Civic Intelligence

Lehigh Valley Educators Credit Union

990 • Fiscal year 2019 • EIN 23-0338105

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 16, 2020

Organization ProfileWWW.LVECU.ORG

View Organization Page

3720 Hamilton BlvdAllentown, PA 18103

(610) 820-0145

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

8th percentile

0.83x

Higher debt load relative to assets than 8% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Liabilities / Revenue

97th percentile

24.12x

Higher debt load relative to revenue than 97% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Net Margin

85th percentile

22%

Higher net margin than 85% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Top Officer Pay

4th percentile

$205,742

Higher top officer pay than 4% of similar nonprofits.

Top officer pay equals 1.9% of source-year revenue.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2019

Asset Growth

29th percentile

4.1%

Faster asset growth than 29% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Revenue Growth

40th percentile

8.0%

Faster revenue growth than 40% of similar nonprofits.

2019 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets8th percentile

Assets

Up

$324,277,675

Up $12,636,927 (+4.1%) from 2018

Net Assets

Up

$56,640,676

Up $5,162,561 (+10%) from 2018

Liabilities

Up

$267,636,999

Up $7,474,366 (+2.9%) from 2018

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin85th percentile

Revenue

Up

$11,097,482

Up $824,650 (+8.0%) from 2018

Expenses

Up

$8,617,059

Up $894,011 (+12%) from 2018

Net Income

Down

$2,480,423

Down $69,361 (-2.7%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $263,273,587Liabilities 2010: $222,329,772Net Assets 2010: $40,943,8152010Assets 2011: $275,286,370Liabilities 2011: $231,027,327Net Assets 2011: $44,259,0432011Assets 2012: $290,138,514Liabilities 2012: $242,511,057Net Assets 2012: $47,627,4572012Assets 2013: $290,624,992Liabilities 2013: $243,914,692Net Assets 2013: $46,710,3002013Assets 2014: $294,982,131Liabilities 2014: $246,503,839Net Assets 2014: $48,478,2922014Assets 2015: $303,459,698Liabilities 2015: $254,000,207Net Assets 2015: $49,459,4912015Assets 2016: $312,575,571Liabilities 2016: $263,067,463Net Assets 2016: $49,508,1082016Assets 2017: $312,635,473Liabilities 2017: $261,521,312Net Assets 2017: $51,114,1612017Assets 2018: $311,640,748Liabilities 2018: $260,162,633Net Assets 2018: $51,478,1152018Assets 2019: $324,277,675Liabilities 2019: $267,636,999Net Assets 2019: $56,640,6762019Assets 2020: $377,145,467Liabilities 2020: $316,519,400Net Assets 2020: $60,626,0672020Assets 2021: $408,699,262Liabilities 2021: $349,447,989Net Assets 2021: $59,251,2732021Assets 2022: $400,823,762Liabilities 2022: $361,411,200Net Assets 2022: $39,412,5622022Assets 2023: $412,042,275Liabilities 2023: $364,897,568Net Assets 2023: $47,144,7072023Assets 2024: $437,645,185Liabilities 2024: $385,983,071Net Assets 2024: $51,662,1142024

Highlighted filing

2019

Assets$324,277,675
Liabilities$267,636,999
Net Assets$56,640,676
Open 2019 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0Expenses 2010: $7,906,1002010Revenue 2011: $9,356,846Expenses 2011: $7,060,276Net Income 2011: $2,296,5702011Expenses 2012: $6,388,7842012Revenue 2013: $7,938,226Expenses 2013: $6,262,723Net Income 2013: $1,675,5032013Revenue 2014: $7,887,540Expenses 2014: $6,184,136Net Income 2014: $1,703,4042014Revenue 2015: $8,016,113Expenses 2015: $5,909,174Net Income 2015: $2,106,9392015Revenue 2016: $8,456,325Expenses 2016: $6,401,640Net Income 2016: $2,054,6852016Revenue 2017: $9,156,917Expenses 2017: $7,080,322Net Income 2017: $2,076,5952017Revenue 2018: $10,272,832Expenses 2018: $7,723,048Net Income 2018: $2,549,7842018Revenue 2019: $11,097,482Expenses 2019: $8,617,059Net Income 2019: $2,480,4232019Revenue 2020: $10,263,879Expenses 2020: $8,084,715Net Income 2020: $2,179,1642020Revenue 2021: $9,686,113Expenses 2021: $7,367,598Net Income 2021: $2,318,5152021Revenue 2022: $11,017,714Expenses 2022: $7,914,560Net Income 2022: $3,103,1542022Revenue 2023: $12,311,883Expenses 2023: $11,587,552Net Income 2023: $724,3312023Revenue 2024: $18,987,821Expenses 2024: $15,962,660Net Income 2024: $3,025,1612024

