Civic Intelligence

Community Lenders Community Development Corporation

990 • Fiscal year 2020 • EIN 23-3002271

Jul 01, 2019 to Jun 30, 2020 • Filed on Nov 10, 2020

Organization ProfileWWW.COMMUNITYLENDERSPA.ORG
120 E Broad Street Suite 2 No 2Souderton, PA 18964

(215) 799-1340

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.99x

Higher debt load relative to assets than 92% of similar nonprofits.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2020

Liabilities / Revenue

98th percentile

16.34x

Higher debt load relative to revenue than 98% of similar nonprofits.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2020

Net Margin

56th percentile

5.9%

Higher net margin than 56% of similar nonprofits.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2020

Top Officer Pay

10th percentile

$79,575

Higher top officer pay than 10% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2020

Asset Growth

5th percentile

-11%

Faster asset growth than 5% of similar nonprofits.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Revenue Growth

58th percentile

5.8%

Faster revenue growth than 58% of similar nonprofits.

2020 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Down

$39,882,209

Down $4,879,187 (-11%) from 2019

Net Assets

Up

$437,988

Up $143,142 (+49%) from 2019

Liabilities

Down

$39,444,221

Down $5,022,329 (-11%) from 2019

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin56th percentile

Revenue

Up

$2,414,455

Up $132,432 (+5.8%) from 2019

Expenses

Up

$2,271,313

Up $56,959 (+2.6%) from 2019

Net Income

Up

$143,142

Up $75,473 (+112%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth5th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $23,552,806Liabilities 2011: $23,108,223Net Assets 2011: $444,5832011Assets 2012: $23,980,351Liabilities 2012: $23,525,850Net Assets 2012: $454,5012012Assets 2013: $23,962,490Liabilities 2013: $23,450,384Net Assets 2013: $512,1062013Assets 2014: $27,888,009Liabilities 2014: $27,294,252Net Assets 2014: $593,7572014Assets 2015: $33,018,604Liabilities 2015: $32,224,587Net Assets 2015: $794,0172015Assets 2016: $33,266,378Liabilities 2016: $32,429,430Net Assets 2016: $836,9482016Assets 2017: $34,141,774Liabilities 2017: $33,948,889Net Assets 2017: $192,8852017Assets 2018: $40,106,586Liabilities 2018: $39,879,409Net Assets 2018: $227,1772018Assets 2019: $44,761,396Liabilities 2019: $44,466,550Net Assets 2019: $294,8462019Assets 2020: $39,882,209Liabilities 2020: $39,444,221Net Assets 2020: $437,9882020Assets 2021: $39,599,620Liabilities 2021: $39,100,968Net Assets 2021: $498,6522021Assets 2022: $50,531,502Liabilities 2022: $49,956,390Net Assets 2022: $575,1122022Assets 2023: $54,063,262Liabilities 2023: $53,387,131Net Assets 2023: $676,1312023Assets 2024: $57,347,634Liabilities 2024: $56,584,398Net Assets 2024: $763,2362024Assets 2025: $61,925,659Liabilities 2025: $61,028,663Net Assets 2025: $896,9962025

Highlighted filing

2020

Assets$39,882,209
Liabilities$39,444,221
Net Assets$437,988
Open 2020 Filing

Operations Trend

Revenue Growth58th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2011: $1,461,2052011Expenses 2012: $1,460,3792012Expenses 2013: $1,448,1162013Revenue 2014: $1,594,702Expenses 2014: $1,513,051Net Income 2014: $81,6512014Revenue 2015: $1,828,148Expenses 2015: $1,627,888Net Income 2015: $200,2602015Revenue 2016: $1,839,930Expenses 2016: $1,761,999Net Income 2016: $77,9312016Revenue 2017: $1,818,219Expenses 2017: $1,801,270Net Income 2017: $16,9492017Revenue 2018: $1,992,577Expenses 2018: $1,958,285Net Income 2018: $34,2922018Revenue 2019: $2,282,023Expenses 2019: $2,214,354Net Income 2019: $67,6692019Revenue 2020: $2,414,455Expenses 2020: $2,271,313Net Income 2020: $143,1422020Revenue 2021: $1,879,402Expenses 2021: $1,818,738Net Income 2021: $60,6642021Revenue 2022: $2,129,949Expenses 2022: $2,053,489Net Income 2022: $76,4602022Revenue 2023: $2,512,021Expenses 2023: $2,411,002Net Income 2023: $101,0192023Revenue 2024: $2,531,165Expenses 2024: $2,444,060Net Income 2024: $87,1052024Revenue 2025: $3,030,403Expenses 2025: $2,896,643Net Income 2025: $133,7602025

