Civic Intelligence

Atlantic Highlands Chamber of Commerce Inc

EIN 22-3105199 • 501(c)6 • Atlantic Highlands, NJ

Profile

The mission of the atlantic highlands chanber of commerce is to be an advocate for business alliances, to provide valuable benefits and services to our members and to be a leader for economic development efforts in monmouth county and the shore region.

68 First AvenueAtlantic Highlands, NJ 07716

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2023

Net Margin

74th percentile

14%

Higher net margin than 74% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2023

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2019

Asset Growth

92nd percentile

51%

Faster asset growth than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

89th percentile

46%

Faster revenue growth than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2023

Assets

Up

$22,664

Up $5,170 (+30%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$22,664

Up $5,170 (+30%) from 2024

Revenue

Up

$42,800

Up $9,167 (+27%) from 2024

Expenses

Up

$37,630

Up $5,598 (+17%) from 2024

Net Income

Up

$5,170

Up $3,569 (+223%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2015: $18,148Liabilities 2015: $8,0302015Assets 2016: $11,881Liabilities 2016: $5,724Net Assets 2016: $6,1572016Assets 2017: $4,415Liabilities 2017: $900Net Assets 2017: $3,5152017Assets 2018: $5,972Liabilities 2018: $4,025Net Assets 2018: $1,9472018Assets 2019: $4,261Liabilities 2019: $3,320Net Assets 2019: $9412019Assets 2020: $9,763Liabilities 2020: $1,200Net Assets 2020: $8,5632020Assets 2021: $9,919Net Assets 2021: $9,9192021Assets 2022: $10,516Net Assets 2022: $10,5162022Assets 2023: $15,893Net Assets 2023: $15,8932023Assets 2024: $17,494Net Assets 2024: $17,4942024Assets 2025: $22,664Net Assets 2025: $22,6642025

Highlighted filing

2025

Assets$22,664
Liabilities-
Net Assets$22,664

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2015: $40,368Expenses 2015: $45,628Net Income 2015: -$5,2602015Revenue 2016: $44,553Expenses 2016: $48,514Net Income 2016: -$3,9612016Revenue 2017: $43,698Expenses 2017: $46,340Net Income 2017: -$2,6422017Revenue 2018: $40,715Expenses 2018: $42,283Net Income 2018: -$1,5682018Revenue 2019: $40,171Expenses 2019: $41,177Net Income 2019: -$1,0062019Revenue 2020: $21,764Expenses 2020: $14,142Net Income 2020: $7,6222020Revenue 2021: $33,332Expenses 2021: $31,976Net Income 2021: $1,3562021Revenue 2022: $26,406Expenses 2022: $26,653Net Income 2022: -$2472022Revenue 2023: $38,675Expenses 2023: $33,298Net Income 2023: $5,3772023Revenue 2024: $33,633Expenses 2024: $32,032Net Income 2024: $1,6012024Revenue 2025: $42,800Expenses 2025: $37,630Net Income 2025: $5,1702025

Highlighted filing

2025

Revenue$42,800
Expenses$37,630
Net Income$5,170

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 16, 2026
Return Version
2025v4.0
Gross Receipts
$52,057
Mission and Program Overview

Mission

See Schedule O

Program Services

DescriptionGrantsExpenses
Taste of Atlantic Highlands--
FARMERS MARKET--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Heidi HackettSecretaryPT$13,105-$13,105
Anthony ZertuchePresidentPT$0--
Sara McMahonVice PresidentPT$0--
Jann CattoTreasurerPT$0--
Lydia Lily JuellOfficer-$0--
Manish ChandwaniOfficer-$0--
Robert HespeOfficer-$0--
Robert ShemanOfficer-$0--
Nicolina FalcoOfficer-$0--
Wendy CrowtherOfficer-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Taste of Atlantic Highlands$20,885$20,885$8,682$12,203
Farmers Market$7,702$7,702$575$7,127
Total Events$28,587$28,587$9,257$19,330
Filing and Contact Details

Filer

Filer Name
Atlantic Highlands Chamber of Commerce Inc
EIN
22-3105199
In Care Of
% Jann Catto
Phone
2017077165
Address
68 First Avenue, Atlantic Highlands, NJ 07716

Signing Officer

Name
Jann Catto
Title
Treasurer
Phone
2017077165
Signed
2026-03-16
Discuss with paid preparer
Yes

