Civic Intelligence

Ridge Hsa Inc.

990 • Fiscal year 2016 • EIN 22-3526958

Jul 01, 2015 to Jun 30, 2016 • Filed on Sep 19, 2016

325 W Ridgewood AvenueRidgewood, NJ 07450

(201) 670-2740

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • NTEE B94 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

88th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • NTEE B94 • <$500k nonprofits • Source year 2016

Net Margin

3rd percentile

-82%

Higher net margin than 3% of similar nonprofits.

2016 filings • NTEE B94 • <$500k nonprofits • Source year 2016

Top Officer Pay

99th percentile

$0

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • NTEE B94 • <$500k nonprofits • Source year 2016

Asset Growth

19th percentile

-21%

Faster asset growth than 19% of similar nonprofits.

2016 filings • NTEE B94 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

10th percentile

-39%

Faster revenue growth than 10% of similar nonprofits.

2016 filings • NTEE B94 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$134,257

Down $36,285 (-21%) from 2015

Net Assets

Down

$134,257

Down $35,282 (-21%) from 2015

Liabilities

Down

$0

Down $1,003 (-100%) from 2015

Revenue

Down

$42,990

Down $27,606 (-39%) from 2015

Expenses

Up

$78,272

Up $38,106 (+95%) from 2015

Net Income

Down

-$35,282

Down $65,712 (-216%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2011: $84,928Liabilities 2011: $0Net Assets 2011: $84,9282011Assets 2012: $101,528Liabilities 2012: $0Net Assets 2012: $101,5282012Assets 2013: $118,879Liabilities 2013: $0Net Assets 2013: $118,8792013Assets 2014: $149,985Liabilities 2014: $10,876Net Assets 2014: $139,1092014Assets 2015: $170,542Liabilities 2015: $1,003Net Assets 2015: $169,5392015Assets 2016: $134,257Liabilities 2016: $0Net Assets 2016: $134,2572016Assets 2017: $108,017Liabilities 2017: $0Net Assets 2017: $108,0172017Assets 2018: $91,635Liabilities 2018: $0Net Assets 2018: $91,6352018Assets 2019: $84,238Liabilities 2019: $0Net Assets 2019: $84,2382019Assets 2020: $88,620Liabilities 2020: $02020Assets 2021: $136,934Liabilities 2021: $0Net Assets 2021: $136,9342021Assets 2022: $105,667Liabilities 2022: $0Net Assets 2022: $105,6672022Assets 2023: $136,145Liabilities 2023: $02023Assets 2025: $130,694Liabilities 2025: $0Net Assets 2025: $130,6942025

Highlighted filing

2016

Assets$134,257
Liabilities$0
Net Assets$134,257

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $205,334Expenses 2011: $211,572Net Income 2011: -$6,2382011Expenses 2012: $79,8442012Expenses 2013: $73,3242013Revenue 2014: $101,919Expenses 2014: $81,689Net Income 2014: $20,2302014Revenue 2015: $70,596Expenses 2015: $40,166Net Income 2015: $30,4302015Revenue 2016: $42,990Expenses 2016: $78,272Net Income 2016: -$35,2822016Revenue 2017: $40,207Expenses 2017: $66,447Net Income 2017: -$26,2402017Revenue 2018: $41,179Expenses 2018: $57,561Net Income 2018: -$16,3822018Revenue 2019: $37,496Expenses 2019: $44,893Net Income 2019: -$7,3972019Revenue 2020: $42,144Expenses 2020: $37,762Net Income 2020: $4,3822020Revenue 2021: $83,931Expenses 2021: $35,617Net Income 2021: $48,3142021Revenue 2022: $13,339Expenses 2022: $44,606Net Income 2022: -$31,2672022Revenue 2023: $89,212Expenses 2023: $58,734Net Income 2023: $30,4782023Revenue 2025: $35,509Expenses 2025: $74,785Net Income 2025: -$39,2762025

Highlighted filing

2016

Revenue$42,990
Expenses$78,272
Net Income-$35,282
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Sep 19, 2016
Return Version
2015v2.1
Gross Receipts
$85,417
Mission and Program Overview

Mission

To provide funds and volunteers to aid the teachers, administrators, and staff of the ridge school.

