Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
EIN 23-1370529 • 501(c)14 • Warminster, PA
Profile
Creating a source of credit for its members at reasonable rates of interest.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Liabilities / Revenue
35th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
46th percentile
Higher net margin than 46% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 6.0% of source-year revenue.
Asset Growth
34th percentile
Faster asset growth than 34% of similar nonprofits.
Revenue Growth
24th percentile
Faster revenue growth than 24% of similar nonprofits.
Assets
Down$0
Down $82,892,132 (-100%) from 2020
Liabilities
Down$0
Down $75,320,313 (-100%) from 2020
Net Assets
Down$0
Down $7,571,819 (-100%) from 2020
Revenue
Down$2,950,702
Down $772,835 (-21%) from 2020
Expenses
Down$2,993,175
Down $1,056,166 (-26%) from 2020
Net Income
Up-$42,473
Up $283,331 (+87%) from 2020
Most recent year
2021 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.
The latest 2021 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2018 below.
Creating a source of credit for its members at reasonable rates of interest.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $29,827,173 | $37,018,535 | ▲ $7,191,362 |
| Investments in Publicly Traded Securities | $27,054,362 | $24,286,781 | ▼ $2,767,581 |
| Rtn Earn Endowment Incm Other Fnds | $7,450,103 | $7,312,478 | ▼ $137,625 |
| Savings and Temporary Cash Investments | $5,634,323 | $3,831,203 | ▼ $1,803,120 |
| Land, Buildings, and Equipment, Net | $2,258,937 | $2,178,960 | ▼ $79,977 |
| Accounts Receivable | $448,497 | $299,943 | ▼ $148,554 |
| Investments Other Securities | $174,714 | $174,714 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $353,230 | $159,084 | ▼ $194,146 |
| Prepaid Expenses and Deferred Charges | $113,079 | $134,009 | ▲ $20,930 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $66,869,616 | $69,211,195 | ▲ $2,341,579 |
| Other Assets Total | $1,005,301 | $1,127,966 | ▲ $122,665 |
| Liabilities | |||
| Other Liabilities | $58,601,197 | $61,129,461 | ▲ $2,528,264 |
| Accounts Payable and Accrued Expenses | $818,316 | $769,256 | ▼ $49,060 |
| Total Liabilities | $59,419,513 | $61,898,717 | ▲ $2,479,204 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $7,450,103 | $7,312,478 | ▼ $137,625 |
| Total Liabilities and Net Assets / Fund Balance | $66,869,616 | $69,211,195 | ▲ $2,341,579 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $1,327,199 | $878,886 | $2,206,085 |
| Land | $755,000 | - | $755,000 |
| Equipment | $96,761 | $399,612 | $496,373 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| James Mccaw | President/CEO | FT | $155,040 | $33,841 | $188,881 |
| Anna Bogiatzis | Key Employee | FT | $118,231 | $6,200 | $124,431 |
| Name | Title |
|---|---|
| Joseph Keller | Chair |
| Edward Keidat | Vice Chair |
| Art Hopper | Director |
| Jeff Gossner | Director |
| Mel Payne | Director |
| Ralph Viguers | Director |
| Samuel Bradley | Director |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,736,641 |
| Salaries, Compensation, and Employee Benefits | $1,482,374 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,257,630 |
| Fees for Services Other | - | - | - | $632,422 |
| Office Expenses | - | - | - | $203,928 |
| Information Technology | - | - | - | $197,188 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $189,161 |
| Occupancy | - | - | - | $125,515 |
| Depreciation Depletion | - | - | - | $115,080 |
| Advertising | - | - | - | $92,736 |
| Other Expenses | - | - | - | $90,788 |
| Insurance | - | - | - | $66,010 |
| Travel | - | - | - | $46,635 |
| Pension Plan Contributions | - | - | - | $33,243 |
| All Other Expenses | - | - | - | $29,942 |
| Fees for Services Accounting | - | - | - | $27,466 |
| Fees for Services Legal | - | - | - | $14,151 |
| Other Employee Benefits | - | - | - | $2,340 |
| Total Functional Expenses | $0 | $0 | $0 | $4,219,015 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| MEMBERS' SHARES AND SAVINGS ACCTS | $61,129,461 |
“The organization has a service agreement with insperity to provide employer-related responsibilities including performance management support, training and development, benefits plan sponsorhip, and employer liability management among other services. Officers, directors, key employees or highest compensated employees were not compensated by the management company during the year.”
