Civic Intelligence

Creative Living Inc

EIN 22-2774159 • 501(c)3 • Andover, MA

Profile

Residential and social services to mentally challenged adults ( approx 75+- individuals benefitted)

6 Campanelli DriveAndover, MA 01810

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

76th percentile

0.06x

Higher debt load relative to assets than 76% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

86th percentile

0.18x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

20th percentile

-28%

Higher net margin than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

47th percentile

-3.8%

Faster asset growth than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

20th percentile

-46%

Faster revenue growth than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$387,893

Down $15,519 (-3.8%) from 2019

Liabilities

Up

$23,157

Up $15,781 (+214%) from 2019

Net Assets

Down

$364,736

Down $31,300 (-7.9%) from 2019

Revenue

Down

$128,218

Down $107,645 (-46%) from 2019

Expenses

Down

$164,200

Down $43,795 (-21%) from 2019

Net Income

Down

-$35,982

Down $63,850 (-229%) from 2019

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $384,596Liabilities 2011: $4,2902011Assets 2012: $365,120Liabilities 2012: $4,8052012Assets 2013: $359,572Liabilities 2013: $4,2322013Assets 2014: $346,498Liabilities 2014: $5,4872014Assets 2015: $313,838Liabilities 2015: $7,3092015Assets 2016: $304,961Liabilities 2016: $9,929Net Assets 2016: $295,0322016Assets 2017: $333,341Liabilities 2017: $8,192Net Assets 2017: $325,1492017Assets 2018: $365,399Liabilities 2018: $10,251Net Assets 2018: $355,1482018Assets 2019: $403,412Liabilities 2019: $7,376Net Assets 2019: $396,0362019Assets 2020: $387,893Liabilities 2020: $23,157Net Assets 2020: $364,7362020

Highlighted filing

2020

Assets$387,893
Liabilities$23,157
Net Assets$364,736

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $85,398Expenses 2011: $109,547Net Income 2011: -$24,1492011Revenue 2012: $105,799Expenses 2012: $134,939Net Income 2012: -$29,1402012Revenue 2013: $126,187Expenses 2013: $136,500Net Income 2013: -$10,3132013Revenue 2014: $129,398Expenses 2014: $150,283Net Income 2014: -$20,8852014Revenue 2015: $143,362Expenses 2015: $176,135Net Income 2015: -$32,7732015Revenue 2016: $167,672Expenses 2016: $185,492Net Income 2016: -$17,8202016Revenue 2017: $213,646Expenses 2017: $189,044Net Income 2017: $24,6022017Revenue 2018: $235,552Expenses 2018: $208,460Net Income 2018: $27,0922018Revenue 2019: $235,863Expenses 2019: $207,995Net Income 2019: $27,8682019Revenue 2020: $128,218Expenses 2020: $164,200Net Income 2020: -$35,9822020

Highlighted filing

2020

Revenue$128,218
Expenses$164,200
Net Income-$35,982

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2019 to Sep 30, 2020
Signed
Jan 30, 2021
Return Version
2019v5.0
Gross Receipts
$128,218
Mission and Program Overview

Mission

Residential and social services to mentally challenged adults ( approx 75+- individuals benefitted)

Program Services

DescriptionGrantsExpenses
RESIDENTIAL AND SOCIAL SERVICES TO MENTALLY CHALLENGED ADULTS ( APPPROX 75+- INDIVIDUALS BENEFITTED)-$102,284
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LUCILLE GIANNONEVice-Preside-$0--
KIM THOMSONTreasurer-$0--
LYNNE QUERZOLIDirector-$0--
JOSEPHINE PAOLINOPresident-$0--
LUAN GIANNONEDirector-$0--
BETTE KIDWELLDirector-$0--
LISA PRIMESSecretary-$0--
MICHAEL MILLERDirector-$0--
MARY ANN QUINTDirector-$0--
Filing and Contact Details

Filer

Filer Name
Creative Living Inc
EIN
22-2774159
Phone
9784703165
Address
PO BOX 3177, ANDOVER, MA 01810

Signing Officer

Name
Josephine Paolino
Title
President
Phone
0978470316
Signed
2021-01-30
Discuss with paid preparer
Yes

Preparer

Firm
Shaheen Pallone & Associates Pc
Address
861 TURNPIKE STREET, NORTH ANDOVER, MA 01845
Preparer
William J Shaheen
Phone
9786867200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses advertising expenses 574 office amount 7,116 travel expenses 1,180 insurance expenses 11,892 consulting 19,606 repairs & maintenance 9,601 supplies 6,575 other taxes 100 vehicle 1,099 non-investment depreciation 14,691 total 72,434

Form 990-ez, Part I, Line 20

Unrealized gain on investmetns 4,683 book / tax depreciation difference -1

Form 990-ez, Part II, Line 24

Accounts receivable 3,450 0 prepaid expenses and deferred charges 3,414 1,762 leasehold improvements 119,885 124,785 less accumulated depreciation 96,102 103,823 equipment & furniture 46,693 56,043 less accumulated depreciation 46,692 48,563 2014 ford van 0 16,000 less accumulated depreciation 0 1,067 total 30,648 45,137

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 7,376 4,605 loan payable- ppp loan 0 18,552

Form 990-ez, Part III

Residential and social services to mentally challenged adults ( approx 75+- individuals benefitted)

Raw XML Appendix176 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING EXPENSES 574 OFFICE AMOUNT 7,116 TRAVEL EXPENSES 1,180 INSURANCE EXPENSES 11,892 CONSULTING 19,606 REPAIRS & MAINTENANCE 9,601 SUPPLIES 6,575 OTHER TAXES 100 VEHICLE 1,099 NON-INVESTMENT DEPRECIATION 14,691 TOTAL 72,434
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1UNREALIZED GAIN ON INVESTMETNS 4,683 BOOK / TAX DEPRECIATION DIFFERENCE -1
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 3,450 0 PREPAID EXPENSES AND DEFERRED CHARGES 3,414 1,762 LEASEHOLD IMPROVEMENTS 119,885 124,785 LESS ACCUMULATED DEPRECIATION 96,102 103,823 EQUIPMENT & FURNITURE 46,693 56,043 LESS ACCUMULATED DEPRECIATION 46,692 48,563 2014 FORD VAN 0 16,000 LESS ACCUMULATED DEPRECIATION 0 1,067 TOTAL 30,648 45,137
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 7,376 4,605 LOAN PAYABLE- PPP LOAN 0 18,552
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4RESIDENTIAL AND SOCIAL SERVICES TO MENTALLY CHALLENGED ADULTS ( APPROX 75+- INDIVIDUALS BENEFITTED)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOSEPHINE PAOLINO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum00978470316
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-01-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREATIVE LIVING INC
ReturnHeader/Filer/BusinessNameControlTxt0CREA
ReturnHeader/Filer/EIN0222774159
ReturnHeader/Filer/PhoneNum09784703165
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 3177
ReturnHeader/Filer/USAddress/CityNm0ANDOVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001810
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043173778
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SHAHEEN PALLONE & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0861 TURNPIKE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTH ANDOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001845
ReturnHeader/PreparerPersonGrp/PhoneNum09786867200
ReturnHeader/PreparerPersonGrp/PreparationDt02021-02-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM J SHAHEEN
ReturnHeader/ReturnTs02021-02-13T11:05:20-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-10-01
ReturnHeader/TaxPeriodEndDt02020-09-30
ReturnHeader/TaxYr02019

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