Civic Intelligence

Freedom Credit Union

EIN 23-2403099 • 501(c)14 • Warminster, PA

Profile

Working together for financial freedom

626 Jacksonville Rd 250Warminster, PA 18974-4862

www.freedomcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

9th percentile

0.87x

Higher debt load relative to assets than 9% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

49th percentile

15.14x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

94th percentile

22%

Higher net margin than 94% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

57th percentile

$1,124,119

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

92nd percentile

12%

Faster asset growth than 92% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

15%

Faster revenue growth than 43% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,384,336,360

Up $153,161,591 (+12%) from 2023

Liabilities

Up

$1,206,524,310

Up $134,041,592 (+12%) from 2023

Net Assets

Up

$177,812,050

Up $19,119,999 (+12%) from 2023

Revenue

Up

$79,696,501

Up $10,170,738 (+15%) from 2023

Expenses

Up

$61,846,574

Up $8,814,023 (+17%) from 2023

Net Income

Up

$17,849,927

Up $1,356,715 (+8.2%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5B$1.0B$500M$0Assets 2010: $472,451,675Liabilities 2010: $427,146,271Net Assets 2010: $45,305,4042010Assets 2011: $532,933,839Liabilities 2011: $482,711,196Net Assets 2011: $50,222,6432011Assets 2012: $593,682,779Liabilities 2012: $539,395,933Net Assets 2012: $54,286,8462012Assets 2013: $622,190,157Liabilities 2013: $568,903,933Net Assets 2013: $53,286,2242013Assets 2014: $661,657,822Liabilities 2014: $600,423,582Net Assets 2014: $61,234,2402014Assets 2015: $682,991,912Liabilities 2015: $615,626,728Net Assets 2015: $67,365,1842015Assets 2016: $746,149,068Liabilities 2016: $672,732,346Net Assets 2016: $73,416,7222016Assets 2017: $785,215,617Liabilities 2017: $701,589,012Net Assets 2017: $83,626,6052017Assets 2018: $887,499,877Liabilities 2018: $792,767,906Net Assets 2018: $94,731,9712018Assets 2019: $996,560,714Liabilities 2019: $886,648,283Net Assets 2019: $109,912,4312019Assets 2020: $1,109,494,234Liabilities 2020: $990,068,166Net Assets 2020: $119,426,0682020Assets 2021: $1,102,281,816Liabilities 2021: $971,029,603Net Assets 2021: $131,252,2132021Assets 2022: $1,150,459,272Liabilities 2022: $1,011,004,433Net Assets 2022: $139,454,8392022Assets 2023: $1,231,174,769Liabilities 2023: $1,072,482,718Net Assets 2023: $158,692,0512023Assets 2024: $1,384,336,360Liabilities 2024: $1,206,524,310Net Assets 2024: $177,812,0502024

Highlighted filing

2024

Assets$1,384,336,360
Liabilities$1,206,524,310
Net Assets$177,812,050

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80M$60M$40M$20M$0Expenses 2010: $26,963,5322010Expenses 2011: $25,111,4002011Expenses 2012: $26,851,3272012Revenue 2013: $29,788,023Expenses 2013: $27,600,645Net Income 2013: $2,187,3782013Revenue 2014: $32,207,941Expenses 2014: $27,526,925Net Income 2014: $4,681,0162014Revenue 2015: $34,177,889Expenses 2015: $28,049,945Net Income 2015: $6,127,9442015Revenue 2016: $38,139,296Expenses 2016: $30,219,758Net Income 2016: $7,919,5382016Revenue 2017: $40,927,685Expenses 2017: $31,287,302Net Income 2017: $9,640,3832017Revenue 2018: $45,924,938Expenses 2018: $34,809,772Net Income 2018: $11,115,1662018Revenue 2019: $52,512,763Expenses 2019: $38,890,603Net Income 2019: $13,622,1602019Revenue 2020: $49,035,328Expenses 2020: $40,248,691Net Income 2020: $8,786,6372020Revenue 2021: $49,137,392Expenses 2021: $36,750,247Net Income 2021: $12,387,1452021Revenue 2022: $50,265,663Expenses 2022: $36,597,037Net Income 2022: $13,668,6262022Revenue 2023: $69,525,763Expenses 2023: $53,032,551Net Income 2023: $16,493,2122023Revenue 2024: $79,696,501Expenses 2024: $61,846,574Net Income 2024: $17,849,9272024

