Civic Intelligence

Credit Counseling Center

EIN 23-2754268 • 501(c)3 • Richboro, PA

Profile

Credit counseling and debt management

832 2nd Street PikeRichboro, PA 18954

www.creditcounselingcenter.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.03x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

0.03x

Higher debt load relative to revenue than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

13th percentile

-58%

Higher net margin than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

97th percentile

$85,360

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 24.6% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

25th percentile

-34%

Faster asset growth than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-31%

Faster revenue growth than 27% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets71st percentile

Assets

Down

$385,265

Down $202,164 (-34%) from 2023

Liabilities

Down

$9,802

Down $705 (-6.7%) from 2023

Net Assets

Down

$375,463

Down $201,459 (-35%) from 2023

Operations
Liabilities / Revenue75th percentileNet Margin13th percentile

Revenue

Down

$346,441

Down $154,757 (-31%) from 2023

Expenses

Up

$547,900

Up $36,972 (+7.2%) from 2023

Net Income

Down

-$201,459

Down $191,729 (-1970%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $311,258Liabilities 2010: $2,857Net Assets 2010: $308,4012010Assets 2011: $314,925Liabilities 2011: $3,901Net Assets 2011: $311,0242011Assets 2012: $364,592Liabilities 2012: $10,115Net Assets 2012: $354,4772012Assets 2013: $397,995Liabilities 2013: $23,156Net Assets 2013: $374,8392013Assets 2014: $421,944Liabilities 2014: $23,680Net Assets 2014: $398,2642014Assets 2015: $430,317Liabilities 2015: $1,119Net Assets 2015: $429,1982015Assets 2016: $424,802Liabilities 2016: $9,235Net Assets 2016: $415,5672016Assets 2017: $535,967Liabilities 2017: $2,118Net Assets 2017: $533,8492017Assets 2018: $629,509Liabilities 2018: $370Net Assets 2018: $629,1392018Assets 2019: $755,279Liabilities 2019: $3,278Net Assets 2019: $752,0012019Assets 2020: $693,392Liabilities 2020: $79,288Net Assets 2020: $614,1042020Assets 2021: $720,611Liabilities 2021: $1,764Net Assets 2021: $718,8472021Assets 2022: $590,787Liabilities 2022: $3,236Net Assets 2022: $587,5512022Assets 2023: $587,429Liabilities 2023: $10,507Net Assets 2023: $576,9222023Assets 2024: $385,265Liabilities 2024: $9,802Net Assets 2024: $375,4632024

Highlighted filing

2024

Assets$385,265
Liabilities$9,802
Net Assets$375,463
Open 2024 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $437,0362010Expenses 2011: $382,1572011Revenue 2012: $357,720Expenses 2012: $314,267Net Income 2012: $43,4532012Revenue 2013: $396,327Expenses 2013: $375,965Net Income 2013: $20,3622013Revenue 2014: $417,840Expenses 2014: $394,415Net Income 2014: $23,4252014Revenue 2015: $418,895Expenses 2015: $387,961Net Income 2015: $30,9342015Revenue 2016: $408,100Expenses 2016: $421,731Net Income 2016: -$13,6312016Revenue 2017: $538,246Expenses 2017: $419,964Net Income 2017: $118,2822017Revenue 2018: $550,003Expenses 2018: $454,713Net Income 2018: $95,2902018Revenue 2019: $615,512Expenses 2019: $492,650Net Income 2019: $122,8622019Revenue 2020: $356,625Expenses 2020: $494,522Net Income 2020: -$137,8972020Revenue 2021: $514,214Expenses 2021: $409,471Net Income 2021: $104,7432021Revenue 2022: $438,639Expenses 2022: $569,935Net Income 2022: -$131,2962022Revenue 2023: $501,198Expenses 2023: $510,928Net Income 2023: -$9,7302023Revenue 2024: $346,441Expenses 2024: $547,900Net Income 2024: -$201,4592024

