Civic Intelligence

Delaware Financial Education Alliance Inc

990 • Fiscal year 2018 • EIN 22-2549908

Jun 01, 2017 to May 31, 2018 • Filed on Oct 05, 2018

Organization ProfileWWW.DEBANKERS.COM
PO Box 494Dover, DE 19903

(302) 674-0202

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.07x

Higher debt load relative to assets than 60% of similar nonprofits.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2018

Liabilities / Revenue

49th percentile

0.03x

Higher debt load relative to revenue than 49% of similar nonprofits.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2018

Net Margin

51st percentile

4.0%

Higher net margin than 51% of similar nonprofits.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2018

Top Officer Pay

98th percentile

$334,938

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 44.8% of source-year revenue.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2018

Asset Growth

16th percentile

-11%

Faster asset growth than 16% of similar nonprofits.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2017 to 2018

Revenue Growth

39th percentile

-0.8%

Faster revenue growth than 39% of similar nonprofits.

2018 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$306,949

Down $37,032 (-11%) from 2017

Net Assets

Up

$284,434

Up $29,871 (+12%) from 2017

Liabilities

Down

$22,515

Down $66,903 (-75%) from 2017

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin51st percentile

Revenue

Down

$746,982

Down $6,058 (-0.8%) from 2017

Expenses

Up

$717,111

Up $12,937 (+1.8%) from 2017

Net Income

Down

$29,871

Down $18,995 (-39%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2011: $121,677Liabilities 2011: $68,358Net Assets 2011: $53,3192011Assets 2012: $102,229Liabilities 2012: $43,336Net Assets 2012: $58,8932012Assets 2013: $116,675Liabilities 2013: $12,634Net Assets 2013: $104,0412013Assets 2014: $172,305Liabilities 2014: $23,305Net Assets 2014: $149,0002014Assets 2015: $212,730Liabilities 2015: $19,565Net Assets 2015: $193,1652015Assets 2016: $226,707Liabilities 2016: $21,010Net Assets 2016: $205,6972016Assets 2017: $343,981Liabilities 2017: $89,418Net Assets 2017: $254,5632017Assets 2018: $306,949Liabilities 2018: $22,515Net Assets 2018: $284,4342018Assets 2019: $472,155Liabilities 2019: $64,727Net Assets 2019: $407,4282019Assets 2020: $608,641Liabilities 2020: $145,486Net Assets 2020: $463,1552020Assets 2021: $584,994Liabilities 2021: $121,514Net Assets 2021: $463,4802021Assets 2022: $619,519Liabilities 2022: $68,617Net Assets 2022: $550,9022022Assets 2023: $761,556Liabilities 2023: $31,207Net Assets 2023: $730,3492023Assets 2024: $856,264Liabilities 2024: $10,096Net Assets 2024: $846,1682024Assets 2025: $959,116Liabilities 2025: $24,017Net Assets 2025: $935,0992025

Highlighted filing

2018

Assets$306,949
Liabilities$22,515
Net Assets$284,434
Open 2018 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0Expenses 2011: $549,5462011Expenses 2012: $364,1552012Expenses 2013: $333,4382013Revenue 2014: $362,046Expenses 2014: $317,087Net Income 2014: $44,9592014Revenue 2015: $432,401Expenses 2015: $388,236Net Income 2015: $44,1652015Revenue 2016: $532,669Expenses 2016: $520,137Net Income 2016: $12,5322016Revenue 2017: $753,040Expenses 2017: $704,174Net Income 2017: $48,8662017Revenue 2018: $746,982Expenses 2018: $717,111Net Income 2018: $29,8712018Revenue 2019: $794,037Expenses 2019: $671,043Net Income 2019: $122,9942019Revenue 2020: $688,652Expenses 2020: $632,925Net Income 2020: $55,7272020Revenue 2021: $493,366Expenses 2021: $493,041Net Income 2021: $3252021Revenue 2022: $568,013Expenses 2022: $480,591Net Income 2022: $87,4222022Revenue 2023: $674,551Expenses 2023: $495,104Net Income 2023: $179,4472023Revenue 2024: $643,424Expenses 2024: $527,605Net Income 2024: $115,8192024Revenue 2025: $685,429Expenses 2025: $596,498Net Income 2025: $88,9312025

Highlighted filing

2018

Revenue$746,982
Expenses$717,111
Net Income$29,871
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jun 1, 2017 to May 31, 2018
Signed
Oct 5, 2018
Return Version
2017v2.3
Gross Receipts
$746,982
Mission and Program Overview

