Civic Intelligence

Pennsylvania Financial Services Association Inc

EIN 23-0954825 • 501(c)6 • Wellsboro, PA

Profile

Protect and improve the consumer finance and mortgage lending business.

70 Main StreetWellsboro, PA 16901

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.50x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

95th percentile

0.68x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Net Margin

25th percentile

-17%

Higher net margin than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

88th percentile

$47,250

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 102.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2018

Asset Growth

37th percentile

-9.4%

Faster asset growth than 37% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

30th percentile

-15%

Faster revenue growth than 30% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$61,647

Down $6,421 (-9.4%) from 2017

Liabilities

Up

$31,100

Up $1,286 (+4.3%) from 2017

Net Assets

Down

$30,547

Down $7,707 (-20%) from 2017

Operations
Liabilities / Revenue95th percentileNet Margin25th percentile

Revenue

Down

$46,048

Down $8,310 (-15%) from 2017

Expenses

Up

$53,755

Up $13,494 (+34%) from 2017

Net Income

Down

-$7,707

Down $21,804 (-155%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50KAssets 2010: $1,355Liabilities 2010: $45,628Net Assets 2010: -$44,2732010Assets 2011: $15,603Liabilities 2011: $45,628Net Assets 2011: -$30,0252011Assets 2012: $24,661Liabilities 2012: $44,089Net Assets 2012: -$19,4282012Assets 2013: $29,216Liabilities 2013: $39,309Net Assets 2013: -$10,0932013Assets 2014: $32,674Liabilities 2014: $31,751Net Assets 2014: $9232014Assets 2015: $44,830Liabilities 2015: $31,751Net Assets 2015: $13,0792015Assets 2016: $53,931Liabilities 2016: $29,774Net Assets 2016: $24,1572016Assets 2017: $68,068Liabilities 2017: $29,814Net Assets 2017: $38,2542017Assets 2018: $61,647Liabilities 2018: $31,100Net Assets 2018: $30,5472018

Highlighted filing

2018

Assets$61,647
Liabilities$31,100
Net Assets$30,547
Open 2018 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $47,338Expenses 2010: $47,712Net Income 2010: -$3742010Revenue 2011: $44,091Expenses 2011: $29,843Net Income 2011: $14,2482011Expenses 2012: $32,9372012Revenue 2013: $45,463Expenses 2013: $36,128Net Income 2013: $9,3352013Revenue 2014: $51,796Expenses 2014: $40,780Net Income 2014: $11,0162014Revenue 2015: $50,627Expenses 2015: $38,471Net Income 2015: $12,1562015Revenue 2016: $51,270Expenses 2016: $40,192Net Income 2016: $11,0782016Revenue 2017: $54,358Expenses 2017: $40,261Net Income 2017: $14,0972017Revenue 2018: $46,048Expenses 2018: $53,755Net Income 2018: -$7,7072018

Highlighted filing

2018

Revenue$46,048
Expenses$53,755
Net Income-$7,707
Open 2018 Filing

Filings

Most recent year

2018 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$61,647
Liabilities
$31,100
Net assets
$30,547
Revenue
$46,048
Expenses
$53,755
Net income
-$7,707
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.6$31.1$30.5$46.0$53.8$7.71
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$68.1$29.8$38.3$54.4$40.3$14.1
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.9$29.8$24.2$51.3$40.2$11.1
2015Detailed filing. Detailed filing data is available for this year.$44.8$31.8$13.1$50.6$38.5$12.2
2014Detailed filing. Detailed filing data is available for this year.$32.7$31.8$0.92$51.8$40.8$11.0
2013Summary only. Only limited summary data is available for this year.$29.2$39.3$10.1$45.5$36.1$9.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.7$44.1$19.4$32.9
2011Summary only. Only limited summary data is available for this year.$15.6$45.6$30.0$44.1$29.8$14.2
2010Summary only. Only limited summary data is available for this year.$1.36$45.6$44.3$47.3$47.7$0.37
Latest Detailed Filing

The latest 2018 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2017 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 13, 2018
Return Version
2017v2.3
Gross Receipts
$54,358
Mission and Program Overview

Mission

Protect and improve the consumer finance and mortgage lending business.

