Civic Intelligence

Twin Valley Seniors Inc

EIN 22-3309872 • 501(c)3 • East Montpelier, VT

Profile

To facilitate the social, emotional, and physical well-being of independent

PO Box 152East Montpelier, VT 05651

twinvalleyseniors.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.44x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

1.02x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

75th percentile

22%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

53rd percentile

4.4%

Faster asset growth than 53% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Revenue Growth

35th percentile

-1.3%

Faster revenue growth than 35% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Assets

Up

$611,369

Up $40,857 (+7.2%) from 2024

Liabilities

Down

$269,444

Down $17,814 (-6.2%) from 2024

Net Assets

Up

$341,925

Up $58,671 (+21%) from 2024

Revenue

Up

$263,120

Up $15,121 (+6.1%) from 2024

Expenses

Down

$204,449

Down $18,761 (-8.4%) from 2024

Net Income

Up

$58,671

Up $33,882 (+137%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2012: $3,710Liabilities 2012: $02012Assets 2014: $4,292Liabilities 2014: $02014Assets 2015: $7,668Liabilities 2015: $02015Assets 2016: $29,955Liabilities 2016: $6,822Net Assets 2016: $23,1332016Assets 2017: $22,300Liabilities 2017: $8,096Net Assets 2017: $14,2042017Assets 2018: $43,504Liabilities 2018: $2,502Net Assets 2018: $41,0022018Assets 2019: $53,912Liabilities 2019: $453Net Assets 2019: $53,4592019Assets 2020: $440,755Liabilities 2020: $315,155Net Assets 2020: $125,6002020Assets 2021: $472,756Liabilities 2021: $279,624Net Assets 2021: $193,1322021Assets 2022: $494,317Liabilities 2022: $312,651Net Assets 2022: $181,6662022Assets 2023: $560,613Liabilities 2023: $302,148Net Assets 2023: $258,4652023Assets 2024: $570,512Liabilities 2024: $287,258Net Assets 2024: $283,2542024Assets 2025: $611,369Liabilities 2025: $269,444Net Assets 2025: $341,9252025

Highlighted filing

2025

Assets$611,369
Liabilities$269,444
Net Assets$341,925

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $91,164Expenses 2012: $96,053Net Income 2012: -$4,8892012Revenue 2014: $146,062Expenses 2014: $153,239Net Income 2014: -$7,1772014Revenue 2015: $114,860Expenses 2015: $113,882Net Income 2015: $9782015Revenue 2016: $111,374Expenses 2016: $131,282Net Income 2016: -$19,9082016Revenue 2017: $131,752Expenses 2017: $140,681Net Income 2017: -$8,9292017Revenue 2018: $172,750Expenses 2018: $145,952Net Income 2018: $26,7982018Revenue 2019: $170,380Expenses 2019: $157,923Net Income 2019: $12,4572019Revenue 2020: $256,950Expenses 2020: $184,809Net Income 2020: $72,1412020Revenue 2021: $262,527Expenses 2021: $194,995Net Income 2021: $67,5322021Revenue 2022: $187,579Expenses 2022: $199,045Net Income 2022: -$11,4662022Revenue 2023: $270,259Expenses 2023: $193,460Net Income 2023: $76,7992023Revenue 2024: $247,999Expenses 2024: $223,210Net Income 2024: $24,7892024Revenue 2025: $263,120Expenses 2025: $204,449Net Income 2025: $58,6712025

Highlighted filing

2025

Revenue$263,120
Expenses$204,449
Net Income$58,671

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.11$2.69$3.42$2.63$2.04$0.59
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.71$2.87$2.83$2.48$2.23$0.25
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.61$3.02$2.58$2.70$1.93$0.77
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.94$3.13$1.82$1.88$1.99$0.11
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.73$2.80$1.93$2.63$1.95$0.68
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$3.15$1.26$2.57$1.85$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.00$0.53$1.70$1.58$0.12
2018Summary only. Only limited summary data is available for this year.$0.44$0.03$0.41$1.73$1.46$0.27
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.08$0.14$1.32$1.41$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.30$0.07$0.23$1.11$1.31$0.20
2015Summary only. Only limited summary data is available for this year.$0.08$0.00$1.15$1.14$0.01
2014Summary only. Only limited summary data is available for this year.$0.04$0.00$1.46$1.53$0.07
2012Summary only. Only limited summary data is available for this year.$0.04$0.00$0.91$0.96$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Jan 12, 2026
Return Version
2024v5.0
Gross Receipts
$307,491
Mission and Program Overview