Mission

To provide financial literacy training designed for and targeted to persons of low and moderate income in the state of delaware through a variety of educational programs and to provide quality training programs to employees of member banks in the financial services industry in delaware.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$172,936$194,591▲ $21,655
Cash and Non-Interest-Bearing Accounts$157,301$86,390▼ $70,911
Prepaid Expenses and Deferred Charges$6,222$13,746▲ $7,524
Accounts Receivable$5,342$9,983▲ $4,641
Inventories for Sale or Use$2,180$2,239▲ $59
Total Assets$343,981$306,949▼ $37,032
Liabilities
Deferred Revenue$80,895--
Accounts Payable and Accrued Expenses$8,523$22,515▲ $13,992
Total Liabilities$89,418$22,515▼ $66,903
Net Assets / Fund Balance
Unrestricted Net Assets$185,150$243,254▲ $58,104
Temporarily Rstr Net Assets$69,413$41,180▼ $28,233
Total Net Assets Fund Balance$254,563$284,434▲ $29,871
Total Liabilities and Net Assets / Fund Balance$343,981$306,949▼ $37,032

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$8,036$8,036
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Sarah a LongPresident, CPT$334,938$334,938
Margaret E CreganVP, MembershPT$98,380$98,380

Board Members and Trustees

NameTitle
P Randolph TaylorChairman
Cynthia Dm BrownChairman Ele
Sarah a LongPresident, CEO, Trea
Bruce H ColbournDirector
Elizabeth D AlbanoDirector
Eric G HoernerDirector
Joe WestcottDirector
Larry DrexlerDirector
Lisa P KirkwoodDirector
Nicholas P LambrowDirector
Thomas M ForrestDirector
William S WallaceDirector
Donna G MitchelDirector-at-
James J RoszkowskiDirector-at-
Revenue and Support

Revenue Composition

Contributions and Grants
$235,000
Program Service Revenue
$510,327
Investment Income
$1,655
Other Revenue
$0
All Other Contributions
$235,000
Change in Net Assets
$29,871
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$520,861
Grants and Similar Amounts Paid$196,250
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Management$197,366$21,929-$219,295
Grants to Domestic Orgs$196,250--$196,250
Conferences and Meetings$112,921--$112,921
Occupancy$3,816$15,266-$19,082
Office Expenses$1,865$13,282-$15,147
Fees for Services Accounting$5,891$8,837-$14,728
Information Technology$1,040$4,162-$5,202
All Other Expenses$1,125$682-$1,807
Other Expenses$345$1,033-$1,378
Total Functional Expenses$651,193$65,918$0$717,111
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
University of DelawareNewark, DE-Trust Minor Course$196,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

“Delaware financial education alliance engages delaware bankers association to provide managment services. Fees paid to delaware bankers association are listed in the supplemental information to this return.”

Form 990, Page 6, Part VI, Line 4

“The organization's by-laws were amended to increase the number of directors from a maximum of 13 to a maximum of 15 directors.”

Form 990, Page 6, Part VI, Line 11B

“The organization's form 990 is distributed electronically to the governing body prior to submission.”

Form 990, Page 6, Part VI, Line 12C

“Per the written conflict of interest policy: the organization's president will monitor proposed or ongoing transactions for conflicts of interest and disclose them to the chairman of the board of directors in order to deal with potential or actual conflicts, whether discovered before or after the transaction has occurred.”

Form 990, Page 6, Part VI, Line 15A

“Delaware financial education alliance does not have compensation expense because they engage delaware bankers association to provide management services. The delaware bankers association's personnel committee uses data from a compensation survey provided by the ohio bankers league.”

Form 990, Page 6, Part VI, Line 15B

“Delaware financial education alliance does not have compensation expense because they engage delaware bankers association to provide management services. The delaware bankers association's personnel committee uses data from a compensation survey provided by the ohio bankers league.”

Form 990, Page 6, Part VI, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Delaware Financial Education
EIN
22-2549908
Phone
3026740202
Address
PO BOX 494, DOVER, DE 19903

Signing Officer

Name
Sarah a Long
Title
President, CEO, Trea
Phone
3026788600
Signed
2018-10-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sarah a Long
Formed
1983
Legal Domicile
De
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
13

Preparer

Firm
Jefferson Urian Doane & Sterner Pa
Address
107 WOLF CREEK BLVD STE 1, DOVER, DE 19901
Preparer
Luke Billings
Phone
3026781425
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To provide financial literacy training designed for and targeted to persons of low and moderate income in the state of delaware through a variety of educational programs and to provide quality training programs to employees of member banks in the financial services industry in delaware.”

