Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
EIN 22-2586287 • 501(c)9 • Carlstadt, NJ
Profile
The fund provides hospital, surgical, major medical, dental, prescription drug, vision, life insurance and other benefits to its members and their eligible dependents.
Refreshing map…
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
53rd percentile
Higher debt load relative to assets than 53% of similar nonprofits.
Liabilities / Revenue
63rd percentile
Higher debt load relative to revenue than 63% of similar nonprofits.
Net Margin
38th percentile
Higher net margin than 38% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 1.9% of source-year revenue.
Asset Growth
55th percentile
Faster asset growth than 55% of similar nonprofits.
Revenue Growth
14th percentile
Faster revenue growth than 14% of similar nonprofits.
Assets
Up$29,036,759
Up $2,205,022 (+8.2%) from 2023
Liabilities
Up$1,174,506
Up $257,600 (+28%) from 2023
Net Assets
Up$27,862,253
Up $1,947,422 (+7.5%) from 2023
Revenue
Down$12,760,226
Down $1,224,173 (-8.8%) from 2023
Expenses
Up$12,577,308
Up $90,675 (+0.7%) from 2023
Net Income
Down$182,918
Down $1,314,848 (-88%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
The fund provides hospital, surgical, major medical, dental, prescription drug, vision, life insurance and other benefits to its members and their eligible dependents.
See page 2 for organization's mission statement
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $25,914,831 | $27,862,253 | ▲ $1,947,422 |
| Investments Other Securities | $17,424,867 | $19,875,682 | ▲ $2,450,815 |
| Investments in Publicly Traded Securities | $5,600,411 | $5,941,686 | ▲ $341,275 |
| Cash and Non-Interest-Bearing Accounts | $1,249,616 | $1,242,594 | ▼ $7,022 |
| Accounts Receivable | $835,672 | $818,898 | ▼ $16,774 |
| Savings and Temporary Cash Investments | $246,872 | $166,743 | ▼ $80,129 |
| Land, Buildings, and Equipment, Net | $5,512 | $0 | ▼ $5,512 |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $26,831,737 | $29,036,759 | ▲ $2,205,022 |
| Other Assets Total | $1,468,787 | $991,156 | ▼ $477,631 |
| Liabilities | |||
| Other Liabilities | $842,300 | $1,119,500 | ▲ $277,200 |
| Accounts Payable and Accrued Expenses | $74,606 | $55,006 | ▼ $19,600 |
| Total Liabilities | $916,906 | $1,174,506 | ▲ $257,600 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $25,914,831 | $27,862,253 | ▲ $1,947,422 |
| Total Liabilities and Net Assets / Fund Balance | $26,831,737 | $29,036,759 | ▲ $2,205,022 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | - | $164,911 | $164,911 |
| Leasehold Improvements | - | $97,693 | $97,693 |
| Other Land Buildings | - | $4,080 | $4,080 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| KARLEEN O'NEILL | Administrator/ Controller | FT | $156,894 | $81,011 | $237,905 |
| Virginia Olsen | Assoc Administra. | FT | $140,808 | $85,162 | $225,970 |
| Name | Title |
|---|---|
| Craig Hoffmann | Trustee |
| Joseph Demark Jr | Trustee |
| Joseph Melahn | Trustee |
| Lori Eshenaur | Trustee |
| Mark Mihal | Trustee |
| Nicholas Costa | Trustee |
| Contractor | Services | Location | Compensation |
|---|---|---|---|
| Sierra Health And Life Insurance Company INC | Medicare Retiree Benefits | 4316 RICE LAKE ROAD, Duluth, MN 55811 | $1,512,925 |
| Amalgamated Life Insurance | Stop Loss Insur | 333 WESTCHESTER AVENUE, White Plains, NY 10604 | $405,099 |
| Aetna Life Insurance Co | Tpa Medical Benefits | 151 FARMINGTON AVENUE, Hartford, CT 06156 | $389,526 |
| Unicare Life & Health Insur Co | Life & Ad&d Insur | PO BOX 511300, Los Angeles, CA 90051 | $167,730 |
| Line Item | Amount |
|---|---|
| Other Expenses | $573,863 |
| Salaries, Compensation, and Employee Benefits | $535,914 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Benefits to Members | - | - | - | $11,467,531 |
| Other Salaries and Wages | - | - | - | $164,288 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $156,894 |
| Other Employee Benefits | - | - | - | $145,575 |
| Fees for Service Investment Mgmnt Fees | - | - | - | $105,065 |
| Pension Plan Contributions | - | - | - | $53,473 |
| Fees for Services Accounting | - | - | - | $53,240 |
| Office Expenses | - | - | - | $34,218 |
| Insurance | - | - | - | $21,062 |
| Conferences and Meetings | - | - | - | $20,122 |
| Occupancy | - | - | - | $17,641 |
| Payroll Taxes | - | - | - | $15,684 |
| Fees for Services Legal | - | - | - | $13,886 |
| Other Expenses | - | - | - | $6,050 |
| Depreciation Depletion | - | - | - | $5,512 |
| All Other Expenses | - | - | - | $-237,301 |
| Total Functional Expenses | $0 | $0 | $0 | $12,577,308 |
| Line Item | Amount |
|---|---|
| Total Expenses per Form 990 | $12,577,308 |
| Expenses per Audited Statements | $12,195,043 |
| Total Expenses per Audited Statements | $12,195,043 |
| Expenses Not Reported on Financial Statements | $382,265 |
| Other Expense Adjustments | $277,200 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Interested Party | Relationship | Description | Shared Revenue | Amount |
|---|---|---|---|---|
| Virginia Olsen | Niece | Salary Assoc Admin | No | $140,808 |
| Virginia Olsen | Niece | Benefits Assoc Admin | No | $85,162 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Claims Payable | $815,612 |
| Claims Incurred But Not Reported | $303,888 |
“The form 990 was provided to the plan administrator, who then reviews the form 990 with the board of trustees of the fund before it is filed with the irs.”
