Civic Intelligence

New Jersey Bac Health Fund

EIN 22-2945933 • 501(c)9 • Fairfield, NJ

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Profile

This Fund provides medical, dental, and prescription benefits to participants employed under a collective bargaining agreement with contributing employers. Benefits are provided through a third party administrator.

14 Plog Road Suite 3Fairfield, NJ 07004

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.03x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

0.07x

Higher debt load relative to revenue than 59% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Net Margin

8th percentile

-19%

Higher net margin than 8% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

66th percentile

$156,003

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)9 • $25M-$50M nonprofits • Source year 2024

Asset Growth

16th percentile

-7.5%

Faster asset growth than 16% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-0.1%

Faster revenue growth than 25% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets50th percentile

Assets

Down

$31,400,137

Down $2,535,513 (-7.5%) from 2023

Liabilities

Up

$1,021,218

Up $259,851 (+34%) from 2023

Net Assets

Down

$30,378,919

Down $2,795,364 (-8.4%) from 2023

Operations
Liabilities / Revenue59th percentileNet Margin8th percentile

Revenue

Down

$14,997,966

Down $16,625 (-0.1%) from 2023

Expenses

Up

$17,885,646

Up $307,717 (+1.8%) from 2023

Net Income

Down

-$2,887,680

Down $324,342 (-13%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth16th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2011: $21,143,796Liabilities 2011: $1,542,153Net Assets 2011: $19,601,6432011Assets 2012: $19,500,797Liabilities 2012: $1,058,913Net Assets 2012: $18,441,8842012Assets 2013: $21,472,706Liabilities 2013: $1,167,575Net Assets 2013: $20,305,1312013Assets 2014: $28,307,397Liabilities 2014: $1,002,203Net Assets 2014: $27,305,1942014Assets 2015: $30,592,865Liabilities 2015: $1,024,728Net Assets 2015: $29,568,1372015Assets 2016: $32,840,800Liabilities 2016: $1,039,857Net Assets 2016: $31,800,9432016Assets 2017: $35,488,958Liabilities 2017: $1,121,990Net Assets 2017: $34,366,9682017Assets 2018: $34,786,687Liabilities 2018: $939,397Net Assets 2018: $33,847,2902018Assets 2019: $37,850,670Liabilities 2019: $825,382Net Assets 2019: $37,025,2882019Assets 2020: $40,974,590Liabilities 2020: $792,433Net Assets 2020: $40,182,1572020Assets 2021: $39,394,289Liabilities 2021: $1,040,170Net Assets 2021: $38,354,1192021Assets 2022: $36,129,377Liabilities 2022: $938,932Net Assets 2022: $35,190,4452022Assets 2023: $33,935,650Liabilities 2023: $761,367Net Assets 2023: $33,174,2832023Assets 2024: $31,400,137Liabilities 2024: $1,021,218Net Assets 2024: $30,378,9192024

Highlighted filing

2024

Assets$31,400,137
Liabilities$1,021,218
Net Assets$30,378,919
Open 2024 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$10M$0-$10MRevenue 2011: $15,108,993Expenses 2011: $16,478,038Net Income 2011: -$1,369,0452011Expenses 2012: $14,366,3642012Revenue 2013: $13,544,371Expenses 2013: $11,184,005Net Income 2013: $2,360,3662013Revenue 2014: $17,375,293Expenses 2014: $10,453,585Net Income 2014: $6,921,7082014Revenue 2015: $16,248,933Expenses 2015: $13,564,615Net Income 2015: $2,684,3182015Revenue 2016: $16,234,545Expenses 2016: $14,258,202Net Income 2016: $1,976,3432016Revenue 2017: $17,346,781Expenses 2017: $14,735,333Net Income 2017: $2,611,4482017Revenue 2018: $16,336,167Expenses 2018: $16,473,115Net Income 2018: -$136,9482018Revenue 2019: $16,977,055Expenses 2019: $14,560,188Net Income 2019: $2,416,8672019Revenue 2020: $15,879,349Expenses 2020: $13,437,637Net Income 2020: $2,441,7122020Revenue 2021: $15,497,498Expenses 2021: $17,103,528Net Income 2021: -$1,606,0302021Revenue 2022: $15,306,543Expenses 2022: $16,709,373Net Income 2022: -$1,402,8302022Revenue 2023: $15,014,591Expenses 2023: $17,577,929Net Income 2023: -$2,563,3382023Revenue 2024: $14,997,966Expenses 2024: $17,885,646Net Income 2024: -$2,887,6802024

