Civic Intelligence

Credo Housing Development Corporation

990 • Fiscal year 2014 • EIN 22-2813920

Jan 01, 2014 to Dec 31, 2014 • Filed on May 07, 2015

Organization ProfileN/A
1569 Thomaston AveWaterbury, CT 06704

(203) 437-7960

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

71st percentile

0.24x

Higher debt load relative to assets than 71% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Liabilities / Revenue

90th percentile

1.25x

Higher debt load relative to revenue than 90% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Net Margin

61st percentile

7.3%

Higher net margin than 61% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Top Officer Pay

60th percentile

$40,000

Higher top officer pay than 60% of similar nonprofits.

Top officer pay equals 28.0% of source-year revenue.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2014

Asset Growth

65th percentile

8.2%

Faster asset growth than 65% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Revenue Growth

80th percentile

32%

Faster revenue growth than 80% of similar nonprofits.

2014 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$761,872

Up $57,660 (+8.2%) from 2013

Net Assets

Up

$582,708

Up $17,617 (+3.1%) from 2013

Liabilities

Up

$179,164

Up $40,043 (+29%) from 2013

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin61st percentile

Revenue

Up

$142,799

Up $34,522 (+32%) from 2013

Expenses

Up

$132,434

Up $9,491 (+7.7%) from 2013

Net Income

Up

$10,365

Up $25,031 (+171%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth65th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2010: $762,892Liabilities 2010: $198,731Net Assets 2010: $564,1612010Assets 2011: $738,942Liabilities 2011: $171,033Net Assets 2011: $567,9092011Assets 2012: $723,259Liabilities 2012: $155,502Net Assets 2012: $567,7572012Assets 2013: $704,212Liabilities 2013: $139,121Net Assets 2013: $565,0912013Assets 2014: $761,872Liabilities 2014: $179,164Net Assets 2014: $582,7082014Assets 2015: $742,890Liabilities 2015: $153,940Net Assets 2015: $588,9502015Assets 2016: $720,442Liabilities 2016: $136,736Net Assets 2016: $583,7062016Assets 2017: $729,040Liabilities 2017: $103,867Net Assets 2017: $625,1732017Assets 2018: $714,092Liabilities 2018: $77,271Net Assets 2018: $636,8212018Assets 2019: $735,748Liabilities 2019: $26,559Net Assets 2019: $709,1892019Assets 2020: $737,322Liabilities 2020: $20,559Net Assets 2020: $716,7632020Assets 2021: $744,633Liabilities 2021: $17,559Net Assets 2021: $727,0742021Assets 2022: $898,668Liabilities 2022: $12,860Net Assets 2022: $885,8082022Assets 2023: $857,735Liabilities 2023: $52Net Assets 2023: $857,6832023Assets 2024: $833,068Liabilities 2024: $10,768Net Assets 2024: $822,3002024

Highlighted filing

2014

Assets$761,872
Liabilities$179,164
Net Assets$582,708
Open 2014 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2010: $133,1802010Expenses 2011: $132,0852011Expenses 2012: $135,9482012Revenue 2013: $108,277Expenses 2013: $122,943Net Income 2013: -$14,6662013Revenue 2014: $142,799Expenses 2014: $132,434Net Income 2014: $10,3652014Revenue 2015: $126,555Expenses 2015: $120,313Net Income 2015: $6,2422015Revenue 2016: $126,440Expenses 2016: $131,684Net Income 2016: -$5,2442016Revenue 2017: $180,074Expenses 2017: $138,607Net Income 2017: $41,4672017Revenue 2018: $136,685Expenses 2018: $125,037Net Income 2018: $11,6482018Revenue 2019: $202,180Expenses 2019: $129,819Net Income 2019: $72,3612019Revenue 2020: $134,698Expenses 2020: $127,124Net Income 2020: $7,5742020Revenue 2021: $136,885Expenses 2021: $126,574Net Income 2021: $10,3112021Revenue 2022: $300,649Expenses 2022: $141,915Net Income 2022: $158,7342022Revenue 2023: $127,758Expenses 2023: $155,883Net Income 2023: -$28,1252023Revenue 2024: $71,129Expenses 2024: $106,512Net Income 2024: -$35,3832024

