Civic Intelligence

Artisans Order of Mutual

EIN 23-0368600 • 501(c)8 • Penndel, PA

View Organization Page

Profile

Provision of life, sickness or other benefits to the members of the order and providing fraternal activities.

414 Hulmeville AvePenndel, PA 19047-5517

artisansaomp.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.82x

Higher debt load relative to assets than 89% of similar nonprofits.

$25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

5.24x

Higher debt load relative to revenue than 94% of similar nonprofits.

$25M-$50M nonprofits • Source year 2024

Net Margin

87th percentile

52%

Higher net margin than 87% of similar nonprofits.

$25M-$50M nonprofits • Source year 2024

Top Officer Pay

27th percentile

$106,510

Higher top officer pay than 27% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

$25M-$50M nonprofits • Source year 2024

Asset Growth

57th percentile

6.4%

Faster asset growth than 57% of similar nonprofits.

$25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

89th percentile

101%

Faster revenue growth than 89% of similar nonprofits.

$25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$37,611,667

Up $2,268,432 (+6.4%) from 2023

Liabilities

Down

$30,925,767

Down $652,285 (-2.1%) from 2023

Net Assets

Up

$6,685,900

Up $2,920,717 (+78%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin87th percentile

Revenue

Up

$5,905,098

Up $2,974,317 (+101%) from 2023

Expenses

Down

$2,833,337

Down $104,274 (-3.5%) from 2023

Net Income

Up

$3,071,761

Up $3,078,591 (+45075%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $15,373,762Liabilities 2010: $9,335,613Net Assets 2010: $6,038,1492010Assets 2011: $15,416,384Liabilities 2011: $9,706,820Net Assets 2011: $5,709,5642011Assets 2012: $15,608,482Liabilities 2012: $10,222,180Net Assets 2012: $5,386,3022012Assets 2013: $15,954,452Liabilities 2013: $10,704,119Net Assets 2013: $5,250,3332013Assets 2014: $16,050,514Liabilities 2014: $11,115,253Net Assets 2014: $4,935,2612014Assets 2015: $15,969,533Liabilities 2015: $11,124,988Net Assets 2015: $4,844,5452015Assets 2016: $15,510,802Liabilities 2016: $10,850,400Net Assets 2016: $4,660,4022016Assets 2017: $15,481,080Liabilities 2017: $10,838,432Net Assets 2017: $4,642,6482017Assets 2018: $15,253,393Liabilities 2018: $10,713,679Net Assets 2018: $4,539,7142018Assets 2019: $15,741,666Liabilities 2019: $11,256,965Net Assets 2019: $4,484,7012019Assets 2020: $16,113,222Liabilities 2020: $11,722,976Net Assets 2020: $4,390,2462020Assets 2021: $35,098,692Liabilities 2021: $31,063,186Net Assets 2021: $4,035,5062021Assets 2022: $35,008,178Liabilities 2022: $31,100,338Net Assets 2022: $3,907,8402022Assets 2023: $35,343,235Liabilities 2023: $31,578,052Net Assets 2023: $3,765,1832023Assets 2024: $37,611,667Liabilities 2024: $30,925,767Net Assets 2024: $6,685,9002024