To provide funds and volunteers to aid the teachers, administrators and staff of the ridge school.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$170,542$134,257▼ $36,285
Total Assets$170,542$134,257▼ $36,285
Liabilities
Accounts Payable and Accrued Expenses$1,003--
Total Liabilities$1,003$0▼ $1,003
Net Assets / Fund Balance
Unrestricted Net Assets$169,539$134,257▼ $35,282
Total Net Assets Fund Balance$169,539$134,257▼ $35,282
Total Liabilities and Net Assets / Fund Balance$170,542$134,257▼ $36,285
Compensation and Service Providers

Board Members and Trustees

NameTitle
Liz NixonPresident
Heather ZachariahVice President
Carol SpinelloAssistant Treasurer
Sara JoynerPlanning & Development COO
Maureen NeumannSecretary
Rebecca RubensteinTreasurer
Maria HutchinsonVolunteer Coordinator
Revenue and Support

Revenue Composition

Contributions and Grants
$5,525
Program Service Revenue
$15,202
Investment Income
$207
Other Revenue
$22,056
Change in Net Assets
$-35,282

Audited Revenue Reconciliation

Revenue per Audited Statements
$42,926
Revenue Not Reported on Financial Statements
$64
Revenue Not Reported on Form 990
$42,427
Other Revenue Adjustments
$64
Total Revenue per Audited Statements
$85,353
Total Revenue per Form 990
$42,990
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$78,272
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$1,350-$1,350
Other Expenses$17,754$580-$580
All Other Expenses-$408-$408
Insurance-$300-$300
Total Functional Expenses$74,964$3,308$0$78,272

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$119,221
Total Expenses per Form 990$78,272
Expenses per Audited Statements$76,794
Expenses Not Reported on Form 990$42,427
Expenses Not Reported on Financial Statements$1,478
Other Expense Adjustments$1,478
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$64,483
Fundraising Direct Expenses$42,427
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Author Visits - Book Sales$24,198$24,198$20,014$4,184
Special Fundraisers$13,532$13,532$11,127$2,405
Total Events$45,849$45,849$36,389$9,460
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

The board members reviews form 990 prior to filing.

Form 990, Part VI, Section B, Line 12C

The conflict of interest policy is reviewed annually and monitored by the board.

Form 990, Part VI, Section C, Line 18

The organization makes its form 1023 and 990 available for public inspection upon request.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Ridge Hsa Inc
EIN
22-3526958
Phone
2016702740
Address
325 W RIDGEWOOD AVENUE, RIDGEWOOD, NJ 07450

Signing Officer

Name
Maureen Kuenzler
Title
Treasurer
Phone
2016702740
Signed
2016-09-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Rebecca Rubenstein
Formed
1997
Legal Domicile
Nj
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
80

Preparer

Firm
PKF O'CONNOR DAVIES LLP
Address
106 PROSPECT STREET, RIDGEWOOD, NJ 07450
Preparer
Linda Murphy
Phone
2014450500
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

No changes from prior year.

Financial Statement Notes

PART X, LINE 2:

The organization follows u.s. Gaap guidance on accounting for uncertainty in income taxes. This topic provides guidance on the recognition, measurement, classification, and disclosures related to uncertain tax positions, along with any interest and penalties. The organization continually evalautes the possible existence of uncertain tax positions.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Fundraising expenses 42,427.

PART XI, LINE 4B - OTHER ADJUSTMENTS:

Accrual to cash adjustment 64.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Fundraising expenses 42,427.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Accrual to cash adjustment 1,478.

