Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
990 • Fiscal year 2020 • EIN 23-0338105
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
9th percentile
Higher top officer pay than 9% of similar nonprofits.
Top officer pay equals 2.2% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Assets
Up$377,145,467
Up $52,867,792 (+16%) from 2019
Net Assets
Up$60,626,067
Up $3,985,391 (+7.0%) from 2019
Liabilities
Up$316,519,400
Up $48,882,401 (+18%) from 2019
Revenue
Down$10,263,879
Down $833,603 (-7.5%) from 2019
Expenses
Down$8,084,715
Down $532,344 (-6.2%) from 2019
Net Income
Down$2,179,164
Down $301,259 (-12%) from 2019
Maintain financial soundness while empowering members to work toward financial success.
We will grow our credit union through long-term member relationships and partner with our members to meet their expectations. We will maintain a solid financial foundation which benefits our members and employees. We will promote a culture where each employee demonstrates a passion for excellence.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $172,253,606 | $214,994,989 | ▲ $42,741,383 |
| Other Notes and Loans Receivable, Net | $99,188,446 | $95,527,863 | ▼ $3,660,583 |
| Savings and Temporary Cash Investments | $35,579,207 | $48,621,785 | ▲ $13,042,578 |
| Investments Other Securities | $6,662,257 | $7,172,657 | ▲ $510,400 |
| Land, Buildings, and Equipment, Net | $5,683,013 | $5,445,279 | ▼ $237,734 |
| Cash and Non-Interest-Bearing Accounts | $796,072 | $946,438 | ▲ $150,366 |
| Accounts Receivable | $843,543 | $844,005 | ▲ $462 |
| Prepaid Expenses and Deferred Charges | $322,758 | $317,655 | ▼ $5,103 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $324,277,675 | $377,145,467 | ▲ $52,867,792 |
| Other Assets Total | $2,948,773 | $3,274,796 | ▲ $326,023 |
| Liabilities | |||
| Other Liabilities | $266,058,697 | $315,199,560 | ▲ $49,140,863 |
| Accounts Payable and Accrued Expenses | $1,578,302 | $1,319,840 | ▼ $258,462 |
| Total Liabilities | $267,636,999 | $316,519,400 | ▲ $48,882,401 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $56,640,676 | $60,626,067 | ▲ $3,985,391 |
| Total Liabilities and Net Assets / Fund Balance | $324,277,675 | $377,145,467 | ▲ $52,867,792 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,159,822 | $2,448,017 | $5,607,839 |
| Equipment | $806,955 | $1,375,989 | $2,182,944 |
| Land | $1,478,502 | - | $1,478,502 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Rosemarie E Krantz | CEO | FT | $150,342 | $80,242 | $230,584 |
| Marie a Rhoda | CLO | FT | $90,803 | $48,112 | $138,915 |
| Ronald W Houck | CFO | FT | $103,870 | $33,694 | $137,564 |
| William Ayers | Board Chairperson | - | $1,000 | - | $1,000 |
| Gary Fedorcha | Board Vice Chair | - | $750 | - | $750 |
| Eugenia Emert | Secretary/treasurer | - | $550 | - | $550 |
| Daniel Joseph | Director | - | $500 | - | $500 |
| Daniel Weaver | Director | - | $500 | - | $500 |
| Gary Phillips | Director | - | $500 | - | $500 |
| Ryan Van Norman | Director | - | $500 | - | $500 |
| Dennis Nemes | Director | - | $400 | - | $400 |
| Sherri Molitoris | Director | - | $400 | - | $400 |
| Jillian Emert | Membership Officer | - | $250 | - | $250 |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Fiserv | Debit Card Processing | PO BOX 934057, Atlanta, GA 31193 | $311,412 |
| Fidelity Information Services | Plastic Card Services | 601 RIVERSIDE AVE, Jacksonville, FL 32204 | $284,976 |
| Alkami Technology | Digital Banking Services | 5601 GRANITE PKWY SUITE 120, Plano, TX 75024 | $223,102 |
| Jh & Sons Paving INC | Paving | 306 MOORESTOWN DR, Bath, PA 18014 | $109,500 |
| Corelation INC | Software Maintenance | 2305 HISTORIC DECATUR SUITE 300, San Diego, CA 92106 | $101,651 |
| Line Item | Amount |
|---|---|
| Other Expenses | $5,745,783 |
| Salaries, Compensation, and Employee Benefits | $2,338,932 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $1,717,234 |
| Other Salaries and Wages | - | - | - | $1,095,120 |
| Office Expenses | - | - | - | $880,547 |
| Information Technology | - | - | - | $540,422 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $512,413 |
| Other Employee Benefits | - | - | - | $455,387 |
| Occupancy | - | - | - | $387,207 |
| Depreciation Depletion | - | - | - | $382,932 |
| Advertising | - | - | - | $192,179 |
| Fees for Services Other | - | - | - | $181,771 |
| Pension Plan Contributions | - | - | - | $173,763 |
| Payroll Taxes | - | - | - | $102,249 |
| Other Expenses | - | - | - | $81,949 |
| Insurance | - | - | - | $67,752 |
| Fees for Services Accounting | - | - | - | $35,133 |
| Fees for Services Legal | - | - | - | $22,105 |
| Conferences and Meetings | - | - | - | $18,476 |
| Travel | - | - | - | $515 |
| Total Functional Expenses | $0 | $0 | $0 | $8,084,715 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $8,401,151 |
| Expenses per Audited Statements | $8,084,715 |
| Total Expenses per Form 990 | $8,084,715 |
| Expenses Not Reported on Form 990 | $316,436 |
| Expenses Not Reported on Financial Statements | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share and Savings Accounts | $315,199,560 |
“Eugenia emert and jillian emert are mother and daughter.”
