Civic Intelligence

The Concord Education Fund Inc

EIN 22-3198209 • 501(c)3 • Concord, MA

Profile

The concord education fund is an independent organization that avidly supports the pursuit of excellence in the public schools of concord, by granting funds for the development of curricula, programs, and initiatives designed to enhance the experience of education of students and teachers. In the pursuit of excellence, the concord educational fund encourages, on the part of grant applicants, thinking that is creative and sound; quality that is exceptional; and personal vision that goes above and beyond the norm.curricula, programs and initiatives supported by the cef, spanning all academic disciplines and levels, serve to deepen and broaden the experience of educationthrough its work, the cef strives to continue the growth of self-sustained excellence throughout the public schools in concord.

PO Box 202Concord, MA 01742

concordedfund.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.02x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

73rd percentile

0.02x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

86th percentile

39%

Higher net margin than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

88th percentile

61%

Faster asset growth than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

95th percentile

204%

Faster revenue growth than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$156,087

Up $58,993 (+61%) from 2024

Liabilities

Up

$2,800

Up $100 (+3.7%) from 2024

Net Assets

Up

$153,287

Up $58,893 (+62%) from 2024

Revenue

Up

$151,437

Up $101,686 (+204%) from 2024

Expenses

Up

$92,544

Up $21,076 (+29%) from 2024

Net Income

Up

$58,893

Up $80,610 (+371%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $223,542Liabilities 2011: $9,628Net Assets 2011: $213,9142011Assets 2012: $328,697Liabilities 2012: $6,794Net Assets 2012: $321,9032012Assets 2013: $322,304Liabilities 2013: $4,500Net Assets 2013: $317,8042013Assets 2014: $335,952Liabilities 2014: $5,000Net Assets 2014: $330,9522014Assets 2015: $362,615Liabilities 2015: $5,575Net Assets 2015: $357,0402015Assets 2016: $339,481Liabilities 2016: $5,900Net Assets 2016: $333,5812016Assets 2017: $264,383Liabilities 2017: $3,340Net Assets 2017: $261,0432017Assets 2018: $273,032Liabilities 2018: $3,954Net Assets 2018: $269,0782018Assets 2019: $202,133Liabilities 2019: $3,113Net Assets 2019: $199,0202019Assets 2020: $179,932Liabilities 2020: $2,300Net Assets 2020: $177,6322020Assets 2021: $160,116Liabilities 2021: $2,300Net Assets 2021: $157,8162021Assets 2022: $177,192Liabilities 2022: $4,600Net Assets 2022: $172,5922022Assets 2023: $118,544Liabilities 2023: $2,500Net Assets 2023: $116,0442023Assets 2024: $97,094Liabilities 2024: $2,700Net Assets 2024: $94,3942024Assets 2025: $156,087Liabilities 2025: $2,800Net Assets 2025: $153,2872025

Highlighted filing

2025

Assets$156,087
Liabilities$2,800
Net Assets$153,287

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2011: $275,3902011Expenses 2012: $123,6082012Expenses 2013: $220,5392013Revenue 2014: $186,334Expenses 2014: $180,502Net Income 2014: $5,8322014Revenue 2015: $159,515Expenses 2015: $171,367Net Income 2015: -$11,8522015Revenue 2016: $97,823Expenses 2016: $179,900Net Income 2016: -$82,0772016Revenue 2017: $101,117Expenses 2017: $182,655Net Income 2017: -$81,5382017Revenue 2018: $148,989Expenses 2018: $146,690Net Income 2018: $2,2992018Revenue 2019: $52,510Expenses 2019: $135,688Net Income 2019: -$83,1782019Revenue 2020: $71,642Expenses 2020: $93,030Net Income 2020: -$21,3882020Revenue 2021: $72,416Expenses 2021: $92,232Net Income 2021: -$19,8162021Revenue 2022: $80,071Expenses 2022: $65,295Net Income 2022: $14,7762022Revenue 2023: $74,120Expenses 2023: $130,668Net Income 2023: -$56,5482023Revenue 2024: $49,751Expenses 2024: $71,468Net Income 2024: -$21,7172024Revenue 2025: $151,437Expenses 2025: $92,544Net Income 2025: $58,8932025

Highlighted filing

2025

Revenue$151,437
Expenses$92,544
Net Income$58,893

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.56$0.03$1.53$1.51$0.93$0.59
2024Summary only. Only limited summary data is available for this year.$0.97$0.03$0.94$0.50$0.71$0.22
2023Summary only. Only limited summary data is available for this year.$1.19$0.03$1.16$0.74$1.31$0.57
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.77$0.05$1.73$0.80$0.65$0.15
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.60$0.02$1.58$0.72$0.92$0.20
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.80$0.02$1.78$0.72$0.93$0.21
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.02$0.03$1.99$0.53$1.36$0.83
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.73$0.04$2.69$1.49$1.47$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.64$0.03$2.61$1.01$1.83$0.82
2016Summary only. Only limited summary data is available for this year.$3.39$0.06$3.34$0.98$1.80$0.82
2015Detailed filing. Detailed filing data is available for this year.$3.63$0.06$3.57$1.60$1.71$0.12
2014Detailed filing. Detailed filing data is available for this year.$3.36$0.05$3.31$1.86$1.81$0.06
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.22$0.05$3.18$2.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.29$0.07$3.22$1.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.24$0.10$2.14$2.75
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2019 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Nov 11, 2019
Return Version
2018v3.1
Gross Receipts
$63,471
Mission and Program Overview

