Civic Intelligence

United Way of Chester County Inc

EIN 23-2131877 • 501(c)3 • Exton, PA

Profile

To unite people and mobilize resources to build better lives and stronger communities.

150 John Robert Thomas DriveExton, PA 19341

www.unitedwaychestercounty.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.24x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

76th percentile

0.36x

Higher debt load relative to revenue than 76% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

56th percentile

7.4%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

89th percentile

$193,132

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

16th percentile

-10%

Faster asset growth than 16% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

28th percentile

-5.5%

Faster revenue growth than 28% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$2,926,408

Down $338,994 (-10%) from 2024

Liabilities

Down

$700,927

Down $483,834 (-41%) from 2024

Net Assets

Up

$2,225,481

Up $144,840 (+7.0%) from 2024

Revenue

Down

$1,951,170

Down $113,853 (-5.5%) from 2024

Expenses

Down

$1,806,330

Down $236,385 (-12%) from 2024

Net Income

Up

$144,840

Up $122,532 (+549%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $3,511,668Liabilities 2011: $2,597,026Net Assets 2011: $914,6422011Assets 2012: $3,182,743Liabilities 2012: $2,245,822Net Assets 2012: $936,9212012Assets 2013: $3,068,136Liabilities 2013: $2,129,586Net Assets 2013: $938,5502013Assets 2014: $3,161,112Liabilities 2014: $2,144,649Net Assets 2014: $1,016,4632014Assets 2015: $2,959,884Liabilities 2015: $1,940,398Net Assets 2015: $1,019,4862015Assets 2016: $2,912,881Liabilities 2016: $1,886,302Net Assets 2016: $1,026,5792016Assets 2017: $2,845,731Liabilities 2017: $1,801,534Net Assets 2017: $1,044,1972017Assets 2018: $2,504,369Liabilities 2018: $1,650,173Net Assets 2018: $854,1962018Assets 2019: $2,035,980Liabilities 2019: $1,376,243Net Assets 2019: $659,7372019Assets 2020: $1,950,889Liabilities 2020: $602,914Net Assets 2020: $1,347,9752020Assets 2021: $2,531,484Liabilities 2021: $975,175Net Assets 2021: $1,556,3092021Assets 2022: $4,892,068Liabilities 2022: $2,683,355Net Assets 2022: $2,208,7132022Assets 2023: $4,276,019Liabilities 2023: $2,217,686Net Assets 2023: $2,058,3332023Assets 2024: $3,265,402Liabilities 2024: $1,184,761Net Assets 2024: $2,080,6412024Assets 2025: $2,926,408Liabilities 2025: $700,927Net Assets 2025: $2,225,4812025

Highlighted filing

2025

Assets$2,926,408
Liabilities$700,927
Net Assets$2,225,481

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2011: $5,074,9042011Revenue 2012: $4,653,109Expenses 2012: $4,630,830Net Income 2012: $22,2792012Expenses 2013: $4,621,6192013Revenue 2014: $4,507,017Expenses 2014: $4,429,104Net Income 2014: $77,9132014Revenue 2015: $4,465,497Expenses 2015: $4,462,474Net Income 2015: $3,0232015Revenue 2016: $4,547,893Expenses 2016: $4,363,188Net Income 2016: $184,7052016Revenue 2017: $4,218,330Expenses 2017: $4,055,027Net Income 2017: $163,3032017Revenue 2018: $3,682,466Expenses 2018: $3,699,357Net Income 2018: -$16,8912018Revenue 2019: $3,223,211Expenses 2019: $3,263,141Net Income 2019: -$39,9302019Revenue 2020: $3,739,160Expenses 2020: $2,919,830Net Income 2020: $819,3302020Revenue 2021: $3,438,034Expenses 2021: $3,227,919Net Income 2021: $210,1152021Revenue 2022: $3,774,333Expenses 2022: $3,121,929Net Income 2022: $652,4042022Revenue 2023: $2,699,741Expenses 2023: $2,850,121Net Income 2023: -$150,3802023Revenue 2024: $2,065,023Expenses 2024: $2,042,715Net Income 2024: $22,3082024Revenue 2025: $1,951,170Expenses 2025: $1,806,330Net Income 2025: $144,8402025

