Civic Intelligence

Valley Community Development Corporation

EIN 22-2906466 • 501(c)3 • Northampton, MA

Profile

To promote the development of affordable housing, provide economic opportunities and encourage community leadership in the following massachusetts communities; northampton, amherst, hadley and easthampton.

256 Pleasant Street Suite ANorthampton, MA 01060

www.valleycdc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

86th percentile

0.77x

Higher debt load relative to assets than 86% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

12.23x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

84th percentile

36%

Higher net margin than 84% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

9th percentile

$0

Higher top officer pay than 9% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Asset Growth

94th percentile

49%

Faster asset growth than 94% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

5th percentile

-40%

Faster revenue growth than 5% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$40,188,722

Up $13,223,326 (+49%) from 2023

Liabilities

Up

$30,930,936

Up $10,282,088 (+50%) from 2023

Net Assets

Up

$9,257,786

Up $2,941,238 (+47%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin84th percentile

Revenue

Down

$2,528,262

Down $1,662,620 (-40%) from 2023

Expenses

Down

$1,606,913

Down $763,020 (-32%) from 2023

Net Income

Down

$921,349

Down $899,600 (-49%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth94th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $7,162,771Liabilities 2010: $3,430,847Net Assets 2010: $3,731,9242010Assets 2011: $7,817,462Liabilities 2011: $3,310,571Net Assets 2011: $4,506,8912011Assets 2012: $8,183,096Liabilities 2012: $3,674,817Net Assets 2012: $4,508,2792012Assets 2013: $8,604,994Liabilities 2013: $4,843,250Net Assets 2013: $3,761,7442013Assets 2014: $6,250,797Liabilities 2014: $2,773,100Net Assets 2014: $3,477,6972014Assets 2015: $6,424,452Liabilities 2015: $2,959,778Net Assets 2015: $3,464,6742015Assets 2016: $8,771,040Liabilities 2016: $5,317,121Net Assets 2016: $3,453,9192016Assets 2017: $9,766,490Liabilities 2017: $6,777,074Net Assets 2017: $2,989,4162017Assets 2018: $8,235,460Liabilities 2018: $5,166,975Net Assets 2018: $3,068,4852018Assets 2019: $9,059,573Liabilities 2019: $5,267,609Net Assets 2019: $3,791,9642019Assets 2020: $9,349,618Liabilities 2020: $5,675,449Net Assets 2020: $3,674,1692020Assets 2021: $9,564,116Liabilities 2021: $6,029,270Net Assets 2021: $3,534,8462021Assets 2022: $13,299,896Liabilities 2022: $10,054,297Net Assets 2022: $3,245,5992022Assets 2023: $26,965,396Liabilities 2023: $20,648,848Net Assets 2023: $6,316,5482023Assets 2024: $40,188,722Liabilities 2024: $30,930,936Net Assets 2024: $9,257,7862024

Highlighted filing

2024

Assets$40,188,722
Liabilities$30,930,936
Net Assets$9,257,786
Open 2024 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,084,7392010Expenses 2011: $2,256,9132011Expenses 2012: $1,295,4162012Expenses 2013: $1,183,8812013Revenue 2014: $1,391,272Expenses 2014: $1,221,955Net Income 2014: $169,3172014Revenue 2015: $1,241,667Expenses 2015: $1,254,690Net Income 2015: -$13,0232015Revenue 2016: $2,161,901Expenses 2016: $2,375,220Net Income 2016: -$213,3192016Revenue 2017: $3,310,281Expenses 2017: $3,774,784Net Income 2017: -$464,5032017Revenue 2018: $2,050,513Expenses 2018: $1,971,444Net Income 2018: $79,0692018Revenue 2019: $2,730,529Expenses 2019: $2,007,051Net Income 2019: $723,4782019Revenue 2020: $1,811,040Expenses 2020: $1,928,835Net Income 2020: -$117,7952020Revenue 2021: $1,983,739Expenses 2021: $2,123,062Net Income 2021: -$139,3232021Revenue 2022: $2,066,960Expenses 2022: $2,356,207Net Income 2022: -$289,2472022Revenue 2023: $4,190,882Expenses 2023: $2,369,933Net Income 2023: $1,820,9492023Revenue 2024: $2,528,262Expenses 2024: $1,606,913Net Income 2024: $921,3492024

