Civic Intelligence

New Jersey Self-Insurers Guaranty

EIN 22-3329794 • 501(c)6 • Middletown, NJ

Profile

The association was created by the new jersey state legislature to issue workers' compensation benefits to employees of insolvent self insured employers who have covered claims.

107 Tindall Road 6Middletown, NJ 07748

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

1.11x

Higher debt load relative to assets than 95% of similar nonprofits.

NTEE S • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

2.13x

Higher debt load relative to revenue than 80% of similar nonprofits.

NTEE S • $5M-$10M nonprofits • Source year 2025

Net Margin

92nd percentile

77%

Higher net margin than 92% of similar nonprofits.

NTEE S • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

35th percentile

$106,290

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

NTEE S • $5M-$10M nonprofits • Source year 2025

Asset Growth

79th percentile

29%

Faster asset growth than 79% of similar nonprofits.

NTEE S • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

47th percentile

4.7%

Faster revenue growth than 47% of similar nonprofits.

NTEE S • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets95th percentile

Assets

Up

$4,474,203

Up $314,869 (+7.6%) from 2023

Liabilities

Up

$7,418,789

Up $1,162,611 (+19%) from 2023

Net Assets

Down

-$2,944,586

Down $847,742 (-40%) from 2023

Operations
Liabilities / Revenue80th percentileNet Margin92nd percentile

Revenue

Up

$2,864,918

Up $188,451 (+7.0%) from 2023

Expenses

Up

$3,712,660

Up $1,258,311 (+51%) from 2023

Net Income

Down

-$847,742

Down $1,069,860 (-482%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0-$5.0MAssets 2010: $2,445,768Liabilities 2010: $407,924Net Assets 2010: $2,037,8442010Assets 2011: $3,006,302Liabilities 2011: $383,585Net Assets 2011: $2,622,7172011Assets 2012: $3,556,333Liabilities 2012: $800,853Net Assets 2012: $2,755,4802012Assets 2013: $4,530,683Liabilities 2013: $698,191Net Assets 2013: $3,832,4922013Assets 2014: $5,149,405Liabilities 2014: $605,000Net Assets 2014: $4,544,4052014Assets 2015: $5,734,084Liabilities 2015: $358,000Net Assets 2015: $5,376,0842015Assets 2016: $5,049,504Liabilities 2016: $2,332,830Net Assets 2016: $2,716,6742016Assets 2017: $6,154,139Liabilities 2017: $3,254,313Net Assets 2017: $2,899,8262017Assets 2018: $4,660,105Liabilities 2018: $2,211,938Net Assets 2018: $2,448,1672018Assets 2019: $3,608,963Liabilities 2019: $1,556,617Net Assets 2019: $2,052,3462019Assets 2020: $3,270,395Liabilities 2020: $2,137,108Net Assets 2020: $1,133,2872020Assets 2021: $3,646,090Liabilities 2021: $7,084,603Net Assets 2021: -$3,438,5132021Assets 2022: $3,687,206Liabilities 2022: $6,006,168Net Assets 2022: -$2,318,9622022Assets 2023: $4,159,334Liabilities 2023: $6,256,178Net Assets 2023: -$2,096,8442023Assets 2024: $4,474,203Liabilities 2024: $7,418,789Net Assets 2024: -$2,944,5862024

Highlighted filing

2024

Assets$4,474,203
Liabilities$7,418,789
Net Assets-$2,944,586
Open 2024 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $427,0292010Expenses 2011: $246,9722011Revenue 2012: $978,989Expenses 2012: $846,226Net Income 2012: $132,7632012Revenue 2013: $1,402,870Expenses 2013: $325,858Net Income 2013: $1,077,0122013Revenue 2014: $1,164,325Expenses 2014: $452,412Net Income 2014: $711,9132014Revenue 2015: $1,336,371Expenses 2015: $504,692Net Income 2015: $831,6792015Revenue 2016: $11,730Expenses 2016: $2,671,140Net Income 2016: -$2,659,4102016Revenue 2017: $2,092,118Expenses 2017: $1,908,966Net Income 2017: $183,1522017Revenue 2018: $68,894Expenses 2018: $520,553Net Income 2018: -$451,6592018Revenue 2019: $217,909Expenses 2019: $613,730Net Income 2019: -$395,8212019Revenue 2020: $37,434Expenses 2020: $956,493Net Income 2020: -$919,0592020Revenue 2021: $2,337,848Expenses 2021: $6,909,648Net Income 2021: -$4,571,8002021Revenue 2022: $2,254,119Expenses 2022: $1,134,568Net Income 2022: $1,119,5512022Revenue 2023: $2,676,467Expenses 2023: $2,454,349Net Income 2023: $222,1182023Revenue 2024: $2,864,918Expenses 2024: $3,712,660Net Income 2024: -$847,7422024