“The board of trustees annually reviews compensation of all fund employees and determines what level of compensation is appropriate for them given current contractual and market conditions.”
“The fund makes its governing documents and financial statements available to the public upon request. Once a request is made, the management of the fund arranges a mutually convenient meeting to review all requested information to the requested parties satisfaction.”
“Change in ibnr $-3701 changes in claims payable $280901”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 74606 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 55006 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 835672 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 818898 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | SEE PAGE 2 FOR ORGANIZATION'S MISSION STATEMENT |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -237301 |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 11467531 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BOARD OF TRUSTEES |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2015070330 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 440 BARELL AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CARLSTADT |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07072 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1249616 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1242594 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 4 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 156894 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 20122 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContractorCompensationGrp/CompensationAmt | 0 | 405099 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 1 | 389526 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 2 | 167730 |
| IRS990/ContractorCompensationGrp/CompensationAmt | 3 | 1512925 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 0 | 333 WESTCHESTER AVENUE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 1 | 151 FARMINGTON AVENUE |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 2 | PO BOX 511300 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt | 3 | 4316 RICE LAKE ROAD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 0 | WHITE PLAINS |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 1 | HARTFORD |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 2 | LOS ANGELES |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm | 3 | DULUTH |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 1 | CT |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 2 | CA |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd | 3 | MN |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 0 | 10604 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 1 | 06156 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 2 | 90051 |
| IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd | 3 | 55811 |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 0 | AMALGAMATED LIFE INSURANCE |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 1 | AETNA LIFE INSURANCE CO |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 2 | UNICARE LIFE & HEALTH INSUR CO |
| IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt | 3 | SIERRA HEALTH AND LIFE INSURANCE COMPANY INC |
| IRS990/ContractorCompensationGrp/ServicesDesc | 0 | STOP LOSS INSUR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 1 | TPA MEDICAL BENEFITS |
| IRS990/ContractorCompensationGrp/ServicesDesc | 2 | LIFE & AD&D INSUR |
| IRS990/ContractorCompensationGrp/ServicesDesc | 3 | MEDICARE RETIREE BENEFITS |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 11467531 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 626498 |
| IRS990/CYOtherExpensesAmt | 0 | 573863 |
| IRS990/CYOtherRevenueAmt | 0 | 6586 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 12127142 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 182918 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 535914 |
| IRS990/CYTotalExpensesAmt | 0 | 12577308 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 12760226 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 5512 |
| IRS990/Desc | 0 | THE FUND PROVIDES HOSPITAL, SURGICAL, MAJOR MEDICAL, DENTAL, PRESCRIPTION DRUG, VISION, LIFE INSURANCE AND OTHER BENEFITS TO ITS MEMBERS AND THEIR ELIGIBLE DEPENDENTS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 8 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 53240 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 13886 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 105065 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 50.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 81011 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 85162 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KARLEEN O'NEILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | VIRGINIA OLSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOSEPH DEMARK JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CRAIG HOFFMANN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | NICHOLAS COSTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOSEPH MELAHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARK MIHAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LORI ESHENAUR |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 156894 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 140808 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | ADMINISTRATOR/ CONTROLLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | ASSOC ADMINISTRA. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Trustee |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Trustee |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1985 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 1161 |
| IRS990/GrossReceiptsAmt | 0 | 12761387 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 626498 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 626498 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 21062 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 17424867 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 19875682 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 5600411 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 5941686 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 266684 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 5512 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 266684 |
| IRS990/LegalDomicileStateCd | 0 | NJ |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 1161 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE FUND PROVIDES HOSPITAL, SURGICAL, MAJOR MEDICAL, DENTAL, PRESCRIPTION DRUG, VISION, LIFE INSURANCE AND OTHER BENEFITS TO ITS MEMBERS AND THEIR ELIGIBLE DEPENDENTS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 25914831 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 27862253 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 1764504 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 17641 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 34218 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1468787 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 991156 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 145575 |
| IRS990/OtherExpensesGrp/Desc | 0 | THIRD PARTY ADMINISTRATOR |
| IRS990/OtherExpensesGrp/Desc | 1 | ACTUARY FEES |
| IRS990/OtherExpensesGrp/Desc | 2 | COMPUTER PROCESSING SER |
| IRS990/OtherExpensesGrp/Desc | 3 | POSTAGE AND PRINTING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 407925 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 77668 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 48775 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 6050 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 842300 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1119500 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | EMPLOYER REIMB LEGAL INT |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 6586 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 6586 |