Highlighted filing

2024

Revenue$2,528,262
Expenses$1,606,913
Net Income$921,349
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$40,188,722
Liabilities
$30,930,936
Net assets
$9,257,786
Revenue
$2,528,262
Expenses
$1,606,913
Net income
$921,349
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$40.2$30.9$9.26$2.53$1.61$0.92
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.0$20.6$6.32$4.19$2.37$1.82
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.3$10.1$3.25$2.07$2.36$0.29
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.56$6.03$3.53$1.98$2.12$0.14
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.35$5.68$3.67$1.81$1.93$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.06$5.27$3.79$2.73$2.01$0.72
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.24$5.17$3.07$2.05$1.97$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.77$6.78$2.99$3.31$3.77$0.46
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.77$5.32$3.45$2.16$2.38$0.21
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.42$2.96$3.46$1.24$1.25$0.01
2014Detailed filing. Detailed filing data is available for this year.$6.25$2.77$3.48$1.39$1.22$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.60$4.84$3.76$1.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.18$3.67$4.51$1.30
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.82$3.31$4.51$2.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.16$3.43$3.73$1.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Dec 31, 2024
Signed
Sep 12, 2025
Return Version
2024v5.2
Gross Receipts
$2,528,262
Mission and Program Overview

Mission

Valley community development builds social equity by expanding housing and small business opportunities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$809,574$2,910,632▲ $2,101,058
Other Notes and Loans Receivable, Net$1,909,929$2,239,791▲ $329,862
Land, Buildings, and Equipment, Net$3,090,054$1,951,740▼ $1,138,314
Cash and Non-Interest-Bearing Accounts$157,309$389,427▲ $232,118
Accounts Receivable$376,707$292,392▼ $84,315
Prepaid Expenses and Deferred Charges$67,884$19,848▼ $48,036
Total Assets$23,039,416$40,188,722▲ $17,149,306
Other Assets Total$16,627,959$32,384,892▲ $15,756,933
Liabilities
Mortgage Notes Payable Secured by Investment Property$12,601,503$24,492,750▲ $11,891,247
Accounts Payable and Accrued Expenses$916,673$4,122,704▲ $3,206,031
Other Liabilities$1,184,803$2,315,482▲ $1,130,679
Total Liabilities$14,702,979$30,930,936▲ $16,227,957
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,242,918$5,308,095▲ $1,065,177
Net Assets With Donor Restrictions$4,093,519$3,949,691▼ $143,828
Total Net Assets Fund Balance$8,336,437$9,257,786▲ $921,349
Total Liabilities and Net Assets / Fund Balance$23,039,416$40,188,722▲ $17,149,306

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,436,213$5,835,920$7,272,133
Land$511,250-$511,250
Equipment$4,277$33,348$37,625
Leasehold Improvements$0$1,750$1,750
Other Assets Org$2,706--
Compensation and Service Providers
Top Officer Pay9th percentile

Board Members and Trustees

NameTitle
Dorothy NemetzPresident
Kim AlstonVice President
Bill FontesDirector
Carol WalkerDirector
Dr Leslie SaulsberryDirector
Emily LauflerDirector
Hugh HeislerDirector
Sophie ChambersDirector
Tasha SamsDirector
Greg RichaneClerk
Richard AbbottTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Austin Design Cooperative INCArchitect167 MAIN STREET, Brattleboro, MA 01086$245,520
Keiter CorporationConstruction1 INTERSTATE DR, West Springfield, MA 01089$106,828
Revenue and Support

Revenue Composition

Contributions and Grants
$1,935,316
Program Service Revenue
$0
Investment Income
$28,907
Other Revenue
$564,039
All Other Contributions
$442,449
Change in Net Assets
$921,349

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,528,262
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$273,345
Total Revenue per Audited Statements
$2,801,607
Total Revenue per Form 990
$2,528,262
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$989,918
Salaries, Compensation, and Employee Benefits$616,995
Total Fundraising Expense$11,712
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$324,803$167,504$7,849$500,156
Depreciation Depletion$148,453$1,426-$149,879
Interest$115,438$6,903-$122,341
All Other Expenses$100,376$390-$100,766
Fees for Services Accounting$17,873$71,010-$88,883
Other Employee Benefits$23,319$55,368-$78,687
Other Expenses$62,875$1,453$1,833$66,161
Fees for Services Other$53,590-$650$54,240
Insurance$52,691--$52,691
Payroll Taxes$11,306$26,846-$38,152
Fees for Services Management$25,427--$25,427
Office Expenses$683$17,718$1,114$19,515
Travel$475$1,210$77$1,762
Advertising$99-$189$288
Total Functional Expenses$1,237,276$357,925$11,712$1,606,913