Highlighted filing

2014

Revenue$142,799
Expenses$132,434
Net Income$10,365
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 7, 2015
Return Version
2014v5.0
Gross Receipts
$142,799
Mission and Program Overview

Mission

To address the critical shortage of decent, safe, and affordable housing for low-income households in waterbury.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$684,102$736,707▲ $52,605
Loans From Officers Directors-$56,179-
Cash and Non-Interest-Bearing Accounts$2,610$15,134▲ $12,524
Accounts Receivable-$7,252-
Total Assets$704,212$761,872▲ $57,660
Other Assets Total$17,500$2,779▼ $14,721
Liabilities
Unsecured Notes Loans Payable$125,121$111,128▼ $13,993
Other Liabilities$14,000$10,700▼ $3,300
Accounts Payable and Accrued Expenses-$1,157-
Total Liabilities$139,121$179,164▲ $40,043
Net Assets / Fund Balance
Unrestricted Net Assets$565,091$582,708▲ $17,617
Total Net Assets Fund Balance$565,091$582,708▲ $17,617
Total Liabilities and Net Assets / Fund Balance$704,212$761,872▲ $57,660

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$704,922$174,034$878,956
Land$29,000-$29,000
Other Land Buildings$1,639$661$2,300
Equipment$1,146$843$1,989
Compensation and Service Providers
Top Officer Pay60th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Robert DorrExecutive DiFT$40,000$40,000

Board Members and Trustees

NameTitle
Andrew RodriguezPresident
Brenda WynkoopDirector
Charles WalkerDirector
Daniel PotterDirector
Elizabeth PetruccioneDirector
Mary WalkerDirector
Peter Jay HopsonDirector
Celia DavisSecretary
Jeannette MarchantTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$3,300
Program Service Revenue
$139,499
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$10,365
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$89,089
Salaries, Compensation, and Employee Benefits$43,345
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$40,000--$40,000
Depreciation Depletion$21,396--$21,396
Fees for Services Other$7,208$3,248-$10,456
Interest$9,175--$9,175
All Other Expenses$4,702--$4,702
Payroll Taxes$3,345--$3,345
Insurance$2,926--$2,926
Other Expenses$2,396--$2,396
Fees for Services Accounting$606$1,500-$2,106
Office Expenses$300--$300
Total Functional Expenses$127,686$4,748$0$132,434
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Executive DirecSell of Real EstateNo$74,000

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees-$56,179-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Grants$9,900
Security Deposit$800
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Form 990, part vi, section b, line 11: the form 990 is distributed to the board of directors at the annual meeting in june. At this time it is reviewed and all questions answered if warranted an amend return will be filed. It is then kept on file in the office for public inspection.”

Form 990, Page 6, Part VI, Line 19

“The organization makes all documents and policies available for inspection during regular business hours.”

Filing and Contact Details

Filer

Filer Name
Credo Housing Development Inc
EIN
22-2813920
Phone
2034377960
Address
1569 THOMASTON AVE, WATERBURY, CT 06704

Signing Officer

Name
Robert G Dorr
Title
Executive Director
Phone
2034377960
Signed
2015-05-07
Discuss with paid preparer
Yes

Organization Details

Formed
1987
Legal Domicile
Ct
Voting Board Members
9
Independent Board Members
9
Employees
1
Volunteers
14