Mission

To facilitate the social, emotional, and physical well being of independent senior citizens by providing access to community resources and providing services and activities that maintain senior citizens' independence and wellness.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$423,723$423,684▼ $39
Cash and Non-Interest-Bearing Accounts$114,176$164,215▲ $50,039
Savings and Temporary Cash Investments$28,289$20,134▼ $8,155
Prepaid Expenses and Deferred Charges$1,108--
Accounts Receivable-$705-
Total Assets$570,512$611,369▲ $40,857
Other Assets Total$3,216$2,631▼ $585
Liabilities
Mortgage Notes Payable Secured by Investment Property$277,479$259,442▼ $18,037
Other Liabilities$8,684$9,016▲ $332
Accounts Payable and Accrued Expenses$1,095$986▼ $109
Total Liabilities$287,258$269,444▼ $17,814
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$239,082$307,895▲ $68,813
Net Assets With Donor Restrictions$44,172$34,030▼ $10,142
Total Net Assets Fund Balance$283,254$341,925▲ $58,671
Total Liabilities and Net Assets / Fund Balance$570,512$611,369▲ $40,857

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$186,084$34,400$220,484
Other Land Buildings$136,558$63,476$200,034
Land$94,654-$94,654
Equipment$6,388$10,660$17,048
Compensation and Service Providers

Board Members and Trustees

NameTitle
Denise WheelerChair
Cecille SherburnVice Chair
Barry IbeyMember
Fred WilberMember
Kristin HolmMember
Sue CareySecretary
Gary SmithTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$114,680
Program Service Revenue
$113,055
Investment Income
$913
Other Revenue
$34,472
All Other Contributions
$114,680
Change in Net Assets
$58,671
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$138,413
Salaries, Compensation, and Employee Benefits$66,036
Total Fundraising Expense$3,084
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$47,516$10,510$2,749$60,775
Occupancy$18,761$10,600$97$29,458
Fees for Services Accounting-$11,331-$11,331
Office Expenses-$9,791-$9,791
Depreciation Depletion$8,450$939-$9,389
Interest$5,713$289-$6,002
Payroll Taxes$3,511$1,512$238$5,261
Insurance$3,559$1,633-$5,192
Other Expenses$12,522$1,913-$1,913
Fees for Services Other$1,235$24-$1,259
Total Functional Expenses$152,459$48,906$3,084$204,449
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$18,903
Fundraising Direct Expenses$2,245
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Tenant Security Deposits$5,580
Lease Liability - Op Lease$2,631
Income Tax Payable 990-t$805
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A copy of the 990 is provided to the members of the board to review before the return is filed.

Form 990, Page 6, Part VI, Line 15A

The organization uses comparability data to determine wages.

Form 990, Page 6, Part VI, Line 15B

The organization uses comparability data to determine wages.

Form 990, Page 6, Part VI, Line 19

Documents are made available upon request.

Filing and Contact Details

Filer

Filer Name
Twin Valley Seniors Inc
EIN
22-3309872
Phone
8022233322
Address
PO BOX 152, EAST MONTPELIER, VT 05651

Signing Officer

Name
Denise Wheeler
Title
Chair
Phone
8022233322
Signed
2026-01-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Denise Wheeler
Formed
1983
Legal Domicile
Vt
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
40

Preparer

Firm
Mudgett Jennett & Krogh-wisner
Address
141 MAIN ST STE 2, MONTPELIER, VT 05602
Preparer
Erin J Packie CPA
Phone
8022299193
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To facilitate the social, emotional, and physical well being of independent senior citizens by providing access to community resources and providing services and activities that maintain senior citizens' independence and wellness.

Form 990, Part XI, Line 9

Book / tax depreciation difference 7,362

Financial Statement Notes

Schedule D, Page 3, Part X

The organization is exempt from income taxes under section 501(c)(3) of the internal revenue code (the code) and is classified as an organization that is not a private foundation as defined in section 509(a). The organization is subject to tax on income unrelated to its exempt purposes (unless that income is otherwise excluded by the code). Contributions to the organization are tax deductible to donors under section 170 of the code. For the year ended september 30, 2025, the organization had unrelated business taxable income of 9,110 related to rental income for four debt- financed residential rental apartments. Federal tax on this income is 1,913. For the year ended september 30, 2024, the organization had unrelated business taxable income of 858 related to rental income for four debt-financed residential rental apartments. Federal tax on this income was 180. Management has evaluated significant tax positions against criteria established by u.s. Gaap and believes there are no uncertain tax positions requiring accounting recognition in the financial statements. Management does not believe its evaluation of tax positions will significantly change within twelve months of september 30, 2025. Any changes in tax position will be recorded when the ultimate outcome becomes known. The tax years ending september 30, 2024, 2023 and 2022 are still open for audit for both federal and state purposes.

