Civic Intelligence

Abortion Rights Fund of Western Massachusetts Inc.

990EZ • Fiscal year 2019 • EIN 22-2928632

Jul 01, 2018 to Jun 30, 2019 • Filed on May 12, 2020

PO Box 2162Amherst, MA 01004-2162

(413) 582-3532

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2019

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2019

Net Margin

39th percentile

-0.5%

Higher net margin than 39% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

44th percentile

-0.3%

Faster asset growth than 44% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

78th percentile

28%

Faster revenue growth than 78% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Assets

Down

$154,161

Down $498 (-0.3%) from 2018

Net Assets

Down

$154,161

Down $498 (-0.3%) from 2018

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Up

$104,978

Up $23,036 (+28%) from 2018

Expenses

Up

$105,476

Up $16,176 (+18%) from 2018

Net Income

Up

-$498

Up $6,860 (+93%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2010: $108,167Net Assets 2010: $108,1672010Assets 2011: $96,369Net Assets 2011: $96,3692011Assets 2012: $110,251Net Assets 2012: $110,2512012Assets 2013: $101,838Net Assets 2013: $101,8382013Assets 2014: $129,619Net Assets 2014: $129,6192014Assets 2015: $152,138Net Assets 2015: $152,1382015Assets 2016: $140,436Net Assets 2016: $140,4362016Assets 2017: $162,968Net Assets 2017: $162,9682017Assets 2018: $154,659Net Assets 2018: $154,6592018Assets 2019: $154,161Net Assets 2019: $154,1612019Assets 2020: $332,331Liabilities 2020: $0Net Assets 2020: $332,3312020Assets 2021: $429,716Liabilities 2021: $0Net Assets 2021: $429,7162021Assets 2022: $572,855Liabilities 2022: $0Net Assets 2022: $572,8552022Assets 2023: $660,345Liabilities 2023: $0Net Assets 2023: $660,3452023Assets 2024: $779,497Liabilities 2024: $20,156Net Assets 2024: $759,3412024Assets 2025: $1,080,787Liabilities 2025: $50,627Net Assets 2025: $1,030,1602025

Highlighted filing

2019

Assets$154,161
Liabilities-
Net Assets$154,161

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2010: $66,393Expenses 2010: $60,471Net Income 2010: $5,9222010Revenue 2011: $51,930Expenses 2011: $63,728Net Income 2011: -$11,7982011Revenue 2012: $69,392Expenses 2012: $55,510Net Income 2012: $13,8822012Revenue 2013: $56,076Expenses 2013: $64,489Net Income 2013: -$8,4132013Revenue 2014: $69,587Expenses 2014: $41,806Net Income 2014: $27,7812014Revenue 2015: $88,259Expenses 2015: $65,740Net Income 2015: $22,5192015Revenue 2016: $68,761Expenses 2016: $80,463Net Income 2016: -$11,7022016Revenue 2017: $104,270Expenses 2017: $81,213Net Income 2017: $23,0572017Revenue 2018: $81,942Expenses 2018: $89,300Net Income 2018: -$7,3582018Revenue 2019: $104,978Expenses 2019: $105,476Net Income 2019: -$4982019Revenue 2020: $246,334Expenses 2020: $68,164Net Income 2020: $178,1702020Revenue 2021: $278,014Expenses 2021: $180,629Net Income 2021: $97,3852021Revenue 2022: $338,777Expenses 2022: $154,756Net Income 2022: $184,0212022Revenue 2023: $481,288Expenses 2023: $435,536Net Income 2023: $45,7522023Revenue 2024: $653,226Expenses 2024: $612,138Net Income 2024: $41,0882024Revenue 2025: $935,005Expenses 2025: $723,393Net Income 2025: $211,6122025

Highlighted filing

2019

Revenue$104,978
Expenses$105,476
Net Income-$498
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
May 12, 2020
Return Version
2018v3.2
Gross Receipts
$104,978
Mission and Program Overview

Mission

The organization provides direct financial assistance to Individuals seeking abortions.

Loans & grants to low income women

Program Services

DescriptionGrantsExpenses
LOANS TO LOW INCOME WOMEN SECURING ABORTIONS, SUBSIDIZE PREGNANCY TESTING, RAISE PUBLIC AWARENESS OF HARDSHIP & DANGERS IMPOSED UPON WOMEN BY LEGAL AND ECONOMIC RESTRICTIONS ON ACCESS TO ABORTIONS.-$96,956
THE ORGANIZATION LOANS FUNDS TO LOW INCOME WOMEN TO ASSIST THEM IN OBTAINING ABORTION SERVICES. IF THE WOMEN ARE UNABLE TO REPAY THE LOANS, THE LOANS ARE FORGIVEN. THE ENTRY SHOWN HERE IS THE AMOUNT OF SUCH LOANS FORGIVEN IN THE CURRENT TAX YEAR.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LEE BOWIETreasurer-$0--
SUSAN LOWENSTEINDirector-$0--
LINDA TERRYDirector-$0--
ANN R JONESDirector-$0--
ELIOT LEVINEClerk-$0--
JAMIE ROWENDirector-$0--
CARRIE N BAKERPresidentPT$0--
JUDI FONSHDirector-$0--
LINDSAY SABADOSADirector-$0--
CORY ELLEN GATRALLDirector-$0--
MARISA PIZIIDirector-$0--
GRACE RAMSAYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Abortion Rights Fund of
EIN
22-2928632
Phone
4135823532
Address
PO BOX 2162, AMHERST, MA 01004-2162