Preparer

Firm
Two Rivers Tax and Accounting Service LLC
Address
PO Box 45, Rumson, NJ 07760
Preparer
Stephanie J Perrin
Phone
7327021051
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8, Other Revenue

Interest 2

Form 990-EZ, Part I, Line 16, Other Expenses

Meals and entertainment 309

Form 990-EZ, Part I, Line 16, Other Expenses

Fundraising 6,156

Form 990-EZ, Part I, Line 16, Other Expenses

Telephone 2,033

Form 990-EZ, Part I, Line 16, Other Expenses

Insurance 974

Form 990-EZ, Part I, Line 16, Other Expenses

Office Expense 1,758

Form 990-EZ, Part I, Line 16, Other Expenses

Advertising 368

Form 990-EZ, Part I, Line 16, Other Expenses

Website Expense 1,020

Form 990-EZ, Part I, Line 16, Other Expenses

Payroll Taxes 1,878

Form 990-EZ, Part I, Line 16, Other Expenses

Quickbooks 438

Form 990-EZ, Part I, Line 16, Other Expenses

Licenses 31

Form 990-EZ, Part I, Line 16, Other Expenses

Dues and Subscriptions 1,499

Form 990-EZ, Part I, Line 16, Other Expenses

Bank Charges 6

Form 990-EZ, Part I, Line 16, Other Expenses

Payroll Fees 751

Form 990-EZ, Part II, Line 24, Other Assets

Office Equipment Beginning of year 81, End of year 81

Raw XML Appendix182 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0Secretary Duties
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Jann Catto
IRS990EZ/BooksInCareOfDetail/PhoneNum02012014001
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 141
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Atlantic Highlands
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007716
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt017413
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt022583
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05170
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04025
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
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IRS990EZ/FundraisingGrossIncomeAmt028587
IRS990EZ/GrossReceiptsAmt052057
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt013373
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt017494
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IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt017494
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022664
IRS990EZ/OccupancyRentUtltsAndMaintAmt02893
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0005.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt9002.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt313105
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Anthony Zertuche
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Sara McMahon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Jann Catto
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Heidi Hackett
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Lydia Lily Juell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Manish Chandwani
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Robert Hespe
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Robert Sheman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Nicolina Falco
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Wendy Crowther
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Officer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Officer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt081
IRS990EZ/OtherAssetsTotalDetail/EOYAmt081
IRS990EZ/OtherExpensesTotalAmt017221
IRS990EZ/OtherRevenueTotalAmt02
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0See Schedule O
IRS990EZ/PrintingPublicationsPostageAmt0386
IRS990EZ/ProgramServiceRevenueAmt010095
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Taste of Atlantic Highlands
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1FARMERS MARKET
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt013105
IRS990EZ/SpecialEventsDirectExpensesAmt09257
IRS990EZ/SpecialEventsNetIncomeLossAmt019330
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt037630
IRS990EZ/TotalRevenueAmt042800
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt09257
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Taste of Atlantic Highlands
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0Farmers Market
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt020885
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt07702
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt028587
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt020885
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt07702
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt028587
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt019330
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt09257
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt08682
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt0575
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Interest 2
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Meals and entertainment 309
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Fundraising 6,156
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Telephone 2,033
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance 974
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Office Expense 1,758
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Advertising 368
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Website Expense 1,020
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Payroll Taxes 1,878
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Quickbooks 438
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Licenses 31
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Dues and Subscriptions 1,499
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Bank Charges 6
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Payroll Fees 751
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Office Equipment Beginning of year 81, End of year 81
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8, Other Revenue
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part II, Line 24, Other Assets
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Jann Catto
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02017077165
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Atlantic Highlands Chamber of Commerce Inc
ReturnHeader/Filer/BusinessNameControlTxt0ATLA
ReturnHeader/Filer/EIN0223105199
ReturnHeader/Filer/InCareOfNm0% Jann Catto
ReturnHeader/Filer/PhoneNum02017077165
ReturnHeader/Filer/USAddress/AddressLine1Txt068 First Avenue
ReturnHeader/Filer/USAddress/CityNm0Atlantic Highlands
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007716
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0474146150
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Two Rivers Tax and Accounting Service LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 45
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Rumson
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007760
ReturnHeader/PreparerPersonGrp/PhoneNum07327021051
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Stephanie J Perrin
ReturnHeader/ReturnTs02026-03-16T10:41:40-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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