| IRS990/OtherRevenueTotalAmt | 0 | 6586 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 164288 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 15684 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 53473 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | COBRA |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | EMPLOYER CONTRIBUTIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | RETIREES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | SASMI |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 67674 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 10554944 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 1270412 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 234112 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 67674 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 10554944 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 1270412 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 234112 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 11494896 |
| IRS990/PYInvestmentIncomeAmt | 0 | 752947 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 496675 |
| IRS990/PYOtherRevenueAmt | 0 | 19679 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 13211773 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1497766 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 495062 |
| IRS990/PYTotalExpensesAmt | 0 | 12486633 |
| IRS990/PYTotalRevenueAmt | 0 | 13984399 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 182918 |
| IRS990/RelatedEntityInd | 0 | true |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 25914831 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 27862253 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 246872 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 166743 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 164911 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 164911 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 382265 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 12195043 |
| IRS990ScheduleD/InvestmentExpensesNotIncld2Amt | 0 | 105065 |
| IRS990ScheduleD/InvestmentExpensesNotIncldAmt | 0 | 105065 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 97693 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 97693 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 1764504 |
| IRS990ScheduleD/OtherExpensesNotIncludedAmt | 0 | 277200 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 4080 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 4080 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 303888 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 815612 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | CLAIMS INCURRED BUT NOT REPORTED |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | CLAIMS PAYABLE |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 1764504 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 105065 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 12655161 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | CHANGE IN IBNR $-3701 CHANGES IN CLAIMS PAYABLE $280901 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part XII, Line 4b: Other revenue amounts included on 990 but not included in F/S |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 19875682 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 12577308 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1119500 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 12760226 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 14419665 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 12195043 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 156894 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 140808 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 81011 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 85162 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | KARLEEN O'NEILL |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | VIRGINIA OLSEN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | ADMINISTRATOR/ CONTROLLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | ASSOC ADMINISTRA. |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 237905 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 225970 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 0 | VIRGINIA OLSEN |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm | 1 | VIRGINIA OLSEN |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 0 | NIECE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt | 1 | NIECE |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 0 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd | 1 | false |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 0 | 140808 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt | 1 | 85162 |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 0 | SALARY ASSOC ADMIN |
| IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc | 1 | BENEFITS ASSOC ADMIN |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE FORM 990 WAS PROVIDED TO THE PLAN ADMINISTRATOR, WHO THEN REVIEWS THE FORM 990 WITH THE BOARD OF TRUSTEES OF THE FUND BEFORE IT IS FILED WITH THE IRS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF TRUSTEES ANNUALLY REVIEWS COMPENSATION OF ALL FUND EMPLOYEES AND DETERMINES WHAT LEVEL OF COMPENSATION IS APPROPRIATE FOR THEM GIVEN CURRENT CONTRACTUAL AND MARKET CONDITIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE FUND MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. ONCE A REQUEST IS MADE, THE MANAGEMENT OF THE FUND ARRANGES A MUTUALLY CONVENIENT MEETING TO REVIEW ALL REQUESTED INFORMATION TO THE REQUESTED PARTIES SATISFACTION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleR/AssetExchangeInd | 0 | false |
| IRS990ScheduleR/AssetPurchaseFromOtherOrgInd | 0 | false |
| IRS990ScheduleR/AssetSaleToOtherOrgInd | 0 | false |
| IRS990ScheduleR/DivRelatedOrganizationInd | 0 | false |
| IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd | 0 | false |
| IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 0 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 1 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 2 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 3 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 4 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 5 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 6 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 7 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 8 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 9 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 10 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 11 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 12 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 13 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 14 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 15 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 16 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 17 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 18 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 19 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 20 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 21 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 22 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 23 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 24 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 25 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 26 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 27 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 28 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 29 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 30 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 31 | false |
| IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd | 32 | false |
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