Civic Intelligence

Camp Ramah in the Poconos

EIN 23-1607236 • 501(c)3 • Bala Cynwyd, PA

Profile

Camp ramah's mission is to create a nurturing, safe, fun-filled, vibrant jewish community that inspires the education, social, cultural, moral, physical, and emotional growth of campers and staff, fostering life-long jewish identity. Ramah facilitates values-based learning and communal responsibility by providing a dynamic jewish camping experience.

7 Bala Avenue 103Bala Cynwyd, PA 19004

www.ramahpoconos.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

29th percentile

0.05x

Higher debt load relative to assets than 29% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

29th percentile

0.09x

Higher debt load relative to revenue than 29% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

59th percentile

8.4%

Higher net margin than 59% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

54th percentile

$196,391

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 2.5% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

48th percentile

3.6%

Faster asset growth than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-5.2%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$13,993,754

Up $487,876 (+3.6%) from 2023

Liabilities

Down

$668,931

Down $366,396 (-35%) from 2023

Net Assets

Up

$13,324,823

Up $854,272 (+6.9%) from 2023

Revenue

Down

$7,713,178

Down $419,132 (-5.2%) from 2023

Expenses

Up

$7,067,488

Up $499,741 (+7.6%) from 2023

Net Income

Down

$645,690

Down $918,873 (-59%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2011: $3,743,632Liabilities 2011: $323,317Net Assets 2011: $3,420,3152011Assets 2012: $3,753,043Liabilities 2012: $540,492Net Assets 2012: $3,212,5512012Assets 2013: $3,887,244Liabilities 2013: $403,497Net Assets 2013: $3,483,7472013Assets 2014: $4,702,538Liabilities 2014: $358,525Net Assets 2014: $4,344,0132014Assets 2015: $5,711,722Liabilities 2015: $417,078Net Assets 2015: $5,294,6442015Assets 2016: $5,956,735Liabilities 2016: $462,424Net Assets 2016: $5,494,3112016Assets 2017: $7,151,484Liabilities 2017: $660,201Net Assets 2017: $6,491,2832017Assets 2018: $7,176,659Liabilities 2018: $418,428Net Assets 2018: $6,758,2312018Assets 2019: $7,943,906Liabilities 2019: $443,013Net Assets 2019: $7,500,8932019Assets 2020: $8,944,975Liabilities 2020: $1,705,157Net Assets 2020: $7,239,8182020Assets 2021: $11,586,175Liabilities 2021: $1,841,273Net Assets 2021: $9,744,9022021Assets 2022: $11,768,161Liabilities 2022: $891,176Net Assets 2022: $10,876,9852022Assets 2023: $13,505,878Liabilities 2023: $1,035,327Net Assets 2023: $12,470,5512023Assets 2024: $13,993,754Liabilities 2024: $668,931Net Assets 2024: $13,324,8232024

Highlighted filing

2024

Assets$13,993,754
Liabilities$668,931
Net Assets$13,324,823

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $3,482,006Expenses 2011: $3,654,595Net Income 2011: -$172,5892011Expenses 2012: $4,103,9442012Expenses 2013: $3,779,8452013Revenue 2014: $4,778,339Expenses 2014: $4,006,908Net Income 2014: $771,4312014Revenue 2015: $5,544,592Expenses 2015: $4,492,575Net Income 2015: $1,052,0172015Revenue 2016: $4,985,412Expenses 2016: $4,902,385Net Income 2016: $83,0272016Revenue 2017: $6,107,706Expenses 2017: $5,141,047Net Income 2017: $966,6592017Revenue 2018: $5,588,980Expenses 2018: $5,332,846Net Income 2018: $256,1342018Revenue 2019: $5,932,933Expenses 2019: $5,301,336Net Income 2019: $631,5972019Revenue 2020: $2,409,487Expenses 2020: $2,557,173Net Income 2020: -$147,6862020Revenue 2021: $8,227,829Expenses 2021: $4,941,636Net Income 2021: $3,286,1932021Revenue 2022: $7,878,959Expenses 2022: $6,238,421Net Income 2022: $1,640,5382022Revenue 2023: $8,132,310Expenses 2023: $6,567,747Net Income 2023: $1,564,5632023Revenue 2024: $7,713,178Expenses 2024: $7,067,488Net Income 2024: $645,6902024