“The credit union has a single class of members. Each member has a single vote in the election of the credit union's board of directors.”
“The credit union has a single class of memebers. Each member has a single vote in the election of the credit union's board of directors”
“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”
“The form 990 is reviewed by the credit union's ceo and cfo prior to submission.”
“Compensation for the ceo is determined by the chair and vice-chair of the board of directors, who review information obtained through the hr performance solutions compease system. They then make a recommendation for the full board of directors, which votes to approve the salary. Compensation for other officers or key employees is based on guidance from the hr performance solutions compease system. A three year salary plan is developed by the ceo, presented to the salary committee and reviewed and approved by the board of directors. Compensation for all employees, including the ceo, other officers and key employees, is also included in the annual budget. The budget is approved by the board of directors.”
“The credit union's financial statements are posted in the lobbies of all branches on a monthly basis. Quarterly financial statements (call reports) are available on www.ncua.gov.”
“Net change in pension liability -316,436. Reclassification adjustment for gains included in net income -4,283.”
“There was no change from prior year.”
“The credit union is a state-chartered credit union as described in internal revenue code (irc) section 501(c) (14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. The credit union did not incur unrelated business income tax for the years ended december 31, 2020 and 2019.”
“Change in pension liability”
“Net change in pension liability”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1578302 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1319840 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 843543 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 844005 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | WE WILL GROW OUR CREDIT UNION THROUGH LONG-TERM MEMBER RELATIONSHIPS AND PARTNER WITH OUR MEMBERS TO MEET THEIR EXPECTATIONS. WE WILL MAINTAIN A SOLID FINANCIAL FOUNDATION WHICH BENEFITS OUR MEMBERS AND EMPLOYEES. WE WILL PROMOTE A CULTURE WHERE EACH EMPLOYEE DEMONSTRATES A PASSION FOR EXCELLENCE. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 192179 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | RONALD W HOUCK |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6108200145 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3720 HAMILTON BLVD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ALLENTOWN |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | PA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 18103 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 796072 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 946438 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 5 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 512413 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 18476 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 311412 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 284976 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 223102 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 109500 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 4 | 101651 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | PO BOX 934057 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 601 RIVERSIDE AVE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | 5601 GRANITE PKWY SUITE 120 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 306 MOORESTOWN DR |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 4 | 2305 HISTORIC DECATUR SUITE 300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | ATLANTA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | JACKSONVILLE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | PLANO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | BATH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 4 | SAN DIEGO |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | FL |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | TX |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | PA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 4 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 31193 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 32204 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 75024 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 18014 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 4 | 92106 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | FISERV |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | FIDELITY INFORMATION SERVICES |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | ALKAMI TECHNOLOGY |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | JH & SONS PAVING INC |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 4 | CORELATION INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | DEBIT CARD PROCESSING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | PLASTIC CARD SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | DIGITAL BANKING SERVICES |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | PAVING |
| IRS990/ContractorCompensationGrp/ServicesDesc | 4 | SOFTWARE MAINTENANCE |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4166691 |
| IRS990/CYOtherExpensesAmt | 0 | 5745783 |
| IRS990/CYOtherRevenueAmt | 0 | 61 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 6097127 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2179164 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 2338932 |
| IRS990/CYTotalExpensesAmt | 0 | 8084715 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 10263879 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 382932 |
| IRS990/Desc | 0 | PROVIDE MORE THAN 8,300 LOANS TO OVER 15,000 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 36 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 35133 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 22105 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 181771 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 80242 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 33694 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 48112 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | WILLIAM AYERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | GARY FEDORCHA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | EUGENIA EMERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JILLIAN EMERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DANIEL JOSEPH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | GARY PHILLIPS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DANIEL WEAVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RYAN VAN NORMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SHERRI MOLITORIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DENNIS NEMES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | ROSEMARIE E KRANTZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | RONALD W HOUCK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MARIE A RHODA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 550 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 250 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 400 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 150342 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 103870 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 90803 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | MEMBERSHIP OFFICER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CLO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1934 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 1012 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 3141 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 28508000 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 41858758 |
