Civic Intelligence

York Habitat for Humanity

EIN 22-2670895 • 501(c)3 • York, PA

Profile

York habitat for humanity is a faith-based housing ministry providing safe, decent, affordable homeownership to low income families in york county, pennsylvania living in substandard housing.

33 South Seward StreetYork, PA 17404

www.yorkhabitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.39x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

0.56x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

32nd percentile

-2.9%

Higher net margin than 32% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

62nd percentile

$88,037

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

19th percentile

-8.3%

Faster asset growth than 19% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

48th percentile

6.3%

Faster revenue growth than 48% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets79th percentile

Assets

Down

$2,681,029

Down $241,655 (-8.3%) from 2024

Liabilities

Down

$1,047,335

Down $110,856 (-9.6%) from 2024

Net Assets

Down

$1,633,694

Down $130,799 (-7.4%) from 2024

Operations
Liabilities / Revenue82nd percentileNet Margin32nd percentile

Revenue

Up

$1,871,905

Up $110,376 (+6.3%) from 2024

Expenses

Up

$1,926,079

Up $425,179 (+28%) from 2024

Net Income

Down

-$54,174

Down $314,803 (-121%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $1,537,220Liabilities 2010: $326,451Net Assets 2010: $1,210,7692010Assets 2011: $1,598,799Liabilities 2011: $334,058Net Assets 2011: $1,264,7412011Assets 2012: $1,701,628Liabilities 2012: $331,380Net Assets 2012: $1,370,2482012Assets 2013: $2,048,459Liabilities 2013: $362,108Net Assets 2013: $1,686,3512013Assets 2014: $2,234,128Liabilities 2014: $360,193Net Assets 2014: $1,873,9352014Assets 2015: $2,122,725Liabilities 2015: $346,631Net Assets 2015: $1,776,0942015Assets 2016: $1,981,075Liabilities 2016: $353,432Net Assets 2016: $1,627,6432016Assets 2017: $2,117,557Liabilities 2017: $346,817Net Assets 2017: $1,770,7402017Assets 2018: $2,379,004Liabilities 2018: $1,004,906Net Assets 2018: $1,374,0982018Assets 2019: $2,096,661Liabilities 2019: $979,700Net Assets 2019: $1,116,9612019Assets 2020: $2,979,940Liabilities 2020: $1,088,013Net Assets 2020: $1,891,9272020Assets 2021: $2,730,038Liabilities 2021: $1,186,394Net Assets 2021: $1,543,6442021Assets 2022: $2,973,194Liabilities 2022: $1,100,842Net Assets 2022: $1,872,3522022Assets 2023: $2,973,975Liabilities 2023: $1,437,842Net Assets 2023: $1,536,1332023Assets 2024: $2,922,684Liabilities 2024: $1,158,191Net Assets 2024: $1,764,4932024Assets 2025: $2,681,029Liabilities 2025: $1,047,335Net Assets 2025: $1,633,6942025

Highlighted filing

2025

Assets$2,681,029
Liabilities$1,047,335
Net Assets$1,633,694
Open 2025 Filing

Operations Trend

Revenue Growth48th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $620,1352010Revenue 2011: $580,460Expenses 2011: $534,601Net Income 2011: $45,8592011Expenses 2012: $686,6782012Expenses 2013: $1,268,7292013Revenue 2014: $1,473,376Expenses 2014: $1,286,939Net Income 2014: $186,4372014Revenue 2015: $1,053,664Expenses 2015: $1,151,205Net Income 2015: -$97,5412015Revenue 2016: $769,373Expenses 2016: $917,440Net Income 2016: -$148,0672016Revenue 2017: $1,113,533Expenses 2017: $971,239Net Income 2017: $142,2942017Revenue 2018: $1,207,807Expenses 2018: $1,512,183Net Income 2018: -$304,3762018Revenue 2019: $1,203,537Expenses 2019: $1,411,114Net Income 2019: -$207,5772019Revenue 2020: $1,752,842Expenses 2020: $830,461Net Income 2020: $922,3812020Revenue 2021: $1,384,259Expenses 2021: $1,591,112Net Income 2021: -$206,8532021Revenue 2022: $1,505,069Expenses 2022: $986,387Net Income 2022: $518,6822022Revenue 2023: $2,297,067Expenses 2023: $2,460,957Net Income 2023: -$163,8902023Revenue 2024: $1,761,529Expenses 2024: $1,500,900Net Income 2024: $260,6292024Revenue 2025: $1,871,905Expenses 2025: $1,926,079Net Income 2025: -$54,1742025