Highlighted filing

2024

Revenue$7,713,178
Expenses$7,067,488
Net Income$645,690

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$0.67$13.3$7.71$7.07$0.65
2023Summary only. Only limited summary data is available for this year.$13.5$1.04$12.5$8.13$6.57$1.56
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.8$0.89$10.9$7.88$6.24$1.64
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$1.84$9.74$8.23$4.94$3.29
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.94$1.71$7.24$2.41$2.56$0.15
2019Summary only. Only limited summary data is available for this year.$7.94$0.44$7.50$5.93$5.30$0.63
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.18$0.42$6.76$5.59$5.33$0.26
2017Summary only. Only limited summary data is available for this year.$7.15$0.66$6.49$6.11$5.14$0.97
2016Summary only. Only limited summary data is available for this year.$5.96$0.46$5.49$4.99$4.90$0.08
2015Summary only. Only limited summary data is available for this year.$5.71$0.42$5.29$5.54$4.49$1.05
2014Summary only. Only limited summary data is available for this year.$4.70$0.36$4.34$4.78$4.01$0.77
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.89$0.40$3.48$3.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.75$0.54$3.21$4.10
2011Summary only. Only limited summary data is available for this year.$3.74$0.32$3.42$3.48$3.65$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jul 28, 2025
Return Version
2023v6.0
Gross Receipts
$12,222,624
Mission and Program Overview

Mission

Camp ramah's mission is to create a nurturing, safe, fun-filled, vibrant jewish community that inspires the education, social, cultural, moral, physical, and emotional growth of campers and staff, fostering life-long jewish identity. Ramah facilitates values-based learning and communal responsibility by providing a dynamic jewish camping experience.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$5,111,118$8,425,242▲ $3,314,124
Savings and Temporary Cash Investments$4,555,787$1,715,819▼ $2,839,968
Investments Other Securities$1,565,393$1,704,611▲ $139,218
Investments in Publicly Traded Securities$1,021,088$1,263,973▲ $242,885
Pledges and Grants Receivable$771,950$348,516▼ $423,434
Cash and Non-Interest-Bearing Accounts$165,645$148,667▼ $16,978
Prepaid Expenses and Deferred Charges$104,591$110,867▲ $6,276
Other Notes and Loans Receivable, Net$9,775$44,002▲ $34,227
Accounts Receivable$25,089$10,061▼ $15,028
Total Assets$13,505,878$13,993,754▲ $487,876
Other Assets Total$175,442$221,996▲ $46,554
Liabilities
Other Liabilities$692,444$439,206▼ $253,238
Accounts Payable and Accrued Expenses$342,883$229,725▼ $113,158
Total Liabilities$1,035,327$668,931▼ $366,396
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,990,966$9,974,323▲ $3,983,357
Net Assets With Donor Restrictions$6,479,585$3,350,500▼ $3,129,085
Total Net Assets Fund Balance$12,470,551$13,324,823▲ $854,272
Total Liabilities and Net Assets / Fund Balance$13,505,878$13,993,754▲ $487,876

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,349,100$924,477$5,273,577
Leasehold Improvements$2,640,814$1,228,872$3,869,686
Equipment$1,251,060$1,192,766$2,443,826
Other Land Buildings$184,268$236,177$420,445
Other Securities$1,624,611--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$2,715,835$220,334▲ $320,804-$3,129,330
2022$2,226,235$161,237▲ $563,149-$2,715,835
2021$2,062,170$164,065▲ $87,698-$2,226,235
2020$2,011,807$50,363▲ $73,827-$2,062,170
2019$1,997,293$14,514▲ $70,507-$2,011,807
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Miryam SeidExecutive DirectorFT$177,891$18,500$196,391
Bruce LiptonDirector of FinanceFT$152,874$20,567$173,441
Rachael AbramsRamah Day Camp DirectorFT$117,261$16,791$134,052
Marla SchimmelBookkeeperFT$100,923-$100,923

