Civic Intelligence

Sandwich Chamber of Commerce Inc

EIN 22-3900406 • 501(c)6 • Sandwich, MA

Profile

To promote the wealth and well-being of sandwich business while preserving our town's natural beauty and character. Together, we can achieve much more than individually possible: - develop partnered marketing events with local businesses - share ideas with other small business owners - create a business-to-business network that leads to additional revenue - get to know the businesses and business owners in your town - work with national tourism agencies to advertise your business - host informational meetings featuring business experts from the region - offer marketing assistance, including better linkage to local news/marketing channels - provide a forum where local businesses can speak out on local issues and have an impact on community business issues.

PO Box 744Sandwich, MA 02563

www.sandwichchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.41x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

0.67x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

23rd percentile

-18%

Higher net margin than 23% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

35th percentile

-11%

Faster asset growth than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

54th percentile

1.6%

Faster revenue growth than 54% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$301,687

Down $37,351 (-11%) from 2024

Liabilities

Down

$124,992

Down $30,009 (-19%) from 2024

Net Assets

Down

$176,695

Down $7,342 (-4.0%) from 2024

Revenue

Up

$187,397

Up $2,892 (+1.6%) from 2024

Expenses

Up

$221,724

Up $4,418 (+2.0%) from 2024

Net Income

Down

-$34,327

Down $1,526 (-4.7%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $45,649Liabilities 2011: $9752011Assets 2012: $43,490Liabilities 2012: $0Net Assets 2012: $43,4902012Assets 2013: $69,635Liabilities 2013: $02013Assets 2014: $85,203Net Assets 2014: $85,2032014Assets 2015: $90,158Net Assets 2015: $90,1582015Assets 2016: $99,787Liabilities 2016: $0Net Assets 2016: $99,7872016Assets 2017: $414,997Liabilities 2017: $98,098Net Assets 2017: $316,8992017Assets 2018: $408,558Liabilities 2018: $95,381Net Assets 2018: $313,1772018Assets 2019: $401,933Liabilities 2019: $94,224Net Assets 2019: $307,7092019Assets 2020: $424,193Liabilities 2020: $149,253Net Assets 2020: $274,9402020Assets 2021: $427,553Liabilities 2021: $147,766Net Assets 2021: $279,7872021Assets 2022: $425,657Liabilities 2022: $149,246Net Assets 2022: $276,4112022Assets 2023: $376,994Liabilities 2023: $151,673Net Assets 2023: $225,3212023Assets 2024: $339,038Liabilities 2024: $155,001Net Assets 2024: $184,0372024Assets 2025: $301,687Liabilities 2025: $124,992Net Assets 2025: $176,6952025

Highlighted filing

2025

Assets$301,687
Liabilities$124,992
Net Assets$176,695

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $109,357Expenses 2011: $86,591Net Income 2011: $22,7662011Revenue 2012: $132,470Expenses 2012: $123,658Net Income 2012: $8,8122012Revenue 2013: $114,905Expenses 2013: $88,760Net Income 2013: $26,1452013Revenue 2014: $141,206Expenses 2014: $125,638Net Income 2014: $15,5682014Revenue 2015: $188,826Expenses 2015: $182,122Net Income 2015: $6,7042015Revenue 2016: $207,841Expenses 2016: $198,212Net Income 2016: $9,6292016Revenue 2017: $421,525Expenses 2017: $204,413Net Income 2017: $217,1122017Revenue 2018: $202,168Expenses 2018: $205,890Net Income 2018: -$3,7222018Revenue 2019: $178,521Expenses 2019: $183,989Net Income 2019: -$5,4682019Revenue 2020: $125,568Expenses 2020: $158,337Net Income 2020: -$32,7692020Revenue 2021: $157,012Expenses 2021: $152,165Net Income 2021: $4,8472021Revenue 2022: $198,780Expenses 2022: $202,156Net Income 2022: -$3,3762022Revenue 2023: $158,594Expenses 2023: $218,846Net Income 2023: -$60,2522023Revenue 2024: $184,505Expenses 2024: $217,306Net Income 2024: -$32,8012024Revenue 2025: $187,397Expenses 2025: $221,724Net Income 2025: -$34,3272025

