Civic Intelligence

Nj Nahro Inc

EIN 22-3387700 • 501(c)3 • Cliffside Park, NJ

Profile

To conduct education and training to perpetuate and increase the available housing for low and moderate income individuals and families.

CO William Katchen 596 Anderson AveCliffside Park, NJ 07010

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.03x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

0.09x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

18th percentile

-34%

Higher net margin than 18% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

41st percentile

-7.9%

Faster asset growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

17th percentile

-50%

Faster revenue growth than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$421,289

Down $36,137 (-7.9%) from 2023

Liabilities

Up

$14,075

Up $14,075 from 2023

Net Assets

Down

$407,214

Down $50,212 (-11%) from 2023

Revenue

Down

$149,753

Down $148,460 (-50%) from 2023

Expenses

Down

$199,965

Down $83,413 (-29%) from 2023

Net Income

Down

-$50,212

Down $65,047 (-438%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $324,460Liabilities 2010: $3,7502010Assets 2011: $367,824Liabilities 2011: $7,1392011Assets 2012: $282,174Liabilities 2012: $02012Assets 2013: $280,829Net Assets 2013: $280,8292013Assets 2014: $267,872Net Assets 2014: $267,8722014Assets 2015: $266,130Liabilities 2015: $4,556Net Assets 2015: $261,5742015Assets 2016: $304,939Liabilities 2016: $0Net Assets 2016: $304,9392016Assets 2017: $316,514Liabilities 2017: $0Net Assets 2017: $316,5142017Assets 2018: $327,441Liabilities 2018: $0Net Assets 2018: $327,4412018Assets 2019: $371,947Liabilities 2019: $0Net Assets 2019: $371,9472019Assets 2020: $386,566Liabilities 2020: $27,385Net Assets 2020: $359,1812020Assets 2021: $433,668Liabilities 2021: $66,274Net Assets 2021: $367,3942021Assets 2022: $442,591Liabilities 2022: $0Net Assets 2022: $442,5912022Assets 2023: $457,426Liabilities 2023: $0Net Assets 2023: $457,4262023Assets 2024: $421,289Liabilities 2024: $14,075Net Assets 2024: $407,2142024

Highlighted filing

2024

Assets$421,289
Liabilities$14,075
Net Assets$407,214

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2010: $80,580Expenses 2010: $38,988Net Income 2010: $41,5922010Revenue 2011: $145,979Expenses 2011: $106,004Net Income 2011: $39,9752011Revenue 2012: $35,451Expenses 2012: $113,962Net Income 2012: -$78,5112012Revenue 2013: $105,233Expenses 2013: $106,578Net Income 2013: -$1,3452013Revenue 2014: $103,072Expenses 2014: $116,029Net Income 2014: -$12,9572014Revenue 2015: $87,827Expenses 2015: $94,125Net Income 2015: -$6,2982015Revenue 2016: $262,744Expenses 2016: $219,382Net Income 2016: $43,3622016Revenue 2017: $163,725Expenses 2017: $162,196Net Income 2017: $1,5292017Revenue 2018: $87,959Expenses 2018: $77,032Net Income 2018: $10,9272018Revenue 2019: $137,632Expenses 2019: $93,127Net Income 2019: $44,5052019Revenue 2020: $70,718Expenses 2020: $83,484Net Income 2020: -$12,7662020Revenue 2021: $125,601Expenses 2021: $117,388Net Income 2021: $8,2132021Revenue 2022: $327,579Expenses 2022: $252,382Net Income 2022: $75,1972022Revenue 2023: $298,213Expenses 2023: $283,378Net Income 2023: $14,8352023Revenue 2024: $149,753Expenses 2024: $199,965Net Income 2024: -$50,2122024

Highlighted filing

2024

Revenue$149,753
Expenses$199,965
Net Income-$50,212

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.21$0.14$4.07$1.50$2.00$0.50
2023Summary only. Only limited summary data is available for this year.$4.57$0.00$4.57$2.98$2.83$0.15
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.43$0.00$4.43$3.28$2.52$0.75
2021Detailed filing. Detailed filing data is available for this year.$4.34$0.66$3.67$1.26$1.17$0.08
2020Summary only. Only limited summary data is available for this year.$3.87$0.27$3.59$0.71$0.83$0.13
2019Summary only. Only limited summary data is available for this year.$3.72$0.00$3.72$1.38$0.93$0.45
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.27$0.00$3.27$0.88$0.77$0.11
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.17$0.00$3.17$1.64$1.62$0.02
2016Detailed filing. Detailed filing data is available for this year.$3.05$0.00$3.05$2.63$2.19$0.43
2015Detailed filing. Detailed filing data is available for this year.$2.66$0.05$2.62$0.88$0.94$0.06
2014Detailed filing. Detailed filing data is available for this year.$2.68$2.68$1.03$1.16$0.13
2013Detailed filing. Detailed filing data is available for this year.$2.81$2.81$1.05$1.07$0.01
2012Summary only. Only limited summary data is available for this year.$2.82$0.00$0.35$1.14$0.79
2011Summary only. Only limited summary data is available for this year.$3.68$0.07$1.46$1.06$0.40
2010Summary only. Only limited summary data is available for this year.$3.24$0.04$0.81$0.39$0.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$149,753
Mission and Program Overview