Highlighted filing

2019

Revenue$11,097,482
Expenses$8,617,059
Net Income$2,480,423
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 16, 2020
Return Version
2019v5.1
Gross Receipts
$11,097,525
Mission and Program Overview

Mission

Maintain financial soundness while empowering members to work toward financial success.

We will grow our credit union through long-term member relationships and partner with our members to meet their expectations. We will maintain a solid financial foundation which benefits our members and employees. We will promote a culture where each employee demonstrates a passion for excellence.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$183,928,178$172,253,606▼ $11,674,572
Other Notes and Loans Receivable, Net$96,088,101$99,188,446▲ $3,100,345
Savings and Temporary Cash Investments$13,793,194$35,579,207▲ $21,786,013
Investments Other Securities$7,062,357$6,662,257▼ $400,100
Land, Buildings, and Equipment, Net$6,010,160$5,683,013▼ $327,147
Accounts Receivable$852,104$843,543▼ $8,561
Cash and Non-Interest-Bearing Accounts$593,814$796,072▲ $202,258
Prepaid Expenses and Deferred Charges$369,149$322,758▼ $46,391
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$311,640,748$324,277,675▲ $12,636,927
Other Assets Total$2,943,691$2,948,773▲ $5,082
Liabilities
Other Liabilities$257,845,703$266,058,697▲ $8,212,994
Accounts Payable and Accrued Expenses$2,316,930$1,578,302▼ $738,628
Total Liabilities$260,162,633$267,636,999▲ $7,474,366
Net Assets / Fund Balance
Total Net Assets Fund Balance$51,478,115$56,640,676▲ $5,162,561
Total Liabilities and Net Assets / Fund Balance$311,640,748$324,277,675▲ $12,636,927

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,300,628$2,307,211$5,607,839
Equipment$903,883$1,518,005$2,421,888
Land$1,478,502-$1,478,502
Compensation and Service Providers
Top Officer Pay4th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Rosemarie E KrantzCEOFT$136,036$69,706$205,742
Marie a RhodaCLOFT$88,891$52,247$141,138
Ronald W HouckCFOFT$106,656$31,481$138,137
William AyersBoard Chairperson-$1,000-$1,000
Gary FedorchaBoard Vice Chair-$750-$750
Eugenia EmertSecretary/treasurer-$550-$550
Carmen RiolaDirector-$500-$500
Daniel JosephDirector-$500-$500
Daniel WeaverDirector-$500-$500
Gary PhillipsDirector-$500-$500
Robert BoldDirector-$500-$500
Ryan Van NormanDirector-$500-$500
Jillian EmertMembership Officer-$250-$250

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservDebit Card Processing255 FISERV DR, Brookfield, WI 53045$329,093
Fidelity Information ServicesPlastic Card Services601 RIVERSIDE AVE, Jacksonville, FL 32204$282,033
Alkami TechnologyDigital Banking Services5601 GRANITE PKWY SUITE 120, Plano, TX 75024$213,553
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,212,371
Investment Income
$4,841,094
Other Revenue
$44,017
Change in Net Assets
$2,480,423