Highlighted filing

2024

Assets$37,611,667
Liabilities$30,925,767
Net Assets$6,685,900
Open 2024 Filing

Operations Trend

Revenue Growth89th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,831,9162010Revenue 2011: $1,368,832Expenses 2011: $1,512,494Net Income 2011: -$143,6622011Revenue 2012: $1,482,519Expenses 2012: $1,674,251Net Income 2012: -$191,7322012Revenue 2013: $1,591,098Expenses 2013: $1,722,568Net Income 2013: -$131,4702013Revenue 2014: $1,485,507Expenses 2014: $1,670,166Net Income 2014: -$184,6592014Revenue 2015: $1,433,812Expenses 2015: $1,484,690Net Income 2015: -$50,8782015Revenue 2016: $1,315,693Expenses 2016: $1,491,001Net Income 2016: -$175,3082016Revenue 2017: $1,167,162Expenses 2017: $1,158,465Net Income 2017: $8,6972017Revenue 2018: $1,430,697Expenses 2018: $1,436,349Net Income 2018: -$5,6522018Revenue 2019: $1,485,781Expenses 2019: $1,551,729Net Income 2019: -$65,9482019Revenue 2020: $1,202,076Expenses 2020: $1,197,488Net Income 2020: $4,5882020Revenue 2021: $3,365,313Expenses 2021: $3,855,756Net Income 2021: -$490,4432021Revenue 2022: $2,878,771Expenses 2022: $2,862,513Net Income 2022: $16,2582022Revenue 2023: $2,930,781Expenses 2023: $2,937,611Net Income 2023: -$6,8302023Revenue 2024: $5,905,098Expenses 2024: $2,833,337Net Income 2024: $3,071,7612024

Highlighted filing

2024

Revenue$5,905,098
Expenses$2,833,337
Net Income$3,071,761
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$37,611,667
Liabilities
$30,925,767
Net assets
$6,685,900
Revenue
$5,905,098
Expenses
$2,833,337
Net income
$3,071,761
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$37.6$30.9$6.69$5.91$2.83$3.07
2023Detailed filing. Detailed filing data is available for this year.$35.3$31.6$3.77$2.93$2.94$0.01
2022Detailed filing. Detailed filing data is available for this year.$35.0$31.1$3.91$2.88$2.86$0.02
2021Detailed filing. Detailed filing data is available for this year.$35.1$31.1$4.04$3.37$3.86$0.49
2020Detailed filing. Detailed filing data is available for this year.$16.1$11.7$4.39$1.20$1.20$0.00
2019Detailed filing. Detailed filing data is available for this year.$15.7$11.3$4.48$1.49$1.55$0.07
2018Summary only. Only limited summary data is available for this year.$15.3$10.7$4.54$1.43$1.44$0.01
2017Summary only. Only limited summary data is available for this year.$15.5$10.8$4.64$1.17$1.16$0.01
2016Summary only. Only limited summary data is available for this year.$15.5$10.9$4.66$1.32$1.49$0.18
2015Summary only. Only limited summary data is available for this year.$16.0$11.1$4.84$1.43$1.48$0.05
2014Summary only. Only limited summary data is available for this year.$16.1$11.1$4.94$1.49$1.67$0.18
2013Summary only. Only limited summary data is available for this year.$16.0$10.7$5.25$1.59$1.72$0.13
2012Summary only. Only limited summary data is available for this year.$15.6$10.2$5.39$1.48$1.67$0.19
2011Summary only. Only limited summary data is available for this year.$15.4$9.71$5.71$1.37$1.51$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.4$9.34$6.04$1.83
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 29, 2025
Return Version
2024v5.0
Gross Receipts
$15,660,640
Mission and Program Overview

Mission

Provision of life, sickness or other benefits to the members of the order and providing fraternal activities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$31,308,595$33,388,398▲ $2,079,803
Rtn Earn Endowment Incm Other Fnds$3,765,183$6,685,900▲ $2,920,717
Land, Buildings, and Equipment, Net$1,915,454$2,367,903▲ $452,449
Savings and Temporary Cash Investments$886,305$648,209▼ $238,096
Investments Other Securities$523,966$497,033▼ $26,933
Cash and Non-Interest-Bearing Accounts$123,540$102,586▼ $20,954
Total Assets$35,343,235$37,611,667▲ $2,268,432
Other Assets Total$585,375$607,538▲ $22,163
Liabilities
Other Liabilities$31,414,050$30,715,766▼ $698,284
Accounts Payable and Accrued Expenses$164,002$210,001▲ $45,999
Total Liabilities$31,578,052$30,925,767▼ $652,285
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,765,183$6,685,900▲ $2,920,717
Total Liabilities and Net Assets / Fund Balance$35,343,235$37,611,667▲ $2,268,432