Highlighted filing

2024

Revenue$346,441
Expenses$547,900
Net Income-$201,459
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$385,265
Liabilities
$9,802
Net assets
$375,463
Revenue
$346,441
Expenses
$547,900
Net income
-$201,459
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.85$0.10$3.75$3.46$5.48$2.01
2023Detailed filing. Detailed filing data is available for this year.$5.87$0.11$5.77$5.01$5.11$0.10
2022Detailed filing. Detailed filing data is available for this year.$5.91$0.03$5.88$4.39$5.70$1.31
2021Detailed filing. Detailed filing data is available for this year.$7.21$0.02$7.19$5.14$4.09$1.05
2020Detailed filing. Detailed filing data is available for this year.$6.93$0.79$6.14$3.57$4.95$1.38
2019Detailed filing. Detailed filing data is available for this year.$7.55$0.03$7.52$6.16$4.93$1.23
2018Detailed filing. Detailed filing data is available for this year.$6.30$0.00$6.29$5.50$4.55$0.95
2017Detailed filing. Detailed filing data is available for this year.$5.36$0.02$5.34$5.38$4.20$1.18
2016Detailed filing. Detailed filing data is available for this year.$4.25$0.09$4.16$4.08$4.22$0.14
2015Detailed filing. Detailed filing data is available for this year.$4.30$0.01$4.29$4.19$3.88$0.31
2014Detailed filing. Detailed filing data is available for this year.$4.22$0.24$3.98$4.18$3.94$0.23
2013Detailed filing. Detailed filing data is available for this year.$3.98$0.23$3.75$3.96$3.76$0.20
2012Summary only. Only limited summary data is available for this year.$3.65$0.10$3.54$3.58$3.14$0.43
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.15$0.04$3.11$3.82
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.11$0.03$3.08$4.37
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 10, 2025
Return Version
2024v5.2
Gross Receipts
$360,994
Mission and Program Overview

Mission

Credit counseling and debt management

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$389,821$199,743▼ $190,078
Savings and Temporary Cash Investments$130,000$104,764▼ $25,236
Accounts Receivable$60,792$75,515▲ $14,723
Prepaid Expenses and Deferred Charges$4,063$3,712▼ $351
Land, Buildings, and Equipment, Net$2,753$1,531▼ $1,222
Total Assets$587,429$385,265▼ $202,164
Liabilities
Accounts Payable and Accrued Expenses$10,507$9,802▼ $705
Total Liabilities$10,507$9,802▼ $705
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$576,922$375,463▼ $201,459
Total Net Assets Fund Balance$576,922$375,463▼ $201,459
Total Liabilities and Net Assets / Fund Balance$587,429$385,265▼ $202,164

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,531$20,784$22,315
Compensation and Service Providers
Top Officer Pay97th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Paula Powers-wattsExecutive DirectorFT$85,360$85,360

Board Members and Trustees

NameTitle
Ryan FullerBoard Chairman
Terri ReifVice-chairman
Allison PrybellaDirector
Andrew C SynderDirector
Andrew GriffinDirector
Anne SliferDirector
April DonahueDirector
Aret KalavjianDirector
David BreidingerDirector
Ervin McfaddenDirector
Larry GrantDirector
Nelson AcevedoDirector
Tawana SkipperDirector
Thomas MaclinDirector
Bradford ConnardSecretary
Anne BerlinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$187,098
Program Service Revenue
$131,783
Investment Income
$6,124
Other Revenue
$21,436
All Other Contributions
$41,625
Change in Net Assets
$-201,459

Audited Revenue Reconciliation

Revenue per Audited Statements
$346,441
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$14,553
Total Revenue per Audited Statements
$360,994
Total Revenue per Form 990
$346,441
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$402,562
Other Expenses$145,338
Total Fundraising Expense$16,499
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$290,774$44,887$12,411$348,072
Information Technology$28,981$4,474$1,237$34,692
Payroll Taxes$22,955$3,544$980$27,479
Fees for Services Other$22,130$2,518$95$24,743
Other Employee Benefits$19,427$2,999$829$23,255
Fees for Services Accounting-$20,508-$20,508
Advertising$19,491--$19,491
Insurance$10,651--$10,651
All Other Expenses$4,356$590-$4,946
Pension Plan Contributions$3,138$484$134$3,756
Other Expenses$1,855$286$79$2,220
Travel$1,692--$1,692
Office Expenses-$1,388-$1,388
Depreciation Depletion-$1,222-$1,222
Total Functional Expenses$442,646$88,755$16,499$547,900

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$562,453
Expenses per Audited Statements$547,900
Total Expenses per Form 990$547,900
Expenses Not Reported on Form 990$14,553
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$35,989
Fundraising Direct Expenses$14,553
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fundraising Gala$35,989$35,989$14,553$21,436
Total Events$35,989$35,989$14,553$21,436
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by management and the organization's audit committee.”

Form 990, Part VI, Section B, Line 12C

“Monitored annually by requesting updated forms or through inquiry”

Form 990, Part VI, Section B, Line 15

“The executive director's salary is reviewed on an annual basis by the organization's personnel committee and the board of directors. Other officer salaries (if any) are reviewed on an annual basis by the organization's personnel committee and board of directors.”

Form 990, Part VI, Section C, Line 19

“The governing documents are made available to the public upon request”

Filing and Contact Details

Filer

Filer Name
Credit Counseling Center
EIN
23-2754268
Phone
2153488003
Address
832 2ND STREET PIKE, RICHBORO, PA 18954

Signing Officer

Name
Paula Powers-watts
Title
Executive Director
Phone
2153488003
Signed
2025-10-10

Organization Details

Principal Officer
Paula Powers-watts
Formed
1994
Legal Domicile
Pa
Voting Board Members
17
Independent Board Members
17
Employees
12
Volunteers
11

Preparer

Firm
KEISER GIORDANO CPA'S PC
Address
141 FRIENDS LANE, NEWTOWN, PA 18940
Preparer
James D Keiser Iii
Phone
2157852600
Supplemental Narrative

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising direct expenses 14,553.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising direct expenses 14,553.”

Raw XML AppendixShowing 400 of 525 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt010507
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt09802
IRS990/AccountsReceivableGrp/BOYAmt060792
IRS990/AccountsReceivableGrp/EOYAmt075515
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0CREDIT COUNSELING AND DEBT MANAGEMENT
IRS990/AdvertisingGrp/ProgramServicesAmt019491
IRS990/AdvertisingGrp/TotalAmt019491
IRS990/AllOtherContributionsAmt041625
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0590
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04356
IRS990/AllOtherExpensesGrp/TotalAmt04946
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/PersonNm0PAULA POWERS-WATTS
IRS990/BooksInCareOfDetail/PhoneNum02153488003
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0832 SECOND STREET PIKE
IRS990/BooksInCareOfDetail/USAddress/CityNm0RICHBORO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd018954
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0389821
IRS990/CashNonInterestBearingGrp/EOYAmt0199743
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0187098
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt06124
IRS990/CYOtherExpensesAmt0145338
IRS990/CYOtherRevenueAmt021436
IRS990/CYProgramServiceRevenueAmt0131783
IRS990/CYRevenuesLessExpensesAmt0-201459
IRS990/CYSalariesCompEmpBnftPaidAmt0402562
IRS990/CYTotalExpensesAmt0547900
IRS990/CYTotalFundraisingExpenseAmt016499
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0346441
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01222
IRS990/DepreciationDepletionGrp/TotalAmt01222
IRS990/Desc0CREDIT COUNSELING - THE ORGANIZATION PROVIDES THE FOLLOWING TYPES OF COUNSELING:BANKRUPTCY COUNSELING - THE CENTER IS US TRUSTEE APPROVED TO PROVIDE PRE-FILING BUDGET COUNSELING AND THE PRE-DISCHARGE FINANCIAL MANAGEMENT COURSE. HOUSING COUNSELING - THE CENTER OFFERS PRE-PURCHASE/PRE-CLOSING, AND FORECLOSURE PREVENTION AND LOSS MITIGATION COUNSELING.BUDGET COUNSELING/DEBT MANAGEMENT/BANK GRANTS - THE CENTER PROVIDES AN INCOME AND EXPENSE REVIEW, DEVELOPS A BUDGET AND, IF NECESSARY, CONTACTS CREDITORS TO REPAY CREDIT CARD DEBT.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0442646
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt020508
IRS990/FeesForServicesAccountingGrp/TotalAmt020508
IRS990/FeesForServicesOtherGrp/FundraisingAmt095
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt02518
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt022130
IRS990/FeesForServicesOtherGrp/TotalAmt024743
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt105.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt115.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt125.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt135.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt145.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt155.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/PersonNm0RYAN FULLER
IRS990/Form990PartVIISectionAGrp/PersonNm1TERRI REIF
IRS990/Form990PartVIISectionAGrp/PersonNm2ANNE BERLIN
IRS990/Form990PartVIISectionAGrp/PersonNm3BRADFORD CONNARD
IRS990/Form990PartVIISectionAGrp/PersonNm4NELSON ACEVEDO
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID BREIDINGER
IRS990/Form990PartVIISectionAGrp/PersonNm6APRIL DONAHUE
IRS990/Form990PartVIISectionAGrp/PersonNm7LARRY GRANT
IRS990/Form990PartVIISectionAGrp/PersonNm8ANDREW GRIFFIN
IRS990/Form990PartVIISectionAGrp/PersonNm9ARET KALAVJIAN
IRS990/Form990PartVIISectionAGrp/PersonNm10THOMAS MACLIN
IRS990/Form990PartVIISectionAGrp/PersonNm11ERVIN MCFADDEN
IRS990/Form990PartVIISectionAGrp/PersonNm12ALLISON PRYBELLA
IRS990/Form990PartVIISectionAGrp/PersonNm13TAWANA SKIPPER
IRS990/Form990PartVIISectionAGrp/PersonNm14ANNE SLIFER
IRS990/Form990PartVIISectionAGrp/PersonNm15ANDREW C SYNDER
IRS990/Form990PartVIISectionAGrp/PersonNm16PAULA POWERS-WATTS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1685360
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingDirectExpensesAmt014553
IRS990/FundraisingGrossIncomeAmt035989
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt017
IRS990/GovernmentGrantsAmt0145473
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0360994
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt017
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt01237
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04474
IRS990/InformationTechnologyGrp/ProgramServicesAmt028981
IRS990/InformationTechnologyGrp/TotalAmt034692
IRS990/InsuranceGrp/ProgramServicesAmt010651
IRS990/InsuranceGrp/TotalAmt010651
IRS990/InvestmentIncomeGrp/ExclusionAmt06124
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06124
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt020784
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02753
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01531
IRS990/LandBldgEquipCostOrOtherBssAmt022315
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CREDIT COUNSELING AND DEBT MANAGEMENT
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0576922
IRS990/NetAssetsOrFundBalancesEOYAmt0375463
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt021436