“The credit union's membership is open for application and subject to approval by the board of directors or the membership officer or the officer in charge of operation membership. Also requires the applicant has paid in at least one full share.”
“Each qualified member of the credit union has the right to vote for the directors of the governing body.”
“The form 990 is completed by an independent cpa firm. The credit union's president reviews the form 990 prior to filing.”
“By review of the "credit union national associations" annual salary survey by asset size and region, the president's salary is reviewed annually by independent members of the board.”
“Viriva community credit union is a financial institution. The only documents (financial statements) available online are on the "ncua's" website. One needs to search their name or enter their charter number to view/receive this information.”
“Professional services 632,422.”
“The organization received an audited financial statement for the fiscal year ended june 30, 2018. The organization's form 990 is prepared for the calendar year ending december 31, 2018. The reconciliations of revenue and expenses per audited financial statements with revenue and expenses per return were not completed due to the difference in reporting years.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 818316 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 769256 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 448497 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 299943 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CREATING A SOURCE OF CREDIT FOR ITS MEMBERS AT REASONABLE RATES OF INTEREST. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 92736 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 29942 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JAMES MCCAW |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2153331201 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 157 YORK ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WARMINSTER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 18974 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 353230 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 159084 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 189161 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 0 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 635485 |
| IRS990/CYOtherExpensesAmt | 0 | 2736641 |
| IRS990/CYOtherRevenueAmt | 0 | 1312560 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2125082 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -145888 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1482374 |
| IRS990/CYTotalExpensesAmt | 0 | 4219015 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4073127 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 1 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 115080 |
| IRS990/Desc | 0 | CREDIT UNIONS ARE COOPERATIVE SAVINGS AND CREDIT ASSOCIATIONS INCORPORATED FOR THE PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR SUCH MEMBERS AT REASONABLE RATES OF INTEREST AND PROVIDING AN OPPORTUNITY FOR ITS MEMBERS TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 1 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 27466 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 14151 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 632422 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 33841 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 6200 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JAMES MCCAW |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOSEPH KELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JEFF GOSSNER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ART HOPPER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | EDWARD KEIDAT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | MEL PAYNE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | RALPH VIGUERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | SAMUEL BRADLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ANNA BOGIATZIS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 155040 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 118231 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | KEY EMPLOYEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1936 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 4073127 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 38693 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 197188 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 66010 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 635485 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 635485 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 174714 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 174714 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 27054362 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 24286781 |
| IRS990/IRPDocumentCnt | 0 | 1093 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1278498 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2258937 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 2178960 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3457458 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CREATING A SOURCE OF CREDIT FOR ITS MEMBERS AT REASONABLE RATES OF INTEREST. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7450103 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7312478 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 38693 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 38693 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 8263 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 125515 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 203928 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1005301 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1127966 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2340 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDENDS ON ACCOUNTS |
| IRS990/OtherExpensesGrp/Desc | 2 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM & DEBIT CARD EXPENS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 388044 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 356261 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 350475 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 90788 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 58601197 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 61129461 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | FEE INCOME |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | OTHER INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 783286 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 490581 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 783286 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 490581 |
