Civic Intelligence

Lower Cape Cod Community Develop- Ment Corporation

990 • Fiscal year 2018 • EIN 22-3191450

Jul 01, 2017 to Jun 30, 2018 • Filed on Dec 04, 2018

Organization ProfileWWW.CAPECDP.ORG
3 Main Street Mercantile Unit 7Eastham, MA 02642

(508) 240-7873

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

87th percentile

0.82x

Higher debt load relative to assets than 87% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

90th percentile

2.67x

Higher debt load relative to revenue than 90% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Net Margin

29th percentile

-1.4%

Higher net margin than 29% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2018

Asset Growth

38th percentile

-0.5%

Faster asset growth than 38% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

54th percentile

5.5%

Faster revenue growth than 54% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$10,871,116

Down $53,190 (-0.5%) from 2017

Net Assets

Down

$2,001,097

Down $46,604 (-2.3%) from 2017

Liabilities

Down

$8,870,019

Down $6,586 (-0.1%) from 2017

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin29th percentile

Revenue

Up

$3,325,793

Up $174,143 (+5.5%) from 2017

Expenses

Up

$3,372,397

Up $132,764 (+4.1%) from 2017

Net Income

Up

-$46,604

Up $41,379 (+47%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth38th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $9,875,403Liabilities 2011: $8,246,247Net Assets 2011: $1,629,1562011Assets 2012: $10,596,028Liabilities 2012: $8,851,640Net Assets 2012: $1,744,3882012Assets 2013: $10,707,744Liabilities 2013: $8,978,297Net Assets 2013: $1,729,4472013Assets 2014: $10,584,793Liabilities 2014: $8,939,243Net Assets 2014: $1,645,5502014Assets 2015: $11,240,520Liabilities 2015: $9,291,824Net Assets 2015: $1,948,6962015Assets 2016: $11,183,313Liabilities 2016: $9,047,629Net Assets 2016: $2,135,6842016Assets 2017: $10,924,306Liabilities 2017: $8,876,605Net Assets 2017: $2,047,7012017Assets 2018: $10,871,116Liabilities 2018: $8,870,019Net Assets 2018: $2,001,0972018Assets 2019: $10,694,349Liabilities 2019: $8,614,832Net Assets 2019: $2,079,5172019Assets 2020: $10,617,162Liabilities 2020: $8,870,018Net Assets 2020: $1,747,1442020Assets 2021: $10,182,025Liabilities 2021: $8,337,850Net Assets 2021: $1,844,1752021Assets 2022: $11,076,232Liabilities 2022: $7,951,730Net Assets 2022: $3,124,5022022Assets 2023: $11,176,712Liabilities 2023: $7,866,673Net Assets 2023: $3,310,0392023Assets 2024: $10,768,821Liabilities 2024: $7,735,134Net Assets 2024: $3,033,6872024Assets 2025: $10,979,846Liabilities 2025: $7,649,655Net Assets 2025: $3,330,1912025

Highlighted filing

2018

Assets$10,871,116
Liabilities$8,870,019
Net Assets$2,001,097
Open 2018 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,116,033Expenses 2011: $1,726,072Net Income 2011: $389,9612011Expenses 2012: $1,836,8362012Expenses 2013: $1,645,7712013Revenue 2014: $1,539,297Expenses 2014: $1,623,194Net Income 2014: -$83,8972014Revenue 2015: $2,411,411Expenses 2015: $2,108,265Net Income 2015: $303,1462015Revenue 2016: $3,378,740Expenses 2016: $3,191,752Net Income 2016: $186,9882016Revenue 2017: $3,151,650Expenses 2017: $3,239,633Net Income 2017: -$87,9832017Revenue 2018: $3,325,793Expenses 2018: $3,372,397Net Income 2018: -$46,6042018Revenue 2019: $3,568,238Expenses 2019: $3,489,818Net Income 2019: $78,4202019Revenue 2020: $2,850,992Expenses 2020: $3,183,365Net Income 2020: -$332,3732020Revenue 2021: $3,346,662Expenses 2021: $3,249,631Net Income 2021: $97,0312021Revenue 2022: $4,716,908Expenses 2022: $3,684,403Net Income 2022: $1,032,5052022Revenue 2023: $3,934,702Expenses 2023: $3,508,346Net Income 2023: $426,3562023Revenue 2024: $3,320,934Expenses 2024: $3,597,286Net Income 2024: -$276,3522024Revenue 2025: $3,869,065Expenses 2025: $3,572,561Net Income 2025: $296,5042025