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,115,025
Expenses per Audited Statements$1,606,913
Total Expenses per Form 990$1,606,913
Expenses Not Reported on Form 990$508,112
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Retainage Payable$714,532
Advances$650,000
Project Advances$500,000
Lease Liability$390,547
Tenant Security Deposit Payable$60,403
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“As a policy form 990 is reviewed by the finance committee before filing. The board of directors meets every month, and board members receive a full copy of the 990 prior to submission.”

Form 990, Part VI, Section B, Line 12C

“Annually the board of directors reviews the policy and signs off”

Form 990, Part VI, Section B, Line 15

“Governance committee committee reviews the compensation of the executive director and makes recommendation to the board of directors for approval.”

Form 990, Part VI, Section C, Line 19

“The organization's conflict of interest policy, organizing documents and financial statement are available upon request.”

Filing and Contact Details

Filer

Filer Name
Valley Community Development Corporation
EIN
22-2906466
Phone
4135865855
Address
256 PLEASANT STREET SUITE A, NORTHAMPTON, MA 01060

Signing Officer

Name
Liz Sullivan
Title
Fiscal Director
Phone
4135865855
Signed
2025-09-12

Organization Details

Principal Officer
Liz Sullivan
Formed
1988
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
11
Employees
12
Volunteers
0

Preparer

Firm
Daniel Dennis & Company Llp
Address
990 WASHINGTON STREET SUITE 203, DEDHAM, MA 02026
Preparer
Kristoffer Lane
Phone
6172629898
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Valley evaluates tax positions taken or expected to be taken in its tax returns to determine whether the tax positions are "more-likely-than-not" of being sustained by the applicable tax authority. At december 31, 2024, valley believes that it has no uncertain tax positions within its open tax returns.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Revenue applicable to valley main street,llc and east gables, llc who 273,345. Files a separate return (form 1065) and is included in the consolidated financial statements.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Expenses applicable to valley main street,llc and east gables, llc who 508,112. Files a separate return (form 1065) and is included in the consolidated financial statements.”