Highlighted filing

2025

Revenue$1,951,170
Expenses$1,806,330
Net Income$144,840

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$0.70$2.23$1.95$1.81$0.14
2024Detailed filing. Detailed filing data is available for this year.$3.27$1.18$2.08$2.07$2.04$0.02
2023Detailed filing. Detailed filing data is available for this year.$4.28$2.22$2.06$2.70$2.85$0.15
2022Detailed filing. Detailed filing data is available for this year.$4.89$2.68$2.21$3.77$3.12$0.65
2021Detailed filing. Detailed filing data is available for this year.$2.53$0.98$1.56$3.44$3.23$0.21
2020Detailed filing. Detailed filing data is available for this year.$1.95$0.60$1.35$3.74$2.92$0.82
2019Detailed filing. Detailed filing data is available for this year.$2.04$1.38$0.66$3.22$3.26$0.04
2018Detailed filing. Detailed filing data is available for this year.$2.50$1.65$0.85$3.68$3.70$0.02
2017Detailed filing. Detailed filing data is available for this year.$2.85$1.80$1.04$4.22$4.06$0.16
2016Detailed filing. Detailed filing data is available for this year.$2.91$1.89$1.03$4.55$4.36$0.18
2015Detailed filing. Detailed filing data is available for this year.$2.96$1.94$1.02$4.47$4.46$0.00
2014Detailed filing. Detailed filing data is available for this year.$3.16$2.14$1.02$4.51$4.43$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.07$2.13$0.94$4.62
2012Summary only. Only limited summary data is available for this year.$3.18$2.25$0.94$4.65$4.63$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.51$2.60$0.91$5.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 15, 2025
Return Version
2024v5.0
Gross Receipts
$2,051,266
Mission and Program Overview

Mission

To unite people and mobilize resources to build better lives and stronger communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,484,028$1,522,745▲ $38,717
Pledges and Grants Receivable$1,216,187$1,008,199▼ $207,988
Savings and Temporary Cash Investments$464,195$353,453▼ $110,742
Cash and Non-Interest-Bearing Accounts$86,001$21,608▼ $64,393
Prepaid Expenses and Deferred Charges$14,991$15,903▲ $912
Accounts Receivable-$4,500-
Total Assets$3,265,402$2,926,408▼ $338,994
Liabilities
Mortgage Notes Payable Secured by Investment Property$416,847$284,447▼ $132,400
Other Liabilities$220,572$217,472▼ $3,100
Grants Payable$438,337$129,234▼ $309,103
Accounts Payable and Accrued Expenses$109,005$69,774▼ $39,231
Total Liabilities$1,184,761$700,927▼ $483,834
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,893,364$1,987,757▲ $94,393
Net Assets With Donor Restrictions$187,277$237,724▲ $50,447
Total Net Assets Fund Balance$2,080,641$2,225,481▲ $144,840
Total Liabilities and Net Assets / Fund Balance$3,265,402$2,926,408▼ $338,994

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,411,836$108,787$1,520,623
Equipment$110,909$112,828$223,737
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher SaelloPresident/ceFT$158,250$34,882$193,132
Christopher SaelloPresident/CEO-$158,250$34,882$193,132
Stephanie MillerCOOFT$103,000$19,585$122,585

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$1,821,064
Program Service Revenue
$46,000
Investment Income
$13,920
Other Revenue
$70,186
All Other Contributions
$313,900
Change in Net Assets
$144,840