Highlighted filing

2024

Revenue$79,696,501
Expenses$61,846,574
Net Income$17,849,927

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,384$1,207$178$79.7$61.8$17.8
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,231$1,072$159$69.5$53.0$16.5
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,150$1,011$139$50.3$36.6$13.7
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,102$971$131$49.1$36.8$12.4
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,109$990$119$49.0$40.2$8.79
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$997$887$110$52.5$38.9$13.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$887$793$94.7$45.9$34.8$11.1
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$785$702$83.6$40.9$31.3$9.64
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$746$673$73.4$38.1$30.2$7.92
2015Detailed filing. Detailed filing data is available for this year.$683$616$67.4$34.2$28.0$6.13
2014Detailed filing. Detailed filing data is available for this year.$662$600$61.2$32.2$27.5$4.68
2013Detailed filing. Detailed filing data is available for this year.$622$569$53.3$29.8$27.6$2.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$594$539$54.3$26.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$533$483$50.2$25.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$472$427$45.3$27.0
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 17, 2025
Return Version
2024v5.2
Gross Receipts
$79,696,501
Mission and Program Overview

Mission

Working together for financial freedom

To provide low cost financial services and products to its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$750,320,317$756,211,713▲ $5,891,396
Savings and Temporary Cash Investments$257,615,386$376,107,019▲ $118,491,633
Investments Other Securities$197,282,785$222,906,900▲ $25,624,115
Rtn Earn Endowment Incm Other Fnds$158,692,051$177,812,050▲ $19,119,999
Cash and Non-Interest-Bearing Accounts$1,487,649$1,827,048▲ $339,399
Prepaid Expenses and Deferred Charges$1,142,829$1,723,972▲ $581,143
Land, Buildings, and Equipment, Net$50,018$86,390▲ $36,372
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,231,174,769$1,384,336,360▲ $153,161,591
Other Assets Total$23,275,785$25,473,318▲ $2,197,533
Liabilities
Other Liabilities$1,066,847,639$1,200,646,840▲ $133,799,201
Accounts Payable and Accrued Expenses$5,635,079$5,877,470▲ $242,391
Total Liabilities$1,072,482,718$1,206,524,310▲ $134,041,592
Net Assets / Fund Balance
Total Net Assets Fund Balance$158,692,051$177,812,050▲ $19,119,999
Total Liabilities and Net Assets / Fund Balance$1,231,174,769$1,384,336,360▲ $153,161,591

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$36,390$2,526,885$2,563,275
Leasehold Improvements$0$1,415,143$1,415,143
Buildings$0$1,051,987$1,051,987
Land$50,000-$50,000
Other Securities$24,882,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
John F KingPresident/CEOFT$1,050,672$73,447$1,124,119
Karin ColonSVP- Chief Operations OffiFT$411,397$62,834$474,231
Kevin QuinnSVP - Chief Financial OffiFT$380,160$78,302$458,462
Elisabeth HopperSVP/ermFT$297,124$64,450$361,574
Tim Greim Ending June 2024SVP - Chief Information ofFT$243,574$39,526$283,100
Patrick MacleodConsumer Lending ManagerFT$163,198$56,690$219,888
Miguel DupreyMember Services Team ManagerFT$154,825$53,575$208,400
Christopher McginleyChairman-$21,000-$21,000
Charles M WhitingSecretary-$15,680-$15,680
George MaddenVice Chairman-$15,680-$15,680
Matthew LentzTreasurer-$15,680-$15,680
Marie E SejdaDirector-$12,750-$12,750
Wade BirchfieldDirector-$12,750-$12,750
Vincent RutlandDirector-$11,250-$11,250
Steven TurcoDirector-$10,500-$10,500
Donald Woods Ending June 2024Director-$6,000-$6,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$42,181,351
Investment Income
$24,278,798
Other Revenue
$13,236,352
Change in Net Assets
$17,849,927
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$49,316,651
Salaries, Compensation, and Employee Benefits$12,529,923
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$7,349,117
Other Employee Benefits---$2,215,995
Information Technology---$2,111,090
All Other Expenses---$1,721,250
Current Officers, Directors, Trustees, and Key Employees---$1,703,871
Other Expenses---$1,471,303
Fees for Services Other---$1,429,746
Occupancy---$936,512
Office Expenses---$740,324
Pension Plan Contributions---$661,077
Payroll Taxes---$599,863
Advertising---$494,806
Insurance---$199,550
Travel---$173,374
Fees for Services Accounting---$90,000
Fees for Services Legal---$54,000
Depreciation Depletion---$18,185
Total Functional Expenses$0$0$0$61,846,574
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCTS$1,198,053,850
Lease Liability$2,592,990
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Freedom credit union is a not for profit cooperative financial institution, owned by its members, operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members.

