Civic Intelligence

Lancaster Housing Opportunity Partnership

990 • Fiscal year 2022 • EIN 23-2788924

Jul 01, 2021 to Jun 30, 2022 • Filed on Feb 11, 2023

308 East King StreetLancaster, PA 17602

(717) 397-5182

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.44x

Higher debt load relative to assets than 73% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

94th percentile

4.60x

Higher debt load relative to revenue than 94% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Net Margin

76th percentile

25%

Higher net margin than 76% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

33rd percentile

$133,335

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 12.7% of source-year revenue.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2022

Asset Growth

60th percentile

4.1%

Faster asset growth than 60% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Revenue Growth

14th percentile

-26%

Faster revenue growth than 14% of similar nonprofits.

2022 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2021 to 2022

Assets

Up

$11,075,119

Up $432,641 (+4.1%) from 2021

Net Assets

Up

$6,250,569

Up $260,138 (+4.3%) from 2021

Liabilities

Up

$4,824,550

Up $172,503 (+3.7%) from 2021

Revenue

Down

$1,049,418

Down $367,373 (-26%) from 2021

Expenses

Down

$789,280

Down $406,150 (-34%) from 2021

Net Income

Up

$260,138

Up $38,777 (+18%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2011: $5,534,263Liabilities 2011: $182,292Net Assets 2011: $5,351,9712011Assets 2012: $5,786,531Liabilities 2012: $56,736Net Assets 2012: $5,729,7952012Assets 2013: $6,230,453Liabilities 2013: $60,233Net Assets 2013: $6,170,2202013Assets 2014: $6,444,271Liabilities 2014: $140,763Net Assets 2014: $6,303,5082014Assets 2015: $7,026,017Liabilities 2015: $328,043Net Assets 2015: $6,697,9742015Assets 2016: $8,058,295Liabilities 2016: $721,139Net Assets 2016: $7,337,1562016Assets 2017: $10,313,939Liabilities 2017: $1,329,431Net Assets 2017: $8,984,5082017Assets 2018: $12,138,493Liabilities 2018: $2,489,638Net Assets 2018: $9,648,8552018Assets 2019: $14,255,033Liabilities 2019: $4,011,751Net Assets 2019: $10,243,2822019Assets 2020: $15,483,968Liabilities 2020: $4,933,423Net Assets 2020: $10,550,5452020Assets 2021: $10,642,478Liabilities 2021: $4,652,047Net Assets 2021: $5,990,4312021Assets 2022: $11,075,119Liabilities 2022: $4,824,550Net Assets 2022: $6,250,5692022Assets 2023: $11,400,110Liabilities 2023: $5,241,116Net Assets 2023: $6,158,9942023

Highlighted filing

2022

Assets$11,075,119
Liabilities$4,824,550
Net Assets$6,250,569

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $488,7012011Expenses 2012: $525,9392012Expenses 2013: $531,3282013Revenue 2014: $1,012,865Expenses 2014: $819,244Net Income 2014: $193,6212014Revenue 2015: $1,279,394Expenses 2015: $969,470Net Income 2015: $309,9242015Revenue 2016: $996,405Expenses 2016: $782,482Net Income 2016: $213,9232016Revenue 2017: $1,275,451Expenses 2017: $1,025,779Net Income 2017: $249,6722017Revenue 2018: $1,917,685Expenses 2018: $1,253,338Net Income 2018: $664,3472018Revenue 2019: $2,216,809Expenses 2019: $1,622,382Net Income 2019: $594,4272019Revenue 2020: $2,019,377Expenses 2020: $1,712,114Net Income 2020: $307,2632020Revenue 2021: $1,416,791Expenses 2021: $1,195,430Net Income 2021: $221,3612021Revenue 2022: $1,049,418Expenses 2022: $789,280Net Income 2022: $260,1382022Revenue 2023: $629,161Expenses 2023: $720,736Net Income 2023: -$91,5752023

Highlighted filing

2022

Revenue$1,049,418
Expenses$789,280
Net Income$260,138
Jump To
Filing Snapshot
Filing Period
Jul 1, 2021 to Jun 30, 2022
Signed
Feb 11, 2023
Return Version
2021v4.2
Gross Receipts
$1,049,418
Mission and Program Overview

Mission

To cultivate partnerships and resources to increase the availability of quality, fair, and affordable housing for low to moderate income residents.