Highlighted filing

2025

Revenue$1,871,905
Expenses$1,926,079
Net Income-$54,174
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,681,029
Liabilities
$1,047,335
Net assets
$1,633,694
Revenue
$1,871,905
Expenses
$1,926,079
Net income
-$54,174
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.68$1.05$1.63$1.87$1.93$0.05
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.92$1.16$1.76$1.76$1.50$0.26
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.97$1.44$1.54$2.30$2.46$0.16
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.97$1.10$1.87$1.51$0.99$0.52
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.73$1.19$1.54$1.38$1.59$0.21
2020Detailed filing. Detailed filing data is available for this year.$2.98$1.09$1.89$1.75$0.83$0.92
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.10$0.98$1.12$1.20$1.41$0.21
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.38$1.00$1.37$1.21$1.51$0.30
2017Detailed filing. Detailed filing data is available for this year.$2.12$0.35$1.77$1.11$0.97$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.98$0.35$1.63$0.77$0.92$0.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.12$0.35$1.78$1.05$1.15$0.10
2014Detailed filing. Detailed filing data is available for this year.$2.23$0.36$1.87$1.47$1.29$0.19
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.05$0.36$1.69$1.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.70$0.33$1.37$0.69
2011Summary only. Only limited summary data is available for this year.$1.60$0.33$1.26$0.58$0.53$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.54$0.33$1.21$0.62
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 24, 2025
Return Version
2024v5.2
Gross Receipts
$1,875,962
Mission and Program Overview

Mission

York habitat for humanity is a faith-based housing ministry providing safe, decent, affordable homeownership to low income families in york county, pennsylvania living in substandard housing.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,583,276$1,587,849▲ $4,573
Land, Buildings, and Equipment, Net$663,764$391,140▼ $272,624
Cash and Non-Interest-Bearing Accounts$140,496$321,509▲ $181,013
Inventories for Sale or Use$67,340$62,982▼ $4,358
Pledges and Grants Receivable$100,000$25,000▼ $75,000
Accounts Receivable$42,281$17,304▼ $24,977
Prepaid Expenses and Deferred Charges$18,587$11,906▼ $6,681
Savings and Temporary Cash Investments$1,878$1,898▲ $20
Total Assets$2,922,684$2,681,029▼ $241,655
Other Assets Total$305,062$261,441▼ $43,621
Liabilities
Mortgage Notes Payable Secured by Investment Property$627,564$601,102▼ $26,462
Other Liabilities$381,113$258,195▼ $122,918
Deferred Revenue$100,000$125,000▲ $25,000
Accounts Payable and Accrued Expenses$49,514$63,038▲ $13,524
Total Liabilities$1,158,191$1,047,335▼ $110,856
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,508,123$1,492,184▼ $15,939
Net Assets With Donor Restrictions$256,370$141,510▼ $114,860
Total Net Assets Fund Balance$1,764,493$1,633,694▼ $130,799
Total Liabilities and Net Assets / Fund Balance$2,922,684$2,681,029▼ $241,655

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$166,619$110,062$276,681
Other Land Buildings$190,833-$190,833
Equipment$31,972$38,439$70,411
Land$1,716-$1,716
Other Assets Org$246,550--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$10,400-▲ $1,072-$10,939
2023$9,792-▲ $1,123-$10,400
2022$9,492-▲ $785-$9,792
2021$10,637-▼ $659-$9,492
2020$8,071-▲ $2,651-$10,637
Compensation and Service Providers
Top Officer Pay62nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Natasha KukorloExecutive DirectorFT$83,922$4,115$88,037

Board Members and Trustees

NameTitle
Jessica FieldhousePresident
Heather NollVice President
Adam FelixDirector
Alicia BozicDirector
Douglas CasselDirector
Eric MelbyDirector
Jessica WaltersdorffDirector
Kevin GapsturDirector
Lesli KunkleDirector
Lauren FowbleSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$962,881
Program Service Revenue
$860,251
Investment Income
$531
Other Revenue
$48,242
All Other Contributions
$781,436
Change in Net Assets
$-54,174

