Civic Intelligence

Charles River Tennis Club Inc

EIN 22-3076864 • 501(c)7 • Medway, MA

Profile

Provide tennis courts for members

PO Box 77Medway, MA 02053

www.charlesrivertennisclub.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.69x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

98th percentile

2.52x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

34th percentile

-3.0%

Higher net margin than 34% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

43rd percentile

-1.8%

Faster asset growth than 43% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

13th percentile

-34%

Faster revenue growth than 13% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$239,026

Down $4,433 (-1.8%) from 2024

Liabilities

Down

$165,528

Down $2,491 (-1.5%) from 2024

Net Assets

Down

$73,498

Down $1,942 (-2.6%) from 2024

Operations
Liabilities / Revenue98th percentileNet Margin34th percentile

Revenue

Down

$65,622

Down $33,999 (-34%) from 2024

Expenses

Down

$67,564

Down $4,102 (-5.7%) from 2024

Net Income

Down

-$1,942

Down $29,897 (-107%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2022: $53,880Liabilities 2022: $0Net Assets 2022: $53,8802022Assets 2023: $47,485Liabilities 2023: $0Net Assets 2023: $47,4852023Assets 2024: $243,459Liabilities 2024: $168,019Net Assets 2024: $75,4402024Assets 2025: $239,026Liabilities 2025: $165,528Net Assets 2025: $73,4982025

Highlighted filing

2025

Assets$239,026
Liabilities$165,528
Net Assets$73,498
Open 2025 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2022: $59,587Expenses 2022: $49,542Net Income 2022: $10,0452022Revenue 2023: $60,970Expenses 2023: $67,365Net Income 2023: -$6,3952023Revenue 2024: $99,621Expenses 2024: $71,666Net Income 2024: $27,9552024Revenue 2025: $65,622Expenses 2025: $67,564Net Income 2025: -$1,9422025

Highlighted filing

2025

Revenue$65,622
Expenses$67,564
Net Income-$1,942
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$239,026
Liabilities
$165,528
Net assets
$73,498
Revenue
$65,622
Expenses
$67,564
Net income
-$1,942
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.39$1.66$0.73$0.66$0.68$0.02
2024Detailed filing. Detailed filing data is available for this year.$2.43$1.68$0.75$1.00$0.72$0.28
2023Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$0.61$0.67$0.06
2022Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$0.60$0.50$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Nov 1, 2024 to Oct 31, 2025
Signed
Jan 28, 2026
Return Version
2024v5.2
Gross Receipts
$65,622
Mission and Program Overview

Mission

Provide tennis courts for members

Program Services

DescriptionGrantsExpenses
MAINTAIN TENNIS COURTS FOR MEMBERS-$0
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cindy GillPresidentPT$0--
Craig BrookeVice PresidentPT$0--
Alex StalleySecretary-$0--
Rebecca DonhamTreasurer-$0--
Virginia BrennanBoard Member-$0--
Phil BalkusBoard Member-$0--
Audrey DeSimoneBoard Member-$0--
Jonathan FeigenbaumBoard Member-$0--
Janna JoyceBoard Member-$0--
Jeff LoveBoard Member-$0--
Maria TagliaferroBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Charles River Tennis Club Inc
EIN
22-3076864
In Care Of
% Patricia Clist
Address
PO Box 77, Medway, MA 02053

Signing Officer

Name
Patricia Clist
Title
Treasurer
Phone
5089586553
Signed
2026-01-28
Discuss with paid preparer
Yes

Preparer

Firm
Gilpin CPA Inc
Address
100 Medway Rd Ste 202, Milford, MA 01757-2923
Preparer
Mark S Gilpin CPA Ea
Phone
5084886110
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountGuest Fees 3,057Christmas Party 1,430St Patricks Party 1,475Used Ball Income 90Misc Income 215Water Income 42”

Description of other expenses Part I line 16

“Description AmountDepreciation from 4562 12,500Bank Charges 70Event Food 261Club Maintenance 8,758Party Expenses 1,493Insurance 2,142League Prizes 785Open / Closing Expenses 15,256Interest Expense 10,906PO Box Rental 218Real Estate Taxes 4,324Website 474Quicken Software Update 76Repairs 1,900Lawn Maintenance 320Office Expense 43”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearNice Enterprises Mortgage 168,019 165,528”

Raw XML Appendix160 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Patricia Clist
IRS990EZ/BooksInCareOfDetail/PhoneNum05084988317
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 77
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Medway
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002053
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt024709
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt032776
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0170
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-1942
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0483
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0243459
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0239026
IRS990EZ/GrossReceiptsAmt065622
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0338
IRS990EZ/LandAndBuildingsGrp/BOYAmt0218750
IRS990EZ/LandAndBuildingsGrp/EOYAmt0206250
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt058805
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt075440
IRS990EZ/NetAssetsOrFundBalancesEOYAmt073498
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt075440
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt073498
IRS990EZ/OccupancyRentUtltsAndMaintAmt07555
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Cindy Gill
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Craig Brooke
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Alex Stalley
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Rebecca Donham
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Virginia Brennan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Phil Balkus
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Audrey DeSimone
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Jonathan Feigenbaum
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Janna Joyce
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Jeff Love
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Maria Tagliaferro
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt059526
IRS990EZ/OtherRevenueTotalAmt06309
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE TENNIS COURTS FOR MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MAINTAIN TENNIS COURTS FOR MEMBERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0168019
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0165528
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt067564
IRS990EZ/TotalRevenueAmt065622
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.charlesrivertennisclub.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountGuest Fees 3,057Christmas Party 1,430St Patricks Party 1,475Used Ball Income 90Misc Income 215Water Income 42
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountDepreciation from 4562 12,500Bank Charges 70Event Food 261Club Maintenance 8,758Party Expenses 1,493Insurance 2,142League Prizes 785Open / Closing Expenses 15,256Interest Expense 10,906PO Box Rental 218Real Estate Taxes 4,324Website 474Quicken Software Update 76Repairs 1,900Lawn Maintenance 320Office Expense 43
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearNice Enterprises Mortgage 168,019 165,528
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PATRICIA CLIST
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum05089586553
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Charles River Tennis Club Inc
ReturnHeader/Filer/BusinessNameControlTxt0CHAR
ReturnHeader/Filer/EIN0223076864
ReturnHeader/Filer/InCareOfNm0% Patricia Clist
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 77
ReturnHeader/Filer/USAddress/CityNm0Medway
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002053
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0873033803
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gilpin CPA Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0100 Medway Rd Ste 202
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Milford
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0017572923
ReturnHeader/PreparerPersonGrp/PhoneNum05084886110
ReturnHeader/PreparerPersonGrp/PreparationDt02026-01-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARK S GILPIN CPA EA
ReturnHeader/ReturnTs02026-01-31T08:30:47-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-11-01
ReturnHeader/TaxPeriodEndDt02025-10-31
ReturnHeader/TaxYr02024

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