Civic Intelligence

Eastern Montgomery County Chamber of Commerce

990 • Fiscal year 2019 • EIN 23-1718862

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

436 Old York RoadJenkintown, PA 19046

(215) 887-5122

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.25x

Higher debt load relative to assets than 84% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

78th percentile

0.10x

Higher debt load relative to revenue than 78% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Net Margin

49th percentile

2.4%

Higher net margin than 49% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Top Officer Pay

71st percentile

$0

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

38th percentile

-2.8%

Faster asset growth than 38% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

47th percentile

-0.1%

Faster revenue growth than 47% of similar nonprofits.

2019 filings • 501(c)6 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$79,941

Down $2,273 (-2.8%) from 2018

Net Assets

Up

$60,047

Up $4,759 (+8.6%) from 2018

Liabilities

Down

$19,894

Down $7,032 (-26%) from 2018

Revenue

Down

$197,235

Down $148 (-0.1%) from 2018

Expenses

Up

$192,476

Up $2,057 (+1.1%) from 2018

Net Income

Down

$4,759

Down $2,205 (-32%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $130,549Liabilities 2011: $43,543Net Assets 2011: $87,0062011Assets 2013: $109,501Liabilities 2013: $42,392Net Assets 2013: $67,1092013Assets 2014: $112,978Liabilities 2014: $46,415Net Assets 2014: $66,5632014Assets 2015: $101,781Liabilities 2015: $37,867Net Assets 2015: $63,9142015Assets 2016: $99,431Liabilities 2016: $34,750Net Assets 2016: $64,6812016Assets 2017: $78,357Liabilities 2017: $30,033Net Assets 2017: $48,3242017Assets 2018: $82,214Liabilities 2018: $26,926Net Assets 2018: $55,2882018Assets 2019: $79,941Liabilities 2019: $19,894Net Assets 2019: $60,0472019Assets 2020: $69,209Liabilities 2020: $19,187Net Assets 2020: $50,0222020Assets 2021: $128,708Liabilities 2021: $41,791Net Assets 2021: $86,9172021Assets 2022: $130,624Liabilities 2022: $13,414Net Assets 2022: $117,2102022Assets 2023: $89,096Liabilities 2023: $4,810Net Assets 2023: $84,2862023Assets 2024: $111,177Liabilities 2024: $6,380Net Assets 2024: $104,7972024

Highlighted filing

2019

Assets$79,941
Liabilities$19,894
Net Assets$60,047

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $185,717Expenses 2011: $196,801Net Income 2011: -$11,0842011Revenue 2013: $201,404Expenses 2013: $211,618Net Income 2013: -$10,2142013Revenue 2014: $187,839Expenses 2014: $188,385Net Income 2014: -$5462014Revenue 2015: $186,780Expenses 2015: $189,429Net Income 2015: -$2,6492015Revenue 2016: $197,618Expenses 2016: $196,851Net Income 2016: $7672016Revenue 2017: $184,229Expenses 2017: $200,586Net Income 2017: -$16,3572017Revenue 2018: $197,383Expenses 2018: $190,419Net Income 2018: $6,9642018Revenue 2019: $197,235Expenses 2019: $192,476Net Income 2019: $4,7592019Revenue 2020: $124,739Expenses 2020: $134,764Net Income 2020: -$10,0252020Revenue 2021: $160,837Expenses 2021: $123,942Net Income 2021: $36,8952021Revenue 2022: $203,121Expenses 2022: $172,828Net Income 2022: $30,2932022Revenue 2023: $170,026Expenses 2023: $202,950Net Income 2023: -$32,9242023Revenue 2024: $218,349Expenses 2024: $197,838Net Income 2024: $20,5112024

Highlighted filing

2019

Revenue$197,235
Expenses$192,476
Net Income$4,759
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.1
Gross Receipts
$197,235
Mission and Program Overview

Mission

An action oriented organization dedicated to promoting its members and the economic health of eastern montgomery county. The chamber is committed to serving as a catalyst by uniting business, community agencies, government and education to make eastern montgomery county a great place to live and work.

