Civic Intelligence

Realsource Assn of Realtors

EIN 22-3342942 • 501(c)6 • Waldwick, NJ

Profile

REAL ESTATE BOARD

5 Franklin TurnpikeWaldwick, NJ 07463

www.njrealtor.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.18x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

83rd percentile

0.52x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2018

Net Margin

51st percentile

4.7%

Higher net margin than 51% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

51st percentile

$141,383

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 14.9% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2018

Asset Growth

19th percentile

-6.5%

Faster asset growth than 19% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

47th percentile

4.7%

Faster revenue growth than 47% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets55th percentile

Assets

Down

$2,698,727

Down $186,570 (-6.5%) from 2017

Liabilities

Down

$489,306

Down $162,536 (-25%) from 2017

Net Assets

Down

$2,209,421

Down $24,034 (-1.1%) from 2017

Operations
Liabilities / Revenue83rd percentileNet Margin51st percentile

Revenue

Up

$948,954

Up $42,469 (+4.7%) from 2017

Expenses

Up

$903,986

Up $32,649 (+3.7%) from 2017

Net Income

Up

$44,968

Up $9,820 (+28%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $2,868,104Liabilities 2010: $1,029,158Net Assets 2010: $1,838,9462010Assets 2011: $2,752,952Liabilities 2011: $763,814Net Assets 2011: $1,989,1382011Assets 2012: $2,742,632Liabilities 2012: $729,603Net Assets 2012: $2,013,0292012Assets 2013: $2,718,546Liabilities 2013: $692,145Net Assets 2013: $2,026,4012013Assets 2014: $2,511,164Liabilities 2014: $396,630Net Assets 2014: $2,114,5342014Assets 2015: $2,686,746Liabilities 2015: $596,430Net Assets 2015: $2,090,3162015Assets 2016: $2,766,503Liabilities 2016: $603,977Net Assets 2016: $2,162,5262016Assets 2017: $2,885,297Liabilities 2017: $651,842Net Assets 2017: $2,233,4552017Assets 2018: $2,698,727Liabilities 2018: $489,306Net Assets 2018: $2,209,4212018

Highlighted filing

2018

Assets$2,698,727
Liabilities$489,306
Net Assets$2,209,421
Open 2018 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $739,1772010Expenses 2011: $688,6602011Expenses 2012: $704,3992012Revenue 2013: $702,105Expenses 2013: $688,733Net Income 2013: $13,3722013Revenue 2014: $797,030Expenses 2014: $711,168Net Income 2014: $85,8622014Revenue 2015: $851,257Expenses 2015: $877,743Net Income 2015: -$26,4862015Revenue 2016: $912,145Expenses 2016: $836,658Net Income 2016: $75,4872016Revenue 2017: $906,485Expenses 2017: $871,337Net Income 2017: $35,1482017Revenue 2018: $948,954Expenses 2018: $903,986Net Income 2018: $44,9682018

Highlighted filing

2018

Revenue$948,954
Expenses$903,986
Net Income$44,968
Open 2018 Filing

Filings

Most recent year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,698,727
Liabilities
$489,306
Net assets
$2,209,421
Revenue
$948,954
Expenses
$903,986
Net income
$44,968
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$2.70$0.49$2.21$0.95$0.90$0.04
2017Detailed filing. Detailed filing data is available for this year.$2.89$0.65$2.23$0.91$0.87$0.04
2016Detailed filing. Detailed filing data is available for this year.$2.77$0.60$2.16$0.91$0.84$0.08
2015Detailed filing. Detailed filing data is available for this year.$2.69$0.60$2.09$0.85$0.88$0.03
2014Detailed filing. Detailed filing data is available for this year.$2.51$0.40$2.11$0.80$0.71$0.09
2013Detailed filing. Detailed filing data is available for this year.$2.72$0.69$2.03$0.70$0.69$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.74$0.73$2.01$0.70
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.75$0.76$1.99$0.69
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.87$1.03$1.84$0.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 10, 2019
Return Version
2018v3.1
Gross Receipts
$962,439
Mission and Program Overview