Raw XML AppendixShowing 400 of 562 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt08523
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt022515
IRS990/AccountsReceivableGrp/BOYAmt05342
IRS990/AccountsReceivableGrp/EOYAmt09983
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE.
IRS990/AllOtherContributionsAmt0235000
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0682
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01125
IRS990/AllOtherExpensesGrp/TotalAmt01807
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0DELAWARE FINANCIAL EDUCATION ALLIAN
IRS990/BooksInCareOfDetail/PhoneNum03026740202
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08 WEST LOOCKERMAN STREET 2ND FLOOR
IRS990/BooksInCareOfDetail/USAddress/CityNm0DOVER
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0DE
IRS990/BooksInCareOfDetail/USAddress/ZIPCd019904
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0157301
IRS990/CashNonInterestBearingGrp/EOYAmt086390
IRS990/ChangeToOrgDocumentsInd0true
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0112921
IRS990/ConferencesMeetingsGrp/TotalAmt0112921
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0235000
IRS990/CYGrantsAndSimilarPaidAmt0196250
IRS990/CYInvestmentIncomeAmt01655
IRS990/CYOtherExpensesAmt0520861
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0510327
IRS990/CYRevenuesLessExpensesAmt029871
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0717111
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0746982
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt080895
IRS990/DelegationOfMgmtDutiesInd0true
IRS990/Desc0TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0651193
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt08837
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt05891
IRS990/FeesForServicesAccountingGrp/TotalAmt014728
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt021929
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt0197366
IRS990/FeesForServicesManagementGrp/TotalAmt0219295
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt1326.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt1432.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt120.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1314.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt148.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1335065
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1410526
IRS990/Form990PartVIISectionAGrp/PersonNm0P RANDOLPH TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm1CYNTHIA DM BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm2DONNA G MITCHEL
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES J ROSZKOWSKI
IRS990/Form990PartVIISectionAGrp/PersonNm4ELIZABETH D ALBANO
IRS990/Form990PartVIISectionAGrp/PersonNm5BRUCE H COLBOURN
IRS990/Form990PartVIISectionAGrp/PersonNm6LARRY DREXLER
IRS990/Form990PartVIISectionAGrp/PersonNm7THOMAS M FORREST
IRS990/Form990PartVIISectionAGrp/PersonNm8ERIC G HOERNER
IRS990/Form990PartVIISectionAGrp/PersonNm9LISA P KIRKWOOD
IRS990/Form990PartVIISectionAGrp/PersonNm10NICHOLAS P LAMBROW
IRS990/Form990PartVIISectionAGrp/PersonNm11WILLIAM S WALLACE
IRS990/Form990PartVIISectionAGrp/PersonNm12JOE WESTCOTT
IRS990/Form990PartVIISectionAGrp/PersonNm13SARAH A LONG
IRS990/Form990PartVIISectionAGrp/PersonNm14MARGARET E CREGAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13299873
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt1487854
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN ELE
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR-AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR-AT-
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13PRESIDENT, C
IRS990/Form990PartVIISectionAGrp/TitleTxt14VP, MEMBERSH
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01983
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt013
IRS990/GrantAmt0196250
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0196250
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0196250
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0true
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0746982
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt013
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt04162
IRS990/InformationTechnologyGrp/ProgramServicesAmt01040
IRS990/InformationTechnologyGrp/TotalAmt05202
IRS990/InventoriesForSaleOrUseGrp/BOYAmt02180
IRS990/InventoriesForSaleOrUseGrp/EOYAmt02239
IRS990/InvestmentIncomeGrp/ExclusionAmt01655
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01655
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt08036
IRS990/LandBldgEquipCostOrOtherBssAmt08036
IRS990/LegalDomicileStateCd0DE
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FINANCIAL LITERACY TRAINING DESIGNED FOR AND TARGETED TO PERSONS OF LOW AND MODERATE INCOME IN THE STATE OF DELAWARE THROUGH A VARIETY OF EDUCATIONAL PROGRAMS AND TO PROVIDE QUALITY TRAINING PROGRAMS TO EMPLOYEES OF MEMBER BANKS IN THE FINANCIAL SERVICES INDUSTRY IN DELAWARE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0254563
IRS990/NetAssetsOrFundBalancesEOYAmt0284434
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt015266
IRS990/OccupancyGrp/ProgramServicesAmt03816
IRS990/OccupancyGrp/TotalAmt019082
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt013282
IRS990/OfficeExpensesGrp/ProgramServicesAmt01865
IRS990/OfficeExpensesGrp/TotalAmt015147
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherExpensesGrp/Desc0PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1COLLEGE CLASSES
IRS990/OtherExpensesGrp/Desc2BANK FEES
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0727
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11033
IRS990/OtherExpensesGrp/ProgramServicesAmt077690
IRS990/OtherExpensesGrp/ProgramServicesAmt146342
IRS990/OtherExpensesGrp/ProgramServicesAmt26542
IRS990/OtherExpensesGrp/ProgramServicesAmt3345
IRS990/OtherExpensesGrp/TotalAmt077690
IRS990/OtherExpensesGrp/TotalAmt146342
IRS990/OtherExpensesGrp/TotalAmt27269
IRS990/OtherExpensesGrp/TotalAmt31378
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06222
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt013746
IRS990/PrincipalOfficerNm0SARAH A LONG
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0611600
IRS990/ProgramServiceRevenueGrp/Desc0EDUCATION FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0510327
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0510327
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0305000
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt0196250
IRS990/PYInvestmentIncomeAmt0865
IRS990/PYOtherExpensesAmt0507924
IRS990/PYProgramServiceRevenueAmt0447175
IRS990/PYRevenuesLessExpensesAmt048866
IRS990/PYTotalExpensesAmt0704174
IRS990/PYTotalRevenueAmt0753040
IRS990/ReconcilationRevenueExpnssAmt029871
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0510327
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0172936
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0194591
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0235000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0305000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt066137
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt056258
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt066613
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0729008
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0235000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0305000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt066137
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt056258
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt066613
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0729008
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt01655
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0865
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01260
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0659
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0480
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt04919
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt01655
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0865
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt01260
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0659
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0480
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt04919
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0510327
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0447175
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0465272
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0375484
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0294953
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02093211
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt02093211
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt01655
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0865
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt01260
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0659
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0480
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt04919
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99330
IRS990ScheduleA/PublicSupportCY509Pct00.78720
IRS990ScheduleA/PublicSupportPY170Pct00.99370
IRS990ScheduleA/PublicSupportPY509Pct00.77290
IRS990ScheduleA/PublicSupportTotal170Amt0729008
IRS990ScheduleA/PublicSupportTotal509Amt02225655
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt0112174
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0101887
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt0176840
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt0134266
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt071397
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0596564
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt0112174
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt0101887
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt0176840
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt0134266
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt071397
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0596564
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0745327
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0752175
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0531409
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0431742
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0361566
IRS990ScheduleA/Total509Grp/TotalAmt02822219
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0235000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0305000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt066137
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt056258
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt066613
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0729008
IRS990ScheduleA/TotalSupportAmt0733927
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0746982
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0753040
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0532669
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0432401
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0362046
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02827138
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/DepreciationAmt08036
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08036
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/RecipientTable/CashGrantAmt0196250
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0TRUST MINOR COURSE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0UNIVERSITY OF DELAWARE
IRS990ScheduleI/RecipientTable/RecipientEIN0516000297
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt024 E MAIN STREET
IRS990ScheduleI/RecipientTable/USAddress/CityNm0NEWARK
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0DE
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd019716
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION RECEIVES STATUS REPORT ON AN ANNUAL BASIS, TO INCLUDE INFORMATION REGARDING THE PROGRESS OF THE TRUST AND WEALTH MANAGEMENT PROGRAM MILESTONES AND AN ACCOUNTING AS TO THE USE OF THE FUNDS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/ClubDuesOrFeesInd0X