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table16$27,085Fair Market Value (FMV)
Other Non Cash Contri Table18$18,750Fair Market Value (FMV)
Securities Publicly Traded14$6,911Fair Market Value (FMV)
Total Noncash Contributions48$52,746-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,951,170
Revenue Not Reported on Form 990
$1,500
Total Revenue per Audited Statements
$1,952,670
Total Revenue per Form 990
$1,951,170
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$863,220
Grants and Similar Amounts Paid$548,997
Other Expenses$394,113
Total Fundraising Expense$165,924
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$548,997--$548,997
Other Salaries and Wages$419,325$66,589$56,308$542,222
Current Officers, Directors, Trustees, and Key Employees$98,880$24,720$41,200$164,800
Other Employee Benefits$75,216$13,253$14,153$102,622
Information Technology$44,280$7,802$8,333$60,415
Payroll Taxes$39,268$6,919$7,389$53,576
Depreciation Depletion$38,085$6,711$7,166$51,962
Conferences and Meetings$29,054$4,015$4,288$37,357
Fees for Services Other$27,852-$5,704$33,556
All Other Expenses$26,189$2,630$2,809$31,628
Insurance$17,076$3,009$3,212$23,297
Office Expenses$12,419$2,188$2,338$16,945
Other Expenses$15,819$3,803$4,062$15,819
Interest-$12,537-$12,537
Fees for Services Accounting$6,459$5,341-$11,800
Occupancy$5,407$953$1,017$7,377
Total Functional Expenses$1,472,496$167,910$165,924$1,806,330

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,807,830
Expenses per Audited Statements$1,806,330
Total Expenses per Form 990$1,806,330
Expenses Not Reported on Form 990$1,500
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Open Hearth IncSpring City, PA501c3Organization Support$70,000
Life Transforming MinistriesCoatesville, PA501c3Organization Support$53,497
Brandywine Valley Active AgingCoatesville, PA501c3Organization Support$45,000
Family Service of Chester CountyWest Chester, PA501c3Organization Support$35,000
Phoenixville Area Senior CenterPhoenixville, PA501c3Organization Support$30,000
West Chester Area Senior CenterWest Chester, PA501c3Organization Support$28,500
Housing Authority of Chester CountyWest Chester, PAGovOrganization Support$25,000
Housing PartnershipDowningtown, PA501c3Organization Support$25,000
Safe Harbor of Chester CountyWest Chester, PA501c3Organization Support$25,000
A CHILD'S LIGHTMalvern, PA501c3Organization Support$20,000
A HavenExton, PA501c3Organization Support$20,000
Good Samaritan ServicesLancaster, PA501c3Organization Support$20,000
Home of the SparrowExton, PA501c3Organization Support$20,000
PHOENIXVILLE WOMEN'S OUTREACHPhoenixville, PA501c3Organization Support$17,000
New London Counseling CenterLincoln University, PA501c3Organization Support$15,000
Chester County Hospital FoundationWest Chester, PA501c3Organization Support$14,000
Family Promise of Southern ChesterKennett Square, PA501c3Organization Support$12,500
Child Guidance Resource CenterHavertown, PA501c3Organization Support$10,000
Good Neighbors IncKennett Square, PA501c3Organization Support$10,000
Good WorksCoatesville, PA501c3Organization Support$10,000
PHOENIXVILLE AREA CHILDREN'S LEARNIPhoenixville, PA501c3Organization Support$9,167
Tick Tock Early Learning CenterAvondale, PA501c3Organization Support$9,167
West Chester Area Day Care CenterWest Chester, PA501c3Organization Support$9,166
The Peacemaker CenterDowningtown, PA501c3Organization Support$8,000
North Star of Chester CountyWest Chester, PA501c3Organization Support$7,500
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$115,875
Fundraising Direct Expenses$100,096
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Event$170,339$69,750$6,385$63,365
Live United Eve$156,355$46,125$8,140$37,985
Total Events$333,694$115,875$99,761$16,114
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Donor Desig. Cont. Payable$206,300
Escheat Reserves$11,172
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The finance committee and board of directors review the 990 in detail before filing.

