: $351,167Expenses 2018: $277,035Net Income 2018: $74,1322018Revenue 2019: $291,824Expenses 2019: $322,714Net Income 2019: -$30,8902019Revenue 2020: $235,040Expenses 2020: $225,383Net Income 2020: $9,6572020Revenue 2021: $228,732Expenses 2021: $305,170Net Income 2021: -$76,4382021Revenue 2022: $284,828Expenses 2022: $324,646Net Income 2022: -$39,8182022Revenue 2023: $274,474Expenses 2023: $250,719Net Income 2023: $23,7552023Revenue 2024: $264,658Expenses 2024: $209,758Net Income 2024: $54,9002024

Highlighted filing

2024

Revenue$264,658
Expenses$209,758
Net Income$54,900
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$91,314
Liabilities
$1,750
Net assets
$89,564
Revenue
$264,658
Expenses
$209,758
Net income
$54,900
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.91$0.02$0.90$2.65$2.10$0.55
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.22$0.35$2.74$2.51$0.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.21$0.11$2.85$3.25$0.40
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.09$0.58$0.51$2.29$3.05$0.76
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.70$0.43$1.27$2.35$2.25$0.10
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.29$0.11$1.18$2.92$3.23$0.31
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.53$0.04$1.48$3.51$2.77$0.74
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.16$0.74$3.09$2.96$0.13
2016Summary only. Only limited summary data is available for this year.$0.65$0.93$0.28$3.93$2.92$1.01
2015Summary only. Only limited summary data is available for this year.$0.37$1.65$1.28$2.98$3.95$0.97
2014Summary only. Only limited summary data is available for this year.$0.26$0.58$0.32$2.26$2.97$0.70
2013Summary only. Only limited summary data is available for this year.$0.94$0.56$0.38$2.07$2.23$0.16
2012Summary only. Only limited summary data is available for this year.$1.15$0.61$0.54$3.54$3.04$0.50
2011Summary only. Only limited summary data is available for this year.$0.84$0.85$0.01$3.82$3.22$0.60
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 15, 2021
Return Version
2020v4.1
Gross Receipts
$235,040
Mission and Program Overview

Mission

To qualify and operate as a licensed title insurance rating organization pursuant to article vii of the pennsylvania insurance company law of 1921 as amended.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$93,669$104,618▲ $10,949
Accounts Receivable$11,464$42,714▲ $31,250
Savings and Temporary Cash Investments$20,032$20,042▲ $10
Prepaid Expenses and Deferred Charges$3,535$2,945▼ $590
Total Assets$128,700$170,319▲ $41,619
Liabilities
Other Liabilities$8,785$40,703▲ $31,918
Accounts Payable and Accrued Expenses$2,407$2,451▲ $44
Total Liabilities$11,192$43,154▲ $31,962
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$117,508$127,165▲ $9,657
Total Net Assets Fund Balance$117,508$127,165▲ $9,657
Total Liabilities and Net Assets / Fund Balance$128,700$170,319▲ $41,619
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseTotal
-Executive DirectorPT$85,000$85,000

Board Members and Trustees

NameTitle
Todd RoweAgents National Title Insurance
-Alliant National Title Ins Co
-American Digital Title Insurance Co
John CasaldiAmerican Guaranty Title in
Todd RoweAmtrust Title Insurance Co
Dwight EdwardsCatic Title Insurance Company
Michael J FromholdChicago Title Insurance Co
-Commonwealth Land Title Insurance
-Fidelity National Title Insurance
-First American Title Insurance
-General Title Insurance Co
-Investors Title Insurance
-National Title Insurance O
-North American Title Insur
-Old Republic National Title
-Premier Land Title Insurance
-Stewart Title Guaranty Company
-The Security Title Guaranty
-Title Resource Guaranty Co
-US National Title Insuranc
-Westcor Land Title Insurance
-Wfg National Title Insurance
Revenue and Support

