Civic Intelligence

Viriva Community Credit Union

EIN 23-1370529 • 501(c)14 • Warminster, PA

Profile

Creating a source of credit for its members at reasonable rates of interest.

157 York RdWarminster, PA 18974

www.viriva.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2021

Liabilities / Revenue

35th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Net Margin

46th percentile

-1.4%

Higher net margin than 46% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

88th percentile

$177,600

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 6.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2021

Asset Growth

34th percentile

-100%

Faster asset growth than 34% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

24th percentile

-21%

Faster revenue growth than 24% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Assets

Down

$0

Down $82,892,132 (-100%) from 2020

Liabilities

Down

$0

Down $75,320,313 (-100%) from 2020

Net Assets

Down

$0

Down $7,571,819 (-100%) from 2020

Revenue

Down

$2,950,702

Down $772,835 (-21%) from 2020

Expenses

Down

$2,993,175

Down $1,056,166 (-26%) from 2020

Net Income

Up

-$42,473

Up $283,331 (+87%) from 2020

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $64,930,230Liabilities 2010: $57,844,835Net Assets 2010: $7,085,3952010Assets 2011: $68,294,385Liabilities 2011: $60,866,718Net Assets 2011: $7,427,6672011Assets 2012: $69,842,693Liabilities 2012: $62,516,930Net Assets 2012: $7,325,7632012Assets 2013: $68,497,554Liabilities 2013: $62,153,990Net Assets 2013: $6,343,5642013Assets 2014: $66,291,142Liabilities 2014: $59,068,494Net Assets 2014: $7,222,6482014Assets 2015: $61,641,252Liabilities 2015: $54,525,515Net Assets 2015: $7,115,7372015Assets 2016: $66,451,755Liabilities 2016: $59,129,712Net Assets 2016: $7,322,0432016Assets 2017: $66,869,616Liabilities 2017: $59,419,513Net Assets 2017: $7,450,1032017Assets 2018: $69,211,195Liabilities 2018: $61,898,717Net Assets 2018: $7,312,4782018Assets 2019: $71,538,416Liabilities 2019: $63,881,845Net Assets 2019: $7,656,5712019Assets 2020: $82,892,132Liabilities 2020: $75,320,313Net Assets 2020: $7,571,8192020Assets 2021: $0Liabilities 2021: $0Net Assets 2021: $02021

Highlighted filing

2021

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,715,0772010Expenses 2011: $3,749,0182011Expenses 2012: $3,449,6152012Revenue 2013: $3,329,802Expenses 2013: $3,313,947Net Income 2013: $15,8552013Revenue 2014: $3,194,611Expenses 2014: $3,177,023Net Income 2014: $17,5882014Revenue 2015: $3,140,832Expenses 2015: $3,405,643Net Income 2015: -$264,8112015Revenue 2016: $3,439,357Expenses 2016: $3,198,942Net Income 2016: $240,4152016Revenue 2017: $3,606,819Expenses 2017: $3,483,090Net Income 2017: $123,7292017Revenue 2018: $4,073,127Expenses 2018: $4,219,015Net Income 2018: -$145,8882018Revenue 2019: $4,271,993Expenses 2019: $4,226,447Net Income 2019: $45,5462019Revenue 2020: $3,723,537Expenses 2020: $4,049,341Net Income 2020: -$325,8042020Revenue 2021: $2,950,702Expenses 2021: $2,993,175Net Income 2021: -$42,4732021

Highlighted filing

2021

Revenue$2,950,702
Expenses$2,993,175
Net Income-$42,473

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$2.95$2.99$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$82.9$75.3$7.57$3.72$4.05$0.33
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$71.5$63.9$7.66$4.27$4.23$0.05
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.2$61.9$7.31$4.07$4.22$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$66.9$59.4$7.45$3.61$3.48$0.12
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$66.5$59.1$7.32$3.44$3.20$0.24
2015Detailed filing. Detailed filing data is available for this year.$61.6$54.5$7.12$3.14$3.41$0.26
2014Detailed filing. Detailed filing data is available for this year.$66.3$59.1$7.22$3.19$3.18$0.02
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$68.5$62.2$6.34$3.33$3.31$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.8$62.5$7.33$3.45
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.3$60.9$7.43$3.75
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.9$57.8$7.09$3.72
Latest Detailed Filing

