Civic Intelligence

Indian Valley Chamber of Commerce

990 • Fiscal year 2013 • EIN 23-1916950

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 14, 2014

PO Box 6407718964

(215) 723-9472

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

82nd percentile

0.23x

Higher debt load relative to assets than 82% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

79th percentile

0.11x

Higher debt load relative to revenue than 79% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

52nd percentile

3.2%

Higher net margin than 52% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

88th percentile

$56,092

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 31.0% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

58th percentile

6.7%

Faster asset growth than 58% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

74th percentile

16%

Faster revenue growth than 74% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Assets

Up

$86,875

Up $5,487 (+6.7%) from 2012

Net Assets

Up

$66,804

Up $5,781 (+9.5%) from 2012

Liabilities

Down

$20,071

Down $294 (-1.4%) from 2012

Revenue

Up

$180,855

Up $24,456 (+16%) from 2012

Expenses

Up

$175,074

Up $2,975 (+1.7%) from 2012

Net Income

Up

$5,781

Up $21,481 (+137%) from 2012

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $106,250Liabilities 2010: $19,135Net Assets 2010: $87,1152010Assets 2011: $99,153Liabilities 2011: $22,430Net Assets 2011: $76,7232011Assets 2012: $81,388Liabilities 2012: $20,365Net Assets 2012: $61,0232012Assets 2013: $86,875Liabilities 2013: $20,071Net Assets 2013: $66,8042013Assets 2014: $70,311Liabilities 2014: $31,329Net Assets 2014: $38,9822014Assets 2015: $33,782Liabilities 2015: $3,045Net Assets 2015: $30,7372015Assets 2016: $58,238Liabilities 2016: $29,268Net Assets 2016: $28,9702016Assets 2017: $74,152Liabilities 2017: $39,190Net Assets 2017: $34,9622017Assets 2018: $45,130Liabilities 2018: $28,616Net Assets 2018: $16,5142018Assets 2019: $31,216Liabilities 2019: $25,562Net Assets 2019: $5,6542019Assets 2020: $94,958Liabilities 2020: $73,444Net Assets 2020: $21,5142020Assets 2021: $90,987Liabilities 2021: $14,716Net Assets 2021: $76,2712021Assets 2022: $89,048Liabilities 2022: $12,152Net Assets 2022: $76,8962022Assets 2023: $111,085Liabilities 2023: $19,667Net Assets 2023: $91,4182023Assets 2024: $139,890Liabilities 2024: $32,167Net Assets 2024: $107,7232024

Highlighted filing

2013

Assets$86,875
Liabilities$20,071
Net Assets$66,804

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $191,3322010Revenue 2011: $169,282Expenses 2011: $179,675Net Income 2011: -$10,3932011Revenue 2012: $156,399Expenses 2012: $172,099Net Income 2012: -$15,7002012Revenue 2013: $180,855Expenses 2013: $175,074Net Income 2013: $5,7812013Revenue 2014: $140,364Expenses 2014: $168,186Net Income 2014: -$27,8222014Revenue 2015: $138,522Expenses 2015: $146,767Net Income 2015: -$8,2452015Revenue 2016: $172,045Expenses 2016: $173,812Net Income 2016: -$1,7672016Revenue 2017: $207,238Expenses 2017: $201,246Net Income 2017: $5,9922017Revenue 2018: $213,920Expenses 2018: $232,368Net Income 2018: -$18,4482018Revenue 2019: $225,358Expenses 2019: $236,218Net Income 2019: -$10,8602019Revenue 2020: $164,851Expenses 2020: $148,991Net Income 2020: $15,8602020Revenue 2021: $258,431Expenses 2021: $203,674Net Income 2021: $54,7572021Revenue 2022: $217,713Expenses 2022: $217,088Net Income 2022: $6252022Revenue 2023: $241,448Expenses 2023: $226,926Net Income 2023: $14,5222023Revenue 2024: $260,245Expenses 2024: $243,940Net Income 2024: $16,3052024

Highlighted filing

2013

Revenue$180,855
Expenses$175,074
Net Income$5,781
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 14, 2014
Return Version
2013v3.1
Gross Receipts
$201,213
Mission and Program Overview

Mission

Promote growth and expansion for the indian valley business community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$78,011$80,898▲ $2,887
Land, Buildings, and Equipment, Net$3,377$5,977▲ $2,600
Total Assets$81,388$86,875▲ $5,487
Liabilities
Deferred Revenue$17,355$16,852▼ $503
Accounts Payable and Accrued Expenses$3,010$3,219▲ $209
Total Liabilities$20,365$20,071▼ $294
Net Assets / Fund Balance
Unrestricted Net Assets$61,023$66,804▲ $5,781
Total Net Assets Fund Balance$61,023$66,804▲ $5,781
Total Liabilities and Net Assets / Fund Balance$81,388$86,875▲ $5,487