Highlighted filing

2024

Revenue$2,864,918
Expenses$3,712,660
Net Income-$847,742
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,474,203
Liabilities
$7,418,789
Net assets
-$2,944,586
Revenue
$2,864,918
Expenses
$3,712,660
Net income
-$847,742
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.47$7.42$2.94$2.86$3.71$0.85
2023Detailed filing. Detailed filing data is available for this year.$4.16$6.26$2.10$2.68$2.45$0.22
2022Detailed filing. Detailed filing data is available for this year.$3.69$6.01$2.32$2.25$1.13$1.12
2021Detailed filing. Detailed filing data is available for this year.$3.65$7.08$3.44$2.34$6.91$4.57
2020Detailed filing. Detailed filing data is available for this year.$3.27$2.14$1.13$0.04$0.96$0.92
2019Detailed filing. Detailed filing data is available for this year.$3.61$1.56$2.05$0.22$0.61$0.40
2018Detailed filing. Detailed filing data is available for this year.$4.66$2.21$2.45$0.07$0.52$0.45
2017Detailed filing. Detailed filing data is available for this year.$6.15$3.25$2.90$2.09$1.91$0.18
2016Detailed filing. Detailed filing data is available for this year.$5.05$2.33$2.72$0.01$2.67$2.66
2015Detailed filing. Detailed filing data is available for this year.$5.73$0.36$5.38$1.34$0.50$0.83
2014Detailed filing. Detailed filing data is available for this year.$5.15$0.61$4.54$1.16$0.45$0.71
2013Detailed filing. Detailed filing data is available for this year.$4.53$0.70$3.83$1.40$0.33$1.08
2012Summary only. Only limited summary data is available for this year.$3.56$0.80$2.76$0.98$0.85$0.13
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.01$0.38$2.62$0.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.45$0.41$2.04$0.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 20, 2025
Return Version
2024v5.0
Gross Receipts
$2,864,918
Mission and Program Overview

Mission

The association was created by the new jersey state legislature to issue workers' compensation benefits to employees of insolvent self insured employers who have covered claims.

The association was created by the new jersey state legislature to issue workers'compensation benefits to employees of insolvent self insured employers who have covered claims.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,566,614$2,047,920▲ $481,306
Investments Other Securities$2,231,904$1,560,882▼ $671,022
Cash and Non-Interest-Bearing Accounts$251,039$615,130▲ $364,091
Accounts Receivable$109,777$250,271▲ $140,494
Total Assets$4,159,334$4,474,203▲ $314,869
Liabilities
Other Liabilities$6,256,178$7,418,789▲ $1,162,611
Total Liabilities$6,256,178$7,418,789▲ $1,162,611
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$-2,096,844$-2,944,586▼ $847,742
Total Net Assets Fund Balance$-2,096,844$-2,944,586▼ $847,742
Total Liabilities and Net Assets / Fund Balance$4,159,334$4,474,203▲ $314,869

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$1,560,882--
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Ralph a AngeloExecutive DirectorFT$102,202$102,202

Board Members and Trustees

NameTitle
Donna Michael-ziereisChairperson/director
Lawrence J HoltDirector
Wayne KlokisDirector
Honora C McginnSecretary/director
James C KnicosTreasurer/director
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,741,582
Investment Income
$123,205
Other Revenue
$131
Change in Net Assets
$-847,742

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,864,918
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,864,918
Total Revenue per Form 990
$2,864,918
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,602,292
Salaries, Compensation, and Employee Benefits$110,368
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses---$3,367,420
Fees for Services Other---$150,931
Current Officers, Directors, Trustees, and Key Employees---$102,202
Fees for Services Accounting---$31,155
Fees for Services Legal---$28,804
Occupancy---$15,216
Payroll Taxes---$8,166
Travel---$3,087
Insurance---$3,017
Office Expenses---$2,360
Information Technology---$302
Total Functional Expenses$0$0$0$3,712,660

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,712,660
Total Expenses per Audited Statements$3,712,660
Total Expenses per Form 990$3,712,660
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claims Reserves$7,418,789
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All self-insurers, as defined at n.j.s.a. 34:15-77 and n.j.s.a. 34:15-120.15 shall be and are members of the association as a condition of their authority to self-insure for workers' compensation liability in the state of new jersey.”

Form 990, Part VI, Section B, Line 11B

“The board of directors receives a draft of form 990 via email for review before it is filed.”

Form 990, Part VI, Section B, Line 12C

“The association adopted a conflict of interest policy and the board annually reviews the policy to determine if there are any conflicts of interest to discuss.”

Form 990, Part VI, Section B, Line 15A

“The executive directors salary is reviewed and approved by the board of directors annually.”