Form 990, Part VI, Section A, Line 7A

The members own the organization and elect all members of the governing body.

Form 990, Part VI, Section A, Line 7B

Decisions that require approval include amendment of bylaws and election of officials (board of directors).

Form 990, Part VI, Section B, Line 11B

Independent cpa meets with the ceo, & cfo to review and prepare form 990.

Form 990, Part VI, Section B, Line 12C

Credit union follows conflict of interest regulations promugated by ncua and pennsylvania department of banking.

Form 990, Part VI, Section B, Line 15

Contracts are approved by the board of directors.

Form 990, Part VI, Section C, Line 18

The organization's form 990 is available to the public upon request.

Form 990, Part VI, Section C, Line 19

The organization does not make its governing documents available to the public due to the nature of a financial cooperative.

Filing and Contact Details

Filer

Filer Name
Freedom Credit Union
EIN
23-2403099
Phone
2156125900
Address
626 JACKSONVILLE RD 250, WARMINSTER, PA 18974-4862

Signing Officer

Name
Kevin Quinn
Title
CFO
Phone
2156125970
Signed
2025-07-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John F King
Formed
1934
Legal Domicile
Pa
Voting Board Members
9
Independent Board Members
0
Employees
109
Volunteers
10

Preparer

Firm
Rkl Llp
Address
1330 BROADCASTING ROAD, WYOMISSING, PA 19610-6008
Preparer
Ruthann J Woll CPA
Phone
6103761595
Supplemental Narrative

Additional Explanations

Form 990, Part V, Line 1C

The organization did not have any instances where backup withholding was required; however, if the situation would arise, the organization is aware of the reporting requirements and would handle that accordingly.

Form 990, Part IV, Line 12

The organization received an audited financial statement for the fiscal year ended march 31, 2025. The organization's form 990 is prepared for the calendar year ending december 31, 2024. The reconciliations of revenue and expenses per audited financial statements with revenue and expenses per return were not completed due to the differences in reporting years.

Financial Statement Notes

PART IV, LINE 1B:

The credit union provides credit counseling services in the normal course of business. They do not hold any accounts in escrow.