Highlighted filing

2018

Revenue$3,325,793
Expenses$3,372,397
Net Income-$46,604
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
Dec 4, 2018
Return Version
2017v2.3
Gross Receipts
$3,325,793
Mission and Program Overview

Mission

To nurture a vibrant lower cape region by promoting environmental and economic sustainability, expanding opportunities for low-and moderate- income residents, and preserving our unique cultural and historic character.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$7,759,811$7,429,894▼ $329,917
Cash and Non-Interest-Bearing Accounts$1,721,801$1,826,030▲ $104,229
Inventories for Sale or Use$600,000$600,000→ $0
Accounts Receivable$336,753$569,426▲ $232,673
Other Notes and Loans Receivable, Net$398,314$321,065▼ $77,249
Prepaid Expenses and Deferred Charges$65,644$81,088▲ $15,444
Total Assets$10,924,306$10,871,116▼ $53,190
Other Assets Total$41,983$43,613▲ $1,630
Liabilities
Mortgage Notes Payable Secured by Investment Property$8,245,211$8,126,504▼ $118,707
Other Liabilities$397,093$542,647▲ $145,554
Accounts Payable and Accrued Expenses$234,301$200,868▼ $33,433
Total Liabilities$8,876,605$8,870,019▼ $6,586
Net Assets / Fund Balance
Unrestricted Net Assets$2,047,701$2,001,097▼ $46,604
Total Net Assets Fund Balance$2,047,701$2,001,097▼ $46,604
Total Liabilities and Net Assets / Fund Balance$10,924,306$10,871,116▼ $53,190

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,281,241$3,702,749$9,983,990
Land$1,129,203-$1,129,203
Equipment$19,450$14,372$33,822
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Ben DeruyterPresident
Amy CostaDirector
Angelina BolognaDirector
Barbara WoodDirector
Beth WadeDirector
Heather HarperDirector
Jane Teixeira-henryDirector
Lisa CoxDirector
Lisa GuyonDirector
Peter RiceDirector
Raphael RichterDirector
Tom HowesDirector
Wil RhymerDirector
Matthew ColeClerk
Paul RuchinskasTreasurer
Frances McclennenVice Preside

Highest Paid Contractors

ContractorServicesLocationCompensation
Dba Act Remodeling & ContsructionConstruction40 GRISTMILL PATH, Marstons Mills, MA 02648$367,214
Cedar Crest PropertiesContruction72 HIGGINS CROWELL RD, West Yarmouth, MA 02673$330,492
-Construction5 HAMPSHIRE COURT, Norton, MA 02766$100,008
Revenue and Support

Revenue Composition

Contributions and Grants
$2,468,570
Program Service Revenue
$828,308
Investment Income
$6,660
Other Revenue
$22,255
All Other Contributions
$487,867
Change in Net Assets
$-46,604

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,325,793
Total Revenue per Audited Statements
$3,325,793
Total Revenue per Form 990
$3,325,793
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,342,403
Salaries, Compensation, and Employee Benefits$1,029,994
Total Fundraising Expense$157,813
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$583,030$158,916$60,761$802,707
Depreciation Depletion$333,059$6,564$393$340,016
Interest$159,993$1,760$44$161,797
Other Employee Benefits$106,250$25,543$10,783$142,576
Occupancy$99,461$4,610$2,845$106,916
Fees for Services Other$77,819$935$13,861$92,615
Payroll Taxes$50,753$13,781$5,072$69,606
Insurance$61,516$5,131$902$67,549
Office Expenses$34,988$11,432$6,502$52,922
Advertising$9,017$24,097$16,080$49,194
Pension Plan Contributions$8,576$4,712$1,817$15,105
Travel$12,836$822$571$14,229
Fees for Services Accounting$10,637$1,487$476$12,600
Other Expenses$3,795$4,185$715$8,695
Fees for Services Legal$7,405--$7,405
All Other Expenses$230,051$-247,992$24,069$6,128
Total Functional Expenses$3,187,054$27,530$157,813$3,372,397