Highlighted filing

2025

Revenue$187,397
Expenses$221,724
Net Income-$34,327

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.02$1.25$1.77$1.87$2.22$0.34
2024Detailed filing. Detailed filing data is available for this year.$3.39$1.55$1.84$1.85$2.17$0.33
2023Detailed filing. Detailed filing data is available for this year.$3.77$1.52$2.25$1.59$2.19$0.60
2022Detailed filing. Detailed filing data is available for this year.$4.26$1.49$2.76$1.99$2.02$0.03
2021Detailed filing. Detailed filing data is available for this year.$4.28$1.48$2.80$1.57$1.52$0.05
2020Detailed filing. Detailed filing data is available for this year.$4.24$1.49$2.75$1.26$1.58$0.33
2019Detailed filing. Detailed filing data is available for this year.$4.02$0.94$3.08$1.79$1.84$0.05
2018Detailed filing. Detailed filing data is available for this year.$4.09$0.95$3.13$2.02$2.06$0.04
2017Detailed filing. Detailed filing data is available for this year.$4.15$0.98$3.17$4.22$2.04$2.17
2016Detailed filing. Detailed filing data is available for this year.$1.00$0.00$1.00$2.08$1.98$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.90$0.90$1.89$1.82$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.85$0.85$1.41$1.26$0.16
2013Summary only. Only limited summary data is available for this year.$0.70$0.00$1.15$0.89$0.26
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.00$0.43$1.32$1.24$0.09
2011Summary only. Only limited summary data is available for this year.$0.46$0.01$1.09$0.87$0.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 23, 2026
Return Version
2024v5.0
Gross Receipts
$196,935
Mission and Program Overview

Mission

To promote the wealth and well-being of sandwich business while preserving our town's natural beauty and character. Together, we can achieve much more than individually possible: - develop partnered marketing events with local businesses - share ideas with other small business owners - create a business-to-business network that leads to additional revenue - get to know the businesses and business owners in your town - work with national tourism agencies to advertise your business - host informational meetings featuring business experts from the region - offer marketing assistance, including better linkage to local news/marketing channels - provide a forum where local businesses can speak out on local issues and have an impact on community business issues.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$273,482$265,153▼ $8,329
Cash and Non-Interest-Bearing Accounts$13,428$28,267▲ $14,839
Inventories for Sale or Use$5,624$5,624→ $0
Prepaid Expenses and Deferred Charges$3,165--
Accounts Receivable$43,339$2,643▼ $40,696
Total Assets$339,038$301,687▼ $37,351
Liabilities
Mortgage Notes Payable Secured by Investment Property$122,714$118,016▼ $4,698
Accounts Payable and Accrued Expenses$32,287$6,976▼ $25,311
Total Liabilities$155,001$124,992▼ $30,009
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$184,037$176,695▼ $7,342
Total Net Assets Fund Balance$184,037$176,695▼ $7,342
Total Liabilities and Net Assets / Fund Balance$339,038$301,687▼ $37,351

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$265,153$68,023$333,176
Equipment-$6,797$6,797
Compensation and Service Providers

Board Members and Trustees

NameTitle
David SampsonChairperson
Beverly ComeauVice Chair
Addie VestalDirector
Cara Crupi-dulmaineDirector
Helena JonesDirector
Kate SimpsonDirector
Kim StanfieldDirector
Leanne DrakeDirector
Mary ChildsDirector
Paula JohnsonDirector
Savanna VaughnDirector
Victoria FerminoDirector
Erin CameronSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$60,246
Program Service Revenue
$74,802
Investment Income
$42
Other Revenue
$52,307
All Other Contributions
$60,246
Change in Net Assets
$-34,327

Audited Revenue Reconciliation

Revenue per Audited Statements
$171,922
Revenue Not Reported on Financial Statements
$15,475
Other Revenue Adjustments
$15,475
Total Revenue per Audited Statements
$171,922
Total Revenue per Form 990
$187,397
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$143,714
Salaries, Compensation, and Employee Benefits$78,010
Total Fundraising Expense$27,385
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$35,777$17,888$17,888$71,553
Fees for Services Other$8,187$7,613-$15,800
Information Technology$8,012$7,449-$15,461
Fees for Services Accounting$1,824$9,999-$11,823
Occupancy$4,655$2,328$2,328$9,311
Depreciation Depletion$8,329--$8,329
Advertising$7,761--$7,761
Payroll Taxes$3,345$1,556$1,556$6,457
Interest-$5,817-$5,817
Insurance-$4,359-$4,359
Other Expenses$3,592-$5,110$3,592
Office Expenses$1,082$503$503$2,088
All Other Expenses$757$656-$1,413
Total Functional Expenses$136,171$58,168$27,385$221,724

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$221,724
Expenses per Audited Statements$179,264
Total Expenses per Audited Statements$179,264
Expenses Not Reported on Financial Statements$42,460
Other Expense Adjustments$42,460
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

Board of director elections are held for three-year terms, with one-third of the board up for election annually. Officers are elected annually.