Highlighted filing

2020

Revenue$2,414,455
Expenses$2,271,313
Net Income$143,142
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Nov 10, 2020
Return Version
2019v5.1
Gross Receipts
$2,414,455
Mission and Program Overview

Mission

To promote and facilitate community revitalization through the financing of, and investment in, housing and community development activities, which will address the needs of low and moderate income persons and areas.

Community lenders community development corporation is a multi-bank loan consortium that provides long-term financing in berks, bucks, chester, delaware, lehigh, montgomery, northampton, and philadelphia counties for projects that address the needs of low and moderate-income persons and areas.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$43,617,411$38,454,938▼ $5,162,473
Savings and Temporary Cash Investments$882,767$1,020,472▲ $137,705
Cash and Non-Interest-Bearing Accounts$49,683$166,736▲ $117,053
Accounts Receivable$15,000$40,000▲ $25,000
Land, Buildings, and Equipment, Net$1,426$4,420▲ $2,994
Prepaid Expenses and Deferred Charges$430$430→ $0
Total Assets$44,761,396$39,882,209▼ $4,879,187
Other Assets Total$194,679$195,213▲ $534
Liabilities
Unsecured Notes Loans Payable$44,243,354$39,203,705▼ $5,039,649
Escrow Account Liability$194,679$195,213▲ $534
Other Liabilities$15,000$40,000▲ $25,000
Accounts Payable and Accrued Expenses$13,517$5,303▼ $8,214
Total Liabilities$44,466,550$39,444,221▼ $5,022,329
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$294,846$437,988▲ $143,142
Total Net Assets Fund Balance$294,846$437,988▲ $143,142
Total Liabilities and Net Assets / Fund Balance$44,761,396$39,882,209▼ $4,879,187

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$4,420$24,704$29,124
Investment Program Related Org$38,454,938--
Compensation and Service Providers
Top Officer Pay10th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Audrey McmichaelExecutive DirectorFT$79,575$79,575

Board Members and Trustees

NameTitle
Mary Jane CorzelChair
John VenturaVice Chair
Brian SnyderDirector
Bruce KnipeDirector
Clarence MartindellDirector
Dana CrouseDirector
Dimeji GisanrinDirector
Erik ClareDirector
James WestgateDirector
James WhittonDirector
Jeff PughDirector
Jennifer SchellDirector
Jim DanaDirector
John Camero IiiDirector
John R Weber IiiDirector
Josh ClarksonDirector
Kate ShepherdDirector
Keith GermanDirector
Leo PedrottyDirector
Lindsay Deore-lambertDirector
Lou CiarlanteDirector
Lynda HaleyDirector
Michael RainoneDirector
Nicholas DigianivittorioDirector
Noelle St ClairDirector
Patrick RiceDirector
Sherwood RobbinsDirector
Steve KopenhaverDirector
Tom WallerDirector
Kevin GunsAssistant Secretary
Judith MembergAssistant Treasurer
Judith HunsickerSecretary
Jeanne FieldsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,399,217
Investment Income
$15,238
Other Revenue
$0
Change in Net Assets
$143,142