See schedule oan action oriented organization dedicated to promoting its members and the economic health of eastern montgomery county. The chamber is committed to serving as a catalyst by uniting business, community agencies, government and education to make eastern montgomery county a great place to live and work.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$74,676$57,699▼ $16,977
Cash and Non-Interest-Bearing Accounts$3,710$12,047▲ $8,337
Prepaid Expenses and Deferred Charges$3,828$9,708▲ $5,880
Total Assets$82,214$79,941▼ $2,273
Other Assets Total-$487-
Liabilities
Deferred Revenue$20,298$15,657▼ $4,641
Accounts Payable and Accrued Expenses$4,000$2,161▼ $1,839
Other Liabilities$2,628$2,076▼ $552
Total Liabilities$26,926$19,894▼ $7,032
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$55,288$60,047▲ $4,759
Total Net Assets Fund Balance$55,288$60,047▲ $4,759
Total Liabilities and Net Assets / Fund Balance$82,214$79,941▼ $2,273
Compensation and Service Providers

Board Members and Trustees

NameTitle
Martin KalosPast President
Thomas CoxPresident
Gary KozickFirst Vice President
John DeanSecond Vice President
Amy BuickDirector
Jacob LindyDirector
James FisherDirector
Kent KeithDirector
Lance KraemerDirector
Leon SingletaryDirector
Marge JacobyDirector
Mark PlinerDirector
Maureen StevensonDirector
Robert MaherDirector
Stephen MurrayDirector
Mary Ann MurthaSecretary
Ella SaginorTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$196,538
Investment Income
$697
Other Revenue
$0
Change in Net Assets
$4,759
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$113,852
Other Expenses$76,130
Grants and Similar Amounts Paid$2,494
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$90,465--$90,465
Occupancy$18,392--$18,392
Other Employee Benefits$13,376--$13,376
All Other Expenses$8,272--$8,272
Payroll Taxes$7,467--$7,467
Other Expenses$5,708--$5,708
Conferences and Meetings$4,865--$4,865
Information Technology$3,552--$3,552
Insurance$3,406--$3,406
Office Expenses$3,084--$3,084
Pension Plan Contributions$2,544--$2,544
Grants to Domestic Individuals$2,494--$2,494
Advertising$235--$235
Total Functional Expenses$192,476$0$0$192,476
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$2,076
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The 990 is reviewed by the treasurer and 1st vice president prior to filing

Form 990, Part VI, Section C, Line 19

All applicable documents available upon request.

Filing and Contact Details

Filer

Filer Name
Eastern Montgomery County Chamber of
EIN
23-1718862
Phone
2158875122
Address
436 OLD YORK ROAD, JENKINTOWN, PA 19046

Signing Officer

Name
Ella Saginor CPA
Title
Treasurer
Phone
2675408077
Signed
2020-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ella Saginor
Legal Domicile
Pa
Voting Board Members
17
Independent Board Members
17
Employees
2
Volunteers
30

Preparer

Firm
Lg Legacy Group LLC
Address
715 TWINING ROAD SUITE 214, DRESHER, PA 19025
Preparer
Ella Saginor CPA
Phone
2675408077
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Credit card fees: program service expenses 3,781. Management and general expenses 0. Fundraising expenses 0. Total expenses 3,781. Special event - 100th anniv - wine: program service expenses 2,730. Management and general expenses 0. Fundraising expenses 0. Total expenses 2,730. Special event - apprec luncheon: program service expenses 807. Management and general expenses 0. Fundraising expenses 0. Total expenses 807. Dues & subscriptions: program service expenses 603. Management and general expenses 0. Fundraising expenses 0. Total expenses 603. Membership paques: program service expenses 351. Management and general expenses 0. Fundraising expenses 0. Total expenses 351.