Tenfold sparks the power in all people to achieve equitable housing and financial security. We are the trusted community partner innovatively building wealth and achieving quality, fair and affordable housing for all, through proactive coaching, education, lending and advocacy.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,409,076$8,568,023▼ $841,053
Savings and Temporary Cash Investments$816,697$2,178,262▲ $1,361,565
Cash and Non-Interest-Bearing Accounts$220,125$226,282▲ $6,157
Accounts Receivable$162,239$102,552▼ $59,687
Prepaid Expenses and Deferred Charges$3,244$0▼ $3,244
Total Assets$10,642,478$11,075,119▲ $432,641
Other Assets Total$31,097$0▼ $31,097
Liabilities
Mortgage Notes Payable Secured by Investment Property$4,125,000$4,225,000▲ $100,000
Accounts Payable and Accrued Expenses$527,047$437,267▼ $89,780
Other Liabilities$0$162,283▲ $162,283
Total Liabilities$4,652,047$4,824,550▲ $172,503
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,572,811$4,962,208▲ $389,397
Net Assets With Donor Restrictions$1,417,620$1,288,361▼ $129,259
Total Net Assets Fund Balance$5,990,431$6,250,569▲ $260,138
Total Liabilities and Net Assets / Fund Balance$10,642,478$11,075,119▲ $432,641
Compensation and Service Providers

Employees

NameTitleFull / Part TimeOtherTotal
Michael MckennaCEO (ended 5/21/22)PT$133,335$133,335
Shelby NaumanCIO, CEOPT$105,214$105,214

Board Members and Trustees

NameTitle
Jeff ScheurenChair
Abby TuckerVice Chair
Brian RocheDirector
Christina OrtegaDirector
Doug UmbleDirector
Elena PadillaDirector
Evon BergeyDirector
Jamie ArroyoDirector
Jason HessDirector
Jill LaskowitzDirector
Lisa GreenerDirector
Mary KohlerDirector
Randy PattersonDirector
Richard JacksonDirector
Stephanie ReeseDirector
Timbrel ChyateeDirector
William GloverDirector
Charity WelchSecretary
Andrew KehlTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$676,381
Program Service Revenue
$3,308
Investment Income
$369,729
Other Revenue
$0
Change in Net Assets
$260,138

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,049,418
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$1,049,418
Total Revenue per Form 990
$1,049,418
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$512,951
Salaries, Compensation, and Employee Benefits$276,329
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$198,766$26,842-$225,608
Interest$70,282--$70,282
Other Employee Benefits$25,538$3,770-$29,308
Fees for Services Management$25,388--$25,388
Occupancy$23,975$842-$24,817
Fees for Services Other$24,262--$24,262
Payroll Taxes$15,214$2,182-$17,396
Office Expenses$3,702$8,357-$12,059
Fees for Services Accounting-$10,950-$10,950
Insurance$3,824$1,063-$4,887
Other Expenses$3,637$567-$4,204
Pension Plan Contributions$3,365$652-$4,017
All Other Expenses-$2,390-$2,390
Travel$274$5-$279
Total Functional Expenses$728,668$60,612$0$789,280

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$789,280
Total Expenses per Audited Statements$789,280
Total Expenses per Form 990$789,280
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due From Affiliated Entity$162,283
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

The board of directors of tenfold community lending are selected by the board of directors of tenfold.