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,414,455
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,414,455
Total Revenue per Form 990
$2,414,455
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,173,052
Salaries, Compensation, and Employee Benefits$98,261
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$2,102,485--$2,102,485
Current Officers, Directors, Trustees, and Key Employees$22,457$44,914-$67,371
Comp Disqual Persons$7,267$14,533-$21,800
Information Technology$3,676$7,353-$11,029
Advertising$3,423$6,846-$10,269
Fees for Services Accounting$3,000$6,000-$9,000
Payroll Taxes$2,667$5,333-$8,000
Occupancy$2,064$4,129-$6,193
Insurance$1,563$3,126-$4,689
Fees for Services Legal$1,138$2,275-$3,413
Office Expenses$1,064$2,127-$3,191
Depreciation Depletion$598$1,197-$1,795
Other Employee Benefits$363$727-$1,090
Other Expenses$309$619-$928
Travel$215$431-$646
Conferences and Meetings$108$215-$323
Total Functional Expenses$2,168,761$102,552$0$2,271,313

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,271,314
Total Expenses per Audited Statements$2,271,314
Total Expenses per Form 990$2,271,314
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Fees Deferred$40,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members. Their fees are considered voluntary, nonreciprocal, and unconditional to the organization and are recorded in the year received.”

Form 990, Part VI, Section B, Line 11B

“The organization provides the form 990 to the board to review in detail before return was filed.”

Form 990, Part VI, Section B, Line 12C

“A conflict of interest disclosure statement is distributed annually at a board meeting. The board members sign off on the form (the majority are collected at the meeting). A master list of board members is kept and any outstanding forms are persued until all are collected. The loan committee monitors the forms and requests any board member to abstain if a conflict is noted and this is documented in the minutes.”

Form 990, Part VI, Section B, Line 15A

“The executive director's process consists of two phases. First, the board president gives the executive director a list of questions to complete (ie. Short-term goals, long-term goals, accomplishments, etc.). The questions are answered and then shared with the executive committee and then the entire board. The board completes the second phase of the review. The compensation is then a reflection of the review, activity generated for the organization, the current economy, and the experience of the board. The organization also reviews similar organizations. Salary changes and bonuses are approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“The organization will provide a summary of the activities and structure of the organization and a conflict of interest statement. The financial statements are available on the organization's website and are included on the annual report in an abbreviated format.”

Filing and Contact Details

Filer

Filer Name
Community Lenders Community
EIN
23-3002271
Phone
2157991340
Address
120 E BROAD STREET SUITE 2 NO 2, SOUDERTON, PA 18964

Signing Officer

Name
Audrey Mcmichael
Title
Executive Director
Phone
2157991340
Signed
2020-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mary Jane Corzel
Formed
1999
Legal Domicile
Pa
Voting Board Members
33
Independent Board Members
33
Employees
2
Volunteers
0

Preparer

Firm
St Clair Cpas Pc
Address
101 W ELM STREET STE 500, CONSHOHOCKEN, PA 19428
Preparer
Michael Mostochuk CPA
Phone
6108621998
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not made any changes to its oversight process or selection process during the tax year”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow liability arrangement explanation the organization has signed agreements to act as escrow agent to hold and administer various funds for a customer. These funds are to be held in an interest bearing investment account until disbursement. The organization does not retain title to these funds and performs solely as escrow agent.”

