Civic Intelligence

Naugatuck Valley Housing Development

EIN 22-2898850 • 501(c)3 • Waterbury, CT

Profile

Organization provides guidance and training to cooperatives, acquires funding and acts as developer for new cooperatives and affordable housing. Receives lease fees from members for land which it has proprietory control over.

16 Church St CO St Johns EpiscoWaterbury, CT 06702

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

12th percentile

-66%

Higher net margin than 12% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

32nd percentile

-20%

Faster asset growth than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

42nd percentile

-10%

Faster revenue growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$68,142

Down $16,816 (-20%) from 2023

Liabilities

Down

$0

Down $149 (-100%) from 2023

Net Assets

$68,142

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue62nd percentileNet Margin12th percentile

Revenue

Down

$25,379

Down $2,887 (-10%) from 2023

Expenses

Up

$42,046

Up $20,094 (+92%) from 2023

Net Income

Down

-$16,667

Down $22,981 (-364%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $13,559Liabilities 2011: $9,093Net Assets 2011: $4,4662011Assets 2012: $24,449Liabilities 2012: $4,3622012Assets 2013: $29,803Net Assets 2013: $29,8032013Assets 2014: $8,804Liabilities 2014: $0Net Assets 2014: $8,8042014Assets 2015: $19,548Liabilities 2015: $02015Assets 2016: $28,953Liabilities 2016: $0Net Assets 2016: $28,9532016Assets 2017: $47,645Liabilities 2017: $0Net Assets 2017: $47,6452017Assets 2018: $44,984Liabilities 2018: $0Net Assets 2018: $44,9842018Assets 2019: $63,188Liabilities 2019: $0Net Assets 2019: $63,1882019Assets 2020: $67,198Liabilities 2020: $0Net Assets 2020: $67,1982020Assets 2021: $69,710Liabilities 2021: $02021Assets 2022: $78,644Liabilities 2022: $149Net Assets 2022: $78,4952022Assets 2023: $84,958Liabilities 2023: $1492023Assets 2024: $68,142Liabilities 2024: $0Net Assets 2024: $68,1422024

Highlighted filing

2024

Assets$68,142
Liabilities$0
Net Assets$68,142
Open 2024 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $47,614Expenses 2011: $42,399Net Income 2011: $5,2152011Revenue 2012: $80,690Expenses 2012: $65,069Net Income 2012: $15,6212012Revenue 2013: $53,713Expenses 2013: $43,997Net Income 2013: $9,7162013Revenue 2014: $31,602Expenses 2014: $52,601Net Income 2014: -$20,9992014Revenue 2015: $51,618Expenses 2015: $40,874Net Income 2015: $10,7442015Revenue 2016: $33,609Expenses 2016: $24,204Net Income 2016: $9,4052016Revenue 2017: $35,952Expenses 2017: $17,260Net Income 2017: $18,6922017Revenue 2018: $28,660Expenses 2018: $31,321Net Income 2018: -$2,6612018Revenue 2019: $38,301Expenses 2019: $20,097Net Income 2019: $18,2042019Revenue 2020: $23,856Expenses 2020: $19,846Net Income 2020: $4,0102020Revenue 2021: $25,312Expenses 2021: $22,800Net Income 2021: $2,5122021Revenue 2022: $27,068Expenses 2022: $18,283Net Income 2022: $8,7852022Revenue 2023: $28,266Expenses 2023: $21,952Net Income 2023: $6,3142023Revenue 2024: $25,379Expenses 2024: $42,046Net Income 2024: -$16,6672024

Highlighted filing

2024

Revenue$25,379
Expenses$42,046
Net Income-$16,667
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$68,142
Liabilities
$0
Net assets
$68,142
Revenue
$25,379
Expenses
$42,046
Net income
-$16,667
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$68.1$0.00$68.1$25.4$42.0$16.7
2023Summary only. Only limited summary data is available for this year.$85.0$0.15$28.3$22.0$6.31
2022Detailed filing. Detailed filing data is available for this year.$78.6$0.15$78.5$27.1$18.3$8.79
2021Summary only. Only limited summary data is available for this year.$69.7$0.00$25.3$22.8$2.51
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$67.2$0.00$67.2$23.9$19.8$4.01
2019Detailed filing. Detailed filing data is available for this year.$63.2$0.00$63.2$38.3$20.1$18.2
2018Detailed filing. Detailed filing data is available for this year.$45.0$0.00$45.0$28.7$31.3$2.66
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.6$0.00$47.6$36.0$17.3$18.7
2016Detailed filing. Detailed filing data is available for this year.$29.0$0.00$29.0$33.6$24.2$9.41
2015Summary only. Only limited summary data is available for this year.$19.5$0.00$51.6$40.9$10.7
2014Detailed filing. Detailed filing data is available for this year.$8.80$0.00$8.80$31.6$52.6$21.0
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.8$29.8$53.7$44.0$9.72
2012Summary only. Only limited summary data is available for this year.$24.4$4.36$80.7$65.1$15.6
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.6$9.09$4.47$47.6$42.4$5.22
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
Jun 26, 2025
Return Version
2023v6.0
Gross Receipts
$25,379
Mission and Program Overview

Mission

Organization provides guidance and training to cooperatives, acquires funding and acts as developer for new cooperatives and affordable housing. Receives lease fees from members for land which it has proprietory control over.