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,097,482
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$2,685,837
Total Revenue per Audited Statements
$13,783,319
Total Revenue per Form 990
$11,097,482
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$6,188,884
Salaries, Compensation, and Employee Benefits$2,428,175
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$2,174,095
Other Salaries and Wages---$1,089,846
Office Expenses---$874,737
Information Technology---$567,109
Current Officers, Directors, Trustees, and Key Employees---$494,526
Other Employee Benefits---$488,313
Depreciation Depletion---$385,116
Occupancy---$326,112
Advertising---$271,222
Pension Plan Contributions---$253,851
Fees for Services Other---$138,604
Payroll Taxes---$101,639
Other Expenses---$98,128
Insurance---$68,307
Fees for Services Legal---$52,673
Fees for Services Accounting---$52,217
Conferences and Meetings---$26,231
Travel---$2,060
Total Functional Expenses$0$0$0$8,617,059

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$8,620,758
Expenses per Audited Statements$8,617,059
Total Expenses per Form 990$8,617,059
Expenses Not Reported on Form 990$3,699
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share and Savings Accounts$266,058,697
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Eugenia emert and jillian emert are mother and daughter.”

Form 990, Part VI, Section A, Line 6

“The credit union has a single class of members. Each member has a single vote in the election of the credit union's board of directors.”

Form 990, Part VI, Section A, Line 7A

“The credit union has a single class of memebers. Each member has a single vote in the election of the credit union's board of directors”

Form 990, Part VI, Section A, Line 7B

“The credit union's members must approve: -the merger of the credit union. -the dissolution or conversion of the credit union. -changes to the credit union's charter, articles and bylaws.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the credit union's ceo and cfo prior to submission.”

Form 990, Part VI, Section B, Line 15

“Compensation for the ceo is determined by the chair and vice-chair of the board of directors, who review information obtained through the hr performance solutions compease system. They then make a recommendation for the full board of directors, which votes to approve the salary. Compensation for other officers or key employees is based on guidance from the hr performance solutions compease system. A three year salary plan is developed by the ceo, presented to the salary committee and reviewed and approved by the board of directors. Compensation for all employees, including the ceo, other officers and key employees, is also included in the annual budget. The budget is approved by the board of directors.”

Form 990, Part VI, Section C, Line 19

“The credit union's financial statements are posted in the lobbies of all branches on a monthly basis. Quarterly financial statements (call reports) are available on www.ncua.gov.”

Form 990, Part VII Contact Addresses for Officers, Directors, Etc

“Robert bold - 4315 sand spring rd, schnecksville, pa 18078. Eugenia emert - 807 bath ave, catasauqua, pa 18032. William ayers - 5330 overlook rd, slatington, pa 18080. Gary fedorcha - 7220 n gate dr, slatington , pa 18080. Daniel joseph - 618 n 19th st, allentown, pa 18104. Gary phillips - 217 e south st, slatington, pa 18080. Carmen riola - 20151 ian ct unit 309, estero, fl 33928. Daniel weaver - 3440 gail ln, whitehall, pa 18052. Ryan van norman - 7776 coral ct, slatington, pa 18080.”

Filing and Contact Details

Filer

Filer Name
Lehigh Valley Educators
EIN
23-0338105
Phone
6108200145
Address
3720 HAMILTON BLVD, ALLENTOWN, PA 18103

Signing Officer

Name
Rosemarie Krantz
Title
CEO
Phone
6108200145
Signed
2020-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rosemarie Krantz
Formed
1934
Legal Domicile
Pa
Voting Board Members
10
Independent Board Members
10
Employees
39
Volunteers
0

Preparer

Firm
Rkl Llp
Address
1330 BROADCASTING ROAD PO BOX 7008, WYOMISSING, PA 19610-6008
Preparer
Ruthann J Woll CPA
Phone
6103761595
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Net change in pension liability -3,699.”

Part XII Line 2C

“There was no change from prior year.”

Financial Statement Notes

PART X, LINE 2:

“The credit union is a state-chartered credit union as described in internal revenue code ("irc") section 501(c) (14). As such, the credit union is exempt from federal taxation of income derived from the performance of activities that are in furtherance of its exempt purposes. However, irc section 511 imposes a tax on the unrelated business income (as defined in section 512) derived by state-chartered credit unions. The credit union did not incur unrelated business income tax in the years ended december 31, 2019 and 2018.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Change in pension liability”

Part XII, Line 2D

“Net change in pension liability”