Mission

The concord education fund is an independent organization that avidly supports the pursuit of excellence in the public schools of concord, by granting funds for the development of curricula, programs, and initiatives designed to enhance the experience of education of students and teachers. In the pursuit of excellence, the concord educational fund encourages, on the part of grant applicants, thinking that is creative and sound; quality that is exceptional; and personal vision that goes above and beyond the norm.curricula, programs and initiatives supported by the cef, spanning all academic disciplines and levels, serve to deepen and broaden the experience of educationthrough its work, the cef strives to continue the growth of self-sustained excellence throughout the public schools in concord.

To enhance public school education

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$54,499$124,828▲ $70,329
Savings and Temporary Cash Investments$203,797$77,305▼ $126,492
Total Assets$273,032$202,133▼ $70,899
Other Assets Total$14,736--
Liabilities
Accounts Payable and Accrued Expenses$3,954$3,113▼ $841
Total Liabilities$3,954$3,113▼ $841
Net Assets / Fund Balance
Unrestricted Net Assets$269,078$199,020▼ $70,058
Total Net Assets Fund Balance$269,078$199,020▼ $70,058
Total Liabilities and Net Assets / Fund Balance$273,032$202,133▼ $70,899
Compensation and Service Providers

Board Members and Trustees

NameTitle
Richard PerkinsCo-president
Rick HedemanCo-president
Allison BeakleyDirector
Brendan ShepardDirector
Erica MawnDirector
Karen GrazianiDirector
Kelly RyanDirector
Leah ButlerDirector
Leslie FeighDirector
Lori JimenezDirector
Mark WatsonDirector
Sandy PotterDirector
Sean DetweilerDirector
Sean MillerDirector
Trish SieferDirector
Denise JantzenSchool Liaso
Suzanne JackinowskiSecretary
Wendy PageTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$44,064
Program Service Revenue
$0
Investment Income
$432
Other Revenue
$8,014
All Other Contributions
$35,059
Change in Net Assets
$-83,178
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$127,249
Other Expenses$8,439
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$127,249--$127,249
Fees for Services Accounting-$2,300-$2,300
Fees for Services Other$1,569--$1,569
Insurance-$834-$834
Office Expenses-$559-$559
Other Expenses$713$70-$70
Total Functional Expenses$131,710$3,978$0$135,688
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
See Attached List-Gov-$127,249
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$18,975
Fundraising Direct Expenses$10,961
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fall Social$23,400$14,395$2,571$11,824
Total Events$23,400$14,395$7,969$6,426
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The board of directors is provdied with a copy of the form 990 prior to its being signed by a responsible officer. Comments are solicited and questions, if any, answered prior to signing and submitting the completed filing

Form 990, Page 6, Part VI, Line 19

A copy of the form 990 is filed with the massachusetts attorney general and is available for public inspection. The fund also makes a copy of the form available, upon request, to interested parties.

Filing and Contact Details

Filer

Filer Name
The Concord Education Fund Inc
EIN
22-3198209
Phone
9783692367
Address
PO BOX 202, CONCORD, MA 01742

Signing Officer

Name
Richard Perkins
Title
Co-president
Phone
9784074439
Signed
2019-11-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Perkins
Formed
1992
Legal Domicile
Ma
Voting Board Members
18
Independent Board Members
18
Employees
0

Preparer

Firm
Scheid Deignan Brown Pc
Address
101 COMMONWEALTH AVE, CONCORD, MA 01742-2903
Preparer
David Deignan CPA
Phone
9783189600
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The concord education fund is an independent organization that avidly supports the pursuit of excellence in the public schools of concord, by granting funds for the development of curricula, programs and initiatives designed to enhance the experience of education of students and teachers. In the pursuit of excellence, the concord educational fund encourages, on the part of grant applicants, thinking that is creative and sound; quality that is exceptional; and personal vision that goes above and beyond the norm. Curricula, programs and initiatives supported by the cef, spanning all academic disciplines and levels, serve to deepen and broaden the experience of education. Through its work, the cef strives to continue the growth of self-sustained excellence throughout the public schools in concord.

Form 990, Page 2, Part III, Line 4D

All other program expenses and grants paid out.