Form 990, Page 6, Part VI, Line 12C

All employees, board of directors, and volunteers must sign a code of ethics policy, which includes the conflict the interest policy.

Form 990, Page 6, Part VI, Line 15A

The executive of the board of directors is authorized to make decisions regarding the ceo's compensation.

Form 990, Page 6, Part VI, Line 15B

The ceo is authorized to make decisions regarding employee compensations.

Form 990, Page 6, Part VI, Line 19

Anyone may request the ability to review the organizational documents at the organization's main location.

Filing and Contact Details

Filer

Filer Name
United Way of Chester County Inc
EIN
23-2131877
Phone
6104299400
Address
150 JOHN ROBERT THOMAS DRIVE, EXTON, PA 19341
Doing Business As
Chester County United Way

Signing Officer

Name
Christopher Saello
Title
President/CEO
Phone
6104299400
Signed
2025-10-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Saello
Formed
1980
Legal Domicile
Pa
Voting Board Members
24
Independent Board Members
24
Employees
10
Volunteers
50

Preparer

Firm
Umbreit Wileczek & Associates Pc
Address
712 E BALTIMORE PIKE, KENNETT SQUARE, PA 19348
Preparer
Kathleen a Wileczek CPA
Phone
6104443222
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

Chester county united way's agency relations and community development team is dedicated to making a meaningful difference in the lives of chester county residents. By building and nurturing partnerships with local nonprofits, the team ensures that vital resources and services reach those who need them most. Our strategic approach focuses on wise fund allocation, capacity building, and innovative community initiatives that create a lasting, positive impact. We are committed to addressing the most pressing challenges and working collaboratively to foster a thriving, resilient community for all. Impact highlights from the last fiscal year: -the total number of chester county residents assisted was 132,177. - invested 1,600,000: through a combination of grants to 35 agencies, special initiative funding, and donor designations, we strategically invested 1.6 million directly into the chester county community. This funding has supported essential programs and services, enhancing the capacity of our nonprofit partners and creating new opportunities for residents. - prepared 3,677 tax returns: our volunteer income tax assistance (vita) program, a cornerstone of our financial stability efforts, helped residents prepare 3,677 tax returns, generating an economic impact of over 5 million. By offering free tax preparation services, we empower individuals and families to maximize their refunds and use those resources to improve their financial situations. - completed 59 mobile home tax reassessment appeals: we successfully advocated for 59 mobile homeowners, as part of our ongoing mobile home tax reassessment initiative. This effort has now pushed the total assessments to 1,111, resulting in a projected 9 million in savings for mobile home owners over a decade. These savings provide families with much-needed financial relief, stability, and security. -provided financial coaching and supportive services: nearly 286 individuals benefited from our financial stability center's personalized coaching, counseling, and other supportive services. By offering tailored assistance, we empower residents to achieve their financial goals, whether it's budgeting, saving for a home, or managing debt. These accomplishments reflect united way of chester county's unwavering commitment to improving the quality of life for our neighbors. We believe that by working together, we can overcome challenges and create sustainable, positive change. Our focus on collaboration, innovation, and accountability ensures that every dollar and effort invested makes a real, measurable difference, helping to build a more inclusive, prosperous chester county for all.