Form 990, Part VI, Section B, Line 11B

The complete 990 is reviewed by the chief financial officer, chief executive officer, and board treasurer. Public copies of the 990 are provided to all members of the board of directors before submission.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is reviewed with all board members at the time they join the board. It is also reviewed annually in board meetings and staff meetings.

Form 990, Part VI, Section B, Line 15

Determining compensation includes a review of comparability data and a decision by independent persons.

Form 990, Part VI, Section C, Line 19

AVAILABLE UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Tenfold Community Lending
EIN
23-2788924
Phone
7173975182
Address
308 EAST KING STREET, LANCASTER, PA 17602

Signing Officer

Name
Shelby Nauman
Title
CEO
Phone
7173975182
Signed
2023-02-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shelby Nauman
Formed
1994
Legal Domicile
Pa
Voting Board Members
16
Independent Board Members
16
Employees
11
Volunteers
15

Preparer

Firm
Mckonly & Asbury Llp
Address
415 FALLOWFIELD ROAD, CAMP HILL, PA 17011
Preparer
Gary J Dubas
Phone
7177617910
Supplemental Narrative

Additional Explanations

Part XII, Line 2C

The process has not changed from the prior year.

Financial Statement Notes

PART X, LINE 2:

The organization adheres to the provisions of financial accounting standards board (fasb) codification 740, income taxes (asc 740). Asc 740 establishes rules for recognizing and measuring tax positions taken in an income tax return, including disclosures of uncertain tax positions (utps). Asc 740 mandates that organizations evaluate all material income tax positions for periods that remain open under applicable statutes of limitation, as well as positions expected to be taken in future returns. The utp rules then impose a recognition threshold on each tax position. A company can recognize an income tax benefit only if the position has a "more likely than not" (i.e., more than 50 percent) chance of being sustained on the technical merits. For the years ended june 30, 2022 and 2021, the organization has taken no material tax positions on its applicable tax filings that do not meet the more likely than not threshold. As a result, no amounts for uncertain tax positions have been included in the financial statements. Management believes the organization is not subject to income tax examination for years prior to 2019.