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$5,977$49,564$55,541
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Sharon L MinningerExecutive DiFT$56,092$56,092

Board Members and Trustees

NameTitle
Michael WeissPresident
Bob WilliamsonBoard of Director
Colleen MillerBoard of Director
Doug EschbachBoard of Director
Frank GallagherBoard of Director
Georgia MyersBoard of Director
Janet WhiteheadBoard of Director
Kevin BaverBoard of Director
Mary SchwaljeBoard of Director
Steve ClemensBoard of Director
Dominick MerloPast Preside
Dorothy WeikSecretary
Gary SchultzTreasurer
Greg McgovernVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$123,774
Investment Income
$525
Other Revenue
$56,556
Change in Net Assets
$5,781
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$103,129
Other Expenses$71,945
Total Fundraising Expense$22,193
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$22,437$22,437$11,218$56,092
Other Salaries and Wages$13,133$13,133$6,566$32,832
Conferences and Meetings$18,274--$18,274
Office Expenses$4,902$4,901-$9,803
Payroll Taxes$3,066$3,066$1,533$7,665
Other Employee Benefits$2,615$2,616$1,309$6,540
Advertising$3,948$2,497-$6,445
Occupancy$2,627$2,627-$5,254
Insurance$1,401$1,401-$2,802
Other Expenses$968$969$1,567$1,567
Depreciation Depletion$635$638-$1,273
Travel$1,051--$1,051
Total Functional Expenses$98,596$54,285$22,193$175,074
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$68,191
Fundraising Direct Expenses$20,358
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$35,611$35,611$8,018$27,593
Event 2$32,580$32,580$5,293$27,287
Total Events$68,191$68,191$20,358$47,833
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

990 is prepared based off of compiled financial statements and reviewed by the executive director before being filed.

Form 990, Page 6, Part VI, Line 19

Governing documents and financial statements are available to public upon request.

Filing and Contact Details

Filer

EIN
23-1916950
Phone
2157239472

Signing Officer

Name
Gary Schultz
Title
Treasurer
Phone
2157239472
Signed
2014-08-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sharon Minninger
Formed
1970
Legal Domicile
Pa
Voting Board Members
13
Independent Board Members
13
Employees
4
Volunteers
100

Preparer

Preparer
James L Rittenhouse
Phone
2157238901
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Seminars - 300+ members served and all members comminucated with. Golf outing - networking opportunity for chamber members. Business expo - members display their products and services for a day during a week of special community events. Card exchanges, drawings and door prizes happen throughout the day.