Revenue Composition

Contributions and Grants
$235,030
Program Service Revenue
$0
Investment Income
$10
Other Revenue
$0
Change in Net Assets
$9,657
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$133,720
Salaries, Compensation, and Employee Benefits$91,663
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$85,000
Fees for Services Other---$56,982
Fees for Services Legal---$50,503
Occupancy---$10,620
Fees for Services Accounting---$6,875
Payroll Taxes---$6,663
Insurance---$4,231
Information Technology---$751
Other Expenses---$168
Travel---$100
Office Expenses---$37
All Other Expenses---$9
Total Functional Expenses$0$0$0$225,383
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Revenue$40,703
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1

“Each director shall be entitled to the number of votes allocated to the member appointing such director based on such member's gross receipts from fees for title insurance written in the commonwealth of pennsylvania during the preceding calendar year as reported to the insurance department in the most recent annual statement then on file with the insurance department, in accordance with the schedule provide in section 3.12 of the bylaws.”

Form 990, Part VI, Section A, Line 6

“The members of the corporation shall include every title insurance company licensed to transact title insurance business in the commonwealth of pennsylvania that has applied to be a member of the corporation and is in compliance with the by-laws.”

Form 990, Part VI, Section A, Line 7A

“Directors of the corporation shall be elected by the members as provided in the by-laws.”

Form 990, Part VI, Section B, Line 11B

“A draft of irs form 990 was provided to the executive director for review and approval before filing.”

Form 990, Part VI, Section B, Line 15A

“The executive director was compensated as an employee and was issued a w-2 as required. Compensation was approved by the operating committee and approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“A copy of the annual 990 is available to the public, upon request, at the corporation's office in wayne, pennsylvania. In addition, the 990 is available on the irs' website for exempt organizations.”

Filing and Contact Details

Filer

Filer Name
Title Insurance Rating Bureau of
EIN
23-3003238
Phone
6109959995
Address
PO BOX 395, WAYNE, PA 19087

Signing Officer

Name
Michael Fromhold
Title
Executive Director
Phone
6109959995
Signed
2021-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Fromhold
Formed
1997
Legal Domicile
Pa
Voting Board Members
20
Independent Board Members
20
Employees
1
Volunteers
0

Preparer

Firm
Stephano Slack LLC
Address
125 STRAFFORD AVE STE 200, WAYNE, PA 19087
Preparer
Nicholas Ciocca
Phone
6106871600
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Statistical and research exp 55,801. Payroll fees 1,181.”