The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 3, 2019
Return Version
2018v3.1
Gross Receipts
$4,073,127
Mission and Program Overview

Mission

Creating a source of credit for its members at reasonable rates of interest.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$29,827,173$37,018,535▲ $7,191,362
Investments in Publicly Traded Securities$27,054,362$24,286,781▼ $2,767,581
Rtn Earn Endowment Incm Other Fnds$7,450,103$7,312,478▼ $137,625
Savings and Temporary Cash Investments$5,634,323$3,831,203▼ $1,803,120
Land, Buildings, and Equipment, Net$2,258,937$2,178,960▼ $79,977
Accounts Receivable$448,497$299,943▼ $148,554
Investments Other Securities$174,714$174,714→ $0
Cash and Non-Interest-Bearing Accounts$353,230$159,084▼ $194,146
Prepaid Expenses and Deferred Charges$113,079$134,009▲ $20,930
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$66,869,616$69,211,195▲ $2,341,579
Other Assets Total$1,005,301$1,127,966▲ $122,665
Liabilities
Other Liabilities$58,601,197$61,129,461▲ $2,528,264
Accounts Payable and Accrued Expenses$818,316$769,256▼ $49,060
Total Liabilities$59,419,513$61,898,717▲ $2,479,204
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,450,103$7,312,478▼ $137,625
Total Liabilities and Net Assets / Fund Balance$66,869,616$69,211,195▲ $2,341,579

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,327,199$878,886$2,206,085
Land$755,000-$755,000
Equipment$96,761$399,612$496,373
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
James MccawPresident/CEOFT$155,040$33,841$188,881
Anna BogiatzisKey EmployeeFT$118,231$6,200$124,431

Board Members and Trustees

NameTitle
Joseph KellerChair
Edward KeidatVice Chair
Art HopperDirector
Jeff GossnerDirector
Mel PayneDirector
Ralph ViguersDirector
Samuel BradleyDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,125,082
Investment Income
$635,485
Other Revenue
$1,312,560
Change in Net Assets
$-145,888
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,736,641
Salaries, Compensation, and Employee Benefits$1,482,374
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,257,630
Fees for Services Other---$632,422
Office Expenses---$203,928
Information Technology---$197,188
Current Officers, Directors, Trustees, and Key Employees---$189,161
Occupancy---$125,515
Depreciation Depletion---$115,080
Advertising---$92,736
Other Expenses---$90,788
Insurance---$66,010
Travel---$46,635
Pension Plan Contributions---$33,243
All Other Expenses---$29,942
Fees for Services Accounting---$27,466
Fees for Services Legal---$14,151
Other Employee Benefits---$2,340
Total Functional Expenses$0$0$0$4,219,015
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARES AND SAVINGS ACCTS$61,129,461
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

The organization has a service agreement with insperity to provide employer-related responsibilities including performance management support, training and development, benefits plan sponsorhip, and employer liability management among other services. Officers, directors, key employees or highest compensated employees were not compensated by the management company during the year.

Form 990, Part VI, Section A, Line 6

The credit union's membership is open for application and subject to approval by the board of directors or the membership officer or the officer in charge of operation membership. Also requires the applicant has paid in at least one full share.

Form 990, Part VI, Section A, Line 7A

Each qualified member of the credit union has the right to vote for the directors of the governing body.

Form 990, Part VI, Section B, Line 11B

The form 990 is completed by an independent cpa firm. The credit union's president reviews the form 990 prior to filing.

Form 990, Part VI, Section B, Line 15A

By review of the "credit union national associations" annual salary survey by asset size and region, the president's salary is reviewed annually by independent members of the board.