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,372,397
Total Expenses per Audited Statements$3,372,397
Total Expenses per Form 990$3,372,397
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$22,255
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Special Events$22,255$22,255-$22,255
Total Events$22,255$22,255-$22,255
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Advance on Grant Contracts$500,003
Security Deposits Payable$42,644
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The lcccdp is a member based organization. We do not charge a "membership fee" because there is no benefit attached to that. Anyone who donates is automatically a member, the size of the donation does not matter. All donors are invited to the annual meeting. At the annual meeting they vote to approve new board members,new officers and any by-law changes. When a board members or director has to be replaced during the year, the replacement is considered and "acting" officer or director. There are no changes to the by-laws until they are approved by the members.”

Form 990, Page 6, Part VI, Line 7A

“YES”

Form 990, Page 6, Part VI, Line 11B

“Form 990 is presented to board for review prior to filing.”

Form 990, Page 6, Part VI, Line 12C

“Finance committee reviews board governance and monitors all policies on behalf of board.”

Form 990, Page 6, Part VI, Line 19

“Governing documents and conflict of interest policy avialble upon request, financial statements are posted on the lccccdc website and are also available upon request.”

Filing and Contact Details

Filer

Filer Name
Lower Cape Cod Community Develop-
EIN
22-3191450
Phone
5082407873
Address
3 MAIN STREET MERCANTILE UNIT 7, EASTHAM, MA 02642
Doing Business As
Community Development Partnership

Signing Officer

Name
Ben Deruyter
Title
President
Phone
5082407873
Signed
2018-12-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ben Deruyter
Formed
1992
Legal Domicile
Ma
Voting Board Members
16
Independent Board Members
16
Employees
19
Volunteers
29

Preparer

Firm
Sanders Walsh & Eaton LLC
Address
PO BOX F, OSTERVILLE, MA 02655
Preparer
Michael J Walsh CPA
Phone
5084280790
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To nurture a vibrant lower cape region by promoting environmental and economic sustainability, expanding opportunities for low-and moderate- income residents, and preserving our unique cultural and historic character.”

Form 990, Page 2, Part III, Line 4D

“Asset management expenses 74,437. Revenue 30,789. Lending programs expenses 59,035. Revenue 23,519. Other housing programs expenses of 192,511. Revenue 5,710.”