Board Members and Trustees

NameTitle
Debbie AlbertPresident
Andrew BarnettExecutive Vice President
Jill RosenVice President Day Camp
Rick GoldVice President Strategic
Dana FallickDirector
Dr Arthur FeldmanDirector
Dr Nancy RothbardDirector
Elissa GruenbergDirector
Josh PodietzDirector
Karly FormanDirector
Michael WachsDirector
Missy PresentDirector
Nanci BramsonDirector
Rachel GrossDirector
Sherri CohenDirector
Stew UretskyDirector
Terri HartmanDirector
David HaasLegal Counsel
Debbie PerlmanSecretary
Jon AdlerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
DriscollFood Vendor2504 CHIPPERFIELD DRIVE, East Stroudsburg, PA 18301$147,615
WzoStaffing Agency633 THIRD AVE, New York, NY 10017$106,660
Revenue and Support

Revenue Composition

Contributions and Grants
$1,809,309
Program Service Revenue
$5,503,718
Investment Income
$400,151
Other Revenue
$0
All Other Contributions
$1,809,309
Change in Net Assets
$645,690
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,374,638
Other Expenses$3,329,978
Grants and Similar Amounts Paid$362,872
Total Fundraising Expense$245,925
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,765,255$843,974$97,252$2,706,481
Occupancy$365,980$181,349-$547,329
All Other Expenses$301,377$107,243$53,929$462,549
Depreciation Depletion$307,591$102,531-$410,122
Grants to Domestic Individuals$362,872--$362,872
Current Officers, Directors, Trustees, and Key Employees$190,712$87,528$81,110$359,350
Insurance$106,238$106,238-$212,476
Payroll Taxes$84,586$70,372$13,634$168,592
Other Expenses$145,914--$145,914
Fees for Services Other-$144,760-$144,760
Other Employee Benefits$47,404$92,811-$140,215
Information Technology-$67,406-$67,406
Office Expenses$43,499$21,569-$65,068
Travel$12,445$29,038-$41,483
Conferences and Meetings-$33,996-$33,996
Fees for Services Accounting-$7,845-$7,845
Advertising$1,392--$1,392
Total Functional Expenses$4,924,903$1,896,660$245,925$7,067,488
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liabilities$219,786
Deferred Income$219,420
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Michael wachs (immediate past president) and marty wachs (director) are cousins. Marty wachs (director) is the uncle of michal wachs (director).

Form 990, Part VI, Section B, Line 11B

The finance committee, comprised of the president, treasurer, executive director and the director of finance & administration meets with the independent accounting firm engaged to review our financial statements prior to the preparation of form 990. The draft form 990 is then reviewed by the finance committee and is emailed to the board of directors. The board of directors approve the form 990 at one of the scheduled meetings. A designated officer, or designee by the officer, then signs the return.

Form 990, Part VI, Section B, Line 12C

The conflict-of-interest policy is part of the bylaws of the organization and is filed with the commonwealth of pennsylvania. The policy covers the board of directors and officers of the organization. The governance committee of the board of directors determines whether a conflict exists and reviews the conflicts as well.

Form 990, Part VI, Section B, Line 15A

Compensation of the executive director is determined based on a recommendation of a personnel committee of the board of directors, which takes into account comparable organizations, salary guidelines established by the national ramah camps, and a formal evaluation process of employee performance. Final approval of compensation level is approved by the executive committee of the board of directors, provided that persons with a conflict of interest are not involved. Decisions regarding compensation are documented in the contracts. The process of determining compensation is undertaken as the contract expires for the position.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request during regular business hours.

Filing and Contact Details

Filer

Filer Name
Camp Ramah in the Poconos
EIN
23-1607236
Phone
2158858556
Address
7 BALA AVENUE 103, BALA CYNWYD, PA 19004

Signing Officer

Name
Bruce I Lipton
Title
Executive Director
Phone
2158858556
Signed
2025-07-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Miryam Seid
Formed
1950
Legal Domicile
Pa
Voting Board Members
20
Independent Board Members
20
Employees
420
Volunteers
21

Preparer

Firm
Cbiz Advisors LLC
Address
1601 MARKET ST 4TH FLOOR, PHILADELPHIA, PA 19103
Preparer
Frank Smith
Phone
2152972100
Supplemental Narrative

Financial Statement Notes

PART V, LINE 4:

The organization's intended use of endowment funds is to provide a stream of income to be used for scholarships and specified camp activities.

PART X, LINE 2:

Management of the camp considers the likelihood of changes by taxing authorities in its filed income tax returns and recognizes a liability for or discloses potential significant changes that management believes are more likely than not to occur upon examination by tax authorities, including changes to the camp's status as a not-for-profit entity. Management believes the camp met the requirements to maintain its tax-exempt status and has not identified any uncertain tax positions subject to the unrelated business income tax that require recognition or disclosure in the accompanying financial statements.