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Other Non Cash Contri Table$297,532Fair Market Value
Total Noncash Contributions$297,532-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,798,798
Revenue Not Reported on Financial Statements
$73,107
Revenue Not Reported on Form 990
$27,474
Other Revenue Adjustments
$73,107
Total Revenue per Audited Statements
$1,826,272
Total Revenue per Form 990
$1,871,905
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,578,411
Salaries, Compensation, and Employee Benefits$347,668
Total Fundraising Expense$70,138
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$118,000$30,837$11,175$160,012
Current Officers, Directors, Trustees, and Key Employees$66,356$23,040$2,765$92,161
Depreciation Depletion$65,594--$65,594
All Other Expenses$33,853$17,167$6,395$57,415
Fees for Services Other$5,090$29,117$22,476$56,683
Advertising$24,562$19,768$10,741$55,071
Other Employee Benefits$43,330$1,221$6,759$51,310
Payroll Taxes$36,925$6,092$1,168$44,185
Other Expenses$31,936$3,178-$35,114
Fees for Services Accounting-$31,418-$31,418
Interest-$22,193$8,353$30,546
Insurance$27,566$295-$27,861
Office Expenses$13,949$8,731$123$22,803
Payments to Affiliates$16,169--$16,169
Information Technology-$9,444-$9,444
Conferences and Meetings$6,803$1,985$86$8,874
Travel$2,965$230$97$3,292
Fees for Service Investment Mgmnt Fees-$98-$98
Fees for Services Legal-$37-$37
Total Functional Expenses$1,651,090$204,851$70,138$1,926,079

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,957,071
Expenses per Audited Statements$1,926,079
Total Expenses per Form 990$1,926,079
Expenses Not Reported on Form 990$30,992
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$33,169
Fundraising Direct Expenses$4,057
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Habitat Heros$32,904$32,904$4,057$28,847
Total Events$33,169$33,169$4,057$29,112
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$258,195
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the finance committee and is available for all board members to review.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest statements are completed annually and reviewed by the board.”

Form 990, Part VI, Section B, Line 15

“The board president surveyed other non-profits and habitat affiliates in determining a fair salary for the executive director. This was presented to the board of directors and voted upon.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
York Habitat for Humanity
EIN
22-2670895
Phone
7178546168
Address
33 SOUTH SEWARD STREET, YORK, PA 17404

Signing Officer

Name
Natasha Kukorlo
Title
Executive Director
Phone
7178546168
Signed
2025-10-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Natasha Kukorlo
Formed
1985
Legal Domicile
Pa
Voting Board Members
10
Independent Board Members
10
Employees
18
Volunteers
608

Preparer

Firm
Boyer & Ritter LLC
Address
211 HOUSE AVENUE, CAMP HILL, PA 17011
Preparer
Kyle R Evans CPA
Phone
7177617210
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Impairment loss -77,164. In-kind donated supplies”

FORM 990, PART XII, LINE 2C:

“No change from prior year”

Financial Statement Notes

PART IV, LINE 2B:

“Habitat escrows taxes and insurance money for homeowners whose mortgages are held by habitat and for homeowners whose mortgages are not held by habitat (mortages held by pennsylvania housing finance agency).”

PART V, LINE 4:

“To provide investment growth to be used towards providing reserve funds for future uses”

PART X, LINE 2:

“The organization is exempt from federal income taxes under section 501(c)(3) of the internal revenue code and applicable state regulations. Management has assessed the organization's exposure to income taxes at the entity level as a result of uncertain tax positions taken in current and previously-filed tax returns. Examples of uncertain tax positions taken at the entity level include the continuing validity of its exempt organization status and the prospect of being subject to the filing requirement for unrelated business income. Presently, management believes that it is more likely than not that the organization's tax position will be sustained upon examination, including any appeals and litigation, such that the organization has no exposure to income tax liabilities arising from uncertain tax positions. The organization is subject to routine audits by taxing jurisdictions; however, no audits for any tax periods are currently in progress.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Fundraising expenses -4,057. Loss on retirement of property and equipment 77,164.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Fundraising expenses 4,057.”