| IRS990/GrossReceiptsAmt | 0 | 80626484 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 540422 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 67752 |
| IRS990/InterestGrp/TotalAmt | 0 | 1717234 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4162538 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4162538 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 6662257 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7172657 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 172253606 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 214994989 |
| IRS990/IRPDocumentCnt | 0 | 9311 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3824006 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5683013 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5445279 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 9269285 |
| IRS990/LegalDomicileStateCd | 0 | PA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 28506988 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 41855617 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | WE WILL GROW OUR CREDIT UNION THROUGH LONG TERM MEMBER REALTIONSHIPS AND PARTNER WITH OUR MEMBERS TO MEET THEIR EXPECTATIONS. WE WILL MAINTAIN A SOLID FINANCIAL FOUNDATION WHICH BENEFITS OUR MEMBERS AND EMPLOYEES. WE WILL PROMOTE A CULTURE WHERE EACH EMPLOYEE DEMONSTRATES A PASSION FOR EXCELLENCE. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 56640676 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 60626067 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 4153 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 4153 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 2126946 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 387207 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 880547 |
| IRS990/OfficerMailingAddressInd | 0 | 1 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2948773 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 3274796 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -320719 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 455387 |
| IRS990/OtherExpensesGrp/Desc | 0 | LENDING EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OTHER |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 642979 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 594582 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 81949 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 266058697 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 315199560 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 61 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 61 |
| IRS990/OtherRevenueTotalAmt | 0 | 61 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1095120 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 99188446 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 95527863 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 102249 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 173763 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 322758 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 317655 |
| IRS990/PrincipalOfficerNm | 0 | ROSEMARIE KRANTZ |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | PLASTIC CARD INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | NON MEMBER ATM INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4840833 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 972601 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 280978 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 4840833 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 972601 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 280978 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 2715 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 2715 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDE FINANCIAL SERVICES TO OVER 15,000 MEMBERS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 4841094 |
| IRS990/PYOtherExpensesAmt | 0 | 6188884 |
| IRS990/PYOtherRevenueAmt | 0 | 44017 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 6212371 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2480423 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2428175 |
| IRS990/PYTotalExpensesAmt | 0 | 8617059 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 11097482 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2179164 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 35579207 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 48621785 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 3159822 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2448017 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 5607839 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 806955 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1375989 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 2182944 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 316436 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 8084715 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1478502 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1478502 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 2122663 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 316436 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 315199560 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE AND SAVINGS ACCOUNTS |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 2122663 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 10263879 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DESCRIBED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C) (14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (AS DEFINED IN SECTION 512) DERIVED BY STATE-CHARTERED CREDIT UNIONS. THE CREDIT UNION DID NOT INCUR UNRELATED BUSINESS INCOME TAX FOR THE YEARS ENDED DECEMBER 31, 2020 AND 2019. |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | CHANGE IN PENSION LIABILITY |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 2 | NET CHANGE IN PENSION LIABILITY |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART XII, LINE 2D - OTHER ADJUSTMENTS: |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | PART XII, LINE 2D |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5445279 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 8084715 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 315199560 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 10263879 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 12386542 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 8401151 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 150342 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 53386 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 26856 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ROSEMARIE E KRANTZ |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 230584 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EUGENIA EMERT AND JILLIAN EMERT ARE MOTHER AND DAUGHTER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE CREDIT UNION'S BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION HAS A SINGLE CLASS OF MEMEBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE CREDIT UNION'S BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS. |
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Displayed year
2020 • Form 990Detailed filing. Detailed filing data is available for this year.