Raw XML AppendixShowing 400 of 480 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02316930
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01578302
IRS990/AccountsReceivableGrp/BOYAmt0852104
IRS990/AccountsReceivableGrp/EOYAmt0843543
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0WE WILL GROW OUR CREDIT UNION THROUGH LONG-TERM MEMBER RELATIONSHIPS AND PARTNER WITH OUR MEMBERS TO MEET THEIR EXPECTATIONS. WE WILL MAINTAIN A SOLID FINANCIAL FOUNDATION WHICH BENEFITS OUR MEMBERS AND EMPLOYEES. WE WILL PROMOTE A CULTURE WHERE EACH EMPLOYEE DEMONSTRATES A PASSION FOR EXCELLENCE.
IRS990/AdvertisingGrp/TotalAmt0271222
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0RONALD W HOUCK
IRS990/BooksInCareOfDetail/PhoneNum06108200145
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03720 HAMILTON BLVD
IRS990/BooksInCareOfDetail/USAddress/CityNm0ALLENTOWN
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd018103
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0593814
IRS990/CashNonInterestBearingGrp/EOYAmt0796072
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0494526
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt026231
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0329093
IRS990/ContractorCompensationGrp/CompensationAmt1282033
IRS990/ContractorCompensationGrp/CompensationAmt2213553
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0255 FISERV DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1601 RIVERSIDE AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt25601 GRANITE PKWY SUITE 120
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BROOKFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1JACKSONVILLE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2PLANO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0WI
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1FL
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2TX
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd053045
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd132204
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd275024
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FISERV
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1FIDELITY INFORMATION SERVICES
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2ALKAMI TECHNOLOGY
IRS990/ContractorCompensationGrp/ServicesDesc0DEBIT CARD PROCESSING
IRS990/ContractorCompensationGrp/ServicesDesc1PLASTIC CARD SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2DIGITAL BANKING SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt04841094
IRS990/CYOtherExpensesAmt06188884
IRS990/CYOtherRevenueAmt044017
IRS990/CYProgramServiceRevenueAmt06212371
IRS990/CYRevenuesLessExpensesAmt02480423
IRS990/CYSalariesCompEmpBnftPaidAmt02428175
IRS990/CYTotalExpensesAmt08617059
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt011097482
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0385116
IRS990/Desc0PROVIDE MORE THAN 8,300 LOANS TO OVER 17,000 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt039
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt052217
IRS990/FeesForServicesLegalGrp/TotalAmt052673
IRS990/FeesForServicesOtherGrp/TotalAmt0138604
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1069706
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1131481
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1252247
IRS990/Form990PartVIISectionAGrp/PersonNm0WILLIAM AYERS
IRS990/Form990PartVIISectionAGrp/PersonNm1GARY FEDORCHA
IRS990/Form990PartVIISectionAGrp/PersonNm2EUGENIA EMERT
IRS990/Form990PartVIISectionAGrp/PersonNm3JILLIAN EMERT
IRS990/Form990PartVIISectionAGrp/PersonNm4ROBERT BOLD
IRS990/Form990PartVIISectionAGrp/PersonNm5DANIEL JOSEPH
IRS990/Form990PartVIISectionAGrp/PersonNm6GARY PHILLIPS
IRS990/Form990PartVIISectionAGrp/PersonNm7CARMEN RIOLA
IRS990/Form990PartVIISectionAGrp/PersonNm8DANIEL WEAVER
IRS990/Form990PartVIISectionAGrp/PersonNm9RYAN VAN NORMAN
IRS990/Form990PartVIISectionAGrp/PersonNm10ROSEMARIE E KRANTZ
IRS990/Form990PartVIISectionAGrp/PersonNm11RONALD W HOUCK
IRS990/Form990PartVIISectionAGrp/PersonNm12MARIE A RHODA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt01000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1750
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2550
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt3250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt4500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt5500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt7500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt8500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10136036
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11106656
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1288891
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3MEMBERSHIP OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt12CLO
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01934
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-43
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt011097525