Highlighted filing

2024

Revenue$14,997,966
Expenses$17,885,646
Net Income-$2,887,680
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$31,400,137
Liabilities
$1,021,218
Net assets
$30,378,919
Revenue
$14,997,966
Expenses
$17,885,646
Net income
-$2,887,680
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.4$1.02$30.4$15.0$17.9$2.89
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.9$0.76$33.2$15.0$17.6$2.56
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.1$0.94$35.2$15.3$16.7$1.40
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.4$1.04$38.4$15.5$17.1$1.61
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$41.0$0.79$40.2$15.9$13.4$2.44
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.9$0.83$37.0$17.0$14.6$2.42
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$34.8$0.94$33.8$16.3$16.5$0.14
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$35.5$1.12$34.4$17.3$14.7$2.61
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.8$1.04$31.8$16.2$14.3$1.98
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.6$1.02$29.6$16.2$13.6$2.68
2014Detailed filing. Detailed filing data is available for this year.$28.3$1.00$27.3$17.4$10.5$6.92
2013Detailed filing. Detailed filing data is available for this year.$21.5$1.17$20.3$13.5$11.2$2.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.5$1.06$18.4$14.4
2011Summary only. Only limited summary data is available for this year.$21.1$1.54$19.6$15.1$16.5$1.37
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Oct 30, 2023
Return Version
2022v5.0
Gross Receipts
$24,741,957
Mission and Program Overview

Mission

This Fund provides medical, dental, and prescription benefits to participants employed under a collective bargaining agreement with contributing employers. Benefits are provided through a third party administrator.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$38,354,119$35,190,445▼ $3,163,674
Investments in Publicly Traded Securities$26,984,983$23,947,497▼ $3,037,486
Investments Other Securities$7,793,157$7,148,576▼ $644,581
Accounts Receivable$3,397,800$3,700,984▲ $303,184
Cash and Non-Interest-Bearing Accounts$1,132,155$1,227,392▲ $95,237
Prepaid Expenses and Deferred Charges$76,259$92,729▲ $16,470
Land, Buildings, and Equipment, Net$9,935$12,199▲ $2,264
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$39,394,289$36,129,377▼ $3,264,912
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$727,136$665,070▼ $62,066
Deferred Revenue$313,034$273,862▼ $39,172
Total Liabilities$1,040,170$938,932▼ $101,238
Net Assets / Fund Balance
Total Net Assets Fund Balance$38,354,119$35,190,445▼ $3,163,674
Total Liabilities and Net Assets / Fund Balance$39,394,289$36,129,377▼ $3,264,912

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$11,945$125,651$137,596
Other Land Buildings$254$56,524$56,778
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kenneth CrandallAdministratorFT$103,467$19,536$123,003

Board Members and Trustees

NameTitle
Carol CiesielskiTrustee
Darlene ReginaTrustee
Jack KocsisTrustee
John F CapoTrustee
John SlazykTrustee
Kenneth SimoneTrustee
Kevin B DuncanTrustee
Leon Jones JrTrustee

Highest Paid Contractors

ContractorServicesLocationCompensation
Virginia & Ambinder LLPLegal40 Broad Street 7th Floor, New York, NY 10004$187,197
Schulteis & Panettieri LLPEmployer Auditing210 Marcus Boulevard, Hauppauge, NY 11788$156,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$14,316,745
Investment Income
$989,798
Other Revenue
$0
Change in Net Assets
$-1,402,830

Audited Revenue Reconciliation

Revenue per Audited Statements
$15,228,740
Revenue Not Reported on Financial Statements
$77,803
Revenue Not Reported on Form 990
$-1,760,844
Total Revenue per Audited Statements
$13,467,896
Total Revenue per Form 990
$15,306,543
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$691,174
Other Expenses$212,654
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$15,805,545
Other Salaries and Wages---$430,020
Pension Plan Contributions---$122,314
Fees for Services Legal---$118,907
Fees for Services Other---$111,367
Other Employee Benefits---$103,680
Information Technology---$95,215
Occupancy---$84,229
Fees for Service Investment Mgmnt Fees---$77,803
Insurance---$56,856
Conferences and Meetings---$53,252
Payroll Taxes---$35,160
Fees for Services Accounting---$34,000
Office Expenses---$31,432
Other Expenses---$11,780
Depreciation Depletion---$3,893
All Other Expenses---$-522,038
Total Functional Expenses$0$0$0$16,709,373