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IRS990/OtherSalariesAndWagesGrp/TotalAmt032832
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01533
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03066
IRS990/PayrollTaxesGrp/ProgramServicesAmt03066
IRS990/PayrollTaxesGrp/TotalAmt07665
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SHARON MINNINGER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1COMMUNITY LEADERSHIP INSTITUT
IRS990/ProgramServiceRevenueGrp/Desc2ANNUAL BANQUET
IRS990/ProgramServiceRevenueGrp/Desc3MEMBERSHIP LUNCHEONS
IRS990/ProgramServiceRevenueGrp/Desc4SEMINARS AND SPONSORS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt061279
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt133658
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt215150
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt313355
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt4332
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt061279
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt133658
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215150
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt313355
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt4332
IRS990/ProgSrvcAccomActy2Grp/Desc0ANNUAL BANQUET - COMMUNITY SERVICE AWARD IS PRESENTED, OUTGOING/INCOMING DIRECTORS ARE RECOGNIZED.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt019022
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt015150
IRS990/ProgSrvcAccomActy3Grp/Desc0COMMUNITY LEADERSHIP - TEN MONTH TRAINING PROGRAM FOR UP AND COMING COMMINUTY LEADERS THAT EXPOSES PARTICIPANTS TO THE BUSINESS, NOT FOR PROFIT, ARTS AND MUNICIPAL SECTORS OF THE ECONOMY.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt048478
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt033658
IRS990/ProgSrvcAccomActyOtherGrp/Desc0SEMINARS - 300+ MEMBERS SERVED AND ALL MEMBERS COMMINUCATED WITH. GOLF OUTING - NETWORKING OPPORTUNITY FOR CHAMBER MEMBERS. BUSINESS EXPO - MEMBERS DISPLAY THEIR PRODUCTS AND SERVICES FOR A DAY DURING A WEEK OF SPECIAL COMMUNITY EVENTS. CARD EXCHANGES, DRAWINGS AND DOOR PRIZES HAPPEN THROUGHOUT THE DAY.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt013030
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt061611
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0611
IRS990/PYOtherExpensesAmt068382
IRS990/PYOtherRevenueAmt053305
IRS990/PYProgramServiceRevenueAmt0102483
IRS990/PYRevenuesLessExpensesAmt0-15700
IRS990/PYSalariesCompEmpBnftPaidAmt0103717
IRS990/PYTotalExpensesAmt0172099
IRS990/PYTotalRevenueAmt0156399
IRS990/ReconcilationRevenueExpnssAmt05781
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt013355
IRS990/SavingsAndTempCashInvstGrp/BOYAmt078011
IRS990/SavingsAndTempCashInvstGrp/EOYAmt080898
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt061279
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt05977
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt049564
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt055541
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05977
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt020358
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt05057
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt05057
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt035611
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt032580
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt068191
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt035611
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt032580
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt068191
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0BUSINESS EXPO
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent2Amt0GOLF OUTING
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt047833
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt01190
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt01190
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt013311
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt08018
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt05293
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt0800
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt0800
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SEMINARS - 300+ MEMBERS SERVED AND ALL MEMBERS COMMINUCATED WITH. GOLF OUTING - NETWORKING OPPORTUNITY FOR CHAMBER MEMBERS. BUSINESS EXPO - MEMBERS DISPLAY THEIR PRODUCTS AND SERVICES FOR A DAY DURING A WEEK OF SPECIAL COMMUNITY EVENTS. CARD EXCHANGES, DRAWINGS AND DOOR PRIZES HAPPEN THROUGHOUT THE DAY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1990 IS PREPARED BASED OFF OF COMPILED FINANCIAL STATEMENTS AND REVIEWED BY THE EXECUTIVE DIRECTOR BEFORE BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt081388
IRS990/TotalAssetsEOYAmt086875
IRS990/TotalAssetsGrp/BOYAmt081388
IRS990/TotalAssetsGrp/EOYAmt086875
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt022193
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt054285
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt098596
IRS990/TotalFunctionalExpensesGrp/TotalAmt0175074
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020365
IRS990/TotalLiabilitiesEOYAmt020071
IRS990/TotalLiabilitiesGrp/BOYAmt020365
IRS990/TotalLiabilitiesGrp/EOYAmt020071
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt061023
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt066804
IRS990/TotalOtherProgSrvcExpenseAmt013030
IRS990/TotalOtherProgSrvcRevenueAmt061611
IRS990/TotalProgramServiceExpensesAmt098596
IRS990/TotalProgramServiceRevenueAmt0123774
IRS990/TotalReportableCompFromOrgAmt056092
IRS990/TotalRevenueGrp/ExclusionAmt0525
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0132497
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0180855
IRS990/TotalVolunteersCnt0100
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt081388
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt086875
IRS990/TravelGrp/ProgramServicesAmt01051
IRS990/TravelGrp/TotalAmt01051
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt061023
IRS990/UnrestrictedNetAssetsGrp/EOYAmt066804
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10PO BOX 64077
IRS990/USAddress/City0SOUDERTON
IRS990/USAddress/State0PA
IRS990/USAddress/ZIPCode018964
IRS990/VotingMembersGoverningBodyCnt013

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.32$1.08$2.60$2.44$0.16
2023Detailed filing. Detailed filing data is available for this year.$1.11$0.20$0.91$2.41$2.27$0.15
2022Detailed filing. Detailed filing data is available for this year.$0.89$0.12$0.77$2.18$2.17$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.91$0.15$0.76$2.58$2.04$0.55
2020Detailed filing. Detailed filing data is available for this year.$0.95$0.73$0.22$1.65$1.49$0.16
2019Detailed filing. Detailed filing data is available for this year.$0.31$0.26$0.06$2.25$2.36$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.45$0.29$0.17$2.14$2.32$0.18
2017Detailed filing. Detailed filing data is available for this year.$0.74$0.39$0.35$2.07$2.01$0.06
2016Detailed filing. Detailed filing data is available for this year.$0.58$0.29$0.29$1.72$1.74$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.34$0.03$0.31$1.39$1.47$0.08
2014Detailed filing. Detailed filing data is available for this year.$0.70$0.31$0.39$1.40$1.68$0.28
2013Detailed filing. Detailed filing data is available for this year.$0.87$0.20$0.67$1.81$1.75$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.81$0.20$0.61$1.56$1.72$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.99$0.22$0.77$1.69$1.80$0.10
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.06$0.19$0.87$1.91