Raw XML AppendixShowing 400 of 454 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc0MEALS PROGRAMS
IRS990/ProgramServiceRevenueGrp/Desc1HEALTH/SOCIAL PROGRAMS
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IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE HEALTH AND SOCIAL PROGRAMS FOR SENIORS - THIS INCLUDES PROVIDING PERIODIC EXERCISE CLASSES, FOOT CLINICS, FLU SHOTS, AND BLOOD PRESSURE CHECKS. THESE PROGRAMS ARE PROVIDED AT LOW COST (AND MANY ARE PROVIDED AT NO COST) TO AREA SENIORS.
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TENANT SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE LIABILITY - OP LEASE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2INCOME TAX PAYABLE 990-T
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE (THE CODE) AND IS CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION AS DEFINED IN SECTION 509(A). THE ORGANIZATION IS SUBJECT TO TAX ON INCOME UNRELATED TO ITS EXEMPT PURPOSES (UNLESS THAT INCOME IS OTHERWISE EXCLUDED BY THE CODE). CONTRIBUTIONS TO THE ORGANIZATION ARE TAX DEDUCTIBLE TO DONORS UNDER SECTION 170 OF THE CODE. FOR THE YEAR ENDED SEPTEMBER 30, 2025, THE ORGANIZATION HAD UNRELATED BUSINESS TAXABLE INCOME OF 9,110 RELATED TO RENTAL INCOME FOR FOUR DEBT- FINANCED RESIDENTIAL RENTAL APARTMENTS. FEDERAL TAX ON THIS INCOME IS 1,913. FOR THE YEAR ENDED SEPTEMBER 30, 2024, THE ORGANIZATION HAD UNRELATED BUSINESS TAXABLE INCOME OF 858 RELATED TO RENTAL INCOME FOR FOUR DEBT-FINANCED RESIDENTIAL RENTAL APARTMENTS. FEDERAL TAX ON THIS INCOME WAS 180. MANAGEMENT HAS EVALUATED SIGNIFICANT TAX POSITIONS AGAINST CRITERIA ESTABLISHED BY U.S. GAAP AND BELIEVES THERE ARE NO UNCERTAIN TAX POSITIONS REQUIRING ACCOUNTING RECOGNITION IN THE FINANCIAL STATEMENTS. MANAGEMENT DOES NOT BELIEVE ITS EVALUATION OF TAX POSITIONS WILL SIGNIFICANTLY CHANGE WITHIN TWELVE MONTHS OF SEPTEMBER 30, 2025. ANY CHANGES IN TAX POSITION WILL BE RECORDED WHEN THE ULTIMATE OUTCOME BECOMES KNOWN. THE TAX YEARS ENDING SEPTEMBER 30, 2024, 2023 AND 2022 ARE STILL OPEN FOR AUDIT FOR BOTH FEDERAL AND STATE PURPOSES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0423684
IRS990ScheduleD/TotalLiabilityAmt09016
IRS990ScheduleG/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HOSTED MULTIPLE FUNDRAISING EVENTS AND SPECIAL MEALS INCLUDING GRAB N' GO MEALS, HOT DOG FRIDAYS, THANKFUL FOR PIES, VALENTINE'S DAY PIE SALE, AND A CRAFT FAIR. NO SINGLE EVENT RAISED 5,000 OR MORE, HOWEVER TOTAL SPECIAL EVENT FUNDRAISERS RAISED A GROSS TOTAL OF 18,903 DURING THE FISCAL YEAR. DIRECT COSTS ASSOCIATED WITH THESE FUNDRAISERS WAS 2,245.
IRS990ScheduleG/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE G, PART IV
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO FACILITATE THE SOCIAL, EMOTIONAL, AND PHYSICAL WELL BEING OF INDEPENDENT SENIOR CITIZENS BY PROVIDING ACCESS TO COMMUNITY RESOURCES AND PROVIDING SERVICES AND ACTIVITIES THAT MAINTAIN SENIOR CITIZENS' INDEPENDENCE AND WELLNESS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COPY OF THE 990 IS PROVIDED TO THE MEMBERS OF THE BOARD TO REVIEW BEFORE THE RETURN IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION USES COMPARABILITY DATA TO DETERMINE WAGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION USES COMPARABILITY DATA TO DETERMINE WAGES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOOK / TAX DEPRECIATION DIFFERENCE 7,362
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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