Signing Officer

Name
Carrie N Baker
Title
President
Phone
4135823532
Signed
2020-05-12
Discuss with paid preparer
Yes

Preparer

Firm
Gerard Ghazey & Bates Pc
Address
64 GOTHIC ST STE 5, NORTHAMPTON, MA 01060-3548
Preparer
Peter M Gerard
Phone
4135821225
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses misc fees (benevity) 6 razoo fees 21 square fees 42 mightycause fees 574 office supplies 411 misc exps 2,132 other misc exps - cash 211 travel 366 telephone expense 870 loans forgiven (pr yr bal 89,807 grants 5,325 nnaf contributions 100 bank fee 5 total 99,870

Form 990-ez, Part II, Line 24

Outstanding loans to clients 89,807 54,336 total 89,807 54,336

Form 990-ez, Part III, Line 28

Loans to low income women securing abortions, subsidize pregnancy testing, raise public awareness of hardship & dangers imposed upon women by legal and economic restrictions on access to abortions.

Form 990-ez, Part III, Line 31

The organization loans funds to low income women to assist them in obtaining abortion services. If the women are unable to repay the loans, the loans are forgiven. The entry shown here is the amount of such loans forgiven in the current tax year.

Raw XML Appendix186 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
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IRS990EZ/OperateHospitalInd0false
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES MISC FEES (BENEVITY) 6 RAZOO FEES 21 SQUARE FEES 42 MIGHTYCAUSE FEES 574 OFFICE SUPPLIES 411 MISC EXPS 2,132 OTHER MISC EXPS - CASH 211 TRAVEL 366 TELEPHONE EXPENSE 870 LOANS FORGIVEN (PR YR BAL 89,807 GRANTS 5,325 NNAF CONTRIBUTIONS 100 BANK FEE 5 TOTAL 99,870
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OUTSTANDING LOANS TO CLIENTS 89,807 54,336 TOTAL 89,807 54,336
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2LOANS TO LOW INCOME WOMEN SECURING ABORTIONS, SUBSIDIZE PREGNANCY TESTING, RAISE PUBLIC AWARENESS OF HARDSHIP & DANGERS IMPOSED UPON WOMEN BY LEGAL AND ECONOMIC RESTRICTIONS ON ACCESS TO ABORTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION LOANS FUNDS TO LOW INCOME WOMEN TO ASSIST THEM IN OBTAINING ABORTION SERVICES. IF THE WOMEN ARE UNABLE TO REPAY THE LOANS, THE LOANS ARE FORGIVEN. THE ENTRY SHOWN HERE IS THE AMOUNT OF SUCH LOANS FORGIVEN IN THE CURRENT TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02021-01-29 14:40:06Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0CARRIE N BAKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04135823532
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-05-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ABORTION RIGHTS FUND OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0WESTERN MASSACHUSETTS INC
ReturnHeader/Filer/BusinessNameControlTxt0ABOR
ReturnHeader/Filer/EIN0222928632
ReturnHeader/Filer/PhoneNum04135823532
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ReturnHeader/FilingSecurityInformation/IPTm011:35:17
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042645013
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GERARD GHAZEY & BATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt064 GOTHIC ST STE 5
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTHAMPTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0010603548
ReturnHeader/PreparerPersonGrp/PhoneNum04135821225
ReturnHeader/PreparerPersonGrp/PreparationDt02020-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER M GERARD
ReturnHeader/ReturnTs02020-05-13T11:35:17-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-07-01
ReturnHeader/TaxPeriodEndDt02019-06-30
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.08$0.05$1.03$0.94$0.72$0.21
2024Detailed filing. Detailed filing data is available for this year.$0.78$0.02$0.76$0.65$0.61$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.66$0.48$0.44$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.34$0.15$0.18
2021Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.28$0.18$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$0.25$0.07$0.18
2019Detailed filing. Detailed filing data is available for this year.$0.15$0.15$0.10$0.11$0.00
2018Detailed filing. Detailed filing data is available for this year.$0.15$0.15$0.08$0.09$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.16$0.16$0.10$0.08$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.14$0.14$0.07$0.08$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.15$0.15$0.09$0.07$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.13$0.13$0.07$0.04$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.10$0.06$0.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.11$0.07$0.06$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.10$0.05$0.06$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.11$0.07$0.06$0.01