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IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
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IRS990/IRPDocumentCnt034
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IRS990/MembersOrStockholdersInd0true
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IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0TO NURTURE A VIBRANT LOWER CAPE REGION BY PROMOTING ENVIRONMENTAL AND ECONOMIC SUSTAINABILITY, EXPANDING OPPORTUNITIES FOR LOW-AND MODERATE- INCOME RESIDENTS, AND PRESERVING OUR UNIQUE CULTURAL AND HISTORIC CHARACTER.
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IRS990/OfficeExpensesGrp/FundraisingAmt06502
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt011432
IRS990/OfficeExpensesGrp/ProgramServicesAmt034988
IRS990/OfficeExpensesGrp/TotalAmt052922
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IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
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IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt025543
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0106250
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0142576
IRS990/OtherExpensesGrp/Desc0SPECIAL PROGRAM
IRS990/OtherExpensesGrp/Desc1REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc2LICENSES AND PERMITS
IRS990/OtherExpensesGrp/Desc3TRAINING
IRS990/OtherExpensesGrp/FundraisingAmt0600
IRS990/OtherExpensesGrp/FundraisingAmt14360
IRS990/OtherExpensesGrp/FundraisingAmt27962
IRS990/OtherExpensesGrp/FundraisingAmt3715
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt010778
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1769
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24185
IRS990/OtherExpensesGrp/ProgramServicesAmt01228642
IRS990/OtherExpensesGrp/ProgramServicesAmt1163178
IRS990/OtherExpensesGrp/ProgramServicesAmt26048
IRS990/OtherExpensesGrp/ProgramServicesAmt33795
IRS990/OtherExpensesGrp/TotalAmt01229242
IRS990/OtherExpensesGrp/TotalAmt1178316
IRS990/OtherExpensesGrp/TotalAmt214779
IRS990/OtherExpensesGrp/TotalAmt38695
IRS990/OtherLiabilitiesGrp/BOYAmt0397093
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IRS990/OtherSalariesAndWagesGrp/FundraisingAmt060761
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0158916
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0583030
IRS990/OtherSalariesAndWagesGrp/TotalAmt0802707
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IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt05072
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt013781
IRS990/PayrollTaxesGrp/ProgramServicesAmt050753
IRS990/PayrollTaxesGrp/TotalAmt069606
IRS990/PensionPlanContributionsGrp/FundraisingAmt01817
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04712
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08576
IRS990/PensionPlanContributionsGrp/TotalAmt015105
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IRS990/PrincipalOfficerNm0BEN DERUYTER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0624200
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0828308
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0828308
IRS990/ProgSrvcAccomActy2Grp/Desc0HOUSING RENTAL PROGRAMS - MANAGE 72 AFFORDABLE RENTAL HOMES ACROSS LOWER CAPE COD, INCLUDING STUDIOS TO 3 BEDROOMS, STAND-ALONES TO MULTI-FAMILY HOUSES. PROVIDES HOUSING FOR 140 PEOPLE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01008726
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0619162
IRS990/ProgSrvcAccomActy3Grp/Desc0BUSINESS DEVELOPMENT - PROVIDING ACCESS TO CAPITAL THROUGH MICRO LOANS, OFFERING ONE-ON-ONE GUIDANCE AND EDUCATIONAL WORKSHOPS AND SUPPORTING LOCAL FISHING/SHELLFISHING BUSINESSES WITH EXPERTISE.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0268441
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0112983
IRS990/ProgSrvcAccomActyOtherGrp/Desc0ASSET MANAGEMENT EXPENSES 74,437. REVENUE 30,789. LENDING PROGRAMS EXPENSES 59,035. REVENUE 23,519. OTHER HOUSING PROGRAMS EXPENSES OF 192,511. REVENUE 5,710.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0325983
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt060018
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Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,871,116
Liabilities
$8,870,019
Net assets
$2,001,097
Revenue
$3,325,793
Expenses
$3,372,397
Net income
-$46,604
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.0$7.65$3.33$3.87$3.57$0.30
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$7.74$3.03$3.32$3.60$0.28
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.2$7.87$3.31$3.93$3.51$0.43
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.1$7.95$3.12$4.72$3.68$1.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.2$8.34$1.84$3.35$3.25$0.10
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.6$8.87$1.75$2.85$3.18$0.33
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.7$8.61$2.08$3.57$3.49$0.08
2018Detailed filing. Detailed filing data is available for this year.$10.9$8.87$2.00$3.33$3.37$0.05
2017Summary only. Only limited summary data is available for this year.$10.9$8.88$2.05$3.15$3.24$0.09
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.2$9.05$2.14$3.38$3.19$0.19
2015Detailed filing. Detailed filing data is available for this year.$11.2$9.29$1.95$2.41$2.11$0.30
2014Summary only. Only limited summary data is available for this year.$10.6$8.94$1.65$1.54$1.62$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.7$8.98$1.73$1.65
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.6$8.85$1.74$1.84
2011Summary only. Only limited summary data is available for this year.$9.88$8.25$1.63$2.12$1.73$0.39