Form 990, Part VI, Section C, Line 19

Viriva community credit union is a financial institution. The only documents (financial statements) available online are on the "ncua's" website. One needs to search their name or enter their charter number to view/receive this information.

Filing and Contact Details

Filer

Filer Name
Viriva Community Credit Union
EIN
23-1370529
Phone
2153331201
Address
157 YORK RD, WARMINSTER, PA 18974

Signing Officer

Name
James Mccaw
Title
President/CEO
Phone
2153331201
Signed
2019-10-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James Mccaw
Formed
1936
Legal Domicile
Pa
Voting Board Members
8
Independent Board Members
7
Employees
0
Volunteers
7

Preparer

Firm
Rkl Llp
Address
1330 BROADCASTING ROAD PO BOX 7008, WYOMISSING, PA 19610-6008
Preparer
James W Pruzinsky CPA
Phone
6103761595
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Professional services 632,422.

Form 990, Part IV, Line 12

The organization received an audited financial statement for the fiscal year ended june 30, 2018. The organization's form 990 is prepared for the calendar year ending december 31, 2018. The reconciliations of revenue and expenses per audited financial statements with revenue and expenses per return were not completed due to the difference in reporting years.

Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OtherRevenueTotalAmt01273867
IRS990/OtherSalariesAndWagesGrp/TotalAmt01257630
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt029827173
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt037018535
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt033243
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0113079
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0134009
IRS990/PrincipalOfficerNm0JAMES MCCAW
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02125082
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02125082
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0554543
IRS990/PYOtherExpensesAmt02073392
IRS990/PYOtherRevenueAmt01223811
IRS990/PYProgramServiceRevenueAmt01828465
IRS990/PYRevenuesLessExpensesAmt0123729
IRS990/PYSalariesCompEmpBnftPaidAmt01409698
IRS990/PYTotalExpensesAmt03483090
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03606819
IRS990/ReconcilationRevenueExpnssAmt0-145888
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt038693
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt07450103
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt07312478
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05634323
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03831203
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01327199
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0878886
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02206085
IRS990ScheduleD/EquipmentGrp/BookValueAmt096761
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0399612
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0496373
IRS990ScheduleD/LandGrp/BookValueAmt0755000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0755000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt061129461
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARES AND SAVINGS ACCTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02178960
IRS990ScheduleD/TotalLiabilityAmt061129461
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0155040
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt018530
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015311
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JAMES MCCAW
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0188881
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0BY REVIEW OF THE "CREDIT UNION NATIONAL ASSOCIATIONS" ANNUAL SALARY SURVEY BY ASSET SIZE AND REGION, THE PRESIDENT'S SALARY IS REVIEWED ANNUALLY BY INDEPENDENT MEMBERS OF THE BOARD.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS A SERVICE AGREEMENT WITH INSPERITY TO PROVIDE EMPLOYER-RELATED RESPONSIBILITIES INCLUDING PERFORMANCE MANAGEMENT SUPPORT, TRAINING AND DEVELOPMENT, BENEFITS PLAN SPONSORHIP, AND EMPLOYER LIABILITY MANAGEMENT AMONG OTHER SERVICES. OFFICERS, DIRECTORS, KEY EMPLOYEES OR HIGHEST COMPENSATED EMPLOYEES WERE NOT COMPENSATED BY THE MANAGEMENT COMPANY DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION'S MEMBERSHIP IS OPEN FOR APPLICATION AND SUBJECT TO APPROVAL BY THE BOARD OF DIRECTORS OR THE MEMBERSHIP OFFICER OR THE OFFICER IN CHARGE OF OPERATION MEMBERSHIP. ALSO REQUIRES THE APPLICANT HAS PAID IN AT LEAST ONE FULL SHARE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH QUALIFIED MEMBER OF THE CREDIT