To protect and improve the consumer finance and mortgage lending business.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$52,486$66,623▲ $14,137
Rtn Earn Endowment Incm Other Fnds$24,157$38,254▲ $14,097
Other Notes and Loans Receivable, Net$1,395$1,395→ $0
Cash and Non-Interest-Bearing Accounts$50$50→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$53,931$68,068▲ $14,137
Liabilities
Other Liabilities$29,774$29,814▲ $40
Total Liabilities$29,774$29,814▲ $40
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,157$38,254▲ $14,097
Total Liabilities and Net Assets / Fund Balance$53,931$68,068▲ $14,137
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Edward EvelandBoard MemberPT$35,400$35,400

Board Members and Trustees

NameTitle
William S CarsonPresident
David WichrowskiBoard Member
Denis W PayneBoard Member
Frank GossBoard Member
George HayBoard Member
Jeff ChepkevichBoard Member
Jeffery E GatterBoard Member
Jeffrey CramerBoard Member
John MarvinBoard Member
Joseph StrouseBoard Member
Ken KinionBoard Member
Mark WarshalBoard Member
Nicholas AgeeBoard Member
Peter KrajsaBoard Member
Samuel ManninoBoard Member
Steven HaasBoard Member
Suzanne RearickBoard Member
Randall D ReedSecretary and Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$54,335
Investment Income
$23
Other Revenue
$0
Change in Net Assets
$14,097
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$40,261
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Lobbying---$37,564
Advertising---$1,500
Fees for Services Accounting---$695
Other Expenses---$107
Total Functional Expenses$0$0$0$40,261
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Total Nondeductible Lobbying and Political Cost$39,363
Current Year Nondeductible Lobbying and Political Cost$37,564
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payable to Pa Fin.svcs. Ins. Agency$29,814
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The members of the association are those financial companies who pay annual dues to the association.”

Form 990, Part VI, Section A, Line 7A

“Members of the association vote to elect officers who make up the governing body.”

Form 990, Part VI, Section A, Line 7B

“The only decision that must be approved by the members are changes in the association's bylaws.”

Form 990, Part VI, Section B, Line 11B

“Prior to filing, the form 990 is reviewed and signed by an officer of the association.”

Form 990, Part VI, Section C, Line 19

“Upon request, the association will provide a copy of its governing documents and financial statements.”

Filing and Contact Details

Filer

Filer Name
Pennsylvania Financial Services
EIN
23-0954825
Phone
6107011640
Address
70 MAIN STREET, WELLSBORO, PA 16901

Signing Officer

Name
William S Carson
Title
President
Phone
6107011640
Signed
2018-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William S Carson
Formed
1974
Legal Domicile
Pa
Voting Board Members
19
Independent Board Members
19
Employees
0
Volunteers
0

Preparer

Firm
Simon Lever LLC
Address
4823 E TRINDLE ROAD SUITE 200, MECHANICSBURG, PA 17050
Preparer
S G Scheuchenzuber
Phone
7177614000
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Question 2C

“The board assumes responsibility for the oversight of the compilation of the financial statements.”

