Civic Intelligence

New Jersey Motor Truck Association

EIN 22-6209959 • 501(c)9 • Short Hills, NJ

Profile

Professional organization to enable employers to join together and act as a single employer in the purchase and maintenance of group insurance policies.

636 Morris Turnpike Suite 2AShort Hills, NJ 07078

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.16x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

0.90x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2025

Net Margin

56th percentile

-3.9%

Higher net margin than 56% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2025

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2025

Asset Growth

73rd percentile

-1.2%

Faster asset growth than 73% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

85th percentile

20%

Faster revenue growth than 85% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$437,629

Down $5,113 (-1.2%) from 2024

Liabilities

Down

$70,754

Down $2,048 (-2.8%) from 2024

Net Assets

Down

$366,875

Down $3,065 (-0.8%) from 2024

Operations
Liabilities / Revenue95th percentileNet Margin56th percentile

Revenue

Up

$78,358

Up $13,207 (+20%) from 2024

Expenses

Up

$81,423

Up $1,696 (+2.1%) from 2024

Net Income

Up

-$3,065

Up $11,511 (+79%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth73rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $789,630Liabilities 2011: $2,949Net Assets 2011: $786,6812011Assets 2012: $609,997Liabilities 2012: $2,949Net Assets 2012: $607,0482012Assets 2013: $605,813Liabilities 2013: $3,000Net Assets 2013: $602,8132013Assets 2014: $597,724Liabilities 2014: $305Net Assets 2014: $597,4192014Assets 2015: $348,669Liabilities 2015: $290Net Assets 2015: $348,3792015Assets 2016: $341,105Liabilities 2016: $300Net Assets 2016: $340,8052016Assets 2017: $342,424Liabilities 2017: $300Net Assets 2017: $342,1242017Assets 2018: $358,819Liabilities 2018: $300Net Assets 2018: $358,5192018Assets 2019: $406,169Liabilities 2019: $3092019Assets 2020: $475,732Liabilities 2020: $300Net Assets 2020: $475,4322020Assets 2021: $394,556Liabilities 2021: $300Net Assets 2021: $394,2562021Assets 2022: $385,313Liabilities 2022: $300Net Assets 2022: $385,0132022Assets 2023: $385,146Liabilities 2023: $630Net Assets 2023: $384,5162023Assets 2024: $442,742Liabilities 2024: $72,802Net Assets 2024: $369,9402024Assets 2025: $437,629Liabilities 2025: $70,754Net Assets 2025: $366,8752025

Highlighted filing

2025

Assets$437,629
Liabilities$70,754
Net Assets$366,875
Open 2025 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200K-$400KExpenses 2011: $10,4352011Expenses 2012: $187,5522012Expenses 2013: $10,0772013Revenue 2014: $5,374Expenses 2014: $10,768Net Income 2014: -$5,3942014Revenue 2015: $3,335Expenses 2015: $252,375Net Income 2015: -$249,0402015Revenue 2016: $3,041Expenses 2016: $10,615Net Income 2016: -$7,5742016Revenue 2017: $10,419Expenses 2017: $9,100Net Income 2017: $1,3192017Revenue 2018: $23,295Expenses 2018: $6,900Net Income 2018: $16,3952018Revenue 2019: $53,650Expenses 2019: $6,309Net Income 2019: $47,3412019Revenue 2020: $78,571Expenses 2020: $8,999Net Income 2020: $69,5722020Revenue 2021: $30,853Expenses 2021: $112,029Net Income 2021: -$81,1762021Revenue 2022: $1,666Expenses 2022: $10,909Net Income 2022: -$9,2432022Revenue 2023: $10,569Expenses 2023: $11,066Net Income 2023: -$4972023Revenue 2024: $65,151Expenses 2024: $79,727Net Income 2024: -$14,5762024Revenue 2025: $78,358Expenses 2025: $81,423Net Income 2025: -$3,0652025

Highlighted filing

2025

Revenue$78,358
Expenses$81,423
Net Income-$3,065
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$437,629
Liabilities
$70,754
Net assets
$366,875
Revenue
$78,358
Expenses
$81,423
Net income
-$3,065
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.38$0.71$3.67$0.78$0.81$0.03
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.43$0.73$3.70$0.65$0.80$0.15
2023Detailed filing. Detailed filing data is available for this year.$3.85$0.01$3.85$0.11$0.11$0.00
2022Detailed filing. Detailed filing data is available for this year.$3.85$0.00$3.85$0.02$0.11$0.09
2021Detailed filing. Detailed filing data is available for this year.$3.95$0.00$3.94$0.31$1.12$0.81
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.76$0.00$4.75$0.79$0.09$0.70
2019Summary only. Only limited summary data is available for this year.$4.06$0.00$0.54$0.06$0.47
2018Detailed filing. Detailed filing data is available for this year.$3.59$0.00$3.59$0.23$0.07$0.16
2017Detailed filing. Detailed filing data is available for this year.$3.42$0.00$3.42$0.10$0.09$0.01
2016Detailed filing. Detailed filing data is available for this year.$3.41$0.00$3.41$0.03$0.11$0.08
2015Detailed filing. Detailed filing data is available for this year.$3.49$0.00$3.48$0.03$2.52$2.49
2014Detailed filing. Detailed filing data is available for this year.$5.98$0.00$5.97$0.05$0.11$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.06$0.03$6.03$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.10$0.03$6.07$1.88
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.90$0.03$7.87$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Feb 1, 2024 to Jan 31, 2025
Signed
Jun 15, 2025
Return Version
2024v5.0
Gross Receipts
$78,358
Mission and Program Overview

