Civic Intelligence

New England Buying Consortium Incorporated

EIN 22-3193103 • 501(c)3 • Holyoke, MA

Profile

EDUCATIONAL

1062 Main St CO Terry MurphyHolyoke, MA 01040

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

40th percentile

-2.2%

Higher net margin than 40% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

42nd percentile

-7.9%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

60th percentile

6.0%

Faster revenue growth than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$35,720

Down $3,072 (-7.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$35,720

Down $3,072 (-7.9%) from 2024

Operations
Liabilities / Revenue62nd percentileNet Margin40th percentile

Revenue

Up

$141,375

Up $7,950 (+6.0%) from 2024

Expenses

Up

$144,447

Up $10,751 (+8.0%) from 2024

Net Income

Down

-$3,072

Down $2,801 (-1034%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2018: $29,339Liabilities 2018: $02018Assets 2019: $31,024Liabilities 2019: $02019Assets 2020: $30,805Liabilities 2020: $02020Assets 2021: $51,301Liabilities 2021: $02021Assets 2022: $40,787Liabilities 2022: $0Net Assets 2022: $40,7872022Assets 2023: $39,063Liabilities 2023: $0Net Assets 2023: $39,0632023Assets 2024: $38,792Liabilities 2024: $0Net Assets 2024: $38,7922024Assets 2025: $35,720Liabilities 2025: $0Net Assets 2025: $35,7202025

Highlighted filing

2025

Assets$35,720
Liabilities$0
Net Assets$35,720
Open 2025 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2018: $59,540Expenses 2018: $53,766Net Income 2018: $5,7742018Revenue 2019: $76,911Expenses 2019: $75,226Net Income 2019: $1,6852019Revenue 2020: $100,760Expenses 2020: $100,979Net Income 2020: -$2192020Revenue 2021: $49,280Expenses 2021: $28,784Net Income 2021: $20,4962021Revenue 2022: $78,091Expenses 2022: $88,605Net Income 2022: -$10,5142022Revenue 2023: $107,886Expenses 2023: $109,610Net Income 2023: -$1,7242023Revenue 2024: $133,425Expenses 2024: $133,696Net Income 2024: -$2712024Revenue 2025: $141,375Expenses 2025: $144,447Net Income 2025: -$3,0722025

Highlighted filing

2025

Revenue$141,375
Expenses$144,447
Net Income-$3,072
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$35,720
Liabilities
$0
Net assets
$35,720
Revenue
$141,375
Expenses
$144,447
Net income
-$3,072
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$1.41$1.44$0.03
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.00$0.39$1.33$1.34$0.00
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.00$0.39$1.08$1.10$0.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.41$0.00$0.41$0.78$0.89$0.11
2021Summary only. Only limited summary data is available for this year.$0.51$0.00$0.49$0.29$0.20
2020Summary only. Only limited summary data is available for this year.$0.31$0.00$1.01$1.01$0.00
2019Summary only. Only limited summary data is available for this year.$0.31$0.00$0.77$0.75$0.02
2018Summary only. Only limited summary data is available for this year.$0.29$0.00$0.60$0.54$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 21, 2025
Return Version
2024v5.2
Gross Receipts
$141,375
Mission and Program Overview

Mission

EDUCATIONAL

Program Services

DescriptionGrantsExpenses
TO PROVIDE MEMBER COLLEGES WITH THE ABILITY TO BUY TEXT BOOKS AT A LOWER COST THAN USUAL-$142,947
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BARBARA SHUTTClerk-$0--
CHARLES WILSONVice President-$0--
CATHERINE JOHNSONPresident-$0--
TERENCE MURPHYPresident Emeritus-$0--
JENNIFER CONNORTreasurer-$0--
BRENDAN ANDREWSDirector-$0--
Filing and Contact Details

Filer

Filer Name
New England Buying Consortium Incorporated
EIN
22-3193103
In Care Of
% TERENCE MURPHY
Phone
4135522172
Address
1062 MAIN ST CO TERRY MURPHY, HOLYOKE, MA 01040

Signing Officer

Name
Terence Murphy
Title
President Emeritus
Phone
4135522172
Signed
2025-10-21
Discuss with paid preparer
No

Preparer

Firm
Robert R Ash CPA
Address
PO Box 264, Granby, MA 01033
Preparer
Robert R Ash CPA
Phone
4134378021
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountPENALTY REVERSAL 1,500”

Description of other expenses Part I line 16

“Description AmountWEB DEVELOPMENT 8,290INSURANCE 2,225ADMINISTRATIVE 15,546MISCELLANEOUS 62SCHOLARSHIPS 650BOARD EXPENSE 87,104DUES 625BOARD MEETING 12,050BANK FEES 173VENDOR DISCOUNT 3,800”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0JENNIFER CONNOR
IRS990EZ/BooksInCareOfDetail/PhoneNum04135522172
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0170 MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Aurora
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd013026
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt038792
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt035720
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0150
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3072
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0270
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt038792
IRS990EZ/Form990TotalAssetsGrp/EOYAmt035720
IRS990EZ/GrossReceiptsAmt0141375
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt026400
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt038792
IRS990EZ/NetAssetsOrFundBalancesEOYAmt035720
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt038792
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt035720
IRS990EZ/OccupancyRentUtltsAndMaintAmt01652
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BARBARA SHUTT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CHARLES WILSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CATHERINE JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TERENCE MURPHY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JENNIFER CONNOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BRENDAN ANDREWS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CLERK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT EMERITUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt0130525
IRS990EZ/OtherRevenueTotalAmt01500
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATIONAL
IRS990EZ/ProgramServiceRevenueAmt0113325
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROVIDE MEMBER COLLEGES WITH THE ABILITY TO BUY TEXT BOOKS AT A LOWER COST THAN USUAL
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0142947
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt012000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0144447
IRS990EZ/TotalProgramServiceExpensesAmt0142947
IRS990EZ/TotalRevenueAmt0141375
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0139875
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0133425
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0107886
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt078091
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt049280
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0508557
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0508557
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0139875
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0133425
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0107886
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt078091
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt049280
IRS990ScheduleA/Total509Grp/TotalAmt0508557
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0139875
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0133425
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0107886
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt078091
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt049280
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0508557
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountPENALTY REVERSAL 1,500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountWEB DEVELOPMENT 8,290INSURANCE 2,225ADMINISTRATIVE 15,546MISCELLANEOUS 62SCHOLARSHIPS 650BOARD EXPENSE 87,104DUES 625BOARD MEETING 12,050BANK FEES 173VENDOR DISCOUNT 3,800
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0TERENCE MURPHY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT EMERITUS
ReturnHeader/BusinessOfficerGrp/PhoneNum04135522172
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW ENGLAND BUYING CONSORTIUM INCORPORATED
ReturnHeader/Filer/BusinessNameControlTxt0NEWE
ReturnHeader/Filer/EIN0223193103
ReturnHeader/Filer/InCareOfNm0% TERENCE MURPHY
ReturnHeader/Filer/PhoneNum04135522172
ReturnHeader/Filer/USAddress/AddressLine1Txt01062 MAIN ST CO TERRY MURPHY
ReturnHeader/Filer/USAddress/CityNm0HOLYOKE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001040
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043030426
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Robert R Ash CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 264
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Granby
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001033
ReturnHeader/PreparerPersonGrp/PhoneNum04134378021
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT R ASH CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-29T17:48:12-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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