UNION HAS THE RIGHT TO VOTE FOR THE DIRECTORS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS COMPLETED BY AN INDEPENDENT CPA FIRM. THE CREDIT UNION'S PRESIDENT REVIEWS THE FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BY REVIEW OF THE "CREDIT UNION NATIONAL ASSOCIATIONS" ANNUAL SALARY SURVEY BY ASSET SIZE AND REGION, THE PRESIDENT'S SALARY IS REVIEWED ANNUALLY BY INDEPENDENT MEMBERS OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5VIRIVA COMMUNITY CREDIT UNION IS A FINANCIAL INSTITUTION. THE ONLY DOCUMENTS (FINANCIAL STATEMENTS) AVAILABLE ONLINE ARE ON THE "NCUA'S" WEBSITE. ONE NEEDS TO SEARCH THEIR NAME OR ENTER THEIR CHARTER NUMBER TO VIEW/RECEIVE THIS INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6PROFESSIONAL SERVICES 632,422.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION RECEIVED AN AUDITED FINANCIAL STATEMENT FOR THE FISCAL YEAR ENDED JUNE 30, 2018. THE ORGANIZATION'S FORM 990 IS PREPARED FOR THE CALENDAR YEAR ENDING DECEMBER 31, 2018. THE RECONCILIATIONS OF REVENUE AND EXPENSES PER AUDITED FINANCIAL STATEMENTS WITH REVENUE AND EXPENSES PER RETURN WERE NOT COMPLETED DUE TO THE DIFFERENCE IN REPORTING YEARS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IV, LINE 12
IRS990ScheduleR/IdDisregardedEntitiesGrp/DirectControllingEntityName/BusinessNameLine1Txt0VIRIVA COMMUNITY CREDIT UNION
IRS990ScheduleR/IdDisregardedEntitiesGrp/DisregardedEntityName/BusinessNameLine1Txt0CREDIT UNION FINANCIAL SERVICES LLC
IRS990ScheduleR/IdDisregardedEntitiesGrp/EIN0233080290
IRS990ScheduleR/IdDisregardedEntitiesGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdDisregardedEntitiesGrp/PrimaryActivitiesTxt0INACTIVE
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/AddressLine1Txt0157 YORK ROAD
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/CityNm0WARMINSTER
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdDisregardedEntitiesGrp/USAddress/ZIPCd018974
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt066869616
IRS990/TotalAssetsEOYAmt069211195
IRS990/TotalAssetsGrp/BOYAmt066869616
IRS990/TotalAssetsGrp/EOYAmt069211195
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04219015
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt059419513
IRS990/TotalLiabilitiesEOYAmt061898717
IRS990/TotalLiabilitiesGrp/BOYAmt059419513
IRS990/TotalLiabilitiesGrp/EOYAmt061898717
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07450103
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07312478
IRS990/TotalOtherCompensationAmt040041
IRS990/TotalProgramServiceRevenueAmt02125082
IRS990/TotalReportableCompFromOrgAmt0273271
IRS990/TotalRevenueGrp/ExclusionAmt0674178
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03398949
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04073127
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt066869616
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt069211195
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt046635
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0157 YORK RD
IRS990/USAddress/CityNm0WARMINSTER
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd018974
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.VIRIVA.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02020-01-14 16:20:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES MCCAW
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02153331201
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VIRIVA COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0VIRI
ReturnHeader/Filer/EIN0231370529
ReturnHeader/Filer/PhoneNum02153331201
ReturnHeader/Filer/USAddress/AddressLine1Txt0157 YORK RD
ReturnHeader/Filer/USAddress/CityNm0WARMINSTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd018974
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0BF806157A52785AD0FEADB80BD57235400E63FA7
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.203.63.190
ReturnHeader/FilingSecurityInformation/IPDt02019-10-03
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm007:45:45
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232108173
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RKL LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01330 BROADCASTING ROAD PO BOX 7008
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WYOMISSING
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0196106008
ReturnHeader/PreparerPersonGrp/PhoneNum06103761595
ReturnHeader/PreparerPersonGrp/PreparationDt02019-10-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JAMES W PRUZINSKY CPA
ReturnHeader/ReturnTs02019-10-21T10:36:03-05:00

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