Civic Intelligence

Construction Financial Management Association

EIN 22-2766423 • 501(c)6 • Bayonne, NJ

Profile

Provide educational and networking benefits to its members

275 Chosin Few WayBayonne, NJ 07002
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.05x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

69th percentile

0.03x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

64th percentile

8.0%

Higher net margin than 64% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets69th percentile

Assets

$54,988

No earlier filing loaded for comparison.

Liabilities

$2,893

No earlier filing loaded for comparison.

Net Assets

$52,095

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue69th percentileNet Margin64th percentile

Revenue

$83,585

No earlier filing loaded for comparison.

Expenses

$76,899

No earlier filing loaded for comparison.

Net Income

$6,686

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2025: $54,988Liabilities 2025: $2,893Net Assets 2025: $52,0952025

Highlighted filing

2025

Assets$54,988
Liabilities$2,893
Net Assets$52,095
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2025: $83,585Expenses 2025: $76,899Net Income 2025: $6,6862025

Highlighted filing

2025

Revenue$83,585
Expenses$76,899
Net Income$6,686
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$54,988
Liabilities
$2,893
Net assets
$52,095
Revenue
$83,585
Expenses
$76,899
Net income
$6,686
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$55.0$2.89$52.1$83.6$76.9$6.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Jul 1, 2025
Return Version
2024v5.0
Gross Receipts
$83,585
Mission and Program Overview

Mission

Provide educational and networking benefits to its members

Program Services

DescriptionGrantsExpenses
Educational program offered to members$0-
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy KennedyPresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Construction Financial Management Association
EIN
22-2766423
Phone
7182088842
Address
275 Chosin Few Way, Bayonne, NJ 07002

Signing Officer

Name
Timothy Kennedy
Title
President
Phone
7182088842
Signed
2025-07-01
Raw XML Appendix81 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt057820
IRS990EZ/BooksInCareOfDetail/PersonNm0Joseph H Zeller
IRS990EZ/BooksInCareOfDetail/PhoneNum07182088842
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0275 Chosin Few Way
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt02334
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Bayonne
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007002
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt021787
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023636
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/ContributionsGiftsGrantsEtcAmt073752
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt06686
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt019079
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt045409
IRS990EZ/Form990TotalAssetsGrp/EOYAmt054988
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossReceiptsAmt083585
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt04967
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt045409
IRS990EZ/NetAssetsOrFundBalancesEOYAmt052095
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt045409
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt052095
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Timothy Kennedy
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt023622
IRS990EZ/OtherAssetsTotalDetail/EOYAmt031352
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Provide educational and networking benefits to its members
IRS990EZ/ProgramServiceRevenueAmt04866
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Educational program offered to members
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02893
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt076899
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt083585
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Timothy Kennedy
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07182088842
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSTRUCTION FINANCIAL MANAGEMENT ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0222766423
ReturnHeader/Filer/PhoneNum07182088842
ReturnHeader/Filer/USAddress/AddressLine1Txt0275 Chosin Few Way
ReturnHeader/Filer/USAddress/CityNm0Bayonne
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007002
ReturnHeader/ReturnTs02025-07-01T19:58:31Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits