Civic Intelligence

Central Susquehanna Opportunities Inc.

990 • Fiscal year 2019 • EIN 23-2564524

Jul 01, 2018 to Jun 30, 2019 • Filed on May 11, 2020

2 E Arch Street Rm 313Shamokin, PA 17872

(570) 644-6575

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.32x

Higher debt load relative to assets than 73% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

44th percentile

0.06x

Higher debt load relative to revenue than 44% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

45th percentile

1.5%

Higher net margin than 45% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

67th percentile

$96,413

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

70th percentile

12%

Faster asset growth than 70% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

60th percentile

8.6%

Faster revenue growth than 60% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Assets

Up

$778,847

Up $82,120 (+12%) from 2018

Net Assets

Up

$527,659

Up $61,093 (+13%) from 2018

Liabilities

Up

$251,188

Up $21,027 (+9.1%) from 2018

Revenue

Up

$3,944,651

Up $313,360 (+8.6%) from 2018

Expenses

Up

$3,883,558

Up $323,724 (+9.1%) from 2018

Net Income

Down

$61,093

Down $10,364 (-15%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $1,306,192Liabilities 2010: $1,064,255Net Assets 2010: $241,9372010Assets 2011: $785,711Liabilities 2011: $707,978Net Assets 2011: $77,7332011Assets 2012: $586,295Liabilities 2012: $327,179Net Assets 2012: $259,1162012Assets 2013: $778,320Liabilities 2013: $440,168Net Assets 2013: $338,1522013Assets 2014: $616,188Liabilities 2014: $397,156Net Assets 2014: $219,0322014Assets 2015: $603,780Liabilities 2015: $377,026Net Assets 2015: $226,7542015Assets 2016: $723,117Liabilities 2016: $454,573Net Assets 2016: $268,5442016Assets 2017: $643,169Liabilities 2017: $248,060Net Assets 2017: $395,1092017Assets 2018: $696,727Liabilities 2018: $230,161Net Assets 2018: $466,5662018Assets 2019: $778,847Liabilities 2019: $251,188Net Assets 2019: $527,6592019Assets 2020: $808,125Liabilities 2020: $278,205Net Assets 2020: $529,9202020Assets 2021: $2,005,691Liabilities 2021: $1,459,337Net Assets 2021: $546,3542021Assets 2022: $1,437,490Liabilities 2022: $767,715Net Assets 2022: $669,7752022Assets 2023: $1,657,811Liabilities 2023: $918,440Net Assets 2023: $739,3712023Assets 2024: $1,804,808Liabilities 2024: $750,521Net Assets 2024: $1,054,2872024

Highlighted filing

2019

Assets$778,847
Liabilities$251,188
Net Assets$527,659

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $6,336,6782010Expenses 2011: $6,024,2422011Expenses 2012: $4,687,5722012Expenses 2013: $3,746,9772013Revenue 2014: $3,097,147Expenses 2014: $3,184,628Net Income 2014: -$87,4812014Revenue 2015: $3,731,536Expenses 2015: $3,723,814Net Income 2015: $7,7222015Revenue 2016: $3,919,021Expenses 2016: $3,877,231Net Income 2016: $41,7902016Revenue 2017: $3,659,723Expenses 2017: $3,533,158Net Income 2017: $126,5652017Revenue 2018: $3,631,291Expenses 2018: $3,559,834Net Income 2018: $71,4572018Revenue 2019: $3,944,651Expenses 2019: $3,883,558Net Income 2019: $61,0932019Revenue 2020: $4,091,463Expenses 2020: $4,089,202Net Income 2020: $2,2612020Revenue 2021: $6,265,439Expenses 2021: $6,249,005Net Income 2021: $16,4342021Revenue 2022: $11,507,342Expenses 2022: $11,383,921Net Income 2022: $123,4212022Revenue 2023: $9,304,113Expenses 2023: $9,234,517Net Income 2023: $69,5962023Revenue 2024: $7,994,702Expenses 2024: $7,679,786Net Income 2024: $314,9162024

Highlighted filing

2019

Revenue$3,944,651
Expenses$3,883,558
Net Income$61,093
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
May 11, 2020
Return Version
2018v3.2
Gross Receipts
$3,963,957
Mission and Program Overview

Mission

Our mission - provide opportunities, empower people, and strengthen communities.

Our vision - thriving individuals, thriving families, and thriving communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$346,082$604,205▲ $258,123
Cash and Non-Interest-Bearing Accounts$318,095$130,279▼ $187,816
Prepaid Expenses and Deferred Charges$32,550$44,363▲ $11,813
Total Assets$696,727$778,847▲ $82,120
Liabilities
Other Liabilities$200,678$205,535▲ $4,857
Accounts Payable and Accrued Expenses$8,512$29,204▲ $20,692
Deferred Revenue$20,971$16,449▼ $4,522
Total Liabilities$230,161$251,188▲ $21,027
Net Assets / Fund Balance
Unrestricted Net Assets$466,566$527,659▲ $61,093
Total Net Assets Fund Balance$466,566$527,659▲ $61,093
Total Liabilities and Net Assets / Fund Balance$696,727$778,847▲ $82,120
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gale ZalarCEOFT$86,473$9,940$96,413
Revenue and Support

Revenue Composition

Contributions and Grants
$3,875,648
Program Service Revenue
$57,529
Investment Income
$3
Other Revenue
$11,471
All Other Contributions
$61,148
Change in Net Assets
$61,093

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Food Inventory1$75,272Dept. of Agric. Value
Total Noncash Contributions1$75,272-

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,944,651
Total Revenue per Audited Statements
$3,944,651
Total Revenue per Form 990
$3,944,651
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,997,547
Other Expenses$886,011
Total Fundraising Expense$24,015
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,210,042--$2,210,042
Other Employee Benefits$453,893--$453,893
Office Expenses$306,144$548$16,481$323,173
Payroll Taxes$183,770--$183,770
Occupancy$167,394--$167,394
Fees for Services Other$145,348--$145,348
Current Officers, Directors, Trustees, and Key Employees$101,715--$101,715
Pension Plan Contributions$48,127--$48,127
Fees for Services Accounting-$25,954-$25,954
Other Expenses$11,118$2,891$5,323$19,332
Travel$17,534$1,161-$18,695
Conferences and Meetings$13,367--$13,367
Fees for Services Legal-$2,358-$2,358
All Other Expenses$336--$336
Total Functional Expenses$3,826,132$33,411$24,015$3,883,558

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,883,558
Total Expenses per Audited Statements$3,883,558
Total Expenses per Form 990$3,883,558
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$20,176
Fundraising Direct Expenses$15,836
Gaming Gross Income$10,601
Gaming Direct Expenses$3,470
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$23,560$13,550$72$13,478
Total Events$23,560$13,550$10,185$3,365
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Payroll$136,226
Compensated Absences$69,309
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

18 member tripartite board made up of 6 members (local elected officials), 6 members (low income representatives) and 6 members (private sector/other community reps).

Form 990, Page 6, Part VI, Line 7A

The cso executive committee which is made up of the board chair and chairs of the cso finance committee, personnel committee, program committee and fundraising committee, nominates new members to the cso board. All final approval of all actions for cso are done at the full board meeting. All 18 members of the cso board are voting members and have one vote each. A quorum of over 50% of the members must be present or by proxy to vote on motions and the vote must be approved by the majority of board members present or by proxy.

Form 990, Page 6, Part VI, Line 7B

The cso executive committee, which is made up of the board chair and chairs of the cso finance committee, personnel committee, program committee and fundraising committee, monimate new members to the cso board. All final approval of all actions for cso are done at the full cso board meeting. All 18 members of the cso board are voting members and have 1 vote each. A quorum of over 50% of the members must be present or by proxy to vote on motions and the vote must be approved by the majority of board members present or by proxy.