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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt055288
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt060047
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt018392
IRS990/OccupancyGrp/TotalAmt018392
IRS990/OfficeExpensesGrp/ProgramServicesAmt03084
IRS990/OfficeExpensesGrp/TotalAmt03084
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt0487
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt013376
IRS990/OtherEmployeeBenefitsGrp/TotalAmt013376
IRS990/OtherExpensesGrp/Desc0SPECIAL EVENT - LEADERC
IRS990/OtherExpensesGrp/Desc1SPECIAL EVENT - GOLF OU
IRS990/OtherExpensesGrp/Desc2SPECIAL EVENT - DINNER
IRS990/OtherExpensesGrp/Desc3PROGRAMS AND SPONSORSHI
IRS990/OtherExpensesGrp/ProgramServicesAmt011454
IRS990/OtherExpensesGrp/ProgramServicesAmt110988
IRS990/OtherExpensesGrp/ProgramServicesAmt26174
IRS990/OtherExpensesGrp/ProgramServicesAmt35708
IRS990/OtherExpensesGrp/TotalAmt011454
IRS990/OtherExpensesGrp/TotalAmt110988
IRS990/OtherExpensesGrp/TotalAmt26174
IRS990/OtherExpensesGrp/TotalAmt35708
IRS990/OtherLiabilitiesGrp/BOYAmt02628
IRS990/OtherLiabilitiesGrp/EOYAmt02076
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt090465
IRS990/OtherSalariesAndWagesGrp/TotalAmt090465
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt07467
IRS990/PayrollTaxesGrp/TotalAmt07467
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt02544
IRS990/PensionPlanContributionsGrp/TotalAmt02544
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03828
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09708
IRS990/PrincipalOfficerNm0ELLA SAGINOR
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541900
IRS990/ProgramServiceRevenueGrp/BusinessCd1541900
IRS990/ProgramServiceRevenueGrp/BusinessCd2541900
IRS990/ProgramServiceRevenueGrp/BusinessCd3541900
IRS990/ProgramServiceRevenueGrp/BusinessCd4541900
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1SPECIAL EVENTS - GOLF
IRS990/ProgramServiceRevenueGrp/Desc2SPECIAL EVENTS - LEADE
IRS990/ProgramServiceRevenueGrp/Desc3SPECIAL EVENTS - ANNUA
IRS990/ProgramServiceRevenueGrp/Desc4SPONSORSHIP PROGRAM
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt088550
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt122876
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt222081
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt313235
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt412500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt088550
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt122876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt222081
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt313235
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt412500
IRS990/ProgSrvcAccomActy2Grp/Desc0N/A
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProgSrvcAccomActyOtherGrp/Desc0FUND RAISING ACTIVITY
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt079
IRS990/PYOtherExpensesAmt067087
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0197304
IRS990/PYRevenuesLessExpensesAmt06964
IRS990/PYSalariesCompEmpBnftPaidAmt0123332
IRS990/PYTotalExpensesAmt0190419
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0197383
IRS990/ReconcilationRevenueExpnssAmt04759
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt074676
IRS990/SavingsAndTempCashInvstGrp/EOYAmt057699
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02076
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt02076
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE 990 IS REVIEWED BY THE TREASURER AND 1ST VICE PRESIDENT PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL APPLICABLE DOCUMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CREDIT CARD FEES: PROGRAM SERVICE EXPENSES 3,781. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 3,781. SPECIAL EVENT - 100TH ANNIV - WINE: PROGRAM SERVICE EXPENSES 2,730. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 2,730. SPECIAL EVENT - APPREC LUNCHEON: PROGRAM SERVICE EXPENSES 807. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 807. DUES & SUBSCRIPTIONS: PROGRAM SERVICE EXPENSES 603. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 603. MEMBERSHIP PAQUES: PROGRAM SERVICE EXPENSES 351. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 351.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt082214
IRS990/TotalAssetsEOYAmt079941
IRS990/TotalAssetsGrp/BOYAmt082214
IRS990/TotalAssetsGrp/EOYAmt079941
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0192476
IRS990/TotalFunctionalExpensesGrp/TotalAmt0192476
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt026926
IRS990/TotalLiabilitiesEOYAmt019894
IRS990/TotalLiabilitiesGrp/BOYAmt026926
IRS990/TotalLiabilitiesGrp/EOYAmt019894
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt055288
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt060047
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt037296
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt037296
IRS990/TotalProgramServiceRevenueAmt0196538
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0697
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0196538
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0197235
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt082214
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt079941
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0715 TWINING ROAD - SUITE 214
IRS990/USAddress/CityNm0DRESHER
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019025
IRS990/VotingMembersGoverningBodyCnt017
IRS990/VotingMembersIndependentCnt017
IRS990/WebsiteAddressTxt0WWW.EMCCC.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02021-04-22 16:20:28Z

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