Raw XML AppendixShowing 400 of 612 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0916673
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt04122704
IRS990/AccountsReceivableGrp/BOYAmt0376707
IRS990/AccountsReceivableGrp/EOYAmt0292392
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0VALLEY COMMUNITY DEVELOPMENT BUILDS SOCIAL EQUITY BY EXPANDING HOUSING AND SMALL BUSINESS OPPORTUNITIES.
IRS990/AdvertisingGrp/FundraisingAmt0189
IRS990/AdvertisingGrp/ProgramServicesAmt099
IRS990/AdvertisingGrp/TotalAmt0288
IRS990/AllOtherContributionsAmt0442449
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0390
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0100376
IRS990/AllOtherExpensesGrp/TotalAmt0100766
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0LIZ SULLIVAN
IRS990/BooksInCareOfDetail/PhoneNum04135865855
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0256 PLEASANT STREET SUITE A
IRS990/BooksInCareOfDetail/USAddress/CityNm0NORTHAMPTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001060
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0157309
IRS990/CashNonInterestBearingGrp/EOYAmt0389427
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0245520
IRS990/ContractorCompensationGrp/CompensationAmt1106828
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0167 MAIN STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt11 INTERSTATE DR
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0BRATTLEBORO
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1WEST SPRINGFIELD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001086
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd101089
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IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1KEITER CORPORATION
IRS990/ContractorCompensationGrp/ServicesDesc0ARCHITECT
IRS990/ContractorCompensationGrp/ServicesDesc1CONSTRUCTION
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01935316
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt028907
IRS990/CYOtherExpensesAmt0989918
IRS990/CYOtherRevenueAmt0564039
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0921349
IRS990/CYSalariesCompEmpBnftPaidAmt0616995
IRS990/CYTotalExpensesAmt01606913
IRS990/CYTotalFundraisingExpenseAmt011712
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02528262
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01426
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0148453
IRS990/DepreciationDepletionGrp/TotalAmt0149879
IRS990/Desc0RENTAL PROPERTIES- PROVIDES PERMANENT AFFORDABLE RENTAL HOUSING TO LOW AND MODERATE INCOME AND UNDERSERVED POPULATIONS IN NORTHAMPTON AND AMHERST. ALL CURRENT OWNED RENTAL PROPERTIES WERE DEVELOPED BY VALLEY.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
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IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt012
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0812446
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FederatedCampaignsAmt09300
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt071010
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt017873
IRS990/FeesForServicesAccountingGrp/TotalAmt088883
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IRS990/FeesForServicesManagementGrp/TotalAmt025427
IRS990/FeesForServicesOtherGrp/FundraisingAmt0650
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt053590
IRS990/FeesForServicesOtherGrp/TotalAmt054240
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0RICHARD ABBOTT
IRS990/Form990PartVIISectionAGrp/PersonNm1KIM ALSTON
IRS990/Form990PartVIISectionAGrp/PersonNm2GREG RICHANE
IRS990/Form990PartVIISectionAGrp/PersonNm3DOROTHY NEMETZ
IRS990/Form990PartVIISectionAGrp/PersonNm4HUGH HEISLER
IRS990/Form990PartVIISectionAGrp/PersonNm5BILL FONTES
IRS990/Form990PartVIISectionAGrp/PersonNm6CAROL WALKER
IRS990/Form990PartVIISectionAGrp/PersonNm7TASHA SAMS
IRS990/Form990PartVIISectionAGrp/PersonNm8EMILY LAUFLER
IRS990/Form990PartVIISectionAGrp/PersonNm9DR LESLIE SAULSBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm10SOPHIE CHAMBERS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01988
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IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt01483567
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02528262
IRS990/GrossRentsGrp/RealAmt0514790
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt052691
IRS990/InsuranceGrp/TotalAmt052691
IRS990/InterestGrp/ManagementAndGeneralAmt06903
IRS990/InterestGrp/ProgramServicesAmt0115438
IRS990/InterestGrp/TotalAmt0122341
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt028907
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt028907
IRS990/InvestmentInJointVentureInd01
IRS990/IRPDocumentCnt037
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt05871018
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03090054
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01951740
IRS990/LandBldgEquipCostOrOtherBssAmt07822758
IRS990/LegalDomicileStateCd0MA
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0VALLEY COMMUNITY DEVELOPMENT SEEKS TO EMPOWER LOW AND MODERATE INCOME PEOPLE AND UNDERSERVED POPULATIONS. WE ACCOMPLISH THESE GOALS BY FOCUSING ON THREE AREAS OF COMMUNITY DEVELOPMENT; HOMEOWNERSHIP SUPPORT INCLUDING FIRST-TIME HOMEBUYER WORKSHOPS AND FORECLOSURE PREVENTION COUNSELING; CREATING AFFORDABLE HOUSING; AND SMALL BUSINESS DEVELOPMENT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt012601503
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt024492750
IRS990/NetAssetsOrFundBalancesBOYAmt08336437
IRS990/NetAssetsOrFundBalancesEOYAmt09257786
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0514790
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0514790
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt04242918
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt05308095
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/FundraisingAmt01114
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt017718
IRS990/OfficeExpensesGrp/ProgramServicesAmt0683
IRS990/OfficeExpensesGrp/TotalAmt019515
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016627959
IRS990/OtherAssetsTotalGrp/EOYAmt032384892
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt055368
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt023319
IRS990/OtherEmployeeBenefitsGrp/TotalAmt078687
IRS990/OtherExpensesGrp/Desc0REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc1PROPERTY ADMINISTRATION
IRS990/OtherExpensesGrp/Desc2UTILITIES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/FundraisingAmt01833
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02100
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt15997
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21453
IRS990/OtherExpensesGrp/ProgramServicesAmt0136284
IRS990/OtherExpensesGrp/ProgramServicesAmt193874