Form 990, Part XI, Line 9

Unexpended grant & awards refund 13,120

Raw XML AppendixShowing 400 of 445 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/MissionDesc0THE CONCORD EDUCATION FUND IS AN INDEPENDENT ORGANIZATION THAT AVIDLY SUPPORTS THE PURSUIT OF EXCELLENCE IN THE PUBLIC SCHOOLS OF CONCORD, BY GRANTING FUNDS FOR THE DEVELOPMENT OF CURRICULA, PROGRAMS AND INITIATIVES DESIGNED TO ENHANCE THE EXPERIENCE OF EDUCATION OF STUDENTS AND TEACHERS. IN THE PURSUIT OF EXCELLENCE, THE CONCORD EDUCATIONAL FUND ENCOURAGES, ON THE PART OF GRANT APPLICANTS, THINKING THAT IS CREATIVE AND SOUND; QUALITY THAT IS EXCEPTIONAL; AND PERSONAL VISION THAT GOES ABOVE AND BEYOND THE NORM. CURRICULA, PROGRAMS AND INITIATIVES SUPPORTED BY THE CEF, SPANNING ALL ACADEMIC DISCIPLINES AND LEVELS, SERVE TO DEEPEN AND BROADEN THE EXPERIENCE OF EDUCATION. THROUGH ITS WORK, THE CEF STRIVES TO CONTINUE THE GROWTH OF SELF-SUSTAINED EXCELLENCE THROUGHOUT THE PUBLIC SCHOOLS IN CONCORD.
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IRS990/PrincipalOfficerNm0RICHARD PERKINS
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IRS990/ProgSrvcAccomActy2Grp/Desc0INFLATABLE PLANETARIUM - PROVIDED FUNDING FOR PROJECTORS AND PRESENTATION SOFTWARE THAT BRINGS THE BOSTON MUSEUM OF SCIENCE TO THE STUDENTS OF CONCORD, ILLUMINATING THE NIGHT SKY TO TEACH EARTH AND SPACE SCIENCE AT ALL GRADE LEVELS AND ALL SCHOOLS.
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IRS990/ProgSrvcAccomActy3Grp/Desc0CHALLENGE SUCCESS TEAM TRAINING & COMMUNITY READ - PROVIDED FUNDING TO PROVIDE PROFESSIONAL DEVELOPMENT, PARENT AND STUDENT PRESENTATIONS, AND MATERIALS FOR A ONE-BOOK COMMUNITY READ TO HELP ALLEVIATE THE STRESS ASSOCIATED WITH THE COLLEGE APPLICATION.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0ALL OTHER PROGRAM EXPENSES AND GRANTS PAID OUT.
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IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0GRANTS ARE AWARDED TO QUALIFIYING RECIPIENTS WITHIN THE CONCORD AND CONCORD-CARLISLE, MASSACHUSETTS SCHOOL SYSTEMS. GRANT APPLICATIONS ARE REVIEWED BY COMMITTEES OF THE BOARD OF DIRECTORS AND APPROVED GRANTS UP TO THE AMOUNT ALLOWED BY THE BOARD ARE AWARDED TO THE SCHOOL SYSTEMS ON AN ANNUAL BASIS. UNUSED GRANTS ARE RETURND TO THE EDUCATION FUND AFTER THE CLOSE OF THE FISCAL YEAR. THIS POLICY HAS BEEN IN PLACE SINCE THE FOUNDING OF THE CONCORD EDUCATION FUND.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CONCORD EDUCATION FUND IS AN INDEPENDENT ORGANIZATION THAT AVIDLY SUPPORTS THE PURSUIT OF EXCELLENCE IN THE PUBLIC SCHOOLS OF CONCORD, BY GRANTING FUNDS FOR THE DEVELOPMENT OF CURRICULA, PROGRAMS AND INITIATIVES DESIGNED TO ENHANCE THE EXPERIENCE OF EDUCATION OF STUDENTS AND TEACHERS. IN THE PURSUIT OF EXCELLENCE, THE CONCORD EDUCATIONAL FUND ENCOURAGES, ON THE PART OF GRANT APPLICANTS, THINKING THAT IS CREATIVE AND SOUND; QUALITY THAT IS EXCEPTIONAL; AND PERSONAL VISION THAT GOES ABOVE AND BEYOND THE NORM. CURRICULA, PROGRAMS AND INITIATIVES SUPPORTED BY THE CEF, SPANNING ALL ACADEMIC DISCIPLINES AND LEVELS, SERVE TO DEEPEN AND BROADEN THE EXPERIENCE OF EDUCATION. THROUGH ITS WORK, THE CEF STRIVES TO CONTINUE THE GROWTH OF SELF-SUSTAINED EXCELLENCE THROUGHOUT THE PUBLIC SCHOOLS IN CONCORD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL OTHER PROGRAM EXPENSES AND GRANTS PAID OUT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS IS PROVDIED WITH A COPY OF THE FORM 990 PRIOR TO ITS BEING SIGNED BY A RESPONSIBLE OFFICER. COMMENTS ARE SOLICITED AND QUESTIONS, IF ANY, ANSWERED PRIOR TO SIGNING AND SUBMITTING THE COMPLETED FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE FORM 990 IS FILED WITH THE MASSACHUSETTS ATTORNEY GENERAL AND IS AVAILABLE FOR PUBLIC INSPECTION. THE FUND ALSO MAKES A COPY OF THE FORM AVAILABLE, UPON REQUEST, TO INTERESTED PARTIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UNEXPENDED GRANT & AWARDS REFUND 13,120
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART XI, LINE 9
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