Raw XML AppendixShowing 400 of 674 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0CAMP RAMAH'S MISSION IS TO CREATE A NURTURING, SAFE, FUN-FILLED, VIBRANT JEWISH COMMUNITY THAT INSPIRES THE EDUCATION, SOCIAL, CULTURAL, MORAL, PHYSICAL, AND EMOTIONAL GROWTH OF CAMPERS AND STAFF, FOSTERING LIFE-LONG JEWISH IDENTITY. RAMAH FACILITATES VALUES-BASED LEARNING AND COMMUNAL RESPONSIBILITY BY PROVIDING A DYNAMIC JEWISH CAMPING EXPERIENCE.
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IRS990/Desc0CAMP RAMAH IN THE POCONOS - THE RECREATIONAL OVERNIGHT CAMP SETTING CREATES A NURTURING, FUN-FILLED, VIBRANT JEWISH COMMUNITY THAT INSPIRES THE EDUCATION, SOCIAL, CULTURAL, MORAL, PHYSICAL, AND EMOTIONAL GROWTH OF CAMPERS AND STAFF, FOSTERING LIFE-LONG JEWISH IDENTITY. RAMAH FACILITATES VALUES-BASED LEARNING AND COMMUNAL RESPONSIBILITY BY PROVIDING A DYNAMIC JEWISH CAMPING EXPERIENCE. SUMMER 2024 ALLOWED FOR IN-PERSON PROGRAMS. WITH CREATIVITY, AND MONETARY INVESTMENTS WE PROVIDED A SAFE CAMPUS TO MANIFEST OUR MISSION BASED PROGRAMS. WE RAN OUTSIDE PROGRAMS AND LIMITED INSIDE ACTIVITIES TO COHORT AGE GROUP NUMBERS. SLEEPING QUARTERS WERE SPACED OUT ACCORDING TO APPRORIATE GUIDELINES. SPECIAL ATTENTION ON STAFF MORALE PROVIDED FOR UBER EATS TYPE ACTIVITIES, ZOOM PROGRAMS, AND WE MAXIMIZED OUR WATERFRONT ACTIVITIES TO CREATE NEEDED JOY.
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IRS990/Form990PartVIISectionAGrp/PersonNm3RICK GOLD
IRS990/Form990PartVIISectionAGrp/PersonNm4DEBBIE PERLMAN
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IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID HAAS
IRS990/Form990PartVIISectionAGrp/PersonNm7DANA FALLICK
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IRS990/Form990PartVIISectionAGrp/PersonNm9DR NANCY ROTHBARD
IRS990/Form990PartVIISectionAGrp/PersonNm10ELISSA GRUENBERG
IRS990/Form990PartVIISectionAGrp/PersonNm11JOSH PODIETZ
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IRS990/Form990PartVIISectionAGrp/PersonNm17SHERRI COHEN
IRS990/Form990PartVIISectionAGrp/PersonNm18STEW URETSKY
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IRS990/Form990PartVIISectionAGrp/PersonNm22RACHAEL ABRAMS
IRS990/Form990PartVIISectionAGrp/PersonNm23MARLA SCHIMMEL
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT DAY CAMP
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE PRESIDENT STRATEGIC
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6LEGAL COUNSEL
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR OF FINANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt21EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22RAMAH DAY CAMP DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOOKKEEPER
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IRS990/MissionDesc0CAMP RAMAH'S MISSION IS TO CREATE A NURTURING, SAFE, FUN-FILLED, VIBRANT JEWISH COMMUNITY THAT INSPIRES THE EDUCATION, SOCIAL, CULTURAL, MORAL, PHYSICAL, AND EMOTIONAL GROWTH OF CAMPERS AND STAFF, FOSTERING LIFE-LONG JEWISH IDENTITY. RAMAH FACILITATES VALUES-BASED LEARNING AND COMMUNAL RESPONSIBILITY BY PROVIDING A DYNAMIC JEWISH CAMPING EXPERIENCE.
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IRS990/ProgramServiceRevenueGrp/Desc0TUITION & FEES
IRS990/ProgramServiceRevenueGrp/Desc1OTHER
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