IRS990/OtherExpensesGrp/ProgramServicesAmt269710
IRS990/OtherExpensesGrp/ProgramServicesAmt362875
IRS990/OtherExpensesGrp/TotalAmt0138384
IRS990/OtherExpensesGrp/TotalAmt193874
IRS990/OtherExpensesGrp/TotalAmt275707
IRS990/OtherExpensesGrp/TotalAmt366161
IRS990/OtherLiabilitiesGrp/BOYAmt01184803
IRS990/OtherLiabilitiesGrp/EOYAmt02315482
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt049249
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt049249
IRS990/OtherRevenueTotalAmt049249
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt07849
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0167504
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0324803
IRS990/OtherSalariesAndWagesGrp/TotalAmt0500156
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01909929
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt02239791
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt026846
IRS990/PayrollTaxesGrp/ProgramServicesAmt011306
IRS990/PayrollTaxesGrp/TotalAmt038152
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt067884
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt019848
IRS990/PrincipalOfficerNm0LIZ SULLIVAN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0SMALL BUSINESS - PROVIDES SMALL BUSINESS TECHNICAL ASSISTANCE AND WORKSHOPS PRIMARILY TO PEOPLE WITH LOW AND MODERATE INCOMES AND UNDERSERVED POPULATIONS (BIPOC COMMUNITIES, WOMEN, AND VETERANS).
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0100809
IRS990/ProgSrvcAccomActy3Grp/Desc0HOUSING DEVELOPMENT- VALLEY CREATES AND PRESERVES AFFORDABLE HOUSING OPPORTUNITIES FOR PEOPLE WITH LOW AND MODERATE INCOMES, UNHOUSED PEOPLE, AND OTHER VULNERABLE POPULATIONS IN HAMPSHIRE AND FRANKLIN COUNTIES.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0211352
IRS990/ProgSrvcAccomActyOtherGrp/Desc0HOMEOWNERSHIP SUPPORT - ASSISTS FIRST TIME HOME BUYERS WITH PRE AND POST-PURCHASE COUNSELING, FORECLOSURE PREVENTION, AND FINANCIAL LITERACY COUNSELING THROUGH WORKSHOPS AND ONE TO ONE SUPPORT.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0112669
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt03641724
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt086748
IRS990/PYOtherExpensesAmt01890718
IRS990/PYOtherRevenueAmt01067352
IRS990/PYProgramServiceRevenueAmt0155000
IRS990/PYRevenuesLessExpensesAmt02019889
IRS990/PYSalariesCompEmpBnftPaidAmt01040217
IRS990/PYTotalExpensesAmt02930935
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04950824
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0921349
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0514790
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0809574
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02910632
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01935316
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03641724
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt03230129
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0887563
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0802810
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt010497542
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt028907
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt086748
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt048808
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt02162
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01537
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0168162
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98420
IRS990ScheduleA/PublicSupportPY170Pct00.98470
IRS990ScheduleA/PublicSupportTotal170Amt010497542
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01935316
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03641724
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt03230129
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0887563
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0802810
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt010497542
IRS990ScheduleA/TotalSupportAmt010665704
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt01436213
IRS990ScheduleD/BuildingsGrp/DepreciationAmt05835920
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt07272133
IRS990ScheduleD/EquipmentGrp/BookValueAmt04277
IRS990ScheduleD/EquipmentGrp/DepreciationAmt033348
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt037625
IRS990ScheduleD/ExpensesNotReportedAmt0508112
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01606913
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0511250
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0511250
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01750
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt01750
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01816716
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt130187274
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2378196
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt32706
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0SECURITY DEPOSIT AND RESERVE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1PROJECTS UNDER DEVELOPMENT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2RIGHT OF USE ASSET, NET
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3DUE TO (FROM) SUBSIDIARIES,NET
IRS990ScheduleD/OtherExpensesIncludedAmt0508112
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt060403
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1390547
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2650000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3714532
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt4500000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0TENANT SECURITY DEPOSIT PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LEASE LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ADVANCES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3RETAINAGE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4PROJECT ADVANCES
IRS990ScheduleD/OtherRevenueAmt0273345
IRS990ScheduleD/RevenueNotReportedAmt0273345
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02528262
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0VALLEY EVALUATES TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN ITS TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE "MORE-LIKELY-THAN-NOT" OF BEING SUSTAINED BY THE APPLICABLE TAX AUTHORITY. AT DECEMBER 31, 2024, VALLEY BELIEVES THAT IT HAS NO UNCERTAIN TAX POSITIONS WITHIN ITS OPEN TAX RETURNS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1REVENUE APPLICABLE TO VALLEY MAIN STREET,LLC AND EAST GABLES, LLC WHO 273,345. FILES A SEPARATE RETURN (FORM 1065) AND IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2EXPENSES APPLICABLE TO VALLEY MAIN STREET,LLC AND EAST GABLES, LLC WHO 508,112. FILES A SEPARATE RETURN (FORM 1065) AND IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:

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