Form 990, Page 6, Part VI, Line 7B

Annual budgets and substantial spending deviations from an approved budget require ratification by the board of directors.

Form 990, Page 6, Part VI, Line 9

Paula johnson 3 holder lane sandwich, ma 02563 erin cameron 812 main street osterville, ma 02655 savanna vaughn 520 route 130 sandwich, ma 02563 mary childs 129 main street sandwich, ma 02563 cara crupi-dulmaine 157 main street sandwich, ma 02563 kim stanfield 520 route 130 sandwich 02563 addie vestal 520 route 130 sandwich, ma 02563 helena jones 520 route 130 sandwich, ma 02563 kate simpson 520 route 130 sandwich, ma 02563

Form 990, Page 6, Part VI, Line 11B

Distributed and discussed at a regular meeting of the board of directors.

Form 990, Page 6, Part VI, Line 12C

Unresolved conflicts are grounds for removal of a board member.

Form 990, Page 6, Part VI, Line 15A

Executive director's salary and performance are reviewed annually and approved by the board of directors.

Form 990, Page 6, Part VI, Line 15B

N/A

Form 990, Page 6, Part VI, Line 19

Governing documents are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Sandwich Chamber of Commerce Inc
EIN
22-3900406
Phone
5086810918
Address
PO BOX 744, SANDWICH, MA 02563

Signing Officer

Name
David Sampson
Title
Chairperson
Phone
5086810918
Signed
2026-01-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
David Sampson
Formed
2004
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
13
Employees
6

Preparer

Firm
Sanders Walsh & Eaton Cpas LLC
Address
PO BOX F, OSTERVILLE, MA 02655
Preparer
Roumiana S Popjeleva CPA
Phone
5084280790
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To promote the wealth and well-being of sandwich business while preserving our town's natural beauty and character. Together, we can achieve much more than individually possible: - develop partnered marketing events with local businesses - share ideas with other small business owners - create a business-to-business network that leads to additional revenue - get to know the businesses and business owners in your town - work with national tourism agencies to advertise your business - host informational meetings featuring business experts from the region - offer marketing assistance, including better linkage to local news/marketing channels - provide a forum where local businesses can speak out on local issues and have an impact on community business issues.

Form 990, Part XI, Line 9

Fundraising costs -15,475 readership costs 26,985 fundraising costs 15,475 prior year adjustment 0 total 26,985

