Civic Intelligence

Unatego Teachers Association Benefit Trust Fund

EIN 22-3047202 • 501(c)5 • Otego, NY

Profile

To collect contributions from the teacher members and reimburse those members for dental expenses.

2641 State Highway 7Otego, NY 13825

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

1.00x

Higher debt load relative to assets than 99% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

100th percentile

13.69x

Higher debt load relative to revenue than 100% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Source year 2025

Net Margin

36th percentile

0.0%

Higher net margin than 36% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Source year 2025

Top Officer Pay

86th percentile

$13,210

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 90.6% of source-year revenue.

NTEE J40 • <$500k nonprofits • Source year 2025

Asset Growth

32nd percentile

-3.1%

Faster asset growth than 32% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

80th percentile

19%

Faster revenue growth than 80% of similar nonprofits.

NTEE J40 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets99th percentile

Assets

Down

$199,515

Down $6,485 (-3.1%) from 2024

Liabilities

Down

$199,515

Down $6,485 (-3.1%) from 2024

Net Assets

Flat

$0

Flat from 2024

Operations
Liabilities / Revenue100th percentileNet Margin36th percentile

Revenue

Up

$14,577

Up $2,284 (+19%) from 2024

Expenses

Up

$14,577

Up $2,284 (+19%) from 2024

Net Income

Flat

$0

Flat from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $23,879Liabilities 2010: $02010Assets 2011: $30,160Liabilities 2011: $30,1602011Assets 2012: $34,540Liabilities 2012: $34,5402012Assets 2013: $23,853Liabilities 2013: $23,8532013Assets 2014: $34,777Liabilities 2014: $34,777Net Assets 2014: $02014Assets 2015: $49,162Liabilities 2015: $49,162Net Assets 2015: $02015Assets 2016: $67,712Liabilities 2016: $67,712Net Assets 2016: $02016Assets 2017: $73,825Liabilities 2017: $73,825Net Assets 2017: $02017Assets 2018: $102,931Liabilities 2018: $102,931Net Assets 2018: $02018Assets 2019: $126,234Liabilities 2019: $126,234Net Assets 2019: $02019Assets 2020: $161,637Liabilities 2020: $161,637Net Assets 2020: $02020Assets 2021: $188,042Liabilities 2021: $188,042Net Assets 2021: $02021Assets 2022: $199,267Liabilities 2022: $199,267Net Assets 2022: $02022Assets 2023: $205,175Liabilities 2023: $205,175Net Assets 2023: $02023Assets 2024: $206,000Liabilities 2024: $206,000Net Assets 2024: $02024Assets 2025: $199,515Liabilities 2025: $199,515Net Assets 2025: $02025

Highlighted filing

2025

Assets$199,515
Liabilities$199,515
Net Assets$0
Open 2025 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0Revenue 2010: $6,543Expenses 2010: $6,543Net Income 2010: $02010Revenue 2011: $5,792Expenses 2011: $5,792Net Income 2011: $02011Revenue 2012: $8,704Expenses 2012: $8,704Net Income 2012: $02012Revenue 2013: $8,077Expenses 2013: $8,077Net Income 2013: $02013Revenue 2014: $9,699Expenses 2014: $9,699Net Income 2014: $02014Revenue 2015: $8,747Expenses 2015: $8,747Net Income 2015: $02015Revenue 2016: $9,962Expenses 2016: $9,962Net Income 2016: $02016Revenue 2017: $8,329Expenses 2017: $8,329Net Income 2017: $02017Revenue 2018: $8,919Expenses 2018: $8,919Net Income 2018: $02018Revenue 2019: $7,305Expenses 2019: $7,305Net Income 2019: $02019Revenue 2020: $9,303Expenses 2020: $9,303Net Income 2020: $02020Revenue 2021: $8,501Expenses 2021: $8,501Net Income 2021: $02021Revenue 2022: $10,383Expenses 2022: $10,383Net Income 2022: $02022Revenue 2023: $11,946Expenses 2023: $11,946Net Income 2023: $02023Revenue 2024: $12,293Expenses 2024: $12,293Net Income 2024: $02024Revenue 2025: $14,577Expenses 2025: $14,577Net Income 2025: $02025

Highlighted filing

2025

Revenue$14,577
Expenses$14,577
Net Income$0
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$199,515
Liabilities
$199,515
Net assets
$0
Revenue
$14,577
Expenses
$14,577
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.00$2.00$0.00$0.15$0.15$0.00
2024Detailed filing. Detailed filing data is available for this year.$2.06$2.06$0.00$0.12$0.12$0.00
2023Detailed filing. Detailed filing data is available for this year.$2.05$2.05$0.00$0.12$0.12$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.99$1.99$0.00$0.10$0.10$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.88$1.88$0.00$0.09$0.09$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.62$1.62$0.00$0.09$0.09$0.00
2019Detailed filing. Detailed filing data is available for this year.$1.26$1.26$0.00$0.07$0.07$0.00
2018Detailed filing. Detailed filing data is available for this year.$1.03$1.03$0.00$0.09$0.09$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.74$0.74$0.00$0.08$0.08$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.68$0.68$0.00$0.10$0.10$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.49$0.49$0.00$0.09$0.09$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.35$0.35$0.00$0.10$0.10$0.00
2013Summary only. Only limited summary data is available for this year.$0.24$0.24$0.08$0.08$0.00
2012Summary only. Only limited summary data is available for this year.$0.35$0.35$0.09$0.09$0.00
2011Summary only. Only limited summary data is available for this year.$0.30$0.30$0.06$0.06$0.00
2010Summary only. Only limited summary data is available for this year.$0.24$0.00$0.07$0.07$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 11, 2025
Return Version
2024v5.2
Gross Receipts
$14,577
Mission and Program Overview

Mission

To collect contributions from the teacher members and reimburse those members for dental expenses.

Program Services

DescriptionGrantsExpenses
THE COLLECTION OF CONTRIBUTIONS AND REIMBURSEMENT OF DENTAL EXPENSES.-$14,102
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LORI ANN HARVEYTreasurer-$13,210-$13,210
JOHN COLLINSPresident-$0--
KELLY POJETrustee-$0--
JENNIFER BARNESTrustee-$0--
NANCY HINKLEYTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Unatego Teachers Association
EIN
22-3047202
Phone
6074373850
Address
2641 STATE HIGHWAY 7, OTEGO, NY 13825

Signing Officer

Name
Lori Ann Harvey
Title
Treasurer
Signed
2025-09-11
Discuss with paid preparer
Yes

Preparer

Firm
Mostert Manzanero & Scott LLP
Address
4 Associate Dr, Oneonta, NY 13820
Preparer
Anthony T Manzanero
Phone
6074328700
Supplemental Narrative

Additional Explanations

Other Expenses.1

“SUPPLIES $892”

Total Liabilities.1

“FUTURE DISBURSMENTS - Beginning $206000 FUTURE DISBURSMENTS - Ending $199515”

Raw XML Appendix112 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LORI ANN HARVEY
IRS990EZ/BooksInCareOfDetail/PhoneNum06074373850
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0195 TANSEY HILL RD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MILFORD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd013807
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0206000
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0199515
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0475
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0206000
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0199515
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt014577
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02747
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt011830
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt113210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOHN COLLINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1LORI ANN HARVEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KELLY POJE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JENNIFER BARNES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4NANCY HINKLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0892
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO COLLECT CONTRIBUTIONS FROM THE TEACHER MEMBERS AND REIMBURSE THOSE MEMBERS FOR DENTAL EXPENSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE COLLECTION OF CONTRIBUTIONS AND REIMBURSEMENT OF DENTAL EXPENSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt014102
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt013210
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0206000
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0199515
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt014577
IRS990EZ/TotalProgramServiceExpensesAmt014102
IRS990EZ/TotalRevenueAmt014577
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0SUPPLIES $892
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FUTURE DISBURSMENTS - Beginning $206000 FUTURE DISBURSMENTS - Ending $199515
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LORI ANN HARVEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNATEGO TEACHERS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BENEFIT TRUST FUND
ReturnHeader/Filer/BusinessNameControlTxt0UNAT
ReturnHeader/Filer/EIN0223047202
ReturnHeader/Filer/PhoneNum06074373850
ReturnHeader/Filer/USAddress/AddressLine1Txt02641 STATE HIGHWAY 7
ReturnHeader/Filer/USAddress/CityNm0OTEGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd013825
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0150625503
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Mostert Manzanero & Scott LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04 Associate Dr
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Oneonta
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd013820
ReturnHeader/PreparerPersonGrp/PhoneNum06074328700
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANTHONY T MANZANERO
ReturnHeader/ReturnTs02025-09-11T10:02:30-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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