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IRS990/Form990PartVIISectionAGrp/PersonNm5DIMEJI GISANRIN
IRS990/Form990PartVIISectionAGrp/PersonNm6PATRICK RICE
IRS990/Form990PartVIISectionAGrp/PersonNm7JOSH CLARKSON
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL RAINONE
IRS990/Form990PartVIISectionAGrp/PersonNm9KATE SHEPHERD
IRS990/Form990PartVIISectionAGrp/PersonNm10JOHN CAMERO III
IRS990/Form990PartVIISectionAGrp/PersonNm11LINDSAY DEORE-LAMBERT
IRS990/Form990PartVIISectionAGrp/PersonNm12STEVE KOPENHAVER
IRS990/Form990PartVIISectionAGrp/PersonNm13DANA CROUSE
IRS990/Form990PartVIISectionAGrp/PersonNm14LEO PEDROTTY
IRS990/Form990PartVIISectionAGrp/PersonNm15KEVIN GUNS
IRS990/Form990PartVIISectionAGrp/PersonNm16CLARENCE MARTINDELL
IRS990/Form990PartVIISectionAGrp/PersonNm17JAMES WESTGATE
IRS990/Form990PartVIISectionAGrp/PersonNm18JENNIFER SCHELL
IRS990/Form990PartVIISectionAGrp/PersonNm19BRIAN SNYDER
IRS990/Form990PartVIISectionAGrp/PersonNm20NICHOLAS DIGIANIVITTORIO
IRS990/Form990PartVIISectionAGrp/PersonNm21TOM WALLER
IRS990/Form990PartVIISectionAGrp/PersonNm22KEITH GERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm23JAMES WHITTON
IRS990/Form990PartVIISectionAGrp/PersonNm24JEFF PUGH
IRS990/Form990PartVIISectionAGrp/PersonNm25BRUCE KNIPE
IRS990/Form990PartVIISectionAGrp/PersonNm26NOELLE ST CLAIR
IRS990/Form990PartVIISectionAGrp/PersonNm27ERIK CLARE
IRS990/Form990PartVIISectionAGrp/PersonNm28JIM DANA
IRS990/Form990PartVIISectionAGrp/PersonNm29LYNDA HALEY
IRS990/Form990PartVIISectionAGrp/PersonNm30JOHN R WEBER III
IRS990/Form990PartVIISectionAGrp/PersonNm31JUDITH MEMBERG
IRS990/Form990PartVIISectionAGrp/PersonNm32SHERWOOD ROBBINS
IRS990/Form990PartVIISectionAGrp/PersonNm33AUDREY MCMICHAEL
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3379575
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt330
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15ASSISTANT SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt30DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt31ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt32DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt33EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01999
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt033
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02414455
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt033
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InformationTechnologyGrp/ProgramServicesAmt03676
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IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
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IRS990/MembersOrStockholdersInd01
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROMOTE AND FACILITATE COMMUNITY REVITALIZATION THROUGH THE FINANCING OF, AND INVESTMENT IN, HOUSING AND COMMUNITY DEVELOPMENT ACTIVITIES, WHICH WILL ADDRESS THE NEEDS OF LOW AND MODERATE INCOME PERSONS AND AREAS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetUnrelatedBusTxblIncmAmt00
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IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt04129
IRS990/OccupancyGrp/ProgramServicesAmt02064
IRS990/OccupancyGrp/TotalAmt06193
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02127
IRS990/OfficeExpensesGrp/ProgramServicesAmt01064
IRS990/OfficeExpensesGrp/TotalAmt03191
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IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
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IRS990/OtherAssetsTotalGrp/BOYAmt0194679
IRS990/OtherAssetsTotalGrp/EOYAmt0195213

Document Assets

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Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$39,882,209
Liabilities
$39,444,221
Net assets
$437,988
Revenue
$2,414,455
Expenses
$2,271,313
Net income
$143,142
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$61.9$61.0$0.90$3.03$2.90$0.13
2024Detailed filing. Detailed filing data is available for this year.$57.3$56.6$0.76$2.53$2.44$0.09
2023Detailed filing. Detailed filing data is available for this year.$54.1$53.4$0.68$2.51$2.41$0.10
2022Detailed filing. Detailed filing data is available for this year.$50.5$50.0$0.58$2.13$2.05$0.08
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.6$39.1$0.50$1.88$1.82$0.06
2020Detailed filing. Detailed filing data is available for this year.$39.9$39.4$0.44$2.41$2.27$0.14
2019Detailed filing. Detailed filing data is available for this year.$44.8$44.5$0.29$2.28$2.21$0.07
2018Detailed filing. Detailed filing data is available for this year.$40.1$39.9$0.23$1.99$1.96$0.03
2017Detailed filing. Detailed filing data is available for this year.$34.1$33.9$0.19$1.82$1.80$0.02
2016Detailed filing. Detailed filing data is available for this year.$33.3$32.4$0.84$1.84$1.76$0.08
2015Detailed filing. Detailed filing data is available for this year.$33.0$32.2$0.79$1.83$1.63$0.20
2014Detailed filing. Detailed filing data is available for this year.$27.9$27.3$0.59$1.59$1.51$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.0$23.5$0.51$1.45
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.0$23.5$0.45$1.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.6$23.1$0.44$1.46