Program Services

DescriptionGrantsExpenses
ORGANZIATION PROVIDES GUIDANCE AND TRAINING TO COOPERATIVES, ACQUIRES FUNDING AND ACTS AS DEVELOPER FOR NEW COOPERATIVES AND AFFORDABLE HOUSING. RECEIVES LEASE FEES FROM MEMBERS FOR LAND WHICH IT HAS PROPRIETORY CONTROL OVER.$0$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
FATHER COONEYPresident-$0--
EVELYN LUSHTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Naugatuck Valley Housing
EIN
22-2898850
Phone
2035742410
Address
16 CHURCH ST CO ST JOHNS EPISCO, WATERBURY, CT 06702

Signing Officer

Name
Father Cooney
Title
President
Phone
2035742410
Signed
2025-06-26
Discuss with paid preparer
Yes

Preparer

Firm
Zackin Zimyeski Sullivan CPA LLC
Address
333 CHURCH STREET, NAUGATUCK, CT 06770
Preparer
Keith F Sullivan
Phone
2037532200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: interest income. Amount: 2.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: insurance. Amount: 2444. Description: telephone. Amount: 28. Description: snow plowing expense. Amount: 7639. Description: payroll expenses. Amount: 6369. Description: office supplies. Amount: 218. Description: annual report. Amount: 50. Total to form 990-ez, line 16: 16748.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: payroll liabilities. Beg. Of year amount: 149. End of year amount: 0.”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DEL PAN INC
IRS990EZ/BooksInCareOfDetail/PhoneNum02038796368
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 6502
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WOLCOTT
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd006715
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt084958
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt068142
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-16667
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07889
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt084958
IRS990EZ/Form990TotalAssetsGrp/EOYAmt068142
IRS990EZ/GrossReceiptsAmt025379
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt084809
IRS990EZ/NetAssetsOrFundBalancesEOYAmt068142
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt084809
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt068142
IRS990EZ/OccupancyRentUtltsAndMaintAmt017409
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0FATHER COONEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1EVELYN LUSH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt016748
IRS990EZ/OtherRevenueTotalAmt02
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0ORGANIZATION PROVIDES GUIDANCE AND TRAINING TO COOPERATIVES, ACQUIRES FUNDING AND ACTS AS DEVELOPER FOR NEW COOPERATIVES AND AFFORDABLE HOUSING. RECEIVES LEASE FEES FROM MEMBERS FOR LAND WHICH IT HAS PROPRIETORY CONTROL OVER.
IRS990EZ/ProgramServiceRevenueAmt025377
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ORGANZIATION PROVIDES GUIDANCE AND TRAINING TO COOPERATIVES, ACQUIRES FUNDING AND ACTS AS DEVELOPER FOR NEW COOPERATIVES AND AFFORDABLE HOUSING. RECEIVES LEASE FEES FROM MEMBERS FOR LAND WHICH IT HAS PROPRIETORY CONTROL OVER.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0149
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt042046
IRS990EZ/TotalRevenueAmt025379
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt025377
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt023760
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt024480
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt024491
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt023853
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0121961
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt017
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt0404
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt02588
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt0434
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt02
IRS990ScheduleA/OtherIncome509Grp/TotalAmt03445
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97250
IRS990ScheduleA/PublicSupportPY509Pct00.97520
IRS990ScheduleA/PublicSupportTotal509Amt0121961
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt025377
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt023760
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt024480
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt024491
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt023853
IRS990ScheduleA/Total509Grp/TotalAmt0121961
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt025394
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt024164
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt027068
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt024925
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt023855
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0125406
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 2.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE. AMOUNT: 2444. DESCRIPTION: TELEPHONE. AMOUNT: 28. DESCRIPTION: SNOW PLOWING EXPENSE. AMOUNT: 7639. DESCRIPTION: PAYROLL EXPENSES. AMOUNT: 6369. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 218. DESCRIPTION: ANNUAL REPORT. AMOUNT: 50. TOTAL TO FORM 990-EZ, LINE 16: 16748.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: PAYROLL LIABILITIES. BEG. OF YEAR AMOUNT: 149. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0FATHER COONEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02035742410
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NAUGATUCK VALLEY HOUSING
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0DEVELOPMENT CORPORATION
ReturnHeader/Filer/BusinessNameControlTxt0NAUG
ReturnHeader/Filer/EIN0222898850
ReturnHeader/Filer/PhoneNum02035742410
ReturnHeader/Filer/USAddress/AddressLine1Txt016 CHURCH ST CO ST JOHNS EPISCO
ReturnHeader/Filer/USAddress/CityNm0WATERBURY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006702
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0061438606
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ZACKIN ZIMYESKI SULLIVAN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0333 CHURCH STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NAUGATUCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006770
ReturnHeader/PreparerPersonGrp/PhoneNum02037532200
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-26
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEITH F SULLIVAN
ReturnHeader/ReturnTs02025-07-08T15:31:55-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-09-01
ReturnHeader/TaxPeriodEndDt02024-08-31
ReturnHeader/TaxYr02023

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