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$16,709,373
Expenses per Audited Statements$16,631,570
Total Expenses per Audited Statements$16,631,570
Expenses Not Reported on Financial Statements$77,803
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Copy of Federal Form 990 is provided electronically to all Trustees prior to filing.”

Form 990, Part VI, Section C, Line 19

“Available for public inspection at the office of the New Jersey B.A.C. Health Fund.”

Filing and Contact Details

Filer

Filer Name
New Jersey BAC Health Fund
EIN
22-2945933
Phone
9738087358
Address
14 Plog Road Suite 3, Fairfield, NJ 07004

Signing Officer

Name
Kenneth Crandall
Title
Administrator
Signed
2023-10-30
Discuss with paid preparer
Yes

Organization Details

Formed
1988
Legal Domicile
Nj
Voting Board Members
8
Independent Board Members
8
Employees
6

Preparer

Firm
Richard J Cummings CPA
Address
11 State Street, Hackensack, NJ 07601
Preparer
Richard J Cummings
Phone
2014871040
Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0727136
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0665070
IRS990/AccountsReceivableGrp/BOYAmt03397800
IRS990/AccountsReceivableGrp/EOYAmt03700984
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0This Fund provides medical, dental, and prescription benefits to participants employed under a collective bargaining agreement with contributing employers. Benefits are provided through a third party administrator.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllOtherExpensesGrp/TotalAmt0-522038
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt015805545
IRS990/BooksInCareOfDetail/PersonNm0Kenneth Crandall
IRS990/BooksInCareOfDetail/PhoneNum09738087358
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt014 Plog Road Suite 3
IRS990/BooksInCareOfDetail/USAddress/CityNm0Fairfield
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd007004
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01132155
IRS990/CashNonInterestBearingGrp/EOYAmt01227392
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt053252
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractorCompensationGrp/CompensationAmt0187197
IRS990/ContractorCompensationGrp/CompensationAmt1156000
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt040 Broad Street 7th Floor
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1210 Marcus Boulevard
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0New York
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1Hauppauge
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd010004
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd111788
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0Virginia & Ambinder LLP
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1Schulteis & Panettieri LLP
IRS990/ContractorCompensationGrp/ServicesDesc0Legal
IRS990/ContractorCompensationGrp/ServicesDesc1Employer Auditing
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt015805545
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0989798
IRS990/CYOtherExpensesAmt0212654
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt014316745
IRS990/CYRevenuesLessExpensesAmt0-1402830
IRS990/CYSalariesCompEmpBnftPaidAmt0691174
IRS990/CYTotalExpensesAmt016709373
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt015306543
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt0313034
IRS990/DeferredRevenueGrp/EOYAmt0273862
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt03893
IRS990/Desc0This Fund provides medical, surgical, hospitalization, vision, and dental benefits through a third party administrator.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt034000
IRS990/FeesForServicesLegalGrp/TotalAmt0118907
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt0111367
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt077803
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt019536
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0Kenneth Crandall
IRS990/Form990PartVIISectionAGrp/PersonNm1John F Capo
IRS990/Form990PartVIISectionAGrp/PersonNm2Kevin B Duncan
IRS990/Form990PartVIISectionAGrp/PersonNm3Kenneth Simone
IRS990/Form990PartVIISectionAGrp/PersonNm4Leon Jones Jr
IRS990/Form990PartVIISectionAGrp/PersonNm5Carol Ciesielski
IRS990/Form990PartVIISectionAGrp/PersonNm6John Slazyk
IRS990/Form990PartVIISectionAGrp/PersonNm7Darlene Regina
IRS990/Form990PartVIISectionAGrp/PersonNm8Jack Kocsis
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0103467
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0Administrator
IRS990/Form990PartVIISectionAGrp/TitleTxt1Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01988
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GainOrLossGrp/SecuritiesAmt0-294970
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt09140444
IRS990/GrossReceiptsAmt024741957
IRS990/GroupReturnForAffiliatesInd0false
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IRS990/InsuranceGrp/TotalAmt056856
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IRS990/InvestmentInJointVentureInd0false
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt07148576
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
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IRS990/InvestmentsPubTradedSecGrp/EOYAmt023947497
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IRS990/LandBldgEquipCostOrOtherBssAmt0194374
IRS990/LegalDomicileStateCd0NJ
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt09435414
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0This Fund provides medical, dental, and prescription benefits to participants employed under a collective bargaining agreement with contributing employers. Benefits are provided through a third party administrator.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt038354119