Financial Statement Notes

Schedule D, Page 4, Part XI, Line 4B

FUNDRAISING COSTS 15,475

Schedule D, Page 4, Part XII, Line 4B

Readership costs 26,985 fundraising costs 15,475

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IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE CHAIR
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IRS990/InsuranceGrp/ManagementAndGeneralAmt04359
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IRS990/MissionDesc0TO PROMOTE THE WEALTH AND WELL-BEING OF SANDWICH BUSINESS WHILE PRESERVING OUR TOWN'S NATURAL BEAUTY AND CHARACTER. TOGETHER, WE CAN ACHIEVE MUCH MORE THAN INDIVIDUALLY POSSIBLE: - DEVELOP PARTNERED MARKETING EVENTS WITH LOCAL BUSINESSES - SHARE IDEAS WITH OTHER SMALL BUSINESS OWNERS - CREATE A BUSINESS-TO-BUSINESS NETWORK THAT LEADS TO ADDITIONAL REVENUE - GET TO KNOW THE BUSINESSES AND BUSINESS OWNERS IN YOUR TOWN - WORK WITH NATIONAL TOURISM AGENCIES TO ADVERTISE YOUR BUSINESS - HOST INFORMATIONAL MEETINGS FEATURING BUSINESS EXPERTS FROM THE REGION - OFFER MARKETING ASSISTANCE, INCLUDING BETTER LINKAGE TO LOCAL NEWS/MARKETING CHANNELS - PROVIDE A FORUM WHERE LOCAL BUSINESSES CAN SPEAK OUT ON LOCAL ISSUES AND HAVE AN IMPACT ON COMMUNITY BUSINESS ISSUES.
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IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt02665
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IRS990/Organization501cInd0X
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IRS990/OtherExpensesGrp/Desc1COGS
IRS990/OtherExpensesGrp/Desc2GUIDEBOOK PRINTING
IRS990/OtherExpensesGrp/Desc3CREDIT CARD FEES
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IRS990/OtherExpensesGrp/ProgramServicesAmt116135
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IRS990/OtherExpensesGrp/TotalAmt121245
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IRS990/OtherRevenueMiscGrp/Desc1PAYROLL TAX REFUNDS
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt113050
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt027573
IRS990/OtherRevenueTotalAmt049642
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt017888
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt017888
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt035777
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IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01556
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IRS990/PrincipalOfficerNm0DAVID SAMPSON
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IRS990/ProgramServiceRevenueGrp/Desc1MEMBERSHIP DUES LESS CIR INC
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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06797
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IRS990ScheduleD/OtherRevenuesNotIncludedAmt015475
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt015475
IRS990ScheduleD/RevenueSubtotalAmt0171922
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0FUNDRAISING COSTS 15,475
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1READERSHIP COSTS 26,985 FUNDRAISING COSTS 15,475
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XI, LINE 4B
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE D, PAGE 4, PART XII, LINE 4B
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IRS990ScheduleD/TotalExpensesPerForm990Amt0221724
IRS990ScheduleD/TotalRevenuePerForm990Amt0187397
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0171922
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0179264
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE THE WEALTH AND WELL-BEING OF SANDWICH BUSINESS WHILE PRESERVING OUR TOWN'S NATURAL BEAUTY AND CHARACTER. TOGETHER, WE CAN ACHIEVE MUCH MORE THAN INDIVIDUALLY POSSIBLE: - DEVELOP PARTNERED MARKETING EVENTS WITH LOCAL BUSINESSES - SHARE IDEAS WITH OTHER SMALL BUSINESS OWNERS - CREATE A BUSINESS-TO-BUSINESS NETWORK THAT LEADS TO ADDITIONAL REVENUE - GET TO KNOW THE BUSINESSES AND BUSINESS OWNERS IN YOUR TOWN - WORK WITH NATIONAL TOURISM AGENCIES TO ADVERTISE YOUR BUSINESS - HOST INFORMATIONAL MEETINGS FEATURING BUSINESS EXPERTS FROM THE REGION - OFFER MARKETING ASSISTANCE, INCLUDING BETTER LINKAGE TO LOCAL NEWS/MARKETING CHANNELS - PROVIDE A FORUM WHERE LOCAL BUSINESSES CAN SPEAK OUT ON LOCAL ISSUES AND HAVE AN IMPACT ON COMMUNITY BUSINESS ISSUES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD OF DIRECTOR ELECTIONS ARE HELD FOR THREE-YEAR TERMS, WITH ONE-THIRD OF THE BOARD UP FOR ELECTION ANNUALLY. OFFICERS ARE ELECTED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL BUDGETS AND SUBSTANTIAL SPENDING DEVIATIONS FROM AN APPROVED BUDGET REQUIRE RATIFICATION BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PAULA JOHNSON 3 HOLDER LANE SANDWICH, MA 02563 ERIN CAMERON 812 MAIN STREET OSTERVILLE, MA 02655 SAVANNA VAUGHN 520 ROUTE 130 SANDWICH, MA 02563 MARY CHILDS 129 MAIN STREET SANDWICH, MA 02563 CARA CRUPI-DULMAINE 157 MAIN STREET SANDWICH, MA 02563 KIM STANFIELD 520 ROUTE 130 SANDWICH 02563 ADDIE VESTAL 520 ROUTE 130 SANDWICH, MA 02563 HELENA JONES 520 ROUTE 130 SANDWICH, MA 02563 KATE SIMPSON 520 ROUTE 130 SANDWICH, MA 02563
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DISTRIBUTED AND DISCUSSED AT A REGULAR MEETING OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5UNRESOLVED CONFLICTS ARE GROUNDS FOR REMOVAL OF A BOARD MEMBER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6EXECUTIVE DIRECTOR'S SALARY AND PERFORMANCE ARE REVIEWED ANNUALLY AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9FUNDRAISING COSTS -15,475 READERSHIP COSTS 26,985 FUNDRAISING COSTS 15,475 PRIOR YEAR ADJUSTMENT 0 TOTAL 26,985
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
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