Raw XML AppendixShowing 400 of 430 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROTECT AND IMPROVE THE CONSUMER FINANCE AND MORTGAGE LENDING BUSINESS.
IRS990/AddressChangeInd0X
IRS990/AdvertisingGrp/TotalAmt01500
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum06107011640
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt070 MAIN STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0WELLSBORO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd016901
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt050
IRS990/CashNonInterestBearingGrp/EOYAmt050
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt023
IRS990/CYOtherExpensesAmt040261
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt054335
IRS990/CYRevenuesLessExpensesAmt014097
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt040261
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt054358
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0PROTECT AND IMPROVE THE CONSUMER FINANCE AND MORTGAGE LENDING BUSINESS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt0695
IRS990/FeesForServicesLobbyingGrp/TotalAmt037564
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt150.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt160.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt178.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt180.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM S CARSON
IRS990/Form990PartVIISectionAGrp/PersonNm1RANDALL D REED
IRS990/Form990PartVIISectionAGrp/PersonNm2GEORGE HAY
IRS990/Form990PartVIISectionAGrp/PersonNm3DENIS W PAYNE
IRS990/Form990PartVIISectionAGrp/PersonNm4JOHN MARVIN
IRS990/Form990PartVIISectionAGrp/PersonNm5PETER KRAJSA
IRS990/Form990PartVIISectionAGrp/PersonNm6JEFFREY CRAMER
IRS990/Form990PartVIISectionAGrp/PersonNm7MARK WARSHAL
IRS990/Form990PartVIISectionAGrp/PersonNm8JOSEPH STROUSE
IRS990/Form990PartVIISectionAGrp/PersonNm9SUZANNE REARICK
IRS990/Form990PartVIISectionAGrp/PersonNm10KEN KINION
IRS990/Form990PartVIISectionAGrp/PersonNm11FRANK GOSS
IRS990/Form990PartVIISectionAGrp/PersonNm12JEFFERY E GATTER
IRS990/Form990PartVIISectionAGrp/PersonNm13SAMUEL MANNINO
IRS990/Form990PartVIISectionAGrp/PersonNm14JEFF CHEPKEVICH
IRS990/Form990PartVIISectionAGrp/PersonNm15STEVEN HAAS
IRS990/Form990PartVIISectionAGrp/PersonNm16DAVID WICHROWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm17EDWARD EVELAND
IRS990/Form990PartVIISectionAGrp/PersonNm18NICHOLAS AGEE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1735400
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY AND TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01974
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt019
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt054358
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt019
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt023
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt023
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROTECT AND IMPROVE THE CONSUMER FINANCE AND MORTGAGE LENDING BUSINESS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt024157
IRS990/NetAssetsOrFundBalancesEOYAmt038254
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DUES
IRS990/OtherExpensesGrp/Desc1TAXES & LICENSES
IRS990/OtherExpensesGrp/TotalAmt0395
IRS990/OtherExpensesGrp/TotalAmt1107
IRS990/OtherLiabilitiesGrp/BOYAmt029774
IRS990/OtherLiabilitiesGrp/EOYAmt029814
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01395
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01395
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0WILLIAM S CARSON
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt054335
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt054335
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt020
IRS990/PYOtherExpensesAmt040192
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt051250
IRS990/PYRevenuesLessExpensesAmt011078
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt040192
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt051270
IRS990/ReconcilationRevenueExpnssAmt014097
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt024157
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt038254
IRS990/SavingsAndTempCashInvstGrp/BOYAmt052486
IRS990/SavingsAndTempCashInvstGrp/EOYAmt066623
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AggregateReportedDuesNtcAmt035318
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/DuesAssessmentsAmt054335
IRS990ScheduleC/NonDedLbbyngPltclCyovAmt01799
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt037564
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt039363
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0THERE WERE NO DIRECT OR INDIRECT POLITICAL CAMPAIGN ACTIVITIES
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1LOBBYING ACTIVITIES ATTEMPT TO INFLUENCE THE LEGISLATORS TO VOTE FOR BILLS OR POSITIONS THAT ARE FAVORABLE TO THE MEMBERS OF THE ORGANIZATION.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE C SECTION 1-A LINE 1
IRS990ScheduleC/TaxableAmt04045
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt029814
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYABLE TO PA FIN.SVCS. INS. AGENCY
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt029814
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERS OF THE ASSOCIATION ARE THOSE FINANCIAL COMPANIES WHO PAY ANNUAL DUES TO THE ASSOCIATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ASSOCIATION VOTE TO ELECT OFFICERS WHO MAKE UP THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ONLY DECISION THAT MUST BE APPROVED BY THE MEMBERS ARE CHANGES IN THE ASSOCIATION'S BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRIOR TO FILING, THE FORM 990 IS REVIEWED AND SIGNED BY AN OFFICER OF THE ASSOCIATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST, THE ASSOCIATION WILL PROVIDE A COPY OF ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE COMPILATION OF THE FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XII, QUESTION 2C
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0251674514
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/OwnershipPct01.00000
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0INSURANCE AGENCY FOR CREDIT LIFE INSURANCE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0PENNSYLVANIA FINANCIAL SERVICES INSURANCE AGENCY INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt070 MAIN STREET
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0WELLSBORO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd016901
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd01
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt029814
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0ACTUAL AMOUNT
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0PENNSYLVANIA FINANCIAL SERVICES INSURANCE AGENCY INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0E
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd01
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt053931
IRS990/TotalAssetsEOYAmt068068
IRS990/TotalAssetsGrp/BOYAmt053931
IRS990/TotalAssetsGrp/EOYAmt068068
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt040261
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt029774
IRS990/TotalLiabilitiesEOYAmt029814
IRS990/TotalLiabilitiesGrp/BOYAmt029774
IRS990/TotalLiabilitiesGrp/EOYAmt029814
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt024157
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt038254
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt054335
IRS990/TotalReportableCompFromOrgAmt035400
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt054358
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt054358
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt053931
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt068068
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt070 MAIN STREET
IRS990/USAddress/CityNm0WELLSBORO
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd016901
IRS990/VotingMembersGoverningBodyCnt019
IRS990/VotingMembersIndependentCnt019
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM S CARSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06107011640

Document Assets

No mirrored PDF or thumbnail assets are attached yet.