Civic Intelligence

Reading Terminal Market Corporation

EIN 23-2754641 • 501(c)3 • Philadelphia, PA

View Organization Page

Profile

To preserve the architectural and historical character, and function, of the reading terminal market as an urban farmers' market. To provide a wide variety of produce, meat, fish, bakery and dairy products, and other raw and prepared food, brought to a public market.

1136 Arch Street 400Philadelphia, PA 19107

www.readingterminalmarket.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.54x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

79th percentile

0.89x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

26th percentile

-4.0%

Higher net margin than 26% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

69th percentile

$253,105

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 3.7% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

11th percentile

-11%

Faster asset growth than 11% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

37th percentile

1.5%

Faster revenue growth than 37% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$11,464,332

Down $1,370,712 (-11%) from 2024

Liabilities

Down

$6,166,576

Down $1,090,745 (-15%) from 2024

Net Assets

Down

$5,297,756

Down $279,967 (-5.0%) from 2024

Operations
Liabilities / Revenue79th percentileNet Margin26th percentile

Revenue

Up

$6,920,803

Up $99,245 (+1.5%) from 2024

Expenses

Up

$7,200,770

Up $617,997 (+9.4%) from 2024

Net Income

Down

-$279,967

Down $518,752 (-217%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth11th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $2,825,805Liabilities 2010: $681,242Net Assets 2010: $2,144,5632010Assets 2011: $3,289,837Liabilities 2011: $826,674Net Assets 2011: $2,463,1632011Assets 2012: $5,917,678Liabilities 2012: $3,292,514Net Assets 2012: $2,625,1642012Assets 2013: $6,163,417Liabilities 2013: $3,475,559Net Assets 2013: $2,687,8582013Assets 2014: $6,335,155Liabilities 2014: $3,233,448Net Assets 2014: $3,101,7072014Assets 2015: $6,212,756Liabilities 2015: $3,138,371Net Assets 2015: $3,074,3852015Assets 2016: $7,548,117Liabilities 2016: $4,158,319Net Assets 2016: $3,389,7982016Assets 2017: $7,490,925Liabilities 2017: $3,943,805Net Assets 2017: $3,547,1202017Assets 2018: $7,427,614Liabilities 2018: $3,500,166Net Assets 2018: $3,927,4482018Assets 2019: $7,764,050Liabilities 2019: $3,258,759Net Assets 2019: $4,505,2912019Assets 2020: $7,145,013Liabilities 2020: $3,537,098Net Assets 2020: $3,607,9152020Assets 2021: $9,060,638Liabilities 2021: $4,059,776Net Assets 2021: $5,000,8622021Assets 2022: $10,552,612Liabilities 2022: $5,464,310Net Assets 2022: $5,088,3022022Assets 2023: $10,696,044Liabilities 2023: $5,357,106Net Assets 2023: $5,338,9382023Assets 2024: $12,835,044Liabilities 2024: $7,257,321Net Assets 2024: $5,577,7232024Assets 2025: $11,464,332Liabilities 2025: $6,166,576Net Assets 2025: $5,297,7562025

Highlighted filing

2025

Assets$11,464,332
Liabilities$6,166,576
Net Assets$5,297,756
Open 2025 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $3,444,2162010Revenue 2011: $3,928,933Expenses 2011: $3,610,333Net Income 2011: $318,6002011Revenue 2012: $4,045,483Expenses 2012: $3,883,489Net Income 2012: $161,9942012Expenses 2013: $4,223,0982013Revenue 2014: $4,915,891Expenses 2014: $4,502,040Net Income 2014: $413,8512014Revenue 2015: $4,672,515Expenses 2015: $4,699,837Net Income 2015: -$27,3222015Revenue 2016: $5,087,368Expenses 2016: $4,771,955Net Income 2016: $315,4132016Revenue 2017: $5,038,618Expenses 2017: $4,881,296Net Income 2017: $157,3222017Revenue 2018: $5,402,902Expenses 2018: $5,022,574Net Income 2018: $380,3282018Revenue 2019: $5,779,232Expenses 2019: $5,201,389Net Income 2019: $577,8432019Revenue 2020: $5,072,905Expenses 2020: $5,970,281Net Income 2020: -$897,3762020Revenue 2021: $5,939,517Expenses 2021: $4,546,570Net Income 2021: $1,392,9472021Revenue 2022: $5,282,473Expenses 2022: $5,195,033Net Income 2022: $87,4402022Revenue 2023: $6,497,861Expenses 2023: $6,247,225Net Income 2023: $250,6362023Revenue 2024: $6,821,558Expenses 2024: $6,582,773Net Income 2024: $238,7852024Revenue 2025: $6,920,803Expenses 2025: $7,200,770Net Income 2025: -$279,9672025