Form 990, Part VI, Section C, Line 19

“The association will make its governing documents and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
New Jersey Self-insurers Guaranty
EIN
22-3329794
Phone
6094972338
Address
107 TINDALL ROAD 6, MIDDLETOWN, NJ 07748

Signing Officer

Name
Ralph a Angelo
Title
Executive Director
Phone
6094972338
Signed
2025-03-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ralph a Angelo
Formed
1993
Legal Domicile
Nj
Voting Board Members
5
Independent Board Members
5
Employees
1
Volunteers
5

Preparer

Firm
Mercadien Pc
Address
PO BOX 7648, PRINCETON, NJ 08543-7648
Preparer
Raphael J Carletti CPA
Phone
6096899700
Supplemental Narrative

Additional Explanations

Part XII Line 1

“Accounting method is currently the same as last year.”

Form 990, Part XII, 2C

“The association's responsibility for oversight of the audit or selection of the auditor has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“Management is required to evaluate the association's tax positions and disclose a liability if the association had taken an uncertain tax position that more likely than not would be sustained upon examination by the tax authorities. Management evaluated the association's tax positions and concluded that the association had taken no uncertain tax positions that would require disclosure in the financial statement.”

Raw XML Appendix325 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02741713
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01566614
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02047920
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt03712660
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07418789
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIMS RESERVES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01560882
IRS990ScheduleD/OtherSecuritiesGrp/Desc0INVESTMENTS- US TREASURY BILLS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02864918
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT IS REQUIRED TO EVALUATE THE ASSOCIATION'S TAX POSITIONS AND DISCLOSE A LIABILITY IF THE ASSOCIATION HAD TAKEN AN UNCERTAIN TAX POSITION THAT MORE LIKELY THAN NOT WOULD BE SUSTAINED UPON EXAMINATION BY THE TAX AUTHORITIES. MANAGEMENT EVALUATED THE ASSOCIATION'S TAX POSITIONS AND CONCLUDED THAT THE ASSOCIATION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT WOULD REQUIRE DISCLOSURE IN THE FINANCIAL STATEMENT.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt01560882
IRS990ScheduleD/TotalExpensesPerForm990Amt03712660
IRS990ScheduleD/TotalLiabilityAmt07418789
IRS990ScheduleD/TotalRevenuePerForm990Amt02864918
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02864918
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03712660
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL SELF-INSURERS, AS DEFINED AT N.J.S.A. 34:15-77 AND N.J.S.A. 34:15-120.15 SHALL BE AND ARE MEMBERS OF THE ASSOCIATION AS A CONDITION OF THEIR AUTHORITY TO SELF-INSURE FOR WORKERS' COMPENSATION LIABILITY IN THE STATE OF NEW JERSEY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS RECEIVES A DRAFT OF FORM 990 VIA EMAIL FOR REVIEW BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ASSOCIATION ADOPTED A CONFLICT OF INTEREST POLICY AND THE BOARD ANNUALLY REVIEWS THE POLICY TO DETERMINE IF THERE ARE ANY CONFLICTS OF INTEREST TO DISCUSS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE DIRECTORS SALARY IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ASSOCIATION WILL MAKE ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ACCOUNTING METHOD IS CURRENTLY THE SAME AS LAST YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ASSOCIATION'S RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OR SELECTION OF THE AUDITOR HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART XII LINE 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XII, 2C
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IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt04159334
IRS990/TotalAssetsEOYAmt04474203
IRS990/TotalAssetsGrp/BOYAmt04159334
IRS990/TotalAssetsGrp/EOYAmt04474203
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/TotalAmt03712660
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt06256178
IRS990/TotalLiabilitiesEOYAmt07418789
IRS990/TotalLiabilitiesGrp/BOYAmt06256178
IRS990/TotalLiabilitiesGrp/EOYAmt07418789
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-2096844
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-2944586
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt03712660
IRS990/TotalProgramServiceRevenueAmt02741582
IRS990/TotalReportableCompFromOrgAmt0102202
IRS990/TotalRevenueGrp/ExclusionAmt0123205
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02741713
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02864918
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt04159334
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04474203
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03087
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0107 TINDALL ROAD 6
IRS990/USAddress/CityNm0MIDDLETOWN
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007748
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0RALPH A ANGELO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06094972338
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW JERSEY SELF-INSURERS GUARANTY
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0223329794
ReturnHeader/Filer/PhoneNum06094972338
ReturnHeader/Filer/USAddress/AddressLine1Txt0107 TINDALL ROAD 6
ReturnHeader/Filer/USAddress/CityNm0MIDDLETOWN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007748
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223271712
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MERCADIEN PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 7648
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PRINCETON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0085437648
ReturnHeader/PreparerPersonGrp/PhoneNum06096899700
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-18
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RAPHAEL J CARLETTI CPA
ReturnHeader/ReturnTs02025-03-20T10:56:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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