Form 990, Page 6, Part VI, Line 9

Greg sacavage 600 w. 5th street mount carmel, pa 17851 kevin varano 400 south oak street mount carmel, pa 17851 rich kisner 700 sawmill road, suite 101 bloomsburg, pa 17815 douglas diven 272 willow st. Milton, pa 17847 chris grayson 339 s 5th street sunbury, pa 17801 robert garrett 2859 n. Susquehanna trail shamokin, pa 17876 sandra mattocks 178 maple street mifflinburg, pa 17844 tracey gillespie (exit 5/2018) 5050 sweppenheiser drive bloomsburg, pa 17815 dave millard (saundra robbins-proxy) 1000 market street plaza, suite 39 bloomsburg, pa 17815 wendy herrold 65 queen street northumberland, pa 17857 john gordner (martha milbrand-proxy) shamokin dam municipal building shamokin dam, pa 17876 thomas dougher, jr. 1 gatehouse drive danville, pa 17824 kurt masser (harold hurst-proxy) 467 industrial park road elysburg, pa 17824 lake randall (exit 8/2018) 2049 w, market street lewisburg, pa 17837 michael roberts (exit 8/2018) 7 westridge lane lewisburg, pa 17837 bryan hagenbuch 100 terrace lane danville, pa 17821 tyler dombroski 201 furnace road lewisburg, pa 17837 bill cole (exit 12/2018) 1043 spruce street kulpmont, pa 17834 anthony matulewicz (joined 3/2019) 201 market street 3rd floor sunbury, pa 17801 paul leshinskie (exit 3/1/18) 1445 hill street coal township, pa 17866 dave bacher (joined 9/2018) 200 island boulevard sunbury, pa 17801 jen hain (joined 9/2018) 815 market street new berlin, pa 17855

Form 990, Page 6, Part VI, Line 11B

The form 990 is reviewed at the cso finance committee meeting prior to the full board meeting. It is also provided for review at the full board meeting and copies are also made available to members.

Form 990, Page 6, Part VI, Line 12C

The conflict of interest policy is part of the cso employee manual and cso by-laws. Cso employees and board members are required to sign a conflict of interest statement upon being hired or joining the board. The policy states that if anything changes at any time that it is their responsibility to inform cso of any real, perceived or potential conflicts.

Form 990, Page 6, Part VI, Line 15A

Cso salaries are based on the pay and compensation policy which uses market research data of comparable organizations in the industry to establish the ceo and top management salaries. Ceo is evaluated annually by the cso executive committee. Salary is determined by the cso executive committee and any adjustments to the salary are approved by the cso board.

Form 990, Page 6, Part VI, Line 15B

Cso salaries are based on the pay and compensation policy which uses market research data of comparable organizations in the industry to establish the ceo and top management salaries. Ceo is evaluated annually by the cso executive committee. Salary is determined by the cso executive committee and any adjustments to the salary are approved by the cso board.

Form 990, Page 6, Part VI, Line 19

The financial statements for the most recently completed year are posted on cso's website and guidestar.org. The conflict of interest, articles of incorporation and by-laws are available for review, upon request, at the corporate office.

Filing and Contact Details

Filer

Filer Name
Central Susquehanna
EIN
23-2564524
Phone
5706446575
Address
2 E ARCH STREET RM 313, SHAMOKIN, PA 17872

Signing Officer

Name
Gale Zalar
Title
CEO
Phone
5706446575
Signed
2020-05-11

Organization Details

Principal Officer
Gale Zalar
Formed
1989
Legal Domicile
Pa
Voting Board Members
18
Independent Board Members
18
Employees
203
Volunteers
144

Preparer

Firm
Zelenkofske Axelrod LLC
Address
210 TOLLGATE HILL ROAD, GREENSBURG, PA 15601
Preparer
Jared C Ewing
Phone
7248342151
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Department of community and economic development community service block grant and other programs.

Financial Statement Notes

Schedule D, Page 3, Part X

The internal revenue service has determined cso to be exempt from federal and state income taxes under section 501(c)(3) of the internal revenue code and further is classified as an organization which is not a private foundation. Further, cso annually files a form 990 as applicable. The form filed is subject to examination by the internal revenue service generally for three years after it is filed. Management asserts that they have no uncertain tax positions requiring the establishment of a liability of disclosure in the financial statements. Management believes it is no longer subject to income tax examinations for years prior to 2015.

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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME 257,154
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.80$0.75$1.05$7.99$7.68$0.31
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.66$0.92$0.74$9.30$9.23$0.07
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.77$0.67$11.5$11.4$0.12
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$1.46$0.55$6.27$6.25$0.02
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.28$0.53$4.09$4.09$0.00
2019Detailed filing. Detailed filing data is available for this year.$0.78$0.25$0.53$3.94$3.88$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.70$0.23$0.47$3.63$3.56$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.25$0.40$3.66$3.53$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.72$0.45$0.27$3.92$3.88$0.04
2015Summary only. Only limited summary data is available for this year.$0.60$0.38$0.23$3.73$3.72$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.62$0.40$0.22$3.10$3.18$0.09
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.78$0.44$0.34$3.75
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.59$0.33$0.26$4.69
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.71$0.08$6.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.31$1.06$0.24$6.34