Raw XML AppendixShowing 400 of 423 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02407
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt02451
IRS990/AccountsReceivableGrp/BOYAmt011464
IRS990/AccountsReceivableGrp/EOYAmt042714
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO QUALIFY AND OPERATE AS A LICENSED TITLE INSURANCE RATING ORGANIZATION PURSUANT TO ARTICLE VII OF THE PENNSYLVANIA INSURANCE COMPANY LAW OF 1921 AS AMENDED.
IRS990/AllOtherExpensesGrp/TotalAmt09
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0STEPHANO SLACK LLC
IRS990/BooksInCareOfDetail/PhoneNum06106871600
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0125 STRAFFORD AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0WAYNE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd019087
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt093669
IRS990/CashNonInterestBearingGrp/EOYAmt0104618
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt085000
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0235030
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt010
IRS990/CYOtherExpensesAmt0133720
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt09657
IRS990/CYSalariesCompEmpBnftPaidAmt091663
IRS990/CYTotalExpensesAmt0225383
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0235040
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0OPERATED AS A LICENSED TITLE INSURANCE RATING ORGANIZATION PURSUANT TO ARTICLE VII OF THE PENNSYLVANIA INSURANCE COMPANY LAW OF 1921 AS AMENDED. ON BEHALF OF MEMBERS FILED FOR APPROVAL ALL MANUAL OF CLASSIFICATION OF RATES, FEES AND SERVICES SUBJECT TO THE CONSENT, SUPERVISION, EXAMINATION AND APPROVAL OF PENNSYLVANIA INSURANCE DEPARTMENT.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt01
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/ExpenseAmt0147464
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt06875
IRS990/FeesForServicesLegalGrp/TotalAmt050503
IRS990/FeesForServicesOtherGrp/TotalAmt056982
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt160.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt170.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt180.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt190.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt200.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt210.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2220.00
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt0ELIZABETH J WYSONG BERG
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt1RON BLITENTHAL
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt2MICHAEL F FREDERICK III
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt3RICHARD HOGAN
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt4ADRIENNE VERDONE
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt5KATHLEEN MCADAMS
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt6JENNIFER O'BOYLE
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt7KAREN BARNETT
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt8SARA VALENZ
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt9CHRIS HINTON
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt10WILLIAM HIMMELRICH
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt11ROBERT F MUSSER
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt12FRANK MCGOVERN
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt13MICHAEL KIRSCHMAN
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt14DAVID EWAN
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt15CYNTHIA MILLS
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt16MANOJ PUROHIT
IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt17JAMES DUFFICY
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd1X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd2X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd3X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd4X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd5X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd6X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd7X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd8X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd9X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd10X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd11X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd12X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd13X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd14X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd15X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd16X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd17X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/PersonNm0TODD ROWE
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN CASALDI
IRS990/Form990PartVIISectionAGrp/PersonNm2TODD ROWE
IRS990/Form990PartVIISectionAGrp/PersonNm3DWIGHT EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHAEL J FROMHOLD
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2285000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/TitleTxt0AGENTS NATIONAL TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt1AMERICAN GUARANTY TITLE IN
IRS990/Form990PartVIISectionAGrp/TitleTxt2AMTRUST TITLE INSURANCE CO
IRS990/Form990PartVIISectionAGrp/TitleTxt3CATIC TITLE INSURANCE COMPANY
IRS990/Form990PartVIISectionAGrp/TitleTxt4CHICAGO TITLE INSURANCE CO
IRS990/Form990PartVIISectionAGrp/TitleTxt5COMMONWEALTH LAND TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt6GENERAL TITLE INSURANCE CO
IRS990/Form990PartVIISectionAGrp/TitleTxt7INVESTORS TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt8NORTH AMERICAN TITLE INSUR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PREMIER LAND TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt10STEWART TITLE GUARANTY COMPANY
IRS990/Form990PartVIISectionAGrp/TitleTxt11THE SECURITY TITLE GUARANTY
IRS990/Form990PartVIISectionAGrp/TitleTxt12TITLE RESOURCE GUARANTY CO
IRS990/Form990PartVIISectionAGrp/TitleTxt13US NATIONAL TITLE INSURANC
IRS990/Form990PartVIISectionAGrp/TitleTxt14WESTCOR LAND TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt15WFG NATIONAL TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt16ALLIANT NATIONAL TITLE INS CO
IRS990/Form990PartVIISectionAGrp/TitleTxt17AMERICAN DIGITAL TITLE INSURANCE CO