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0567109
IRS990/InsuranceGrp/TotalAmt068307
IRS990/InterestGrp/TotalAmt02174095
IRS990/InvestmentIncomeGrp/ExclusionAmt04841137
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04841137
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt07062357
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt06662257
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0183928178
IRS990/InvestmentsPubTradedSecGrp/EOYAmt0172253606
IRS990/IRPDocumentCnt014043
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03825216
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06010160
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05683013
IRS990/LandBldgEquipCostOrOtherBssAmt09508229
IRS990/LegalDomicileStateCd0PA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt043
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WE WILL GROW OUR CREDIT UNION THROUGH LONG TERM MEMBER REALTIONSHIPS AND PARTNER WITH OUR MEMBERS TO MEET THEIR EXPECTATIONS. WE WILL MAINTAIN A SOLID FINANCIAL FOUNDATION WHICH BENEFITS OUR MEMBERS AND EMPLOYEES. WE WILL PROMOTE A CULTURE WHERE EACH EMPLOYEE DEMONSTRATES A PASSION FOR EXCELLENCE.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt051478115
IRS990/NetAssetsOrFundBalancesEOYAmt056640676
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-43
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-43
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt02685837
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0326112
IRS990/OfficeExpensesGrp/TotalAmt0874737
IRS990/OfficerMailingAddressInd01
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02943691
IRS990/OtherAssetsTotalGrp/EOYAmt02948773
IRS990/OtherChangesInNetAssetsAmt0-3699
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0488313
IRS990/OtherExpensesGrp/Desc0LENDING EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2OTHER
IRS990/OtherExpensesGrp/TotalAmt0613080
IRS990/OtherExpensesGrp/TotalAmt1539193
IRS990/OtherExpensesGrp/TotalAmt298128
IRS990/OtherLiabilitiesGrp/BOYAmt0257845703
IRS990/OtherLiabilitiesGrp/EOYAmt0266058697
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt044017
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt044017
IRS990/OtherRevenueTotalAmt044017
IRS990/OtherSalariesAndWagesGrp/TotalAmt01089846
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt096088101
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt099188446
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0101639
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0253851
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0369149
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0322758
IRS990/PrincipalOfficerNm0ROSEMARIE KRANTZ
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3525990
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PLASTIC CARD INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3NON MEMBER ATM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04926665
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1995832
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2287084
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04926665
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1995832
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2287084
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32790
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02790
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE FINANCIAL SERVICES TO OVER 17000 MEMBERS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04333554
IRS990/PYOtherExpensesAmt05525252
IRS990/PYOtherRevenueAmt0201981
IRS990/PYProgramServiceRevenueAmt05737297
IRS990/PYRevenuesLessExpensesAmt02549784
IRS990/PYSalariesCompEmpBnftPaidAmt02197796
IRS990/PYTotalExpensesAmt07723048
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt010272832
IRS990/ReconcilationRevenueExpnssAmt02480423
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013793194
IRS990/SavingsAndTempCashInvstGrp/EOYAmt035579207
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03300628
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02307211
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05607839
IRS990ScheduleD/EquipmentGrp/BookValueAmt0903883
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01518005
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02421888
IRS990ScheduleD/ExpensesNotReportedAmt03699
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt08617059
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt01478502
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01478502
IRS990ScheduleD/NetUnrealizedGainsInvstAmt02685837
IRS990ScheduleD/OtherExpensesIncludedAmt03699
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0266058697
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/RevenueNotReportedAmt02685837
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt011097482