Mission

To conduct education and training

To conduct education and training to perpetuate and increase the available housing for low and moderate income individuals and families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$457,426$407,214▼ $50,212
Cash and Non-Interest-Bearing Accounts$457,426$340,344▼ $117,082
Accounts Receivable-$78,028-
Prepaid Expenses and Deferred Charges-$2,917-
Total Assets$457,426$421,289▼ $36,137
Liabilities
Deferred Revenue-$7,175-
Accounts Payable and Accrued Expenses-$6,900-
Total Liabilities$0$14,075▲ $14,075
Net Assets / Fund Balance
Total Net Assets Fund Balance$457,426$407,214▼ $50,212
Total Liabilities and Net Assets / Fund Balance$457,426$421,289▼ $36,137
Compensation and Service Providers

Board Members and Trustees

NameTitle
Eric ChubenkoPresident
Kimberly GoberSenior Vice President
Randall WoodVice President-housing
Anthony FeorenzoCorresponding Secretary
Sherry SimsRecording Secretary
Douglas DzemaTreasurer
Dorothy Carty DanielsVP Commissioners
Ronald Van RensalierVP Community Development
Rick IovineVP Legislation
Gary CentinaroVP Member Services
Joseph CapanoVP Professional Development
Revenue and Support

Revenue Composition

Contributions and Grants
$4,725
Program Service Revenue
$128,920
Investment Income
$16,108
Other Revenue
$0
Change in Net Assets
$-50,212
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$199,965
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$190,589$0$0$190,589
Fees for Services Accounting$9,376$0$0$9,376
Total Functional Expenses$199,965$0$0$199,965
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Nj Nahro Inc
EIN
22-3387700
Phone
2019434449
Address
CO WILLIAM KATCHEN 596 ANDERSON AVE, CLIFFSIDE PARK, NJ 07010

Signing Officer

Name
William Snyder
Title
President
Phone
2019434449
Signed
2025-11-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Snyder
Formed
2008
Legal Domicile
Nj
Voting Board Members
11
Independent Board Members
11
Employees
0
Volunteers
10

Preparer

Firm
William Katchen CPA LLC
Address
SUITE 303 596 ANDERSON AVE, CLIFFSIDE PARK, NJ 07010
Preparer
William Katchen
Phone
2019434449
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

The board and accountant review all tax returns before filing.

Form 990, Part IX, Line 24E

Scholarships 60500. 60500. 0. 0.

Form 990, Part IX, Line 24E

Newsletter 5203. 5203. 0. 0.

Form 990, Part IX, Line 24E

Service contract 35000. 35000. 0. 0.

Form 990, Part IX, Line 24E

Administrative Expenses 11575. 11575. 0. 0.

Form 990, Part IX, Line 24E

Conference expense 60948. 60948. 0. 0.

Form 990, Part IX, Line 24E

Board Meetings Expenses 3964. 3964. 0. 0.

Form 990, Part IX, Line 24E

Training Expense 7855. 7855. 0. 0.

Form 990, Part IX, Line 24E

Insurance 1538. 1538. 0. 0.

Form 990, Part IX, Line 24E

Website 1500. 1500. 0. 0.

Form 990, Part IX, Line 24E

Legislative conference 2506. 2506. 0. 0.

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IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt016108
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt011041
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt02380
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt01215
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt05274
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt036018
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0128920
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0282622
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0313649
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0109856
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt054419
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0889466
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt016108
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt011041
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt02380
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01215
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt05274
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt036018
IRS990ScheduleA/InvestmentIncomeCYPct00.03710
IRS990ScheduleA/InvestmentIncomePYPct00.02510
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00.96290
IRS990ScheduleA/PublicSupportPY509Pct00.97490
IRS990ScheduleA/PublicSupportTotal509Amt0935846
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0133645
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0287172
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0325199
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0124386
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt065444
IRS990ScheduleA/Total509Grp/TotalAmt0935846
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0971864
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD AND ACCOUNTANT REVIEW ALL TAX RETURNS BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SCHOLARSHIPS 60500. 60500. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NEWSLETTER 5203. 5203. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SERVICE CONTRACT 35000. 35000. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Administrative Expenses 11575. 11575. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CONFERENCE EXPENSE 60948. 60948. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Board Meetings Expenses 3964. 3964. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Training Expense 7855. 7855. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8INSURANCE 1538. 1538. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9WEBSITE 1500. 1500. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10LEGISLATIVE CONFERENCE 2506. 2506. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0457426
IRS990/TotalAssetsEOYAmt0421289
IRS990/TotalAssetsGrp/BOYAmt0457426
IRS990/TotalAssetsGrp/EOYAmt0421289
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt04725
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0199965
IRS990/TotalFunctionalExpensesGrp/TotalAmt0199965
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt014075
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt014075
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0457426
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0407214
IRS990/TotalProgramServiceExpensesAmt0199965
IRS990/TotalProgramServiceRevenueAmt0128920
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0145028
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0149753
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0457426
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0421289
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0596 ANDERSON AVENUE
IRS990/USAddress/CityNm0CLIFFSIDE PARK
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007010
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt011
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM SNYDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02019434449
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NJ NAHRO INC
ReturnHeader/Filer/BusinessNameControlTxt0NJNA
ReturnHeader/Filer/EIN0223387700
ReturnHeader/Filer/PhoneNum02019434449
ReturnHeader/Filer/USAddress/AddressLine1Txt0CO WILLIAM KATCHEN 596 ANDERSON AVE
ReturnHeader/Filer/USAddress/CityNm0CLIFFSIDE PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007010
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0208305691
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WILLIAM KATCHEN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0SUITE 303 596 ANDERSON AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CLIFFSIDE PARK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007010
ReturnHeader/PreparerPersonGrp/PhoneNum02019434449
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM KATCHEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-16T15:16:55-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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