IRS990/Form990PartVIISectionAGrp/TitleTxt18FIDELITY NATIONAL TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt19FIRST AMERICAN TITLE INSURANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt20NATIONAL TITLE INSURANCE O
IRS990/Form990PartVIISectionAGrp/TitleTxt21OLD REPUBLIC NATIONAL TITLE
IRS990/Form990PartVIISectionAGrp/TitleTxt22EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01997
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt020
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0235040
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt020
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0751
IRS990/InsuranceGrp/TotalAmt04231
IRS990/InvestmentIncomeGrp/ExclusionAmt010
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt010
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0235030
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO QUALIFY AND OPERATE AS A LICENSED TITLE INSURANCE RATING ORGANIZATION PURSUANT TO ARTICLE VII OF THE PENNSYLVANIA INSURANCE COMPANY LAW OF 1921 AS AMENDED.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0117508
IRS990/NetAssetsOrFundBalancesEOYAmt0127165
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0117508
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0127165
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt010620
IRS990/OfficeExpensesGrp/TotalAmt037
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0COMMUNICATION EXPENSES
IRS990/OtherExpensesGrp/Desc1DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc2CONTRIBUTIONS
IRS990/OtherExpensesGrp/Desc3POSTAGE AND PRINTING
IRS990/OtherExpensesGrp/TotalAmt02398
IRS990/OtherExpensesGrp/TotalAmt1622
IRS990/OtherExpensesGrp/TotalAmt2424
IRS990/OtherExpensesGrp/TotalAmt3168
IRS990/OtherLiabilitiesGrp/BOYAmt08785
IRS990/OtherLiabilitiesGrp/EOYAmt040703
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt06663
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03535
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02945
IRS990/PrincipalOfficerNm0MICHAEL FROMHOLD
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0TO ACT AS THE DESIGNATED STATISTCAL GATHERING AGENT OF THE PENNSYLVANIA INSURANCE DEPARTMENT IN SECURING, COMPILING AND ANALYZING STATISTICS FOR ALL TITLE INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN PENNSYLVANIA.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt057999
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0291816
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt08
IRS990/PYOtherExpensesAmt0236579
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-30890
IRS990/PYSalariesCompEmpBnftPaidAmt086135
IRS990/PYTotalExpensesAmt0322714
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0291824
IRS990/ReconcilationRevenueExpnssAmt09657
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt020032
IRS990/SavingsAndTempCashInvstGrp/EOYAmt020042
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt040703
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED REVENUE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt040703
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH DIRECTOR SHALL BE ENTITLED TO THE NUMBER OF VOTES ALLOCATED TO THE MEMBER APPOINTING SUCH DIRECTOR BASED ON SUCH MEMBER'S GROSS RECEIPTS FROM FEES FOR TITLE INSURANCE WRITTEN IN THE COMMONWEALTH OF PENNSYLVANIA DURING THE PRECEDING CALENDAR YEAR AS REPORTED TO THE INSURANCE DEPARTMENT IN THE MOST RECENT ANNUAL STATEMENT THEN ON FILE WITH THE INSURANCE DEPARTMENT, IN ACCORDANCE WITH THE SCHEDULE PROVIDE IN SECTION 3.12 OF THE BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS OF THE CORPORATION SHALL INCLUDE EVERY TITLE INSURANCE COMPANY LICENSED TO TRANSACT TITLE INSURANCE BUSINESS IN THE COMMONWEALTH OF PENNSYLVANIA THAT HAS APPLIED TO BE A MEMBER OF THE CORPORATION AND IS IN COMPLIANCE WITH THE BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DIRECTORS OF THE CORPORATION SHALL BE ELECTED BY THE MEMBERS AS PROVIDED IN THE BY-LAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A DRAFT OF IRS FORM 990 WAS PROVIDED TO THE EXECUTIVE DIRECTOR FOR REVIEW AND APPROVAL BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE EXECUTIVE DIRECTOR WAS COMPENSATED AS AN EMPLOYEE AND WAS ISSUED A W-2 AS REQUIRED. COMPENSATION WAS APPROVED BY THE OPERATING COMMITTEE AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5A COPY OF THE ANNUAL 990 IS AVAILABLE TO THE PUBLIC, UPON REQUEST, AT THE CORPORATION'S OFFICE IN WAYNE, PENNSYLVANIA. IN ADDITION, THE 990 IS AVAILABLE ON THE IRS' WEBSITE FOR EXEMPT ORGANIZATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6STATISTICAL AND RESEARCH EXP 55,801. PAYROLL FEES 1,181.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0128700
IRS990/TotalAssetsEOYAmt0170319
IRS990/TotalAssetsGrp/BOYAmt0128700
IRS990/TotalAssetsGrp/EOYAmt0170319
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0235030
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/TotalAmt0225383
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011192
IRS990/TotalLiabilitiesEOYAmt043154
IRS990/TotalLiabilitiesGrp/BOYAmt011192
IRS990/TotalLiabilitiesGrp/EOYAmt043154
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0117508
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0127165
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0205463
IRS990/TotalReportableCompFromOrgAmt085000
IRS990/TotalRevenueGrp/ExclusionAmt010
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0235040
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0128700
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0170319
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0100
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0200 EAGLE ROAD SUITE 108
IRS990/USAddress/CityNm0WAYNE
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019087
IRS990/VotingMembersGoverningBodyCnt020
IRS990/VotingMembersIndependentCnt020
IRS990/WebsiteAddressTxt0PATITLERATINGBUREAU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL FROMHOLD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06109959995
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0TITLE INSURANCE RATING BUREAU OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0PENNSYLVANIA

Document Assets

No mirrored PDF or thumbnail assets are attached yet.