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DESCRIBED IN INTERNAL REVENUE CODE ("IRC") SECTION 501(C) (14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (AS DEFINED IN SECTION 512) DERIVED BY STATE-CHARTERED CREDIT UNIONS. THE CREDIT UNION DID NOT INCUR UNRELATED BUSINESS INCOME TAX IN THE YEARS ENDED DECEMBER 31, 2019 AND 2018.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CHANGE IN PENSION LIABILITY
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2NET CHANGE IN PENSION LIABILITY
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XII, LINE 2D
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05683013
IRS990ScheduleD/TotalExpensesPerForm990Amt08617059
IRS990ScheduleD/TotalLiabilityAmt0266058697
IRS990ScheduleD/TotalRevenuePerForm990Amt011097482
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt013783319
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08620758
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0136036
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt045946
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt023760
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROSEMARIE E KRANTZ
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0205742
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EUGENIA EMERT AND JILLIAN EMERT ARE MOTHER AND DAUGHTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAS A SINGLE CLASS OF MEMBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE CREDIT UNION'S BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION HAS A SINGLE CLASS OF MEMEBERS. EACH MEMBER HAS A SINGLE VOTE IN THE ELECTION OF THE CREDIT UNION'S BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION'S MEMBERS MUST APPROVE: -THE MERGER OF THE CREDIT UNION. -THE DISSOLUTION OR CONVERSION OF THE CREDIT UNION. -CHANGES TO THE CREDIT UNION'S CHARTER, ARTICLES AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS REVIEWED BY THE CREDIT UNION'S CEO AND CFO PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION FOR THE CEO IS DETERMINED BY THE CHAIR AND VICE-CHAIR OF THE BOARD OF DIRECTORS, WHO REVIEW INFORMATION OBTAINED THROUGH THE HR PERFORMANCE SOLUTIONS COMPEASE SYSTEM. THEY THEN MAKE A RECOMMENDATION FOR THE FULL BOARD OF DIRECTORS, WHICH VOTES TO APPROVE THE SALARY. COMPENSATION FOR OTHER OFFICERS OR KEY EMPLOYEES IS BASED ON GUIDANCE FROM THE HR PERFORMANCE SOLUTIONS COMPEASE SYSTEM. A THREE YEAR SALARY PLAN IS DEVELOPED BY THE CEO, PRESENTED TO THE SALARY COMMITTEE AND REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. COMPENSATION FOR ALL EMPLOYEES, INCLUDING THE CEO, OTHER OFFICERS AND KEY EMPLOYEES, IS ALSO INCLUDED IN THE ANNUAL BUDGET. THE BUDGET IS APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION'S FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF ALL BRANCHES ON A MONTHLY BASIS. QUARTERLY FINANCIAL STATEMENTS (CALL REPORTS) ARE AVAILABLE ON WWW.NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ROBERT BOLD - 4315 SAND SPRING RD, SCHNECKSVILLE, PA 18078. EUGENIA EMERT - 807 BATH AVE, CATASAUQUA, PA 18032. WILLIAM AYERS - 5330 OVERLOOK RD, SLATINGTON, PA 18080. GARY FEDORCHA - 7220 N GATE DR, SLATINGTON , PA 18080. DANIEL JOSEPH - 618 N 19TH ST, ALLENTOWN, PA 18104. GARY PHILLIPS - 217 E SOUTH ST, SLATINGTON, PA 18080. CARMEN RIOLA - 20151 IAN CT UNIT 309, ESTERO, FL 33928. DANIEL WEAVER - 3440 GAIL LN, WHITEHALL, PA 18052. RYAN VAN NORMAN - 7776 CORAL CT, SLATINGTON, PA 18080.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NET CHANGE IN PENSION LIABILITY -3,699.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THERE WAS NO CHANGE FROM PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9PART XII LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$324,277,675
Liabilities
$267,636,999
Net assets
$56,640,676
Revenue
$11,097,482
Expenses
$8,617,059
Net income
$2,480,423
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$438$386$51.7$19.0$16.0$3.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$412$365$47.1$12.3$11.6$0.72
2022Detailed filing. Detailed filing data is available for this year.$401$361$39.4$11.0$7.91$3.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$409$349$59.3$9.69$7.37$2.32
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$377$317$60.6$10.3$8.08$2.18
2019Detailed filing. Detailed filing data is available for this year.$324$268$56.6$11.1$8.62$2.48
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$312$260$51.5$10.3$7.72$2.55
2017Detailed filing. Detailed filing data is available for this year.$313$262$51.1$9.16$7.08$2.08
2016Detailed filing. Detailed filing data is available for this year.$313$263$49.5$8.46$6.40$2.05
2015Detailed filing. Detailed filing data is available for this year.$303$254$49.5$8.02$5.91$2.11
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$295$247$48.5$7.89$6.18$1.70
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$291$244$46.7$7.94$6.26$1.68
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$290$243$47.6$6.39
2011Summary only. Only limited summary data is available for this year.$275$231$44.3$9.36$7.06$2.30
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$263$222$40.9$7.91