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,498,723$115,422$1,614,145
Land$635,000-$635,000
Leasehold Improvements$232,681$24,589$257,270
Equipment$1,499$19,435$20,934
Compensation and Service Providers
Top Officer Pay27th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Bryan C WernerPresident/seFT$106,510$106,510

Board Members and Trustees

NameTitle
Carla J WarnerDirector
David SzafranDirector
Harry FlannaganDirector
Kathy SchnaufferDirector
Patrick a EnnisDirector
Scott SimmonsDirector
William SwirsdingDirector
Helen Szafran2nd Vice Pre
Tod DaviesTreasurer
Thomas DilauroVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$761,880
Investment Income
$5,023,599
Other Revenue
$119,619
Change in Net Assets
$3,071,761

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,747,500
Revenue Not Reported on Financial Statements
$157,598
Revenue Not Reported on Form 990
$63,000
Total Revenue per Audited Statements
$5,810,500
Total Revenue per Form 990
$5,905,098
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$703,016
Salaries, Compensation, and Employee Benefits$438,203
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,692,118
Other Salaries and Wages---$217,669
All Other Expenses---$108,332
Current Officers, Directors, Trustees, and Key Employees---$106,510
Fees for Services Accounting---$73,152
Insurance---$56,691
Other Expenses---$51,858
Pension Plan Contributions---$51,162
Other Employee Benefits---$36,778
Occupancy---$30,910
Conferences and Meetings---$29,842
Depreciation Depletion---$28,058
Office Expenses---$27,605
Payroll Taxes---$26,084
Fees for Services Legal---$10,840
Fees for Services Other---$4,000
Advertising---$3,476
Travel---$1,200
Total Functional Expenses$0$0$0$2,833,337

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$2,833,337
Total Expenses per Audited Statements$2,738,739
Expenses per Audited Statements$2,675,739
Expenses Not Reported on Financial Statements$157,598
Expenses Not Reported on Form 990$63,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Policy Reserves$28,901,637
Asset Valuation Reserve$629,587
Interest Maintenance Reserve$534,699
Amounts Held as Agent or Trustee$491,172
Policy Claims$151,540
Premiums Received in Advance$7,131
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The order's general manager reviews the 990 prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“The order follows the rules of the pa insurance department for conflict of interest and monitors compliance on an annual basis.”

Form 990, Page 6, Part VI, Line 15A

“Salaries are determined by the board of directors after a study of compensation and recomendations from the finance committee.”

Form 990, Page 6, Part VI, Line 15B

“Salaries are determined by the board of directors after a study of compensation and recomendations from the finance committee.”

Form 990, Page 6, Part VI, Line 19

“The order makes its governing documents, conflict of interest policy, and financial statements available to the public upon request at its office.”

Filing and Contact Details

Filer

Filer Name
Artisans Order of Mutual
EIN
23-0368600
Phone
2157081000
Address
414 HULMEVILLE AVE, PENNDEL, PA 19047-5517

Signing Officer

Name
Bryan C Werner
Title
President/secretary
Phone
2157081000
Signed
2025-05-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bryan C Werner
Formed
1873
Legal Domicile
Pa
Voting Board Members
75
Independent Board Members
74
Employees
8

Preparer

Firm
Cunningham Carey & Phillips
Address
1077 RYDAL RD STE 200, RYDAL, PA 19046-1713
Preparer
Stephen Phillips
Phone
2155727400
Supplemental Narrative

Additional Explanations

Form 990

“On december 31, 2021 the order merged with the polish beneficial association (a pennsylvania domiciled fraternal society). The order assumed the assets and liabilities of the polish beneficial association and acquired approximately 4,500 certificates as a result of the merger. The merger was approved by the insurance commissioner of the commonwealth of pennsylvania on november 23, 2021.”