Preparer

Firm
CHARLES HEAVEN & CO CPA'S
Address
207 BANK ST, WATERBURY, CT 06702
Preparer
Enrico Melaragno CPA
Phone
2037534101
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Reconciliation of net assets 7,252 to record prior years loan issued to support the enity's mission.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0142799
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0108277
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0135796
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0135833
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0122681
IRS990ScheduleA/Total509Grp/TotalAmt0645386
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0142799
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0108277
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0135796
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0135833
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0122681
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0645386
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0704922
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0174034
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0878956
IRS990ScheduleD/EquipmentGrp/BookValueAmt01146
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0843
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01989
IRS990ScheduleD/LandGrp/BookValueAmt029000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt029000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01639
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0661
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt02300
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09900
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1800
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED GRANTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SECURITY DEPOSIT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0736707
IRS990ScheduleD/TotalLiabilityAmt010700
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/BusinessName/BusinessNameLine1Txt0CREDO HOUSING DEVELOPMENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0EXECUTIVE DIREC
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt074000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0SELL OF REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt056179
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PURCHASED REAL ESTATE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt059279
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0ROBERT DORR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0EXECUTIVE DIRECTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0ON SEPTEMBER 5,2014 ROBERT G. DORR SOLD HIS OWN PROPERTY TO CREDO HOUSING DEVELOPMENT CORPORATION, INC.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART V
IRS990ScheduleL/TotalBalanceDueAmt056179
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990, PART VI, SECTION B, LINE 11: THE FORM 990 IS DISTRIBUTED TO THE BOARD OF DIRECTORS AT THE ANNUAL MEETING IN JUNE. AT THIS TIME IT IS REVIEWED AND ALL QUESTIONS ANSWERED IF WARRANTED AN AMEND RETURN WILL BE FILED. IT IS THEN KEPT ON FILE IN THE OFFICE FOR PUBLIC INSPECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION MAKES ALL DOCUMENTS AND POLICIES AVAILABLE FOR INSPECTION DURING REGULAR BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2RECONCILIATION OF NET ASSETS 7,252 TO RECORD PRIOR YEARS LOAN ISSUED TO SUPPORT THE ENITY'S MISSION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0704212
IRS990/TotalAssetsEOYAmt0761872
IRS990/TotalAssetsGrp/BOYAmt0704212
IRS990/TotalAssetsGrp/EOYAmt0761872
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt03300
IRS990/TotalEmployeeCnt01
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt04748
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0127686
IRS990/TotalFunctionalExpensesGrp/TotalAmt0132434
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0139121
IRS990/TotalLiabilitiesEOYAmt0179164
IRS990/TotalLiabilitiesGrp/BOYAmt0139121
IRS990/TotalLiabilitiesGrp/EOYAmt0179164
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0565091
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0582708
IRS990/TotalProgramServiceExpensesAmt0127686
IRS990/TotalProgramServiceRevenueAmt0139499
IRS990/TotalReportableCompFromOrgAmt040000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0139499
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0142799
IRS990/TotalVolunteersCnt014
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0704212
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0761872
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0565091
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0582708
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0125121
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0111128
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT G DORR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02034377960
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDO HOUSING DEVELOPMENT INC
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0222813920
ReturnHeader/Filer/PhoneNum02034377960
ReturnHeader/Filer/USAddress/AddressLine1Txt01569 THOMASTON AVE
ReturnHeader/Filer/USAddress/CityNm0WATERBURY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006704
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0060666222
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CHARLES HEAVEN & CO CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0207 BANK ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WATERBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006702
ReturnHeader/PreparerPersonGrp/PhoneNum02037534101
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ENRICO MELARAGNO CPA
ReturnHeader/ReturnTs02015-05-15T11:40:56-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

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Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$761,872
Liabilities
$179,164
Net assets
$582,708
Revenue
$142,799
Expenses
$132,434
Net income
$10,365
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.33$0.11$8.22$0.71$1.07$0.35
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.58$0.00$8.58$1.28$1.56$0.28
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.99$0.13$8.86$3.01$1.42$1.59
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.45$0.18$7.27$1.37$1.27$0.10
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.37$0.21$7.17$1.35$1.27$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.36$0.27$7.09$2.02$1.30$0.72
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.14$0.77$6.37$1.37$1.25$0.12
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.29$1.04$6.25$1.80$1.39$0.41
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.20$1.37$5.84$1.26$1.32$0.05
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.43$1.54$5.89$1.27$1.20$0.06
2014Detailed filing. Detailed filing data is available for this year.$7.62$1.79$5.83$1.43$1.32$0.10
2013Detailed filing. Detailed filing data is available for this year.$7.04$1.39$5.65$1.08$1.23$0.15
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.23$1.56$5.68$1.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.39$1.71$5.68$1.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.63$1.99$5.64$1.33