| IRS990/OtherRevenueTotalAmt | 0 | 1273867 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1257630 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 29827173 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 37018535 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 33243 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 113079 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 134009 |
| IRS990/PrincipalOfficerNm | 0 | JAMES MCCAW |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2125082 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2125082 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 554543 |
| IRS990/PYOtherExpensesAmt | 0 | 2073392 |
| IRS990/PYOtherRevenueAmt | 0 | 1223811 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1828465 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 123729 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1409698 |
| IRS990/PYTotalExpensesAmt | 0 | 3483090 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 3606819 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -145888 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 38693 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 7450103 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 7312478 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5634323 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3831203 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
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| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 878886 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 2206085 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 96761 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 399612 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 496373 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 755000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 755000 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBERS' SHARES AND SAVINGS ACCTS |
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| IRS990ScheduleD/TotalLiabilityAmt | 0 | 61129461 |
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| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | BY REVIEW OF THE "CREDIT UNION NATIONAL ASSOCIATIONS" ANNUAL SALARY SURVEY BY ASSET SIZE AND REGION, THE PRESIDENT'S SALARY IS REVIEWED ANNUALLY BY INDEPENDENT MEMBERS OF THE BOARD. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS A SERVICE AGREEMENT WITH INSPERITY TO PROVIDE EMPLOYER-RELATED RESPONSIBILITIES INCLUDING PERFORMANCE MANAGEMENT SUPPORT, TRAINING AND DEVELOPMENT, BENEFITS PLAN SPONSORHIP, AND EMPLOYER LIABILITY MANAGEMENT AMONG OTHER SERVICES. OFFICERS, DIRECTORS, KEY EMPLOYEES OR HIGHEST COMPENSATED EMPLOYEES WERE NOT COMPENSATED BY THE MANAGEMENT COMPANY DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION'S MEMBERSHIP IS OPEN FOR APPLICATION AND SUBJECT TO APPROVAL BY THE BOARD OF DIRECTORS OR THE MEMBERSHIP OFFICER OR THE OFFICER IN CHARGE OF OPERATION MEMBERSHIP. ALSO REQUIRES THE APPLICANT HAS PAID IN AT LEAST ONE FULL SHARE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | EACH QUALIFIED MEMBER OF THE CREDIT UNION HAS THE RIGHT TO VOTE FOR THE DIRECTORS OF THE GOVERNING BODY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE FORM 990 IS COMPLETED BY AN INDEPENDENT CPA FIRM. THE CREDIT UNION'S PRESIDENT REVIEWS THE FORM 990 PRIOR TO FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BY REVIEW OF THE "CREDIT UNION NATIONAL ASSOCIATIONS" ANNUAL SALARY SURVEY BY ASSET SIZE AND REGION, THE PRESIDENT'S SALARY IS REVIEWED ANNUALLY BY INDEPENDENT MEMBERS OF THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | VIRIVA COMMUNITY CREDIT UNION IS A FINANCIAL INSTITUTION. THE ONLY DOCUMENTS (FINANCIAL STATEMENTS) AVAILABLE ONLINE ARE ON THE "NCUA'S" WEBSITE. ONE NEEDS TO SEARCH THEIR NAME OR ENTER THEIR CHARTER NUMBER TO VIEW/RECEIVE THIS INFORMATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROFESSIONAL SERVICES 632,422. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE ORGANIZATION RECEIVED AN AUDITED FINANCIAL STATEMENT FOR THE FISCAL YEAR ENDED JUNE 30, 2018. THE ORGANIZATION'S FORM 990 IS PREPARED FOR THE CALENDAR YEAR ENDING DECEMBER 31, 2018. THE RECONCILIATIONS OF REVENUE AND EXPENSES PER AUDITED FINANCIAL STATEMENTS WITH REVENUE AND EXPENSES PER RETURN WERE NOT COMPLETED DUE TO THE DIFFERENCE IN REPORTING YEARS. |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IV, LINE 12 |
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| IRS990/TotalAssetsGrp/EOYAmt | 0 | 69211195 |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 61898717 |
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| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7312478 |
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| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 69211195 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 46635 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
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| IRS990/USAddress/CityNm | 0 | WARMINSTER |
| IRS990/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/USAddress/ZIPCd | 0 | 18974 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 8 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.VIRIVA.COM |
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| ReturnHeader/BuildTS | 0 | 2020-01-14 16:20:31Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JAMES MCCAW |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2153331201 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-10-03 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | VIRI |
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| ReturnHeader/Filer/PhoneNum | 0 | 2153331201 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 157 YORK RD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WARMINSTER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 18974 |
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| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | BF806157A52785AD0FEADB80BD57235400E63FA7 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 50.203.63.190 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-10-03 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | ED |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 07:45:45 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 232108173 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | RKL LLP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1330 BROADCASTING ROAD PO BOX 7008 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WYOMISSING |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 196106008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6103761595 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-10-03 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES W PRUZINSKY CPA |
| ReturnHeader/ReturnTs | 0 | 2019-10-21T10:36:03-05:00 |
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