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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt085433
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0145256
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0648514
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt042427
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt01478
IRS990ScheduleD/ExpensesSubtotalAmt076794
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherExpensesIncludedAmt042427
IRS990ScheduleD/OtherExpensesNotIncludedAmt01478
IRS990ScheduleD/OtherRevenueAmt042427
IRS990ScheduleD/OtherRevenuesNotIncludedAmt064
IRS990ScheduleD/RevenueNotReportedAmt042427
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt064
IRS990ScheduleD/RevenueSubtotalAmt042926
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION FOLLOWS U.S. GAAP GUIDANCE ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THIS TOPIC PROVIDES GUIDANCE ON THE RECOGNITION, MEASUREMENT, CLASSIFICATION, AND DISCLOSURES RELATED TO UNCERTAIN TAX POSITIONS, ALONG WITH ANY INTEREST AND PENALTIES. THE ORGANIZATION CONTINUALLY EVALAUTES THE POSSIBLE EXISTENCE OF UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1FUNDRAISING EXPENSES 42,427.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2ACCRUAL TO CASH ADJUSTMENT 64.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3FUNDRAISING EXPENSES 42,427.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt4ACCRUAL TO CASH ADJUSTMENT 1,478.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XI, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART XI, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3PART XII, LINE 2D - OTHER ADJUSTMENTS:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc4PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt078272
IRS990ScheduleD/TotalRevenuePerForm990Amt042990
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt085353
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0119221
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt036389
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0AUTHOR VISITS - BOOK SALES
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0SPECIAL FUNDRAISERS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt024198
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt013532
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt08119
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt045849
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt024198
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt013532
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt08119
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt045849
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt09460
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt05248
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt036389
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt020014
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt011127
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD MEMBERS REVIEWS FORM 990 PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY AND MONITORED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES ITS FORM 1023 AND 990 AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO CHANGES FROM PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XII, LINE 2C:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0170542
IRS990/TotalAssetsEOYAmt0134257
IRS990/TotalAssetsGrp/BOYAmt0170542
IRS990/TotalAssetsGrp/EOYAmt0134257
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt05525
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt03308
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt074964
IRS990/TotalFunctionalExpensesGrp/TotalAmt078272
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01003
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt01003
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0169539
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0134257
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt074964
IRS990/TotalProgramServiceRevenueAmt015202
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt022263
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt015202
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt042990
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt080
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0170542
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0134257
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0169539
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0134257
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0325 W RIDGEWOOD AVENUE
IRS990/USAddress/CityNm0RIDGEWOOD
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007450
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MAUREEN KUENZLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02016702740
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-09-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIDGE HSA INC
ReturnHeader/Filer/BusinessNameControlTxt0RIDG
ReturnHeader/Filer/EIN0223526958
ReturnHeader/Filer/PhoneNum02016702740
ReturnHeader/Filer/USAddress/AddressLine1Txt0325 W RIDGEWOOD AVENUE
ReturnHeader/Filer/USAddress/CityNm0RIDGEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007450
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0271728945
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PKF O'CONNOR DAVIES LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0106 PROSPECT STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RIDGEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007450
ReturnHeader/PreparerPersonGrp/PhoneNum02014450500
ReturnHeader/PreparerPersonGrp/PreparationDt02016-09-15

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.31$0.00$1.31$0.36$0.75$0.39
2023Summary only. Only limited summary data is available for this year.$1.36$0.00$0.89$0.59$0.30
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.06$0.00$1.06$0.13$0.45$0.31
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.37$0.00$1.37$0.84$0.36$0.48
2020Summary only. Only limited summary data is available for this year.$0.89$0.00$0.42$0.38$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.84$0.00$0.84$0.37$0.45$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.92$0.00$0.92$0.41$0.58$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.08$0.00$1.08$0.40$0.66$0.26
2016Detailed filing. Detailed filing data is available for this year.$1.34$0.00$1.34$0.43$0.78$0.35
2015Detailed filing. Detailed filing data is available for this year.$1.71$0.01$1.70$0.71$0.40$0.30
2014Summary only. Only limited summary data is available for this year.$1.50$0.11$1.39$1.02$0.82$0.20
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.19$0.00$1.19$0.73
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.00$1.02$0.80
2011Summary only. Only limited summary data is available for this year.$0.85$0.00$0.85$2.05$2.12$0.06