Norwescap Holding Company Inc

“There are no such committees with authority to act on behalf of the governing body.”

“The management of norwescap holding company has its form 990 prepared by an outside accounting firm. The irs form 990 is circulated among the board members for review and comment prior to filing. The governing body is provided with one week to review the prepared form 990 and provide any comments or questions. Any questions or comments are brought to the attention of management for resoltuion before the form is filed. Each issue raised by the governing body is documented and addressed by management and a finalized return is provided for filing.”

“Norwescap holding company has in place a conflict of interest policy which it annually monitors and enforces. The board currently mandates that all members of management and the governing body annually sign a conflict of interest policy and norwescap holding company disclose any potential or actual conflict that may exist. The signed conflict of interest policy is submitted to the corporate compliance officer who reviews the signed attestations for potential or actual conflicts. If a potential or actual conflict of interest exists, the corporate compliance officer will notify the member of management or govening body about such conflict and investigate the conflict. The result of the investigation will be summarized and documented by the corporate compliance officer and reported to the governing body. If the corporate compliance officer establishes that an acual conflict exists, the member of management or the governing body will be notified and will not be allowed to vote or be a party of any decisions about such transactions that have to do with the conflict until such time there is no longer a conflict.”

“The compensation of the organization's top management official is reviewed and approved by the board of trustees, an independent body.”

“The management of norwescap holding company inc maintains copies of its irs form 990 and form 1023 on file at its office in phillipsburg, new jersey. These documents are made available to the general public upon request in accordance with their governing body regulations.”

“The management of norwescap holding company inc makes its form 990 available for public inspection as required under section 6104 of the internal revenue code upon written request at the organization's office at 350 marshall street, phillipsburg, nj. In addition, form 1023 as well as the financial statements, and conflict of interest policy are available upon written request at the organization's office at 350 marshall street, phillipsburg, nj.”

“The oversight process has not changed from the prior year.”