Mission

REAL ESTATE BOARD

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,193,432$1,959,690▼ $233,742
Investments in Publicly Traded Securities$561,540$564,052▲ $2,512
Cash and Non-Interest-Bearing Accounts$49,275$94,224▲ $44,949
Land, Buildings, and Equipment, Net$63,839$62,036▼ $1,803
Prepaid Expenses and Deferred Charges$17,211$18,725▲ $1,514
Total Assets$2,885,297$2,698,727▼ $186,570
Liabilities
Deferred Revenue$516,537$389,070▼ $127,467
Accounts Payable and Accrued Expenses$135,305$99,236▼ $36,069
Other Liabilities-$1,000-
Total Liabilities$651,842$489,306▼ $162,536
Net Assets / Fund Balance
Unrestricted Net Assets$1,144,316$2,209,421▲ $1,065,105
Temporarily Rstr Net Assets$1,089,139--
Total Net Assets Fund Balance$2,233,455$2,209,421▼ $24,034
Total Liabilities and Net Assets / Fund Balance$2,885,297$2,698,727▼ $186,570

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$61$129,054$129,115
Buildings$61,975$3,615$65,590
Compensation and Service Providers
Top Officer Pay51st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Suzan KorenCEOFT$119,108$22,275$141,383
Susan TeneyckCFOFT$65,690$1,877$67,567

Board Members and Trustees

NameTitle
Chris TauschPresident
Margaret AjamianPresident El
Deborah GraskeDirector
Evelyn PaladinoDirector
James ArkelianDirector
Karen WhiteDirector
Margo VlahinichDirector
Mary Kissell PatrickDirector
Nicola G EspositoDirector
Teresa DelorenzoDirector
Gene AzzalinaHonorary Director
Joan M SobeckHonorary Director
Mary DavisHonorary Director
Suzanne JahnAlternate Di
William F Gilsenan JrPast Past Pr
Frances BlakelyPast Preside
Robert T FunabashiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$765,824
Investment Income
$54,422
Other Revenue
$128,708
Change in Net Assets
$44,968
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$470,305
Salaries, Compensation, and Employee Benefits$433,681
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$184,798
Other Salaries and Wages---$146,896
Conferences and Meetings---$137,615
Occupancy---$84,729
All Other Expenses---$76,384
Other Employee Benefits---$61,014
Payroll Taxes---$31,043
Other Expenses---$23,855
Office Expenses---$14,734
Fees for Services Accounting---$12,777
Fees for Services Other---$11,572
Information Technology---$11,078
Pension Plan Contributions---$9,930
Depreciation Depletion---$4,072
Fees for Services Legal---$3,090
Total Functional Expenses$0$0$0$903,986
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$13,485
Fundraising Gross Income$10,103
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deposits on Arbitration Acct$1,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“MEMBERS”

Form 990, Page 6, Part VI, Line 7A

“Yes, members elect officers and directors”

Form 990, Page 6, Part VI, Line 7B

“Yes, the bylaws are subject to approval by the members”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the executive officer”

Form 990, Page 6, Part VI, Line 12C

“Annually they have each director/officer sign a statement disclosing any conflicts. At each monthly meeting they remind directors/officers of their oath to the organization and the need to consider any conflicts.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors approves the contract and compensation of the ceo.”

Form 990, Page 6, Part VI, Line 19

“The governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Realsource Assn of Realtors
EIN
22-3342942
Phone
2014443100
Address
5 FRANKLIN TURNPIKE, WALDWICK, NJ 07463

Signing Officer

Name
Susan Teneyck
Title
CFO
Phone
2014443100
Signed
2019-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Susan Teneyck
Legal Domicile
Nj
Voting Board Members
17
Independent Board Members
17
Employees
6

Preparer

Firm
Berry Verduin & Koch LLC
Address
190 FRANKLIN AVENUE, RIDGEWOOD, NJ 07450
Preparer
Douglas Verduin
Phone
2014448800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

“A: purpose & nature: 1. To provide a forum for communication between members, real estate offices and the state and national association of realtors. 2. To provide continuing professional education for members (as an example-fair housing, laws of agency, and environmental issues). 3. To serve the community by sponsoring charitable programs (for example-blood drive, families in need, habitat for humanity, disaster relief). 4. To provide an arbitration and mediation process for conflict between members and the public. B: frequency and duration: 1. The board staff, committees, and officers put forth an ongoing effort to provide communication. 2. The board offers approximately 62 continuing education programs annually. 3. The board sponsors 3 fund raisers for families in need. 4. Arbitration and mediation is provided as needed by membership. There were 7 cases arbitrated or mediated in 2018. C: what the activity has accomplished: 1. Increased professionalism through continuing education and communication within the profession. 2. Provided forum for exchange of ideas re: improving and promoting the real estate industry. 3. Provides for orderly resolution of disputes between members. 4. Provides service to community through charitable endeavors. 5. Provides uniformity of standards in the real estate profession. D: membership of approximately 3,539 realtors and real estate professionals.”