Raw XML AppendixShowing 400 of 580 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0527047
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0437267
IRS990/AccountsReceivableGrp/BOYAmt0162239
IRS990/AccountsReceivableGrp/EOYAmt0102552
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TENFOLD SPARKS THE POWER IN ALL PEOPLE TO ACHIEVE EQUITABLE HOUSING AND FINANCIAL SECURITY. WE ARE THE TRUSTED COMMUNITY PARTNER INNOVATIVELY BUILDING WEALTH AND ACHIEVING QUALITY, FAIR AND AFFORDABLE HOUSING FOR ALL, THROUGH PROACTIVE COACHING, EDUCATION, LENDING AND ADVOCACY.
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt02390
IRS990/AllOtherExpensesGrp/TotalAmt02390
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KARRA BLACK
IRS990/BooksInCareOfDetail/PhoneNum07173975182
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0308 EAST KING STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0LANCASTER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd017602
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0220125
IRS990/CashNonInterestBearingGrp/EOYAmt0226282
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0676381
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0369729
IRS990/CYOtherExpensesAmt0512951
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt03308
IRS990/CYRevenuesLessExpensesAmt0260138
IRS990/CYSalariesCompEmpBnftPaidAmt0276329
IRS990/CYTotalExpensesAmt0789280
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01049418
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE HOMEBUYER PROGRAM PROVIDED CLOSING COST LOANS AVERAGING $8,181 THAT ENABLE 65 LOW AND MODERATE INCOME FAMILIES TO PURCHASE THEIR FIRST HOME. THE TOTAL AMOUNT OF CLOSING COST LOANS ORIGINATED WAS $531,767. THE LOANS ARE PROVIDED INTEREST FREE WITH PAYMENT DEFERRED UNTIL RESALE.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01417620
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt01288361
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt011
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0567300
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010950
IRS990/FeesForServicesAccountingGrp/TotalAmt010950
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt025388
IRS990/FeesForServicesManagementGrp/TotalAmt025388
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt024262
IRS990/FeesForServicesOtherGrp/TotalAmt024262
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt1935.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt2035.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt141.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt195.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt205.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt199405
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt208962
IRS990/Form990PartVIISectionAGrp/PersonNm0JEFF SCHEUREN
IRS990/Form990PartVIISectionAGrp/PersonNm1ABBY TUCKER
IRS990/Form990PartVIISectionAGrp/PersonNm2ANDREW KEHL
IRS990/Form990PartVIISectionAGrp/PersonNm3CHARITY WELCH
IRS990/Form990PartVIISectionAGrp/PersonNm4JAMIE ARROYO
IRS990/Form990PartVIISectionAGrp/PersonNm5EVON BERGEY
IRS990/Form990PartVIISectionAGrp/PersonNm6TIMBREL CHYATEE
IRS990/Form990PartVIISectionAGrp/PersonNm7WILLIAM GLOVER
IRS990/Form990PartVIISectionAGrp/PersonNm8LISA GREENER
IRS990/Form990PartVIISectionAGrp/PersonNm9JASON HESS
IRS990/Form990PartVIISectionAGrp/PersonNm10RICHARD JACKSON
IRS990/Form990PartVIISectionAGrp/PersonNm11MARY KOHLER
IRS990/Form990PartVIISectionAGrp/PersonNm12JILL LASKOWITZ
IRS990/Form990PartVIISectionAGrp/PersonNm13CHRISTINA ORTEGA
IRS990/Form990PartVIISectionAGrp/PersonNm14ELENA PADILLA
IRS990/Form990PartVIISectionAGrp/PersonNm15RANDY PATTERSON
IRS990/Form990PartVIISectionAGrp/PersonNm16STEPHANIE REESE
IRS990/Form990PartVIISectionAGrp/PersonNm17BRIAN ROCHE
IRS990/Form990PartVIISectionAGrp/PersonNm18DOUG UMBLE
IRS990/Form990PartVIISectionAGrp/PersonNm19MICHAEL MCKENNA
IRS990/Form990PartVIISectionAGrp/PersonNm20SHELBY NAUMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt19123930
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt2096252
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19CEO (ENDED 5/21/22)
IRS990/Form990PartVIISectionAGrp/TitleTxt20CIO, CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt016
IRS990/GovernmentGrantsAmt0676381
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01049418
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt016
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt01063
IRS990/InsuranceGrp/ProgramServicesAmt03824
IRS990/InsuranceGrp/TotalAmt04887
IRS990/InterestGrp/ProgramServicesAmt070282
IRS990/InterestGrp/TotalAmt070282
IRS990/InvestmentIncomeGrp/ExclusionAmt0118115
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0251614
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0369729
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TENFOLD SPARKS THE POWER IN ALL PEOPLE TO ACHIEVE EQUITABLE HOUSING AND FINANCIAL SECURITY. WE ARE THE TRUSTED COMMUNITY PARTNER INNOVATIVELY BUILDING WEALTH AND ACHIEVING QUALITY, FAIR AND AFFORDABLE HOUSING FOR ALL, THROUGH PROACTIVE COACHING, EDUCATION, LENDING AND ADVOCACY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt04125000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt04225000
IRS990/NetAssetsOrFundBalancesBOYAmt05990431
IRS990/NetAssetsOrFundBalancesEOYAmt06250569
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04572811