Raw XML AppendixShowing 400 of 587 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0YORK HABITAT FOR HUMANITY IS A FAITH-BASED HOUSING MINISTRY PROVIDING SAFE, DECENT, AFFORDABLE HOMEOWNERSHIP TO LOW INCOME FAMILIES IN YORK COUNTY, PENNSYLVANIA LIVING IN SUBSTANDARD HOUSING.
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0NATASHA KUKORLO
IRS990/BooksInCareOfDetail/PhoneNum07178546168
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt033 SOUTH SEWARD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0YORK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
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IRS990/Desc0YORK HABITAT FOR HUMANITY HAS COMPLETED 146 HOMES IN THEIR 40-YEAR HISTORY, INCLUDING 10 OF A 16-HOME REVITALIZATION PROJECT, EXTENSIVE HOME REHABILITATIONS, REPLACED DETERIORATING HOMES AND BUILT NEW HOMES. OF THESE 145 HOMES, YORK HABITAT FOR HUMANITY REHABILITATED 49 HOMES AND BUILT 97 NEW HOMES. THIS FISCAL YEAR, YORK HABITAT FOR HUMANITY COMPLETED 2 NEW HOMES. THIS PAST YEAR, 638 DIFFERENT VOLUNTEERS WORKED ON YORK HABITAT FOR HUMANITY'S CONSTRUCTION SITES AND MORE THAN 3,533 HOURS WERE LOGGED ON THOSE SITES. 960 VOLUNTEERS DONATED TIME AND SKILLS OFF THE CONSTRUCTION SITE FOR YORK HABITAT FOR HUMANITY, INCLUDING HOURS DONATED FOR THE RESTORE, AND HOURS DONATED BY THE ADVISORY BOARD, BOARD OF DIRECTORS, AND COMMITTEE MEMBERS (SEE SCHE O) THIS PAST YEAR, 8 APPLICATIONS FOR HOMEOWNERSHIP WERE RECEIVED AND 1 WAS APPROVED. FUTURE BUILDINGS INCLUDE AN ADDITIONAL 4 UNITS OF NEW CONSTRUCTION ON CHESTNUT STREET IN YORK, PENNSYLVANIA, AND 1 HOME ON PINE STREET IN YORK, PENNSLVANIA.
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt104115
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IRS990/Form990PartVIISectionAGrp/PersonNm1HEATHER NOLL
IRS990/Form990PartVIISectionAGrp/PersonNm2ALICIA BOZIC
IRS990/Form990PartVIISectionAGrp/PersonNm3DOUGLAS CASSEL
IRS990/Form990PartVIISectionAGrp/PersonNm4LAUREN FOWBLE
IRS990/Form990PartVIISectionAGrp/PersonNm5ADAM FELIX
IRS990/Form990PartVIISectionAGrp/PersonNm6ERIC MELBY
IRS990/Form990PartVIISectionAGrp/PersonNm7JESSICA WALTERSDORFF
IRS990/Form990PartVIISectionAGrp/PersonNm8LESLI KUNKLE
IRS990/Form990PartVIISectionAGrp/PersonNm9KEVIN GAPSTUR
IRS990/Form990PartVIISectionAGrp/PersonNm10NATASHA KUKORLO
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10EXECUTIVE DIRECTOR
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IRS990/FormationYr01985
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IRS990/FSAuditedInd01
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IRS990/GoverningBodyVotingMembersCnt010
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IRS990/IncludeFIN48FootnoteInd01
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IRS990/MissionDesc0YORK HABITAT FOR HUMANITY IS A FAITH-BASED HOUSING MINISTRY PROVIDING SAFE, DECENT, AFFORDABLE HOMEOWNERSHIP TO LOW INCOME FAMILIES IN YORK COUNTY, PENNSYLVANIA LIVING IN SUBSTANDARD HOUSING.
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1235772
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt287545
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt36895
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt42699
IRS990/ProgSrvcAccomActy2Grp/Desc0RESTORE IS A HABITAT FOR HUMANITY INTERNATIONAL, NON-PROFIT-RETAIL PROGRAM OPERATION THAT SELLS DONATED USED AND/OR NEW HOME FURNISHINGS AND HOME IMPROVEMENT MATERIALS. THE PROCEEDS ONCE ALL EXPENSES ARE PAID, GO BACK IN THE BUDGET TO HELP SUPPORT THE MISSION OF BUILDING HOMES FOR THOSE MOST IN NEED TO PURCHASE AFFORD-ABLY. THE PROGRAM WAS DISCONTINUED IN JANUARY 2022 AND WAS REOPENED OCTOBER 15TH, 2022.
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IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0254902
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IRS990ScheduleD/CYEndwmtFundGrp/BeginningYearBalanceAmt010400
IRS990ScheduleD/CYEndwmtFundGrp/EndYearBalanceAmt010939

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