Form 990, Part XI, Line 9

“Book / tax depreciation difference 2,270”

Financial Statement Notes

Schedule D, Page 3, Part X

“The preparation of financial statements prepared according to generally acceptd accounting principles requires management to evaluate the effect on uncertain tax positions. In managements' judgment, there are no uncertain positions for the year ended 12/31/18”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3HONORARY DIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10ALTERNATE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt13CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt14TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt15PAST PAST PR
IRS990/Form990PartVIISectionAGrp/TitleTxt16PAST PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt17PRESIDENT EL
IRS990/Form990PartVIISectionAGrp/TitleTxt18PRESIDENT
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IRS990/OtherRevenueMiscGrp/Desc1SPONSORSHIP/ADV/EVENT INC
IRS990/OtherRevenueMiscGrp/Desc2TD BANK AFFINITY PROGRAM
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IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0NONE
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART IV
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEPOSITS ON ARBITRATION ACCT
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE PREPARATION OF FINANCIAL STATEMENTS PREPARED ACCORDING TO GENERALLY ACCEPTD ACCOUNTING PRINCIPLES REQUIRES MANAGEMENT TO EVALUATE THE EFFECT ON UNCERTAIN TAX POSITIONS. IN MANAGEMENTS' JUDGMENT, THERE ARE NO UNCERTAIN POSITIONS FOR THE YEAR ENDED 12/31/18
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleD/TotalLiabilityAmt01000
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A: PURPOSE & NATURE: 1. TO PROVIDE A FORUM FOR COMMUNICATION BETWEEN MEMBERS, REAL ESTATE OFFICES AND THE STATE AND NATIONAL ASSOCIATION OF REALTORS. 2. TO PROVIDE CONTINUING PROFESSIONAL EDUCATION FOR MEMBERS (AS AN EXAMPLE-FAIR HOUSING, LAWS OF AGENCY, AND ENVIRONMENTAL ISSUES). 3. TO SERVE THE COMMUNITY BY SPONSORING CHARITABLE PROGRAMS (FOR EXAMPLE-BLOOD DRIVE, FAMILIES IN NEED, HABITAT FOR HUMANITY, DISASTER RELIEF). 4. TO PROVIDE AN ARBITRATION AND MEDIATION PROCESS FOR CONFLICT BETWEEN MEMBERS AND THE PUBLIC. B: FREQUENCY AND DURATION: 1. THE BOARD STAFF, COMMITTEES, AND OFFICERS PUT FORTH AN ONGOING EFFORT TO PROVIDE COMMUNICATION. 2. THE BOARD OFFERS APPROXIMATELY 62 CONTINUING EDUCATION PROGRAMS ANNUALLY. 3. THE BOARD SPONSORS 3 FUND RAISERS FOR FAMILIES IN NEED. 4. ARBITRATION AND MEDIATION IS PROVIDED AS NEEDED BY MEMBERSHIP. THERE WERE 7 CASES ARBITRATED OR MEDIATED IN 2018. C: WHAT THE ACTIVITY HAS ACCOMPLISHED: 1. INCREASED PROFESSIONALISM THROUGH CONTINUING EDUCATION AND COMMUNICATION WITHIN THE PROFESSION. 2. PROVIDED FORUM FOR EXCHANGE OF IDEAS RE: IMPROVING AND PROMOTING THE REAL ESTATE INDUSTRY. 3. PROVIDES FOR ORDERLY RESOLUTION OF DISPUTES BETWEEN MEMBERS. 4. PROVIDES SERVICE TO COMMUNITY THROUGH CHARITABLE ENDEAVORS. 5. PROVIDES UNIFORMITY OF STANDARDS IN THE REAL ESTATE PROFESSION. D: MEMBERSHIP OF APPROXIMATELY 3,539 REALTORS AND REAL ESTATE PROFESSIONALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2YES, MEMBERS ELECT OFFICERS AND DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3YES, THE BYLAWS ARE SUBJECT TO APPROVAL BY THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 IS REVIEWED BY THE EXECUTIVE OFFICER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUALLY THEY HAVE EACH DIRECTOR/OFFICER SIGN A STATEMENT DISCLOSING ANY CONFLICTS. AT EACH MONTHLY MEETING THEY REMIND DIRECTORS/OFFICERS OF THEIR OATH TO THE ORGANIZATION AND THE NEED TO CONSIDER ANY CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS APPROVES THE CONTRACT AND COMPENSATION OF THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BOOK / TAX DEPRECIATION DIFFERENCE 2,270
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0TITLE HOLD
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt05 FRANKLIN TPKE
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