IRS990/NetAssetsOrFundBalancesEOYAmt035190445
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0-294970
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-294970
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IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1760844
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt084229
IRS990/OfficeExpensesGrp/TotalAmt031432
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0103680
IRS990/OtherExpensesGrp/Desc0Bank Service Charges
IRS990/OtherExpensesGrp/Desc1Postage and Shipping
IRS990/OtherExpensesGrp/Desc2Telephone
IRS990/OtherExpensesGrp/Desc3Automobile Expenses
IRS990/OtherExpensesGrp/TotalAmt028105
IRS990/OtherExpensesGrp/TotalAmt114685
IRS990/OtherExpensesGrp/TotalAmt213168
IRS990/OtherExpensesGrp/TotalAmt311780
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0430020
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt035160
IRS990/PensionPlanContributionsGrp/TotalAmt0122314
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt076259
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt092729
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Employee Contributions
IRS990/ProgramServiceRevenueGrp/Desc1Employer Contributions
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01711953
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt112604792
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01711953
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt112604792
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt016238448
IRS990/PYInvestmentIncomeAmt01160918
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0198720
IRS990/PYProgramServiceRevenueAmt014336580
IRS990/PYRevenuesLessExpensesAmt0-1606030
IRS990/PYSalariesCompEmpBnftPaidAmt0666360
IRS990/PYTotalExpensesAmt017103528
IRS990/PYTotalRevenueAmt015497498
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-1402830
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
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IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt011945
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0125651
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0137596
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt077803
IRS990ScheduleD/ExpensesSubtotalAmt016631570
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt077803
IRS990ScheduleD/InvestmentExpensesNotIncldAmt077803
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-1760844
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0254
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt056524
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt056778
IRS990ScheduleD/RevenueNotReportedAmt0-1760844
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt077803
IRS990ScheduleD/RevenueSubtotalAmt015228740
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012199
IRS990ScheduleD/TotalBookValueSecuritiesAmt07148576
IRS990ScheduleD/TotalExpensesPerForm990Amt016709373
IRS990ScheduleD/TotalRevenuePerForm990Amt015306543
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt013467896
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt016631570
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Copy of Federal Form 990 is provided electronically to all Trustees prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Available for public inspection at the office of the New Jersey B.A.C. Health Fund.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt036129377
IRS990/TotalAssetsGrp/BOYAmt039394289
IRS990/TotalAssetsGrp/EOYAmt036129377
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
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IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt016709373
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesEOYAmt0938932
IRS990/TotalLiabilitiesGrp/BOYAmt01040170
IRS990/TotalLiabilitiesGrp/EOYAmt0938932
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IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt035190445
IRS990/TotalOtherCompensationAmt019536
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IRS990/TotalReportableCompFromOrgAmt0103467
IRS990/TotalRevenueGrp/ExclusionAmt01284768
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt014021775
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt015306543
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt039394289
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt036129377
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt014 Plog Road Suite 3
IRS990/USAddress/CityNm0Fairfield
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007004
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Kenneth Crandall
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Administrator
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0New Jersey BAC Health Fund
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0222945933
ReturnHeader/Filer/PhoneNum09738087358
ReturnHeader/Filer/USAddress/AddressLine1Txt014 Plog Road Suite 3
ReturnHeader/Filer/USAddress/CityNm0Fairfield
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007004
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223346148
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Richard J Cummings CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011 State Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Hackensack
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007601
ReturnHeader/PreparerPersonGrp/PhoneNum02014871040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard J Cummings
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-11-15T12:23:27-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0Kenneth
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0Crandall
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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