Highlighted filing

2025

Revenue$6,920,803
Expenses$7,200,770
Net Income-$279,967
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$11,464,332
Liabilities
$6,166,576
Net assets
$5,297,756
Revenue
$6,920,803
Expenses
$7,200,770
Net income
-$279,967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$11.5$6.17$5.30$6.92$7.20$0.28
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.8$7.26$5.58$6.82$6.58$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.7$5.36$5.34$6.50$6.25$0.25
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.6$5.46$5.09$5.28$5.20$0.09
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.06$4.06$5.00$5.94$4.55$1.39
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.15$3.54$3.61$5.07$5.97$0.90
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.76$3.26$4.51$5.78$5.20$0.58
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.43$3.50$3.93$5.40$5.02$0.38
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.49$3.94$3.55$5.04$4.88$0.16
2016Detailed filing. Detailed filing data is available for this year.$7.55$4.16$3.39$5.09$4.77$0.32
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.21$3.14$3.07$4.67$4.70$0.03
2014Detailed filing. Detailed filing data is available for this year.$6.34$3.23$3.10$4.92$4.50$0.41
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.16$3.48$2.69$4.22
2012Summary only. Only limited summary data is available for this year.$5.92$3.29$2.63$4.05$3.88$0.16
2011Summary only. Only limited summary data is available for this year.$3.29$0.83$2.46$3.93$3.61$0.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.83$0.68$2.14$3.44
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 25, 2026
Return Version
2024v5.5
Gross Receipts
$7,168,804
Mission and Program Overview

Mission

To preserve the architectural and historical character, and function, of the reading terminal market as an urban farmers' market. To provide a wide variety of produce, meat, fish, bakery and dairy products, and other raw and prepared food, brought to a public market.

The organization was created exclusively to preserve and maintain the historic character and oversee the operations of the reading terminal market.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$8,580,149$8,029,100▼ $551,049
Cash and Non-Interest-Bearing Accounts$3,635,346$3,020,331▼ $615,015
Prepaid Expenses and Deferred Charges$162,210$227,080▲ $64,870
Accounts Receivable$457,339$158,129▼ $299,210
Total Assets$12,835,044$11,464,332▼ $1,370,712
Other Assets Total$0$29,692▲ $29,692
Liabilities
Mortgage Notes Payable Secured by Investment Property$5,272,436$4,895,134▼ $377,302
Accounts Payable and Accrued Expenses$1,970,885$1,206,084▼ $764,801
Deferred Revenue$14,000$42,035▲ $28,035
Other Liabilities$0$23,323▲ $23,323
Total Liabilities$7,257,321$6,166,576▼ $1,090,745
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,577,723$5,172,756▼ $404,967
Net Assets With Donor Restrictions-$125,000-
Total Net Assets Fund Balance$5,577,723$5,297,756▼ $279,967
Total Liabilities and Net Assets / Fund Balance$12,835,044$11,464,332▼ $1,370,712

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$8,029,100$6,430,946$14,460,046
Equipment$0$405,813$405,813
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Helen a AllmanGeneral Manager & CEOFT$187,392$65,713$253,105
Miguel ServellonAssistant General ManagerFT$111,077$28,232$139,309

Board Members and Trustees

NameTitle
Brent a CossrowChairman
Keri WhiteSecretary (till 07/2024), Vice-chair
Anne KellyDirector
Anuj GuptaDirector
Dawn SummervilleDirector
Jennifer RodriguezDirector
John J McnicholDirector
Mark SquillaDirector
Eugene LefevreTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Harvard Protection ServicesSecurity Services201 BISCAYNE BLVD 24TH FLOOR, Miami, FL 33131$714,092
Elliot Lewis CorporationEngineering And Construction2900 BLACK LAKE PLACE, Philadelphia, PA 19154$384,105
Waste ManagementTrash CollectionPO BOX 13648, Philadelphia, PA 19101$205,727
Vim CollectiveStrategic Plan Consulting230 S BROAD STREET 17TH FL, Philadelphia, PA 19102$142,500
Hoffman's ExterminatingExterminating Services532 BRIDGETON PIKE, Mantua, NJ 08051$136,024
Revenue and Support

Revenue Composition

Contributions and Grants
$550,976
Program Service Revenue
$6,207,751
Investment Income
$35,832
Other Revenue
$126,244
All Other Contributions
$249,739
Change in Net Assets
$-279,967