Mission

Professional organization to enable employers to join together and act as a single employer in the purchase and maintenance of group insurance policies.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION ENABLES EMPLOYERS TO JOIN TOGETHER AND ACT AS A SINGLE EMPLOYER IN THE PURCHASE AND MAINTENANCE OF GROUP INSURANCE POLICIES.-$0
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JARED STADLINTrustee-$0--
Jennifer BlazovicTrustee-$0--
Steven A CerboneCFO-$0--
Filing and Contact Details

Filer

Filer Name
New Jersey Motor Truck Association
EIN
22-6209959
In Care Of
% ASSOCIATION MASTER TRUST
Phone
9733791090
Address
636 Morris Turnpike Suite 2A, Short Hills, NJ 07078

Signing Officer

Name
Steven A Cerbone
Title
CFO
Phone
9733791090
Signed
2025-06-15
Discuss with paid preparer
Yes

Preparer

Firm
WithumSmithBrown PC
Address
ONE TOWER CENTER BLVD 14TH FL, EAST BRUNSWICK, NJ 08816
Preparer
John Mortenson
Phone
7328281614
Supplemental Narrative

Additional Explanations

Form 990EZ Part I Line 16

“Description:ADVERTISING & PROMOTION Amount:10600”

Form 990EZ Part I Line 16

“Description:PREMIUM HOLIDAY EXPENSE Amount:68921”

Form 990EZ Part II Line 24

“Description:INTEREST RECEIVABLE BOY Amount:59145 EOY Amount:67820”

Form 990EZ Part II Line 26

“Description:DUE TO AMT BOY Amount:71070 EOY Amount:68921”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ASSOCIATION MASTER TRUST
IRS990EZ/BooksInCareOfDetail/PhoneNum09733791090
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0636 MORRIS TURNPIKE SUITE 2A
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SHORT HILLS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007078
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0383597
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0369809
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3065
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01902
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0442742
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0437629
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt078358
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt078358
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0369940
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0366875
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0369940
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0366875
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JARED STADLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jennifer Blazovic
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Steven A Cerbone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CFO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt059145
IRS990EZ/OtherAssetsTotalDetail/EOYAmt067820
IRS990EZ/OtherExpensesTotalAmt079521
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROFESSIONAL ORGANIZATION TO ENABLE EMPLOYERS TO JOIN TOGETHER AND ACT AS A SINGLE EMPLOYER IN THE PURCHASE AND MAINTENANCE OF GROUP INSURANCE POLICIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION ENABLES EMPLOYERS TO JOIN TOGETHER AND ACT AS A SINGLE EMPLOYER IN THE PURCHASE AND MAINTENANCE OF GROUP INSURANCE POLICIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt072802
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt070754
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt081423
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt078358
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description:ADVERTISING & PROMOTION Amount:10600
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description:PREMIUM HOLIDAY EXPENSE Amount:68921
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description:INTEREST RECEIVABLE BOY Amount:59145 EOY Amount:67820
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description:DUE TO AMT BOY Amount:71070 EOY Amount:68921
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990EZ PART I LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990EZ PART II LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990EZ PART II LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Steven A Cerbone
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum09733791090
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0New Jersey Motor Truck Association
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0Benefits Trust
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0226209959
ReturnHeader/Filer/InCareOfNm0% ASSOCIATION MASTER TRUST
ReturnHeader/Filer/PhoneNum09733791090
ReturnHeader/Filer/USAddress/AddressLine1Txt0636 Morris Turnpike Suite 2A
ReturnHeader/Filer/USAddress/CityNm0Short Hills
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007078
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WithumSmithBrown PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0ONE TOWER CENTER BLVD 14TH FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EAST BRUNSWICK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008816
ReturnHeader/PreparerPersonGrp/PhoneNum07328281614
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John Mortenson
ReturnHeader/ReturnTs02025-04-07T14:14:02-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-02-01
ReturnHeader/TaxPeriodEndDt02025-01-31
ReturnHeader/TaxYr02024

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