Raw XML AppendixShowing 400 of 561 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt05877470
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE LOW COST FINANCIAL SERVICES AND PRODUCTS TO ITS MEMBERS.
IRS990/AdvertisingGrp/TotalAmt0494806
IRS990/AllOtherExpensesGrp/TotalAmt01721250
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KEVIN QUINN CFO
IRS990/BooksInCareOfDetail/PhoneNum02156125970
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0626 JACKSONVILLE ROAD SUITE 250
IRS990/BooksInCareOfDetail/USAddress/CityNm0WARMINSTER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
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IRS990/CashNonInterestBearingGrp/EOYAmt01827048
IRS990/ChangeToOrgDocumentsInd00
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt01703871
IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
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IRS990/DepreciationDepletionGrp/TotalAmt018185
IRS990/Desc0CREDIT UNIONS ARE COOPERATIVE SAVINGS AND CREDIT ASSOCIATIONS INCORPORATED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS 64,027 MEMBERS, CREATING A SOURCE OF CREDIT FOR SUCH MEMBERS AT REASONABLE RATES OF INTEREST AND PROVIDING AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS.
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IRS990/FeesForServicesAccountingGrp/TotalAmt090000
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IRS990/Form990PartVIISectionAGrp/PersonNm10KEVIN QUINN
IRS990/Form990PartVIISectionAGrp/PersonNm11TIM GREIM ENDING JUNE 2024
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IRS990/Form990PartVIISectionAGrp/PersonNm14ELISABETH HOPPER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10SVP - CHIEF FINANCIAL OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt11SVP - CHIEF INFORMATION OF
IRS990/Form990PartVIISectionAGrp/TitleTxt12CONSUMER LENDING MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP- CHIEF OPERATIONS OFFI
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/ERM
IRS990/Form990PartVIISectionAGrp/TitleTxt15MEMBER SERVICES TEAM MANAGER
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IRS990/Form990TFiledInd01
IRS990/FormationYr01934
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IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt079696501
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt09
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
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IRS990/InsuranceGrp/TotalAmt0199550
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt086390
IRS990/LandBldgEquipCostOrOtherBssAmt05080405
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IRS990/LocalChaptersInd00
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IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE LOW COST FINANCIAL SERVICES AND PRODUCTS TO ITS MEMBERS.
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IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0158692051
IRS990/NetAssetsOrFundBalancesEOYAmt0177812050
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IRS990/NetUnrlzdGainsLossesInvstAmt01270072
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0936512
IRS990/OfficeExpensesGrp/TotalAmt0740324
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt023275785
IRS990/OtherAssetsTotalGrp/EOYAmt025473318
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02215995
IRS990/OtherExpensesGrp/Desc0DIVIDENDS ON MEMBER DEP
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2CREDIT CARD AND CHECK C
IRS990/OtherExpensesGrp/Desc3OFFICE OPERATION EXPENS
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IRS990/OtherExpensesGrp/TotalAmt14200000
IRS990/OtherExpensesGrp/TotalAmt23331458
IRS990/OtherExpensesGrp/TotalAmt31471303
IRS990/OtherLiabilitiesGrp/BOYAmt01066847639
IRS990/OtherLiabilitiesGrp/EOYAmt01200646840
IRS990/OtherRevenueMiscGrp/BusinessCd0524298
IRS990/OtherRevenueMiscGrp/BusinessCd1524298
IRS990/OtherRevenueMiscGrp/Desc0FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt16580169
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06648211
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt16588141
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt07972
IRS990/OtherRevenueTotalAmt013236352
IRS990/OtherSalariesAndWagesGrp/TotalAmt07349117
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IRS990/PoliticalCampaignActyInd00
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IRS990/PYTotalExpensesAmt053032551
IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0158692051
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0177812050
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0257615386
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0376107019
IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01051987
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01051987
IRS990ScheduleD/EquipmentGrp/BookValueAmt036390
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02526885
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02563275
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IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01415143
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01415143
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01198053850
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12592990
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE LIABILITY
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0193066232
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11797718
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt23160950
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt324882000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0AVAILABLE FOR SALE SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERSHIP CAPITAL IN CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc2CUSO INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3ALL OTHER INVESTMENTS IN CORPORATE CU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION PROVIDES CREDIT COUNSELING SERVICES IN THE NORMAL COURSE OF BUSINESS. THEY DO NOT HOLD ANY ACCOUNTS IN ESCROW.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 1B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt086390
IRS990ScheduleD/TotalBookValueSecuritiesAmt0222906900
IRS990ScheduleD/TotalLiabilityAmt01200646840
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1411397
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2380160
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3297124
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4243574
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5163198
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt6154825
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount60
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt20
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt20
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt60
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt041400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt141400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt241400
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt335020
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt43021
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt519811
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt619150
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt40

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