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,920,803
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$248,001
Total Revenue per Audited Statements
$7,168,804
Total Revenue per Form 990
$6,920,803
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,769,525
Salaries, Compensation, and Employee Benefits$1,431,245
Total Fundraising Expense$278,686
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$3,086,892$162,468-$3,249,360
Depreciation Depletion$954,248$50,224-$1,004,472
Other Salaries and Wages$820,334$83,646$49,061$953,041
Insurance$336,535$18,464$1,190$356,189
Advertising$260,880-$87,143$348,023
Current Officers, Directors, Trustees, and Key Employees$189,829$25,311$37,965$253,105
Interest$205,732--$205,732
Fees for Services Other$43,131$4,148$88,328$135,607
Office Expenses$105,073$3,479$1,103$109,655
Payroll Taxes$90,989$9,749$7,582$108,320
Other Employee Benefits$92,449$9,427$5,579$107,455
Fees for Services Legal$68,400--$68,400
Fees for Services Accounting-$56,288-$56,288
Travel$21,740$1,169$468$23,377
Pension Plan Contributions$8,645$679-$9,324
Other Expenses$2,736$400$267$2,736
Total Functional Expenses$6,495,929$426,155$278,686$7,200,770

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$7,448,771
Expenses per Audited Statements$7,200,770
Total Expenses per Form 990$7,200,770
Expenses Not Reported on Form 990$248,001
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$374,245
Fundraising Direct Expenses$248,001
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Party 4 the Market Ticket Sales$197,487$181,800$58,649$123,151
Party 4 the Market Sponsorships$418,950$133,400-$133,400
Total Events$675,482$374,245$248,001$126,244
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Financing Lease Liability$23,323
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A complete copy of the form 990 is provided to the governing board members prior to being filed.”

Form 990, Part VI, Section B, Line 12C

“Board members confirm no conflict of interest annually.”

Form 990, Part VI, Section B, Line 15

“Compensation for all employees, including the executive director is reviewed and approved by the board of directors as part of the budgeting process.”

Form 990, Part VI, Section C, Line 19

“A complete copy of the form 990 is provided to governing board members prior to being filed. Board members confirm no conflict of interest annually. Compensation for all employees, including the executive director, is reviewed and approved by the board of directors as part of the budgeting process. Each of the governing documents and financial statements are available to the public upon request. The financial statements are presented to the board by the executive director and the engagement partner. Once satisfied, the board formally approves the audited financial statements.”

Filing and Contact Details

Filer

Filer Name
Reading Terminal Market Corporation
EIN
23-2754641
Phone
2159222317
Address
1136 ARCH STREET 400, PHILADELPHIA, PA 19107

Signing Officer

Name
Eugene Lefevre
Title
Treasurer
Phone
2159222317
Signed
2026-02-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eugene Lefevre
Formed
1995
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
9
Employees
54
Volunteers
19

Preparer

Firm
Cbiz Advisors LLC
Address
1899 L STREET NW 850, WASHINGTON, DC 20036
Preparer
Frank Smith
Phone
2022274000
Supplemental Narrative

Additional Explanations

990, Part XII, Line 2C

“The organization's process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation is a nonprofit organization which is exempt from income taxes under section 501(c)(3) of the internal revenue code. Income unrelated to the corporation's exempt purpose would be subject to federal and state income taxes. U.s. Gaap requires management to evaluate tax positions taken and recognize a tax liability (or asset) if the corporation has taken an uncertain position that more likely than not would not be sustained upon examination by taxing authorities. Management has analyzed the tax positions taken and has concluded that as of june 30, 2025 and 2024, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The corporation is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. Management does not believe there is any unrelated business income”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Direct expenses fund raising”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Direct expenses fund raising”

Raw XML AppendixShowing 400 of 587 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsReceivableGrp/EOYAmt0158129
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AdvertisingGrp/FundraisingAmt087143
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2PO BOX 13648
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt3230 S BROAD STREET 17TH FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4532 BRIDGETON PIKE
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IRS990/ContractorCompensationGrp/ServicesDesc2TRASH COLLECTION
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IRS990/ContractorCompensationGrp/ServicesDesc4EXTERMINATING SERVICES
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IRS990/DescribedInSection501c3Ind01
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm3JENNIFER RODRIGUEZ
IRS990/Form990PartVIISectionAGrp/PersonNm4ANUJ GUPTA
IRS990/Form990PartVIISectionAGrp/PersonNm5ANNE KELLY
IRS990/Form990PartVIISectionAGrp/PersonNm6JOHN J MCNICHOL
IRS990/Form990PartVIISectionAGrp/PersonNm7MARK SQUILLA
IRS990/Form990PartVIISectionAGrp/PersonNm8DAWN SUMMERVILLE
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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