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IRS990/Desc0CHESTER COUNTY UNITED WAY'S AGENCY RELATIONS AND COMMUNITY DEVELOPMENT TEAM IS DEDICATED TO MAKING A MEANINGFUL DIFFERENCE IN THE LIVES OF CHESTER COUNTY RESIDENTS. BY BUILDING AND NURTURING PARTNERSHIPS WITH LOCAL NONPROFITS, THE TEAM ENSURES THAT VITAL RESOURCES AND SERVICES REACH THOSE WHO NEED THEM MOST. OUR STRATEGIC APPROACH FOCUSES ON WISE FUND ALLOCATION, CAPACITY BUILDING, AND INNOVATIVE COMMUNITY INITIATIVES THAT CREATE A LASTING, POSITIVE IMPACT. WE ARE COMMITTED TO ADDRESSING THE MOST PRESSING CHALLENGES AND WORKING COLLABORATIVELY TO FOSTER A THRIVING, RESILIENT COMMUNITY FOR ALL. IMPACT HIGHLIGHTS FROM THE LAST FISCAL YEAR: -THE TOTAL NUMBER OF CHESTER COUNTY RESIDENTS ASSISTED WAS 132,177. - INVESTED 1,600,000: THROUGH A COMBINATION OF GRANTS TO 35 AGENCIES, SPECIAL INITIATIVE FUNDING, AND DONOR DESIGNATIONS, WE STRATEGICALLY INVESTED 1.6 MILLION DIRECTLY INTO THE CHESTER COUNTY COMMUNITY. THIS FUNDING HAS SUPPORTED ESSENTIAL PROGRAMS AND SERVICES, ENHANCING THE CAPACITY OF OUR NONPROFIT PARTNERS AND CREATING NEW OPPORTUNITIES FOR RESIDENTS. - PREPARED 3,677 TAX RETURNS: OUR VOLUNTEER INCOME TAX ASSISTANCE (VITA) PROGRAM, A CORNERSTONE OF OUR FINANCIAL STABILITY EFFORTS, HELPED RESIDENTS PREPARE 3,677 TAX RETURNS, GENERATING AN ECONOMIC IMPACT OF OVER 5 MILLION. BY OFFERING FREE TAX PREPARATION SERVICES, WE EMPOWER INDIVIDUALS AND FAMILIES TO MAXIMIZE THEIR REFUNDS AND USE THOSE RESOURCES TO IMPROVE THEIR FINANCIAL SITUATIONS. - COMPLETED 59 MOBILE HOME TAX REASSESSMENT APPEALS: WE SUCCESSFULLY ADVOCATED FOR 59 MOBILE HOMEOWNERS, AS PART OF OUR ONGOING MOBILE HOME TAX REASSESSMENT INITIATIVE. THIS EFFORT HAS NOW PUSHED THE TOTAL ASSESSMENTS TO 1,111, RESULTING IN A PROJECTED 9 MILLION IN SAVINGS FOR MOBILE HOME OWNERS OVER A DECADE. THESE SAVINGS PROVIDE FAMILIES WITH MUCH-NEEDED FINANCIAL RELIEF, STABILITY, AND SECURITY. -PROVIDED FINANCIAL COACHING AND SUPPORTIVE SERVICES: NEARLY 286 INDIVIDUALS BENEFITED FROM OUR FINANCIAL STABILITY CENTER'S PERSONALIZED COACHING, COUNSELING, AND OTHER SUPPORTIVE SERVICES. BY OFFERING TAILORED ASSISTANCE, WE EMPOWER RESIDENTS TO ACHIEVE THEIR FINANCIAL GOALS, WHETHER IT'S BUDGETING, SAVING FOR A HOME, OR MANAGING DEBT. THESE ACCOMPLISHMENTS REFLECT UNITED WAY OF CHESTER COUNTY'S UNWAVERING COMMITMENT TO IMPROVING THE QUALITY OF LIFE FOR OUR NEIGHBORS. WE BELIEVE THAT BY WORKING TOGETHER, WE CAN OVERCOME CHALLENGES AND CREATE SUSTAINABLE, POSITIVE CHANGE. OUR FOCUS ON COLLABORATION, INNOVATION, AND ACCOUNTABILITY ENSURES THAT EVERY DOLLAR AND EFFORT INVESTED MAKES A REAL, MEASURABLE DIFFERENCE, HELPING TO BUILD A MORE INCLUSIVE, PROSPEROUS CHESTER COUNTY FOR ALL.
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