Form 990, Part XI, Line 9

“Change in unrealized capital gains (losses) 17,793 decrease in asset valuation reserve -121,253 change in non-admitted assets -47,574 other changes -10 total -151,044”

Form 990, Part XII

“The financial statements have been prepared on the basis of accounting and reporting practices prescribed by the insurance department of the commonwealth of pennsylvania. These vary in some respects from generally accepted accounting principles (gaap) followed by business enterprises in general in determining financial position and results of operations. The pennsylvania insurance department recognizes only statutory accounting practices prescribed or permitted by the state of pennsylvania for determining and reporting the financial condition and results of operations of a fraternal benefit society, for determining its solvency under the pennsylvania insurance law. The national association of insurance commissioners (naic) accounting practices and procedures manual, version effective january 1, 2001, (naic sap) has been adopted as a component of prescribed or permitted practices by the state of pennsylvania.”

Financial Statement Notes

Schedule D, Page 3, Part X

“The order's tax filings are subject to examination by various taxing authorities, generally for three years after they were filed. The tax returns for the years 2021 through 2024 are open for examination. The order believes their returns are appropriate based on current facts and circumstances.”

Schedule D, Page 4, Part XI, Line 2D

“Rent - owner occupied property 63,000”

Schedule D, Page 4, Part XII, Line 2D

“Rent - owner occupied property 63,000”

Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OperateHospitalInd0false
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IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0585375
IRS990/OtherAssetsTotalGrp/EOYAmt0607538
IRS990/OtherChangesInNetAssetsAmt0-151044
IRS990/OtherEmployeeBenefitsGrp/TotalAmt036778
IRS990/OtherExpensesGrp/Desc0FRATERAL EXPENSES
IRS990/OtherExpensesGrp/Desc1COLLECTIONS & BANK CHARGE
IRS990/OtherExpensesGrp/Desc2ACCRUAL ADJUSTMENT
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
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IRS990/OtherExpensesGrp/TotalAmt198630
IRS990/OtherExpensesGrp/TotalAmt254000
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IRS990/OtherRevenueMiscGrp/Desc2SCHOLARSHIP CONTRIBUTIONS
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt218500
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IRS990/PayrollTaxesGrp/TotalAmt026084
IRS990/PensionPlanContributionsGrp/TotalAmt051162
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0BRYAN C WERNER
IRS990/ProfessionalFundraisingInd0false
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IRS990/ReportOtherLiabilitiesInd0true
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IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06685900
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt0648209
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IRS990ScheduleD/BuildingsGrp/BookValueAmt01498723
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0115422
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IRS990ScheduleD/EquipmentGrp/BookValueAmt01499
IRS990ScheduleD/EquipmentGrp/DepreciationAmt019435
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt020934
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IRS990ScheduleD/ExpensesNotRptFinclStmtAmt0157598
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/InvestmentExpensesNotIncldAmt0157598
IRS990ScheduleD/LandGrp/BookValueAmt0635000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0635000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0232681
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IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0257270
IRS990ScheduleD/OtherExpensesIncludedAmt063000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028901637
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1629587
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2534699
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3491172
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4151540
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt57131
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0POLICY RESERVES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ASSET VALUATION RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2INTEREST MAINTENANCE RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3AMOUNTS HELD AS AGENT OR TRUSTEE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4POLICY CLAIMS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5PREMIUMS RECEIVED IN ADVANCE
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IRS990ScheduleD/RevenueNotReportedAmt063000
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0157598
IRS990ScheduleD/RevenueSubtotalAmt05747500
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORDER'S TAX FILINGS ARE SUBJECT TO EXAMINATION BY VARIOUS TAXING AUTHORITIES, GENERALLY FOR THREE YEARS AFTER THEY WERE FILED. THE TAX RETURNS FOR THE YEARS 2021 THROUGH 2024 ARE OPEN FOR EXAMINATION. THE ORDER BELIEVES THEIR RETURNS ARE APPROPRIATE BASED ON CURRENT FACTS AND CIRCUMSTANCES.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1RENT - OWNER OCCUPIED PROPERTY 63,000
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2RENT - OWNER OCCUPIED PROPERTY 63,000
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XI, LINE 2D
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2SCHEDULE D, PAGE 4, PART XII, LINE 2D
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IRS990ScheduleD/TotalExpensesPerForm990Amt02833337
IRS990ScheduleD/TotalLiabilityAmt030715766
IRS990ScheduleD/TotalRevenuePerForm990Amt05905098
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt05810500
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02738739
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ON DECEMBER 31, 2021 THE ORDER MERGED WITH THE POLISH BENEFICIAL ASSOCIATION (A PENNSYLVANIA DOMICILED FRATERNAL SOCIETY). THE ORDER ASSUMED THE ASSETS AND LIABILITIES OF THE POLISH BENEFICIAL ASSOCIATION AND ACQUIRED APPROXIMATELY 4,500 CERTIFICATES AS A RESULT OF THE MERGER. THE MERGER WAS APPROVED BY THE INSURANCE COMMISSIONER OF THE COMMONWEALTH OF PENNSYLVANIA ON NOVEMBER 23, 2021.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORDER'S GENERAL MANAGER REVIEWS THE 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORDER FOLLOWS THE RULES OF THE PA INSURANCE DEPARTMENT FOR CONFLICT OF INTEREST AND MONITORS COMPLIANCE ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS AFTER A STUDY OF COMPENSATION AND RECOMENDATIONS FROM THE FINANCE COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SALARIES ARE DETERMINED BY THE BOARD OF DIRECTORS AFTER A STUDY OF COMPENSATION AND RECOMENDATIONS FROM THE FINANCE COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORDER MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST AT ITS OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CHANGE IN UNREALIZED CAPITAL GAINS (LOSSES) 17,793 DECREASE IN ASSET VALUATION RESERVE -121,253 CHANGE IN NON-ADMITTED ASSETS -47,574 OTHER CHANGES -10 TOTAL -151,044
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE FINANCIAL STATEMENTS HAVE BEEN PREPARED ON THE BASIS OF ACCOUNTING AND REPORTING PRACTICES PRESCRIBED BY THE INSURANCE DEPARTMENT OF THE COMMONWEALTH OF PENNSYLVANIA. THESE VARY IN SOME RESPECTS FROM GENERALLY ACCEPTED ACCOUNTING PRINCIPLES (GAAP) FOLLOWED BY BUSINESS ENTERPRISES IN GENERAL IN DETERMINING FINANCIAL POSITION AND RESULTS OF OPERATIONS. THE PENNSYLVANIA INSURANCE DEPARTMENT RECOGNIZES ONLY STATUTORY ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE STATE OF PENNSYLVANIA FOR DETERMINING AND REPORTING THE FINANCIAL CONDITION AND RESULTS OF OPERATIONS OF A FRATERNAL BENEFIT SOCIETY, FOR DETERMINING ITS SOLVENCY UNDER THE PENNSYLVANIA INSURANCE LAW. THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS (NAIC) ACCOUNTING PRACTICES AND PROCEDURES MANUAL, VERSION EFFECTIVE JANUARY 1, 2001, (NAIC SAP) HAS BEEN ADOPTED AS A COMPONENT OF PRESCRIBED OR PERMITTED PRACTICES BY THE STATE OF PENNSYLVANIA.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XII
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IRS990/TaxablePartyNotificationInd0false
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IRS990/TerminateOperationsInd0false
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IRS990/USAddress/AddressLine1Txt0414 HULMEVILLE AVE
IRS990/USAddress/CityNm0PENNDEL
IRS990/USAddress/StateAbbreviationCd0PA
IRS990/USAddress/ZIPCd019047
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRYAN C WERNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum02157081000
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ARTISANS ORDER OF MUTUAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0PROTECTION

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