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$306,949
Liabilities
$22,515
Net assets
$284,434
Revenue
$746,982
Expenses
$717,111
Net income
$29,871
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.59$0.24$9.35$6.85$5.96$0.89
2024Summary only. Only limited summary data is available for this year.$8.56$0.10$8.46$6.43$5.28$1.16
2023Summary only. Only limited summary data is available for this year.$7.62$0.31$7.30$6.75$4.95$1.79
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.20$0.69$5.51$5.68$4.81$0.87
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.85$1.22$4.63$4.93$4.93$0.00
2020Summary only. Only limited summary data is available for this year.$6.09$1.45$4.63$6.89$6.33$0.56
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$0.65$4.07$7.94$6.71$1.23
2018Detailed filing. Detailed filing data is available for this year.$3.07$0.23$2.84$7.47$7.17$0.30
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.44$0.89$2.55$7.53$7.04$0.49
2016Detailed filing. Detailed filing data is available for this year.$2.27$0.21$2.06$5.33$5.20$0.13
2015Detailed filing. Detailed filing data is available for this year.$2.13$0.20$1.93$4.32$3.88$0.44
2014Detailed filing. Detailed filing data is available for this year.$1.72$0.23$1.49$3.62$3.17$0.45
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.17$0.13$1.04$3.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.02$0.43$0.59$3.64
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.22$0.68$0.53$5.50