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04962208
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0842
IRS990/OccupancyGrp/ProgramServicesAmt023975
IRS990/OccupancyGrp/TotalAmt024817
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt08357
IRS990/OfficeExpensesGrp/ProgramServicesAmt03702
IRS990/OfficeExpensesGrp/TotalAmt012059
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt031097
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03770
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt025538
IRS990/OtherEmployeeBenefitsGrp/TotalAmt029308
IRS990/OtherExpensesGrp/Desc0CONTRIBUTION EXPENSE -
IRS990/OtherExpensesGrp/Desc1UNCOLLECTIBLE LOANS
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02992
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1567
IRS990/OtherExpensesGrp/ProgramServicesAmt0251614
IRS990/OtherExpensesGrp/ProgramServicesAmt176724
IRS990/OtherExpensesGrp/ProgramServicesAmt22103
IRS990/OtherExpensesGrp/ProgramServicesAmt33637
IRS990/OtherExpensesGrp/TotalAmt0251614
IRS990/OtherExpensesGrp/TotalAmt176724
IRS990/OtherExpensesGrp/TotalAmt25095
IRS990/OtherExpensesGrp/TotalAmt34204
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt0162283
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt026842
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0198766
IRS990/OtherSalariesAndWagesGrp/TotalAmt0225608
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09409076
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt08568023
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02182
IRS990/PayrollTaxesGrp/ProgramServicesAmt015214
IRS990/PayrollTaxesGrp/TotalAmt017396
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0652
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt03365
IRS990/PensionPlanContributionsGrp/TotalAmt04017
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03244
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0SHELBY NAUMAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03308
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03308
IRS990/ProgSrvcAccomActy2Grp/Desc0THE LOCAL HOUSING INVESTMENT TRUST FUND (LHIFT) IS A REVOLVING LOAN FUND FOR FLEXIBLE, LOW INTEREST LOANS TO SUPPORT AND STIMULATE THE CREATION, REHABILIATION, AND PRESERVATION OF AFFORDABLE HOUSING AND MIXED-USE PROJECTS WITHIN THE SOUTH CENTRAL PENNSYLVANIA COUNTIES OF ADAMS, CUMBERLAND, DAUPHIN, FRANKLIN, LANCASTER, LEBANON, PERRY AND YORK. LHIFT PROVIDED $275,000 TO TWO DEVELOPERS DURING THE YEAR WITH AN AVERAGE INTEREST RATE OF 2.5%. THE LOANS WILL HELP CREATE 63 UNITS OF AFFORDABLE HOUSING FOR LOW AND MODERATE INCOME HOUSEHOLDS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0161368
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt03308
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0843104
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0364786
IRS990/PYOtherExpensesAmt0742755
IRS990/PYOtherRevenueAmt049201
IRS990/PYProgramServiceRevenueAmt0159700
IRS990/PYRevenuesLessExpensesAmt0221361
IRS990/PYSalariesCompEmpBnftPaidAmt0452675
IRS990/PYTotalExpensesAmt01195430
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01416791
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0260138
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0251614
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0816697
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02178262
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0676381
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0772198
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt01218091
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01485337
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01364525
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt05516532
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0369729
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0364786
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0409901
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0385444
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0234103
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01763963
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.56070
IRS990ScheduleA/PublicSupportPY170Pct00.58410
IRS990ScheduleA/PublicSupportTotal170Amt04082008

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$11.4$5.24$6.16$0.63$0.72$0.09
2022Detailed filing. Detailed filing data is available for this year.$11.1$4.82$6.25$1.05$0.79$0.26
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.6$4.65$5.99$1.42$1.20$0.22
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.5$4.93$10.6$2.02$1.71$0.31
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$4.01$10.2$2.22$1.62$0.59
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.1$2.49$9.65$1.92$1.25$0.66
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.3$1.33$8.98$1.28$1.03$0.25
2016Detailed filing. Detailed filing data is available for this year.$8.06$0.72$7.34$1.00$0.78$0.21
2015Detailed filing. Detailed filing data is available for this year.$7.03$0.33$6.70$1.28$0.97$0.31
2014Detailed filing. Detailed filing data is available for this year.$6.44$0.14$6.30$1.01$0.82$0.19
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.23$0.06$6.17$0.53
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.79$0.06$5.73$0.53
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.53$0.18$5.35$0.49