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt021436
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0576922
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0375463
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01388
IRS990/OfficeExpensesGrp/TotalAmt01388
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0829
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02999
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt019427
IRS990/OtherEmployeeBenefitsGrp/TotalAmt023255
IRS990/OtherExpensesGrp/Desc0RENT
IRS990/OtherExpensesGrp/Desc1TELEPHONE
IRS990/OtherExpensesGrp/Desc2CLEANING EXPENSE
IRS990/OtherExpensesGrp/Desc3UTILITIES
IRS990/OtherExpensesGrp/FundraisingAmt0401
IRS990/OtherExpensesGrp/FundraisingAmt1333
IRS990/OtherExpensesGrp/FundraisingAmt279
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01449
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11206
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt23200
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3286
IRS990/OtherExpensesGrp/ProgramServicesAmt09385
IRS990/OtherExpensesGrp/ProgramServicesAmt17811
IRS990/OtherExpensesGrp/ProgramServicesAmt21855
IRS990/OtherExpensesGrp/TotalAmt011235
IRS990/OtherExpensesGrp/TotalAmt19350
IRS990/OtherExpensesGrp/TotalAmt23200
IRS990/OtherExpensesGrp/TotalAmt32220
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt012411
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt044887
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0290774
IRS990/OtherSalariesAndWagesGrp/TotalAmt0348072
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt0980
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03544
IRS990/PayrollTaxesGrp/ProgramServicesAmt022955
IRS990/PayrollTaxesGrp/TotalAmt027479
IRS990/PensionPlanContributionsGrp/FundraisingAmt0134
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0484
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt03138
IRS990/PensionPlanContributionsGrp/TotalAmt03756
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04063
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03712
IRS990/PrincipalOfficerNm0PAULA POWERS-WATTS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541990
IRS990/ProgramServiceRevenueGrp/BusinessCd1541990
IRS990/ProgramServiceRevenueGrp/BusinessCd2541990
IRS990/ProgramServiceRevenueGrp/Desc0PHFA
IRS990/ProgramServiceRevenueGrp/Desc1HSCP
IRS990/ProgramServiceRevenueGrp/Desc2PAHAF
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt076645
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt140600
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt27400
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt076645
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt140600
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt27400
IRS990/ProgSrvcAccomActy2Grp/Desc0N/A
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0283225
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04772
IRS990/PYOtherExpensesAmt0123553
IRS990/PYOtherRevenueAmt010734
IRS990/PYProgramServiceRevenueAmt0202467
IRS990/PYRevenuesLessExpensesAmt0-9730
IRS990/PYSalariesCompEmpBnftPaidAmt0387375
IRS990/PYTotalExpensesAmt0510928
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0501198
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-201459
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0131783
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0130000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0104764
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0187098
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0283225
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0196282
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0258868
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0156931
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01082404
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt06124
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt04772
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt05069
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0583
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt03359
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt019907
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0167772
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0222686
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0246225
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0254763
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0192153
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt01083599
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt04182
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt04182
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt06124
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt04772
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt05069
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0583
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt03359
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt019907
IRS990ScheduleA/InvestmentIncomeCYPct00.00910
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99090
IRS990ScheduleA/PublicSupportTotal509Amt02170185
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0354870
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0505911
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0442507
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0513631
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0353266
IRS990ScheduleA/Total509Grp/TotalAmt02170185
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0360994
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0510683
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0447576
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0514214
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0356625
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02190092
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED

Document Assets

No mirrored PDF or thumbnail assets are attached yet.